Patents Assigned to Charles Schwab & Co.
  • System and method for limiting project management risk
    Patent number: 11775903
    Abstract: A system and method assigns documents to a list of documents for a project team to complete based on the level of each of various risks the project is identified to have, and whether the benefits of risk containment afforded by each document outweighs the cost of completion of the document when the risk or risks addressed by the document are at the level identified for the project.
    Type: Grant
    Filed: April 19, 2022
    Date of Patent: October 3, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Ellie Kalenda
  • System and method for providing a web service using a mobile device capturing dual images
    Patent number: 11765177
    Abstract: A system and method provides access to one or more web services requested from a web site by using an app on a smart device, such as a smart phone or tablet, or the smart device itself.
    Type: Grant
    Filed: September 19, 2021
    Date of Patent: September 19, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Jay Desai, Konstantinos P. Konstantinides, Suwat Phruksawan, Toby R. Kendall, Patrick C. McGraw, Dominic E. Caudell, Valery Zubovsky, Charles E. Gotlieb
  • System and method for causing graphical information to be rendered
    Patent number: 11756511
    Abstract: A system and method uses a two-dimensional graphics library to generate an image representation that can be used by a three-dimensional graphics library to render the image.
    Type: Grant
    Filed: December 28, 2021
    Date of Patent: September 12, 2023
    Assignee: Charles Schwab & Co., Inc
    Inventor: Sean M. Payne
  • SYSTEM AND METHOD FOR ROUTING REQUESTS FOR EVENTS
    Publication number: 20230205612
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the 5 request to an agent that can handle the predicted request.
    Type: Application
    Filed: February 24, 2023
    Publication date: June 29, 2023
    Applicant: Charles Schwab & Co., Inc.
    Inventors: Shahbaz CHAUDHARY, Justin ROBISCHON, Jodi BLOMBERG
  • System and method for restoring deleted objects and their assignments to other objects based on any deletion of the other objects
    Patent number: 11614993
    Abstract: A system and method on one computer records actions on objects performed on a second computer. If an object is deleted from the second computer, the first computer can restore to a point in time the state of the object on the second computer, including assignments made between it and other objects, using the recorded actions.
    Type: Grant
    Filed: July 12, 2021
    Date of Patent: March 28, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Huynh Hoang
  • System and method for routing requests for events
    Patent number: 11609805
    Abstract: A system and method receives a request for an event that is not fully specified, and predicts sufficient details of the event to instruct a hardware distributor to route the request to an agent that can handle the predicted request.
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: March 21, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Shahbaz Chaudhary, Justin Robischon, Jodi Blomberg
  • System and method for synchronizing account information on two different computer systems coupled via a network
    Patent number: 11604860
    Abstract: A system and method synchronizes accounts across different computer systems using a matching computer system and a network, when the accounts on the source computer system are organized differently than they are on the destination computer system.
    Type: Grant
    Filed: October 13, 2020
    Date of Patent: March 14, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: William Page, Brian Shenson
  • System and method for secure communications
    Patent number: 11575667
    Abstract: A system and method provides security features for inter-computer communications. A user identifier of the user that cannot be used to log the user in to a data consolidating system is received by a matching system from the data consolidating system. The validity of the user is checked at the matching system and, in response to the checking, the user identifier is converted to a different user identifier and the different user identifier is provided to a data providing system by the matching system. The data providing system provides the data of the user in response, and the matching system forwards the data to the data consolidating system.
    Type: Grant
    Filed: October 15, 2019
    Date of Patent: February 7, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for allowing access to an application or features thereof on each of one or more user devices
    Patent number: 11563724
    Abstract: A system and method allows a user to register one or more PINs on one or more user devices, and then authenticates the user to a server via the PIN and a token deposited on the user device being used by the user to allow access to an application on the user device. Individual tokens, or all tokens deposited on the user devices for a user account, may be invalidated, and the user is prevented from authenticating himself or herself via a PIN to allow access to an application on any device for which the last token deposited was invalidated, until the same or different PIN is registered for that device.
    Type: Grant
    Filed: December 29, 2020
    Date of Patent: January 24, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Valery Zubovsky
  • System and method for securing information provided via a social network application
    Patent number: 11558338
    Abstract: A system and method allows users of a social network system to view different types of information based on rights and privileges associated with the information and attributes and characteristics of each user.
