Patents Assigned to CAPITAL ONE SERVICES, LLC
  • Publication number: 20250071093
    Abstract: Systems and methods are described for performing secure communications with rotating key communications. For example, the system may receive a first applet request to perform a first rotating key communication across one or more computer networks to access a first server host. The system may then determine a first processing characteristic for the first applet request and a first plurality of server locations of the first server host (e.g., across the one or more computer networks). The system may then determine a first plurality of connection paths to a first subset of the first plurality of server locations. The system may then filter the first plurality of connection paths to generate a first subset of the plurality of connection paths. Based on the first subset of the plurality of connection paths, the system may generate a first rotating key for performing the rotating key communication.
    Type: Application
    Filed: August 25, 2023
    Publication date: February 27, 2025
    Applicant: Capital One Services, LLC
    Inventors: Lawrence DOUGLAS, Kevin KEENAN
  • Publication number: 20250069081
    Abstract: In certain embodiments, image-feature malicious-activity detection and access prevention may be facilitated, where an activity notification associated with a transaction triggers feature detection for at least one image related to a different transaction. In some embodiments, a first image (received in connection with a first transaction) may be associated with the first transaction, and a second image (received in connection with a second transaction) may be associated with a second transaction. In response to a malicious activity notification associated with the first transaction, an identifying characteristic (e.g., a facial feature) detected in the first image may be used to determine whether to prevent access to an account related to the second transaction. As an example, in response to determining that the identifying characteristic is present in the second image, access to the account related to the second transaction may be prevented.
    Type: Application
    Filed: November 11, 2024
    Publication date: February 27, 2025
    Applicant: Capital One Services, LLC
    Inventors: Joshua Edwards, Michael Mossoba, Abdelkader Benkreira
  • Patent number: 12236700
    Abstract: A computer implemented method, system, and non-transitory computer-readable device that may be used in a remote deposit environment. A plurality of differing neural networks, such as customizable neural networks, are selected, based on an architecture and features of the data field, to extract data from specific data fields on a document. The selected customizable neural networks are trained by historical or synthetic data corresponding to the data fields. Upon receiving, from a neural network Optical Character Recognition (OCR) system, a selected first trained customizable neural network model and at least a second selected trained customizable neural network model, the data fields are extracted, based on a series or parallel configuration of the customizable neural networks, and the extracted data communicated to a remote deposit process.
    Type: Grant
    Filed: July 26, 2024
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Thomas Oliver Cantrell, Joseph James Ford, III
  • Patent number: 12236473
    Abstract: A device receives, from multiple cameras, streaming video data associated with multiple vehicles and provides the streaming video data to a user device associated with a user. The device receives, from the user device, a request to control a first camera and provides, to the user device, first streaming video data associated with the first camera. The device receives, from the user device, a camera control command for the first camera and causes the first camera to perform an action. The device receives updated first streaming video data from the first camera and provides, to the user device, the updated first streaming video data. The device receives, from the user device, information identifying a first vehicle in the updated first streaming video data and identifies first augmented reality vehicle information associated with the first vehicle. The device provides the first augmented reality vehicle information to the user device.
    Type: Grant
    Filed: June 14, 2021
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Qiaochu Tang, Stephen Wylie, Geoffrey Dagley, Olalekan Awoyemi, Staevan Duckworth, Jason Hoover, Micah Price
  • Patent number: 12236430
    Abstract: Aspects described herein may use behavioral biometric data to authenticate an individual that requests performance of an action related to a financial account. In response to the request, challenge questions relating to recent transactions conducted with the financial account may be generated. The challenge questions may be provided to the individual and may prompt the individual for audile response and/or touch input responses. Behavioral biometric data may be extracted from the responses and may be used to determine a likelihood the individual is an authorized user of the account.
    Type: Grant
    Filed: April 16, 2021
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Samuel Rapowitz, Viraj Chaudhary, Zviad Aznaurashvili
  • Patent number: 12236434
    Abstract: Systems, methods, and computer-readable media for providing accurate images of cards. An application executing on a mobile device may receive authentication credentials for an account, determine a card associated with the account, and determine a card manufacturer identifier (CMID) of the card. The application may receive, from a digital asset management system based on the CMID, a plurality of metadata attributes of the card and one or more images of the card. The application may determine, based on the metadata attributes and attributes of the mobile device, a first orientation of the card to enable near-field communication (NFC) data transfer between the card and the mobile device. The application may select a first image of the card. The application may generate a graphical user interface (GUI) including the first image and an indication specifying to tap the card to the mobile device according to the first orientation.
