Patents Assigned to Charles Schwab & Co., Inc.
  • Patent number: 11860740
    Abstract: A system and method converts a list that may be used for tracking, into an input that can be used by backup and recovery software to avoid backing up certain virtual machines in a multiple cluster backup configuration, network coupled, environment.
    Type: Grant
    Filed: March 24, 2016
    Date of Patent: January 2, 2024
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Tony Volpentest
  • Patent number: 11847144
    Abstract: A system includes instructions for execution by at least one processor, including, in response to an event, obtaining a first set of alerts stored in the alert database corresponding to a first scenario of a set of scenarios and selecting a first model of a set of models corresponding to the first scenario and identifying a first set of features stored in the features database corresponding to the first scenario. The instructions include, for each alert of the first set of alerts, identifying a first identifier included in the alert, retrieving the first set of features of the first identifier from the parameter database, determining a score using the first model based on the retrieved first set of features, and adding the alert and the score to a result list. The instructions include displaying, on a user device, the result list including the first set of alerts and corresponding scores.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: December 19, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventors: Stephen Filios, Logan Sommers Ahlstrom, Katie Marie Digilio, Ravindra Reddy Tappeta Venkata, Eric John Hains
  • Publication number: 20230386431
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Application
    Filed: July 13, 2023
    Publication date: November 30, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventor: Sean M. PAYNE
  • Patent number: 11829353
    Abstract: A communications system implements instructions including maintaining a message object that includes an array of entries. Each entry of the array includes a field identifier, a data type, and a next entry pointer. The next entry pointers and a head pointer establish a linked list of entries. The instructions include, in response to a request to add a new entry to the message object, calculating an index based on a field identifier of the new entry and determining whether the entry at the calculated index within the array of entries is active. The instructions include, if the entry is inactive, writing a data type, field identifier, and data value of the new entry to the calculated index, and inserting the new entry into the linked list. The instructions include, if the entry is already active, selectively expanding the size of the array and repeating the calculating and determining.
    Type: Grant
    Filed: July 20, 2021
    Date of Patent: November 28, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Eric Tesse
  • Publication number: 20230377046
    Abstract: A system and method allows an advisor to identify allocations of investments to each of several model portfolios in each of several investment strategies selected by the advisor, and to select asset classes to use and features to supply, as well as to select a primary and secondary investment to use for tax loss harvesting. Each of several investors is linked to an advisor and prompted with questions whose answers provide an initial assignment of the investor to an investment strategy from among those selected by the advisor to which the investor is linked and a model portfolio of that strategy. Investments are made and redeemed and rebalancing occurs in accordance with the model portfolio of the investor and the allocations of the advisor for that model portfolio.
    Type: Application
    Filed: July 12, 2023
    Publication date: November 23, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventors: James SCOTT, Brandon SUMMERS, Kendall HOUSTON, Yuriy SAKOVICH, Christopher J. ZAHNER
  • Publication number: 20230376875
    Abstract: A system and method assigns documents to a list of documents for a project team to complete based on the level of each of various risks the project is identified to have, and whether the benefits of risk containment afforded by each document outweighs the cost of completion of the document when the risk or risks addressed by the document are at the level identified for the project.
    Type: Application
    Filed: August 4, 2023
    Publication date: November 23, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventor: Ellie KALENDA
  • Patent number: 11811745
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: September 6, 2022
    Date of Patent: November 7, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: William Page
  • Patent number: 11810095
    Abstract: A system and method allows a user to pay for a transaction by scanning an encoded image, for example, using a mobile device. The payor is anonymous to the party receiving payment.
    Type: Grant
    Filed: February 19, 2013
    Date of Patent: November 7, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Konstantinos P. Konstantinides, Naresh Sikha, Janardhan D. Kakarla, Eliel R. Johnson
  • Patent number: 11811775
    Abstract: A system and method detects and handles replay attacks using counters maintained for each of several different periods for various values of IP addresses and browser description attributes encountered.
