Patents Assigned to Citibank, N.A.
  • Publication number: 20190035025
    Abstract: Systems and methods involve an intelligent application mapping function of a central platform that maps a direct interactive electronic communication channel between an issuer terminal and an investor terminal based at least partly on investor positions in the issuer held by respective custodial intermediaries in a chain of custodial intermediaries for the investor. Thereafter, an intelligent application notification function of the platform transmits, via the direct interactive electronic communication channel to the investor terminal, data representing a notification regarding a meeting for the issuer, and an intelligent application voting function of the platform returns, from the investor terminal via the direct interactive electronic communication channel to the processor of the issuer terminal, data representing an exercise of investor voting rights associated with the investor positions for the investor.
    Type: Application
    Filed: July 31, 2018
    Publication date: January 31, 2019
    Applicant: CITIBANK, N.A.
    Inventors: Dean LITTLE, Jonathan SMALLEY
  • Patent number: 10127554
    Abstract: A fraud early warning system and method for monitoring transactional behavior of an account holder and evaluating that behavior by comparing it to biographical data and/or the past behavior of the account holder. The system and method is applicable to real-time wire transfers, online transactions, automated teller machine transactions, point-of-sale transactions, etc.
    Type: Grant
    Filed: February 15, 2006
    Date of Patent: November 13, 2018
    Assignee: Citibank, N.A.
    Inventors: Thomas A. Russell, Albert S. Ludlam, Gay Andrews, Albert Huang
  • Patent number: 9898780
    Abstract: A method and system for the issuance of Instant Credit has an Instant Credit engine that performs instantaneous analyses. The method and system can operate along side existing “batch” processes. In addition, the method and system offer various channels of distribution for the Instant Credit products. With the present invention, Instant Credit and other Instant services (e.g., instant account balance transfers, etc.) can be obtained via, Internet, point-of-sale and other distribution channels. The present system also enables highly dynamic product offerings, which can be generated “instantaneously” based on a variety of factors, such as, for example, the channels of distribution (e.g., telephone or Internet), the product sought and/or even the particular individual and/or entity that is applying for a line of credit.
    Type: Grant
    Filed: September 26, 2014
    Date of Patent: February 20, 2018
    Assignee: Citibank, N.A.
    Inventors: Bob Bornhofen, Luke Byrne, David Bray, Richard Elder, Richard Feight, Kathleen Hill Pinnola, Faye Shimshi, Ray Quinlan, Mark Cheeseman
  • Patent number: 9842230
    Abstract: A system and method of guaranteeing the presence of secure and tamper-proof remote files over a distributed communication medium, such as the Internet, is provided. The system and method automatically detects, and then self-repairs corrupt, modified or non-existent remote files. The method first performs an integrity check on a remote file and then determines whether the integrity check passed. If the integrity check passed, then the user goes through the authentication process as normal. If the integrity check fails, then the present invention redirects to an install module in order to prepare to reinstall the remote file. Via the install module, the present invention then reinstalls the remote file and the user is then taken through the authentication process as normal.
    Type: Grant
    Filed: December 14, 2015
    Date of Patent: December 12, 2017
    Assignee: Citibank, N.A.
    Inventors: Steve Vlcan, Bikram Singh Bakshi
  • Patent number: 9778821
    Abstract: Methods and systems for managing a graphical user interface involve, for example, one or more processors displaying on a display screen a visualization of a hub element defined in part by an arc-shaped boundary portion and defining a badge element within the visualization of the hub element. Thereafter, a radial menu element may be animated by the one or more processors for rotation to a position adjacent and extending radially from the arc-shaped boundary portion of the hub element and defined in part by an arc-shaped boundary portion of the radial menu element spaced apart from the arc-shaped boundary portion of the hub element.
    Type: Grant
    Filed: June 10, 2015
    Date of Patent: October 3, 2017
    Assignee: Citibank, N.A.
    Inventors: Andrew Robert Blackman, Alaa Abdulkhaleq Saeed, David Niall O'Byrne, Javier Anthony Diaz
  • Patent number: 9779445
    Abstract: Exemplary methods and systems herein provide a central marketplace for a requestor to request a product or service from an internal inventory or external vendor, receive approval for the request, and have the approved request fulfilled. In one embodiment, a computer-implemented method comprises method for requesting a product or service comprises presenting, by a computer, a catalog to a graphical user interface of a requestor of a corporate entity, wherein the catalog comprises a product or service selected from a database storing records for an internal inventory of the corporate entity and a plurality of databases affiliated with external vendors that are not a parent, subsidiary, or related to the corporate entity; and receiving, by a computer, a selection from the requestor of a product or service of the catalog. The catalog can be synchronized in real-time or periodically with the external vendors' products and services.