    Type: Grant
    Filed: July 21, 2023
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Jeffrey Rule, Colin Hart
  • Patent number: 12236410
    Abstract: Systems and methods are disclosed for the deposit, withdrawal, and reuse of currency for transactions. According to disclosed embodiments, an intelligent teller machine (ITM) is configured to receive currency as payment for a transaction, to calculate and dispense any change due, and to request that the net value of the transaction (e.g., the revenue) be deposited into the financial account of the business. The currency received by the ITM is also available to make change for future purchase transactions.
    Type: Grant
    Filed: September 29, 2023
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Adam R. Koeppel, Alex Leo Niderberg
  • Patent number: 12235890
    Abstract: A system and method for enhancing searching capabilities is disclosed. The system and method can receive an image and metadata associated with the image. An intensity map of a grayscale vector may be generated corresponding to the image. An HTML code snippet may be placed at a coordinate location within the image and a browsing activity associated with the image may be detected. The HTML code snippet may be activated in response to detecting the browsing activity at a coordinate location. An interactive page may be rendered on a user interface, the interactive page including the image and the metadata associated with the image. The code snippet output may be correlated with the metadata to generate image browsing track data. A user browsing profile may be generated including the image browsing track data.
    Type: Grant
    Filed: January 7, 2022
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Chih-Hsiang Chow, Andrew Chouman
  • Patent number: 12236282
    Abstract: A system including: one or more processors; a memory storing computer program code that controls the one or more processors to: receive usage metrics associated with a first application; determine whether the first application comprises a cyclic usage pattern, a batch usage pattern, or a non-cyclic usage pattern; select a scaling technique based on the determination; and automatically scale the first application with the selected scaling technique. The system may determine that at least one virtual machine should be added to a first plurality of virtual machines in response to a resource usage of an application exceeding a maximum usage allocation and determine that at least one virtual machine should be removed to the first plurality of virtual machines in response to a minimum usage allocation exceeding the resource usage of the first plurality of virtual machine instances.
    Type: Grant
    Filed: May 9, 2024
    Date of Patent: February 25, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Manideep Kantamneni, Tariq Bhatti, Jayasri Chadalavada, Shantanu Mantri
  • Patent number: 12236301
    Abstract: Embodiments are directed to methods and techniques for providing power via piezoelectric components on contactless cards.
    Type: Grant
    Filed: November 4, 2022
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Bryant Yee, Kevin Osborn, Tyler Maiman
  • Patent number: 12236759
    Abstract: Disclosed herein are systems and methods of automated teller machine (ATM) management. The method can include receiving, from an ATM, an operating log from an out-of-band management chip. The method can further include determining, from the operating log, that the ATM is in an out-of-service state. The method can further include transmitting instructions to the out-of-band management chip to capture a system image of the ATM. In response, the method can include receiving the system image of the ATM from the out-of-band management chip and diagnosing a fault in the ATM based on the system image. The fault in the ATM can be the fault which caused the ATM to be in the out-of-service state. Finally, the method can include transmitting instructions for one or more corrective actions to the out-of-band management chip. The corrective actions can remedy the fault in the ATM.
    Type: Grant
    Filed: October 30, 2023
    Date of Patent: February 25, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Christopher Schott, Matthew Appleby, Shay Cohen, Euihyun Hwang, Tyler Pilato, Tabatha Seawell, Arturo Urquiza
  • Patent number: 12236406
    Abstract: Systems and methods are provided for group bill payment comprising creating a secure group bill payment account associated with a plurality of group members. The group bill payment account may be configured to receive information via a network from the plurality of group members; permit a group member to manage the group bill payment account following an authentication process; and transmit a group payment to a provider. Systems and methods may further comprise receiving instructions from a group member to create a rule for requesting payment, the bill being from a provider and associated with group members; receiving the bill issued by the provider; determining a charge based on the bill and the rule; sending a payment request based on the charge; receiving a deposit into the group bill payment account; transmitting a group payment; and sending a notification.
    Type: Grant
    Filed: November 30, 2022
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Abdelkader M'Hamed Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 12236252
    Abstract: Disclosed are examples of systems, methods and techniques related to delivering a service widget that collects data and provides a service. A service widget is provided in response to a widget delivery request received from a user browser. The delivered service widget enables the user browser to request item-related services from an enterprise. A request for the item-related services is received by an enterprise from the delivered service widget. Provision of the service is enabled upon confirmation that an authentication token fetched from the client backend system is valid for the client backend system, the services request may be delivered to an enterprise server. The enterprise, in response to an analysis of the information related to the item available for purchase, may indicate that the item available for purchase meets a purchase threshold of the enterprise and provide an evaluation result including parameters of the item-related services.
