Patents Assigned to Charles Schwab & Co.
  • Publication number: 20240048546
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Application
    Filed: September 29, 2023
    Publication date: February 8, 2024
    Applicant: Charles Schwab & Co., Inc.
    Inventor: William PAGE
  • Patent number: 11886923
    Abstract: A system includes a processor and memory that stores asset identifiers. The asset identifiers correspond to a respective index and a respective category. The memory stores instructions for execution by the processor. The instructions include, in response to receiving a request signal from a user device, obtaining a set of asset identifiers corresponding to a first index indicated in the request signal and filtering the set of asset identifiers based on a first category indicated in the request signal. The instructions include generating an adjusted set of asset identifiers by, for each category represented in the filtered set of asset identifiers, adjusting a representation ratio of the asset identifiers associated with the corresponding category in response to the request signal including the representation ratio associated with the corresponding category, and transforming an interface of the user device by rendering a graphical depiction of the adjusted set of asset identifiers.
    Type: Grant
    Filed: November 22, 2020
    Date of Patent: January 30, 2024
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventors: Travis Rothlisberger, Sohaib Saeed
  • Patent number: 11888647
    Abstract: A system, method and computer program product collects and provides for display operational status data in several levels of detail about multiple client computer systems.
    Type: Grant
    Filed: July 5, 2022
    Date of Patent: January 30, 2024
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: Jonathan S. Barth
  • Publication number: 20240020675
    Abstract: A system and method allows a user to pay for a transaction by scanning an encoded image, for example, using a mobile device. The payor is anonymous to the party receiving payment.
    Type: Application
    Filed: September 27, 2023
    Publication date: January 18, 2024
    Applicant: Charles Schwab & Co., Inc.
    Inventors: Konstantinos P. KONSTANTINIDES, Naresh SIKHA, Janardhan D. KAKARLA, Eliel R. JOHNSON
  • Publication number: 20240022572
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Application
    Filed: August 8, 2023
    Publication date: January 18, 2024
    Applicant: Charles Schwab & Co., Inc
    Inventors: Jay DESAI, Konstantinos P. KONSTANTINIDES, Suwat PHRUKSAWAN, Toby R. KENDALL, Patrick C. MCGRAW, Dominic E. CAUDELL, Valery ZUBOVSKY, Charles E. GOTLIEB
  • Publication number: 20240012697
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the request to an agent that can handle the predicted request.
    Type: Application
    Filed: September 21, 2023
    Publication date: January 11, 2024
    Applicant: Charles Schwab & Co., Inc
    Inventors: Shahbaz CHAUDHARY, Justin ROBISCHON, Jodi BLOMBERG
  • Publication number: 20240012716
    Abstract: A system and method converts a list that may be used for tracking, into an input that can be used by backup and recovery software to avoid backing up certain virtual machines in a multiple cluster backup configuration, network coupled, environment.
    Type: Application
    Filed: September 26, 2023
    Publication date: January 11, 2024
    Applicant: Charles Schwab & Co., Inc
    Inventor: Tony VOLPENTEST
  • Patent number: 11869087
    Abstract: A system and method allows an advisor to identify allocations of investments and/or asset classes to each of several model portfolios in each of several investment strategies selected by the advisor, and to select asset classes to use and features to supply, as well as to select a primary and secondary investment to use for tax loss harvesting. Each of several investors is linked to an advisor and prompted with questions whose answers provide an initial assignment of the investor to an investment strategy from among those selected by the advisor to which the investor is linked and a model portfolio of that strategy, such initial assignment being capable of change from the investor in a limited fashion or the advisor in a broader fashion. Investments are made and redeemed and rebalancing occurs in accordance with the model portfolio of the investor and the allocations of the advisor for that model portfolio.
    Type: Grant
    Filed: June 20, 2016
    Date of Patent: January 9, 2024
    Assignee: Charles Schwab & Co., Inc.
    Inventors: James Scott, Brandon Summers, Kendall Houston, Yuriy Sakovich, Christopher J. Zahner
  • Patent number: 11860740
    Abstract: A system and method converts a list that may be used for tracking, into an input that can be used by backup and recovery software to avoid backing up certain virtual machines in a multiple cluster backup configuration, network coupled, environment.
    Type: Grant
    Filed: March 24, 2016
    Date of Patent: January 2, 2024
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Tony Volpentest
  • Patent number: 11847144
    Abstract: A system includes instructions for execution by at least one processor, including, in response to an event, obtaining a first set of alerts stored in the alert database corresponding to a first scenario of a set of scenarios and selecting a first model of a set of models corresponding to the first scenario and identifying a first set of features stored in the features database corresponding to the first scenario. The instructions include, for each alert of the first set of alerts, identifying a first identifier included in the alert, retrieving the first set of features of the first identifier from the parameter database, determining a score using the first model based on the retrieved first set of features, and adding the alert and the score to a result list. The instructions include displaying, on a user device, the result list including the first set of alerts and corresponding scores.
