Abstract: A system, method and carrier medium for configuring processing relationships among entities of a Financial Service Organization (FSO). The system, method and carrier medium may be used for processing and reporting FSO business data including transactional data. A business structure, which may include the processing relationship between various entities of the FSO, may be defined. A processing relationship configuration program may be used to create a processing relationship structure. A node may be created and uniquely defined to represent an FSO physical entity and/or an FSO function. Nodes structures may be defined to correspond to the processing relationship structure within an FSO. A node number may uniquely identify a node instance in the processing relationship structure. An FSO database table may be used to store the a processing relationship structure information. FSO transactions, such as executing a report, may be generated based on the defined processing relationship structure.

Abstract: Methods, systems and carrier media for viewing business rules are disclosed. Components of the business rules may be stored as entries in one or more database tables. A rule editor may access business rule components and assemble the components to form a graphical display of a business rule. The graphical display may allow the user to view, edit and/or create business rules. In some embodiments, one or more human language translations of one or more business rule components may be provided. A human language translation may be substituted for a business rule component in the graphical display.

Abstract: Methods and systems for providing claims data to a liability assesment program are provided. In one embodiment, data regarding a vehicle accident may be provided to a liability assessment program via a graphical user interface. The data may include information regarding one or more vehicles in the accident and an assessment of the vehicle accident. The data may be stored in a memory associated with the liability assessment program.

Abstract: Methods, systems and carrier media for viewing business rules are disclosed. Components of the business rules may be stored as entries in one or more database tables. A rule editor may access business rule components and assemble the components to form a graphical display of a business rule. In various embodiments, the graphical display may allow the user to view, edit and/or create business rules.

Abstract: A computer-implemented method and system for estimating a contribution of a defense to premises liability is provided. In one embodiment, a set of characteristics of an accident may be provided to a computer system. A contribution of the defense may be determined from at least one of the characteristics of the accident. In one embodiment, a characteristic may include a location of the accident. The defense may selected from a group of one or more defenses.

Abstract: Methods and systems are provided for analyzing and assessing documents using a profile for documents, such as a payment instrument. In one embodiment, the profile may include variable machine-printed writing. In other embodiments, the profile may include pre-printed information. A method may include providing a document to a computer system. In one embodiment, profile representations may be determined for information fields of the document. The determination may use variable machine-printed writing and/or pre-printed information from at least one of the information fields of the documents. In one embodiment, the method may further include comparing machine-printed writing and/or pre-printed information in information fields of the document to at least profile representation from at least one information field of at least one other document. In some embodiments, the method may include assessing fraud in the document using at least one of the comparisons.

Abstract: Computer-implemented methods and systems for estimating liability for a vehicle accident are provided. In one embodiment, at least one stopping distance of a vehicle may be estimated. In some embodiments, a stopping distance may include an approximate distance for the vehicle traveling at a specified speed to stop to avoid the accident. A perception distance that may correspond to an approximate distance from the accident at which the vehicle sensed danger of an accident may be estimated. In certain embodiments, an opportunity of the vehicle to avoid the accident using the perception distance may be assessed. Some embodiments may include estimating an effect on liability based on the opportunity to avoid the accident.

Abstract: Methods and systems are provided for estimating liability in an accident. In an embodiment, a liability estimate may include an upper bound of liability and a lower bound of liability. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. These characteristics may include: the configuration of the roadway, the type of accident, right of way, and impact points of each vehicle. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident. The liability estimate may include a base liability and one or more adjustments due to various factors.

Abstract: Methods and systems are provided for estimating liability in an accident. In one embodiment, liability estimation in a vehicle accident may be based on a plurality of characteristics that describe the accident. The liability may be determined from characteristics including: conditions of vehicles in the accident, conditions of drivers in the accident, actions of drivers in the accident, and/or environmental conditions in the accident. The characteristics from an actual accident may be compared to those in a past or theoretical accident. Liability may be estimated from a preassigned liability associated with a nearest matching past or theoretical accident.

Abstract: A system, method for modifying insurance transaction processing software are provided. A library of code packets may be stored in a database. One or more code packets may implement at least one business requirement of an insurance organization. If the organization changes one of the business requirements or develops a new business requirement, a user may modify an insurance transaction processing program to reflect the change via a rules engine. The rules engine may be operable to generate program code assembly instructions based on user input. The assembly instructions may be used by a code assembler to form program code for an insurance transaction processing program software module. The insurance transaction processing program may be changed by adding a formed software module.

Abstract: Methods and systems are provided for analyzing and assessing documents using a writing profile for documents, such as a payment instrument. A method may include providing a document to a computer system. The document comprises at least one information field. Writing in at least one information field of the document may be compared to at least two writing profile representations from at least one information field of at least one other document.