    Type: Grant
    Filed: April 5, 2022
    Date of Patent: November 7, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: Steven Hadler
  • Patent number: 11797361
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the 5 request to an agent that can handle the predicted request.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: October 24, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Shahbaz Chaudhary, Justin Robischon, Jodi Blomberg
  • Patent number: 11790449
    Abstract: A system includes a processor and a memory with instructions. The instructions include, in response to receiving a zoned graph request, determining a current breakeven point on a current date based on a strike price of an option. The instructions include estimating a future strike price of the option based on an expiration date of the option, determining a future breakeven point on the expiration date of the option based on the estimated future strike price, and determining a range as a current price corresponding to the current breakeven point to a future price corresponding to the future breakeven point. The instructions include, for each time between the current date and the expiration date, determining a middle breakeven point at the corresponding time based on the range and generating a zoned graph including the current breakeven point, the future breakeven point, and each middle breakeven point at the corresponding times.
    Type: Grant
    Filed: December 14, 2022
    Date of Patent: October 17, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: Harrison W. Napper
  • Patent number: 11775903
    Abstract: A system and method assigns documents to a list of documents for a project team to complete based on the level of each of various risks the project is identified to have, and whether the benefits of risk containment afforded by each document outweighs the cost of completion of the document when the risk or risks addressed by the document are at the level identified for the project.
    Type: Grant
    Filed: April 19, 2022
    Date of Patent: October 3, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Ellie Kalenda
  • Patent number: 11765177
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Grant
    Filed: September 19, 2021
    Date of Patent: September 19, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Jay Desai, Konstantinos P. Konstantinides, Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell, Valery Zubovsky, Charles E. Gotlieb
  • Patent number: 11756511
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Grant
    Filed: December 28, 2021
    Date of Patent: September 12, 2023
    Assignee: Charles Schwab & Co., Inc
    Inventor: Sean M. Payne
  • Publication number: 20230205612
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the 5 request to an agent that can handle the predicted request.
    Type: Application
    Filed: February 24, 2023
    Publication date: June 29, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventors: Shahbaz CHAUDHARY, Justin ROBISCHON, Jodi BLOMBERG
  • Patent number: 11614993
    Abstract: A system and method on one computer records actions on objects performed on a second computer. If an object is deleted from the second computer, the first computer can restore to a point in time the state of the object on the second computer, including assignments made between it and other objects, using the recorded actions.
    Type: Grant
    Filed: July 12, 2021
    Date of Patent: March 28, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Huynh Hoang
  • Patent number: 11609805
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the request to an agent that can handle the predicted request.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: March 21, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Shahbaz Chaudhary, Justin Robischon, Jodi Blomberg
  • Patent number: 11604860
    Abstract: A system and method synchronizes accounts across different computer systems using a matching computer system and a network, when the accounts on the source computer system are organized differently than they are on the destination computer system.
    Type: Grant
    Filed: October 13, 2020
    Date of Patent: March 14, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: William Page, Brian Shenson
  • Patent number: 11575667
    Abstract: A system and method provides security features for inter-computer communications. A user identifier of the user that cannot be used to log the user in to a data consolidating system is received by a matching system from the data consolidating system. The validity of the user is checked at the matching system and, in response to the checking, the user identifier is converted to a different user identifier and the different user identifier is provided to a data providing system by the matching system. The data providing system provides the data of the user in response, and the matching system forwards the data to the data consolidating system.
    Type: Grant
    Filed: October 15, 2019
    Date of Patent: February 7, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • Patent number: 11563724
    Abstract: A system and method allows a user to register one or more PINs on one or more user devices, and then authenticates the user to a server via the PIN and a token deposited on the user device being used by the user to allow access to an application on the user device. Individual tokens, or all tokens deposited on the user devices for a user account, may be invalidated, and the user is prevented from authenticating himself or herself via a PIN to allow access to an application on any device for which the last token deposited was invalidated, until the same or different PIN is registered for that device.
    Type: Grant
    Filed: December 29, 2020
    Date of Patent: January 24, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Valery Zubovsky