Abstract: An authentication system has instructions including, in response to receiving a page request, determining a page identifier based on the page request and comparing the page identifier to a set of pages. The instructions include, in response to the page identifier matching a first page of the set of pages, obtaining a first profile corresponding to the first page and retrieving the first page from a first website corresponding to the first page. The instructions include, based on the first page, generating a new page according to the first profile and transmitting the new page to the browsing device. The instructions include, in response to receiving a selection from the new page on the browsing device, forwarding login credentials of the first profile to the first website and, in response to receiving a return page from the first website, forwarding the return page to the browsing device for display.
Abstract: An authentication system includes an authentication module and a user history database storing order information that includes, for each of multiple logins of the first user to a web property, at least one of: an indication of an order of hypertext transfer protocol (HTTP) headers that were previously received at the authentication module during the login, and an indication of an order of navigator object properties that were previously returned to the authentication module during the login. The authentication module is configured to: receive, from a web browser of a first entity attempting to log in to the web property, credentials of the first user; determine order information of the first entity's web browser; perform a comparison operation based on the order information of the first user and that of the first entity, and determine whether to allow the first entity to log in based on the comparison operation.
Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
Abstract: A computer server includes processor and memory hardware. The processor hardware executes instructions including parsing a hypertext transfer protocol (HTTP) request from a first user agent to identify a first data object matching a set of characteristics and generating a new data element based on the HTTP request. The instructions include, in response to the first data object being present: extracting a first set of serialized data elements and serializing them with the new data element to generate a second data object. The instructions include, in response to the first data object being absent and a user associated with the first user agent being identifiable: determining a second set of serialized data elements based on an identity of the user, and serializing them with the new data element to generate the second data object. The instructions include transmitting an HTTP response including the second data object.
Type:
Grant
Filed:
July 17, 2023
Date of Patent:
August 27, 2024
Assignee:
Charles Schwab & Co., Inc.
Inventors:
Kevin Michael Wysocki, Michelle Schroeder
Abstract: A system and method reduces or minimizes the number of characteristic values required to evaluate a rule by selecting elements of the rule in an order most likely to allow evaluation of the rule without requiring evaluation of other elements of the rule. The selection may be a function of one or both of the structure of the rule and the probability that an element will resolve to a particular value of true or false.
Abstract: A system and method identifies a score for a user using the user's response to questions from a number of different financial and other-than-financial planning dimensions.
Abstract: A method of operating a proxy module connected in between a third-party scheduling service and a mail server in a communications network includes receiving, at the proxy module, a request to access a resource of a first agent. The method includes generating a first determination results by determining whether a request type of the received request is an allowed request type. The method includes generating a second determination result by determining whether the first agent is an allowed agent. The method includes, based on the first and second determination results, formatting the received request in accordance with a format associated with the mail server and providing the formatted request to the mail server.
Type:
Application
Filed:
January 16, 2024
Publication date:
July 4, 2024
Applicant:
Charles Schwab & Co., Inc.
Inventors:
Richard Alan ADAMS, Ronald Glenn MARTEL, JR., Daniel SASS, Glenn A. ROSE
Abstract: A recommendation system includes a content similarity analyzer configured to determine a first set of content item identifiers similar to a set of viewed content items based on respective similarity scores and add them to a first list. A similar user content extraction module identifies a set of similar user identifiers from a user similarity database; obtains, based on respective viewing histories of the set, a second set of content item identifiers; and adds them to the first list. The recommendation system includes a content filter configured to select a subset of content item identifiers from the first list based on the corresponding similarity scores between content item identifiers of the first list and a viewing history. The content filter is configured to transmit the subset of content item identifiers for display of the corresponding content items via a web portal on a user interface of a first user device.
Type:
Grant
Filed:
November 29, 2022
Date of Patent:
July 2, 2024
Assignee:
CHARLES SCHWAB & CO., INC.
Inventors:
Logan Sommers Ahlstrom, Ravindra Reddy Tappeta Venkata, Sean Ming-Yin Law, Joseph Clark Walston, Raviteja Lokineni, Dayanand Narregudem
Abstract: An authentication system includes an authentication module and a user history database storing order information that includes, for each of multiple logins of the first user to a web property, at least one of: an indication of an order of hypertext transfer protocol (HTTP) headers that were previously received at the authentication module during the login, and an indication of an order of navigator object properties that were previously returned to the authentication module during the login. The authentication module is configured to: receive, from a web browser of a first entity attempting to log in to the web property, credentials of the first user; determine order information of the first entity's web browser; perform a comparison operation based on the order information of the first user and that of the first entity, and determine whether to allow the first entity to log in based on the comparison operation.