    Type: Grant
    Filed: January 29, 2024
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Kush Patel, Gopi Kancharla, Venkatasudharsan Dasa
  • Patent number: 12236467
    Abstract: Systems, methods, and computer readable media for vehicular search recommendations using machine learning. A computing model may receive a query for a vehicular recommendation. The model may be trained based on historical queries, webpages visited, and attributes of vehicles. The model may generate a decision tree comprising a plurality of paths for processing the query, the plurality of paths comprising a subset of a plurality of available paths for processing the query, each path associated with a plurality of search phases. The model may select, based on the decision tree, a first path of the plurality of paths for processing the query. The model may select, based on the first path, a first search phase of the plurality of search phases as corresponding to the query. The model may then return a search result corresponding to the first search phase as responsive to the query.
    Type: Grant
    Filed: March 24, 2021
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Elizabeth Furlan, Chih-Hsiang Chow, Steven Dang
  • Patent number: 12236278
    Abstract: Methods, systems, and apparatuses for optimizing the configuration of virtual warehouses for execution of queries on one or more data warehouses are described herein. A plurality of different events associated with a data sharing platform may be logged. The data sharing platform may enable users to access one or more databases managed by the data sharing platform. The data sharing platform may be configured to provide access to the data stored by the data sharing platform via one or more of a plurality of virtual warehouses. A testing database may be generated. An optimized virtual warehouse configuration may be predicted for a first virtual warehouse by selecting a plurality of different warehouse configurations for the first virtual warehouse, measuring performance parameters of each of the plurality of different warehouse configurations by emulating, and selecting the optimized virtual warehouse configuration based on the performance parameters.
    Type: Grant
    Filed: February 1, 2022
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Syed Shamaz Salim, Ganesh Bharathan
  • Patent number: 12235920
    Abstract: In some implementations, a web instance may receive an indication of an event associated with a uniform resource locator (URL) that includes a slug. The web instance may determine, using an indicator encoded in the slug, that the URL is associated with an action that is included in a concurrency control group. The web instance may communicate with a remote database to determine whether the concurrency control group is locked. The web instance may selectively trigger execution of the action based on whether the concurrency control group is locked.
    Type: Grant
    Filed: October 18, 2023
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Parag Jain, Michael Pruitt, Benjamin Lee Wolferman, Mohideen Peer, Paul Bradley Robb, Kevin Yafuso
  • Patent number: 12235917
    Abstract: The methods and systems described herein improve upon existing deep linking concepts, by creating links directed to a feature registry which may then serve the user's need of selecting and accessing a given feature. The feature registry may provide customized features that may populate a feature template in a user interface (e.g., of a feature registry application) on a local device. This population may occur in both a real-time (e.g., based on a continuously updated machine learning model) and modular fashion. For example, the system and methods may generate customized content on a website or mobile application through a hyperlink by filtering available features on a feature registry based on the identity of the user, the information from the user profile, and the description of the hyperlink content.
    Type: Grant
    Filed: May 22, 2023
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Kristina Bailey, Andrew Rosenbaum
  • Patent number: 12235814
    Abstract: This disclosure generally relates to computer-based systems configured for one or more novel technological applications of information processing in the field of database resolution from an enhanced query data refinement in an elastic search environment utilizing a machine learning model pipeline to resolve entity records.
    Type: Grant
    Filed: March 13, 2024
    Date of Patent: February 25, 2025
    Assignee: Capital One Services, LLC
    Inventors: Ali S. Al-Shehab, Jr-Wei Jeng, Niti N. Sheth, Tanveer Afzal Faruquie, David Edward Lutz, Nathan L. Sheridan
  • Patent number: 12236771
    Abstract: A computer vision card reader and/or point of sale device is described. The device is configured to sense when a user inserts a card into a card reader and to determine when a user departs or is about to depart from the device without retrieving the card. The device may issue an audible or visible alert to the user, reminding the user to retrieve the card. The device may additionally send a notification to a mobile device associated with the user that reminds the user that he has left a card at the point of sale. In some embodiments, message sent to the user contains a code and, upon entry of the code, the point of sale or card reader device returns the card to the user.
    Type: Grant
    Filed: December 6, 2023
    Date of Patent: February 25, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Abdelkader Benkreira, Joshua Edwards, Michael Mossoba
  • Patent number: 12236424
    Abstract: In a method for transferring payment account information, a payment information transfer request is received from an account holder device associated with a first provider account. A list of payees to which electronic payments have been made from the first provider account is transmitted to the account holder device for display to the account holder and a user selection of at least one selected payee from the list of one or more payees is received from the account holder device. A payment account information data file is assembled in a predetermined data format, the file including payment account information for each selected payee. The payment account information data file is then transmitted to at least one of the set consisting of the account holder device and an information processing system of a second account provider.
    Type: Grant
    Filed: May 2, 2023
    Date of Patent: February 25, 2025
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Michael Mossoba, Joshua Edwards, Abdelkader Benkreira