    Type: Grant
    Filed: May 18, 2020
    Date of Patent: December 19, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventors: Stephen Filios, Logan Sommers Ahlstrom, Katie Marie Digilio, Ravindra Reddy Tappeta Venkata, Eric John Hains
  • Publication number: 20230386431
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Application
    Filed: July 13, 2023
    Publication date: November 30, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventor: Sean M. PAYNE
  • Patent number: 11829353
    Abstract: A communications system implements instructions including maintaining a message object that includes an array of entries. Each entry of the array includes a field identifier, a data type, and a next entry pointer. The next entry pointers and a head pointer establish a linked list of entries. The instructions include, in response to a request to add a new entry to the message object, calculating an index based on a field identifier of the new entry and determining whether the entry at the calculated index within the array of entries is active. The instructions include, if the entry is inactive, writing a data type, field identifier, and data value of the new entry to the calculated index, and inserting the new entry into the linked list. The instructions include, if the entry is already active, selectively expanding the size of the array and repeating the calculating and determining.
    Type: Grant
    Filed: July 20, 2021
    Date of Patent: November 28, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Eric Tesse
  • Publication number: 20230377046
    Abstract: A system and method allows an advisor to identify allocations of investments to each of several model portfolios in each of several investment strategies selected by the advisor, and to select asset classes to use and features to supply, as well as to select a primary and secondary investment to use for tax loss harvesting. Each of several investors is linked to an advisor and prompted with questions whose answers provide an initial assignment of the investor to an investment strategy from among those selected by the advisor to which the investor is linked and a model portfolio of that strategy. Investments are made and redeemed and rebalancing occurs in accordance with the model portfolio of the investor and the allocations of the advisor for that model portfolio.
    Type: Application
    Filed: July 12, 2023
    Publication date: November 23, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventors: James SCOTT, Brandon SUMMERS, Kendall HOUSTON, Yuriy SAKOVICH, Christopher J. ZAHNER
  • Publication number: 20230376875
    Abstract: A system and method assigns documents to a list of documents for a project team to complete based on the level of each of various risks the project is identified to have, and whether the benefits of risk containment afforded by each document outweighs the cost of completion of the document when the risk or risks addressed by the document are at the level identified for the project.
    Type: Application
    Filed: August 4, 2023
    Publication date: November 23, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventor: Ellie KALENDA
  • Patent number: 11810095
    Abstract: A system and method allows a user to pay for a transaction by scanning an encoded image, for example, using a mobile device. The payor is anonymous to the party receiving payment.
    Type: Grant
    Filed: February 19, 2013
    Date of Patent: November 7, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Konstantinos P. Konstantinides, Naresh Sikha, Janardhan D. Kakarla, Eliel R. Johnson
  • Patent number: 11811775
    Abstract: A system and method detects and handles replay attacks using counters maintained for each of several different periods for various values of IP addresses and browser description attributes encountered.
    Type: Grant
    Filed: April 5, 2022
    Date of Patent: November 7, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: Steven Hadler
  • Patent number: 11811745
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: September 6, 2022
    Date of Patent: November 7, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: William Page
  • Publication number: 20230344840
    Abstract: A server for identifying and prioritizing IT security events associated with a network is caused to receive a dataset representing IT security events specific to one or more resources associated with the network, generate, by defined algorithms, individual scores for the IT security events, correlate each of the individual scores for the IT security events with the one or more resources, aggregate, for a resource of the one or more resources, each of the individual scores correlated with the resource into a security score specific to the resource, determine whether the security score exceeds a defined threshold, and in response to the security score exceeding the defined threshold, generate and transmit a security incident alert specific to the resource to a security operation center. Example servers, systems, apparatuses, methods, and non-transitory computer readable medium for identifying and prioritizing IT security events associated with a network are also disclosed.
    Type: Application
    Filed: April 20, 2023
    Publication date: October 26, 2023
    Applicant: Charles Schwab & Co., Ltd.
    Inventors: Yaser DOLEH, Peter LAM, Bashar ABOUSEIDO, Halyee MILLS, Nathan HESS, Jake OLSON, Emily MACLEOD, Sukhjit SINGH, Ward SLADEK, Justin KING
  • Patent number: 11797361
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the 5 request to an agent that can handle the predicted request.
    Type: Grant
    Filed: February 24, 2023
    Date of Patent: October 24, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Shahbaz Chaudhary, Justin Robischon, Jodi Blomberg
  • Patent number: 11790449
    Abstract: A system includes a processor and a memory with instructions. The instructions include, in response to receiving a zoned graph request, determining a current breakeven point on a current date based on a strike price of an option. The instructions include estimating a future strike price of the option based on an expiration date of the option, determining a future breakeven point on the expiration date of the option based on the estimated future strike price, and determining a range as a current price corresponding to the current breakeven point to a future price corresponding to the future breakeven point. The instructions include, for each time between the current date and the expiration date, determining a middle breakeven point at the corresponding time based on the range and generating a zoned graph including the current breakeven point, the future breakeven point, and each middle breakeven point at the corresponding times.
    Type: Grant
    Filed: December 14, 2022
    Date of Patent: October 17, 2023
    Assignee: CHARLES SCHWAB & CO., INC.
    Inventor: Harrison W. Napper