Abstract: A method includes selecting a customer of a company; constructing a digital footprint of the selected customer. The method includes inputting the digital footprint to an artificial intelligence (AI) engine. The method includes obtaining one or more probability values from the AI engine based on the input digital footprint. The method includes selecting a call driver, from among a plurality of call drivers, as a predicted call driver. The method includes providing the predicted call driver to a call center associated with the company.
Abstract: A system and method builds functions into a web page sourced by a primary server and that would otherwise report to a set of one or more other servers actions performed by users of the web page when they interact with its elements so that the interactions instead report to the user of the web page. The system and method then causes the browser to simulate such interactions with all such web page elements, thereby causing the functions to report the information that would have been sent to the other server, and an identifier of the other server.
Abstract: A method includes assigning unique symbols to pages of a website, respectively. The method includes obtaining page symbol sequences of browsing sessions, respectively. Each browsing session corresponds to a visitor of the website. For each browsing session, the page symbol sequence of the browsing session is a sequence of symbols that corresponds, respectively, to a sequence of pages of the website visited during the browsing session by the corresponding visitor. The method includes generating a master string including the page symbol sequences, generating a suffix array corresponding to the master string, and generating a longest common prefix (LCP) array corresponding to the suffix array. The method includes, based on the suffix array and LCP array, determining one or more most common n-step subsequences of pages (n is an integer greater than 1).
Type:
Application
Filed:
January 10, 2024
Publication date:
May 2, 2024
Applicant:
Charles Schwab & Co., Inc.
Inventors:
Sean Ming-Yin LAW, Kenneth Edward ANGEL
Abstract: A system stores instructions including, in response to receiving user input, identifying a first event type and a first security identifier and obtaining a first set of event dates from the event database and, for each event date of the first set of event dates, obtaining a corresponding event value on the corresponding event date of the first security identifier. The instructions include, for a first day related to each event date of the first set of event dates: obtaining a corresponding value on the first day of the first security identifier, determining a corresponding difference value between the corresponding event value and the corresponding value, and storing the corresponding difference value in a set of difference values. The instructions include calculating an average difference on the first day using the set of difference values and displaying the average difference and an event indicator corresponding to the first event type.
Abstract: A system facilitates real-time user interactions in a virtual environment of a user application accessible by multiple computing devices. System instructions include receiving a set of defined topics including a defined topic from a first computing device of the computing devices. The instructions include receiving, from at least one of the computing devices, data representing machine-readable text converted from a verbal conversation between two or more users in the virtual environment. The instructions include identifying a set of topics from the data representing machine-readable text. The instructions include comparing the identified set of topics from the data representing machine-readable text to the set of defined topics. The instructions include, in response to detecting a match between a topic of the identified set of topics and the defined topic of the set of defined topics, transmitting, to the first computing device, a notification of the matching defined topic.
Type:
Application
Filed:
January 3, 2024
Publication date:
April 25, 2024
Applicant:
Charles Schwab & Co., Inc.
Inventors:
Jeffrey Michael FREISTHLER, Justin Wayne WEBSTER, Christopher Nathan MELNICK, Bryan EDELMAN, Nathan Ralph HOGGE, Jacob Patrick SULLIVAN
Abstract: A method of operating a proxy module connected in between a third-party scheduling service and a mail server in a communications network includes receiving, at the proxy module, a request to access a resource of a first agent. The method includes generating a first determination results by determining whether a request type of the received request is an allowed request type. The method includes generating a second determination result by determining whether the first agent is an allowed agent. The method includes, based on the first and second determination results, formatting the received request in accordance with a format associated with the mail server and providing the formatted request to the mail server.
Type:
Grant
Filed:
September 28, 2020
Date of Patent:
April 16, 2024
Assignee:
CHARLES SCHWAB & CO., INC.
Inventors:
Richard Alan Adams, Ronald Glenn Martel, Jr., Daniel Sass, Glenn A. Rose
Abstract: A system, method and computer program product collects and provides for display operational status data in several levels of detail about multiple client computer systems.