    Type: Grant
    Filed: May 21, 2009
    Date of Patent: October 3, 2017
    Assignee: Citibank, N.A.
    Inventors: Gary Hoberman, Kyung Bae, Jason Gelinas, Francis Donohue
  • Patent number: 9560203
    Abstract: Embodiments described can more effectively complete complicated service transactions in a more efficient manner by having a team of well-trained professionals who are instantly “streamed” into any location as necessary. A two-way communication system can provide instant or quick access to the right expert at the right point in time, thereby converting what might otherwise be a negative customer experience into a positive sales and service opportunity.
    Type: Grant
    Filed: September 5, 2014
    Date of Patent: January 31, 2017
    Assignee: Citibank, N.A.
    Inventors: Christopher E. Kay, Sam Lising, Tim Kobe
  • Patent number: 9477385
    Abstract: Methods and systems for managing a graphical user interface involve, for example, defining, using a processor coupled to memory, a threshold distance between windows on a display screen at which a mutual attraction between the windows is activated to draw the windows together as components of a picture of windows. Also using the processor, all windows of a same functional type that are components of the picture of windows are resized simultaneously without affecting the size of windows of other functional types that are also components of the picture of windows. Likewise using the processor, all windows on the display screen are maintained in an active state regardless of a focus of a user input device.
    Type: Grant
    Filed: February 5, 2015
    Date of Patent: October 25, 2016
    Assignee: CITIBANK, N.A.
    Inventors: David Niall O'Byrne, Alaa Abdulkhaleq Saeed, Ashvin Parkash, Wyatt Alexander Flores, Vanderlei Cardoso da Silva, Ori Anavim, Kumaravel Kannan Nagarajan, Andrew Robert Blackman, Naveenprasad Subbiyan, Krishnaraj Rajagopalan, Laura Krystyna Lingard Turner
  • Patent number: 9438633
    Abstract: A system and method remotely enrolls, authenticates and provides unified authentication services in an ASP setting to a user to access requested information via a communication medium. A filter is coupled to client side components via the communication medium and a user management component coupled to the client side components via the communication medium. The user management component allows end-users to register their credentials only once. In addition, the user management component allows end-users to define the level of protection of access to their web application accounts. This includes accounts that have been configured specifically for use with the present invention and particular user credentials and accounts that have been subsequently set up but configured to use the same user credentials. The present invention can then reuse those credentials to authenticate the user to one or more potentially unrelated web applications.
    Type: Grant
    Filed: April 10, 2015
    Date of Patent: September 6, 2016
    Assignee: Citibank, N.A.
    Inventors: Bikram S. Bakshi, David W. Helms, Anthony C. Rochon, Trevor J. Walker
  • Patent number: 9398013
    Abstract: A system and method for allowing a user to access enterprise resources comprising authentication devices and an authentication server. The authentication devices allow a user to enter authentication data. The authentication server is in communication with the authentication devices. The authentication server comprises a policy database storing a policy. The policy comprises guidelines including a first guideline establishes a qualification necessary for the user to access enterprise resources and a second guideline establishes a qualification necessary for the user to activate a silent signal. The authentication server is adapted to request assistance for the user if the silent signal is activated.
    Type: Grant
    Filed: February 24, 2014
    Date of Patent: July 19, 2016
    Assignee: Citibank, N.A.
    Inventors: Peter Garrett Bianco, William Taylor Boon, Anthony C. Rochon, Marc A. Sherman, Robert Brewster Sterling, Karl Roger Ware
  • Patent number: 9215211
    Abstract: A system and method of guaranteeing the presence of secure and tamper-proof remote files over a distributed communication medium, such as the Internet, is provided. The system and method automatically detects, and then self-repairs corrupt, modified or non-existent remote files. The method first performs an integrity check on a remote file and then determines whether the integrity check passed. If the integrity check passed, then the user goes through the authentication process as normal. If the integrity check fails, then the present invention redirects to an install module in order to prepare to reinstall the remote file. Via the install module, the present invention then reinstalls the remote file and the user is then taken through the authentication process as normal.
    Type: Grant
    Filed: June 16, 2014
    Date of Patent: December 15, 2015
    Assignee: Citibank, N.A.