    Type: Grant
    Filed: August 28, 2017
    Date of Patent: January 17, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Kenneth M. Bravmann, Benjamin N. Mattias, Jeffrey M. Weaver, Sandeep Reddy Chelamacherla Anand, John Murphy, Charles E. Gotlieb
  • System and method for capturing by a device an image of a light colored object on a light colored background for uploading to a remote server
    Patent number: 11544833
    Abstract: A system and method allows a light colored image of an object such as a check to be detected and captured on a light colored background for uploading to a server for processing. Detection involves detecting edges of objects on the image, drawing a rectangle around the detected edges, testing for an aspect ratio of the rectangle within an approved range, testing for the rectangle being outside of a margin of the image and being a certain percentage of the image, and testing for blur within a tolerable range.
    Type: Grant
    Filed: September 25, 2020
    Date of Patent: January 3, 2023
    Assignee: Charles Schwab & Co., Inc
    Inventor: Amy L. Acuff
  • System and method for receiving information among computer systems without enabling log ins if the user identifiers are compromised
    Patent number: 11546316
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: November 9, 2020
    Date of Patent: January 3, 2023
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for receiving information among computer systems without enabling log ins if the user identifiers are compromised
    Patent number: 11438320
    Abstract: A system and method allows a matching system to mediate requests for information among different computer systems without storing information that can be used to log into those computer systems.
    Type: Grant
    Filed: November 27, 2012
    Date of Patent: September 6, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventor: William Page
  • System and method for assisting individuals in assessing and improving their behavior regarding financial and other-than-financial planning based on their personal circumstances and assisting with implementing such plans
    Patent number: 11392918
    Abstract: A system and method identifies a score for a user using the user's response to questions from a number of different financial and other-than-financial planning dimensions.
    Type: Grant
    Filed: November 17, 2008
    Date of Patent: July 19, 2022
    Assignee: Charles Schwab & Co, Inc.
    Inventors: Mark Jamison, Mark Riepe
  • System and method for collecting and displaying information about many computer systems
    Patent number: 11381481
    Abstract: A system, method and computer program product collects and provides for display operational status data in several levels of detail about multiple client computer systems.
    Type: Grant
    Filed: March 5, 2012
    Date of Patent: July 5, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Jonathan S. Barth
  • System and method for secure two factor authentication
    Patent number: 11323434
    Abstract: A system and method allows an app to be used to signal a server to authenticate a user using two factor authentication. The app is one previously associated with a user account, optionally using a different form of two factor authentication.
    Type: Grant
    Filed: December 31, 2018
    Date of Patent: May 3, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Riyaz Vali, Charles E. Gotlieb
  • System and method for limiting project management risk
    Patent number: 11308434
    Abstract: A system and method assigns documents to a list of documents for a project team to complete based on the level of each of various risks the project is identified to have, and whether the benefits of risk containment afforded by each document outweighs the cost of completion of the document when the risk or risks addressed by the document are at the level identified for the project.
    Type: Grant
    Filed: September 18, 2009
    Date of Patent: April 19, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Ellie Kalenda
  • System and method for handling user requests for web services
    Patent number: 11297060
    Abstract: A system and method detects and handles replay attacks using counters maintained for each of several different periods for various values of IP addresses and browser description attributes encountered.
    Type: Grant
    Filed: May 4, 2020
    Date of Patent: April 5, 2022
    Assignee: Charles Schwab & Co., Inc
    Inventor: Steven Hadler
  • System and method for authenticating users using weak authentication techniques, with differences for different features
    Patent number: 11288346
    Abstract: A system and method uses different authentication techniques, including weak passive authentication techniques, to authenticate users by generating a score and comparing it to a threshold selected according to the feature the user is requesting.
    Type: Grant
    Filed: March 3, 2015
    Date of Patent: March 29, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Valery Zubovsky, Charles E. Gotlieb
  • System and method for displaying order status and receiving and changing orders
    Patent number: 11216879
    Abstract: A system and method graphically displays and receives order status and allows order status to be replayed in time.
    Type: Grant
    Filed: October 8, 2019
    Date of Patent: January 4, 2022
    Assignee: Charles Schwab & Co., Inc.
    Inventors: Konstantinos P. Konstantinides, Martin P. Wright, Eliel R. Johnson