    Inventors: Steve Vlcan, Bikram Singh Bakshi
  • Patent number: 9105022
    Abstract: A financial institution can provide a best price guarantee to debit or credit card account holders. By providing a consolidated system including automatic price monitoring of purchased products and automatic claim form generation upon identifying a lower price, the consumer is relieved of the burden typically associated with conventional price matching.
    Type: Grant
    Filed: June 8, 2010
    Date of Patent: August 11, 2015
    Assignee: Citibank, N.A.
    Inventors: Neeraj Sharma, Ateesh Tankha, Anthony Merola
  • Publication number: 20150178828
    Abstract: A method and system comprising: receiving, by a master program administrator server from a first asset purchasing entity server, a first asset purchasing entity portfolio report on a periodic basis and from a second asset purchasing entity server, a second asset purchasing entity portfolio report on a periodic basis. Transmitting, by the master program administrator server to a program asset administrator server, the first asset purchasing entity portfolio report and the second asset purchasing entity portfolio report, and a central funding entity collection report based on payment collection from the first asset purchasing entity server and the second asset purchasing entity server. Receiving, by the master program administrator server from the program asset administrator server, an analysis report based and transmitting an action item based on the analysis report.
    Type: Application
    Filed: December 17, 2014
    Publication date: June 25, 2015
    Applicant: CITIBANK, N.A.
    Inventor: Konel PAREKH
  • Patent number: 9047705
    Abstract: Methods and systems for electronically displaying financial data involve, for example, providing access to an authorized user via a client computing device to financial data on a back-end server using a processor coupled to memory; likewise using the processor, sending the financial data to the client computing device from the back-end server; and also using the processor, rendering a three-dimensional graphic display showing a plurality of geographic locations associated with the financial data on the client computing device.
    Type: Grant
    Filed: October 4, 2012
    Date of Patent: June 2, 2015
    Assignee: Citibank, N.A.
    Inventor: Thomas Ko
  • Patent number: 9027109
    Abstract: Methods and systems for accessing customer account information involve, for example, binding a computing device with a customer's profile via one or more attributes of the computing device and an encrypted token stored on the computing device and thereafter receiving an authentication request consisting at least in part of the computing device attributes and the encrypted token stored on the computing device. A determination is made as to whether or not entry of a customer credential was received within a pre-determined preceding interval of time, and predefined customer account information is displayed on the computing device without requiring entry of the customer credential when a determination is made that entry of the customer credential was received within the pre-determined preceding interval of time.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: May 5, 2015
    Assignee: Citibank, N.A.
    Inventors: Andres Wolberg-Stok, Sonia Olivo Alfieri, Dominic Varacalli, Syed Rahat, Wayne Browning
  • Patent number: 9009798
    Abstract: A system and method remotely enrolls, authenticates and provides unified authentication services in an ASP setting to a user to access requested information via a communication medium. A filter is coupled to client side components via the communication medium and a user management component coupled to the client side components via the communication medium. The user management component allows end-users to register their credentials only once. In addition, the user management component allows end-users to define the level of protection of access to their web application accounts. This includes accounts that have been configured specifically for use with the present invention and particular user credentials and accounts that have been subsequently set up but configured to use the same user credentials. The present invention can then reuse those credentials to authenticate the user to one or more potentially unrelated web applications.
    Type: Grant
    Filed: September 11, 2008
    Date of Patent: April 14, 2015
    Assignee: Citibank, N.A.
    Inventors: Bikram S. Bakshi, David W. Helms, Anthony C. Rochon, Trevor J. Walker
  • Patent number: D766323
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: September 13, 2016
    Assignee: Citibank, N.A.
    Inventors: Ofir Eyal, Alaa Saeed, Naveenprasad Subbiyan, Raphael Menachem, Tamir Twina
  • Patent number: D780194
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: February 28, 2017
    Assignee: Citibank, N.A.
    Inventors: Alaa Abdulkhaleq Saeed, Andrew Robert Blackman, Javier Anthony Diaz, Matt Doyle, Chirag Patel, Jacob Bevan
  • Patent number: D783027
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: April 4, 2017
    Assignee: CITIBANK, N.A.
    Inventors: Alaa Abdulkhaleq Saeed, Andrew Robert Blackman, Javier Anthony Diaz, Matt Doyle, Chirag Patel, Jacob Bevan
  • Patent number: D806739
    Type: Grant
    Filed: June 10, 2015
    Date of Patent: January 2, 2018
    Assignee: Citibank, N.A.
    Inventors: Andrew Robert Blackman, Alaa Abdulkhaleq Saeed, David Niall O'Byrne, Javier Anthony Diaz