Abstract: Methods and systems are provided for analyzing and assessing documents using a writing profile for documents, such as a payment instrument. A method may include providing a document to a computer system. The document may include two or more information fields. In an embodiment, a method includes obtaining information on writing in an information field of the document, comparing the obtained written information in the information field and written information in at least one other information field to at least two writing profile representations from at least one other document. At least two of the writing profile representations may include written information from the information field and written information from at least one of the other information fields from at least one other document.

Abstract: Methods and systems are provided for capturing written information from an information field of a document using a computer system. A document may be provided to the computer system. The document may include at least one information field. In one embodiment, a method includes assessing whether writing in an information field approximately matches a writing profile representation from at least one information field from at least one other document and associating the information field with the text representation corresponding to a matching writing profile representation.

Abstract: An improved synchronization system and method for copies of data in a computer system. The computer system comprises a cluster, wherein each computer in the cluster may store a local copy of a data set along with a validity flag for the local copy. The computer system further comprises a coupling system which is connected to each of the computers in the cluster through a coupling system interface program, wherein the coupling system is configured to coordinate the data sharing and workload of the cluster. The computer system also comprises an external data storage shared by the computers in the cluster. One of the computers may read a first copy of the data set from a primary data set on the external data storage. The computer may then store the first copy locally and set a first validity flag to indicate that the first copy is valid. Another computer, server, or application program may make a second copy of the primary data set and set a second validity flag to valid.

Abstract: A method and system for externalization of rules for assessing bodily injury general damages. An insurance company may use an expert system to develop a knowledge base in the form of business rules to process insurance claims. The business rules may be executed to assist an insurance claims adjuster in assessing bodily injury general damages. The task of creation and maintenance of the business rules, used in the assessment of claims, may be automated by the externalization of rules. The user may create a rules data table, which includes data necessary to transform it to business rules, based on a rule syntax structure specified in the template table. The transformation method orchestrates the combining of the data from the rules data table and the rule syntax structure specified in the template table and line text table. The new business rule may be saved as text in an insurance database.

Abstract: A method and system for the selective identification and execution of a specific processing task for one or more records contained in the one or more Financial Service Organization (FSO) data sets. An FSO computer user may configure a smart trigger table by defining a scheduled date, an identifier for a data set and an associated processing task. The FSO user may schedule a task to be executed at a periodic interval to process entries in the smart trigger table. If conditions have been met to process the smart trigger table then each row in the smart trigger table, which have been specifically identified to need processing, may be processed by only executing the associated processing task specified in the smart trigger table record. After processing the smart trigger table record the scheduled date entry may be reset to indicate its completion.

Abstract: Methods and systems are provided for analyzing and assessing documents using a writing profile for documents, such as a payment instrument. A method may include providing a document to a computer system. In some embodiments, the method may further include obtaining information on writing in an information field of the document. In certain embodiments, the obtained written information in the information field and written information in at least one other information field may be compared to at least one writing profile representation. The writing profile representation may be obtained from at least one other document. In one embodiment, at least one of the writing profile representations may include written information from the information field and written information from at least one of the other information fields obtained from at least one of the other documents. In some embodiments, the comparisons may be used to verify the obtained written information.

Abstract: A system and method for configuring key definitions, key values, and key value search masks for locating processing parameter values in a Financial Service Organization (FSO) computer system. The FSO computer system may include one or more processing parameters. A processing parameter may have one key definition, one or more key values with one processing parameter value assigned to each key value, and one or more key value search masks. The FSO computer system may include a database for storing the key definitions, key values and their associated parameter values, and key value search masks. Configuring the key definitions may include providing a user interface for the selection of one or more data elements to be used as key elements in the key definition. The user interface may also allow the specification of a sequence in which the key elements will appear in the key definition.

Abstract: Methods and systems are provided for analyzing and assessing documents using a handwriting profile for documents, such as a payment instrument. A method may include providing one or more documents to a computer system. In one embodiment, handwriting profile representations may be determined for information fields of the document. The determination may use handwriting from at least one of the information fields of the documents. In some embodiments, handwriting profile representations may be updated from one or more additional documents. In certain embodiments, a document may be provided to a computer system for assessment. Assessment may include comparing handwriting in the information fields of the document to handwriting profile representations from information fields of at least one other document. In an embodiment, the method may include assessing fraud in the document using at least one of the comparisons.

Abstract: Methods and systems are provided for analyzing and assessing documents using a writing profile for documents, such as a payment instrument. A method may include providing a document to a computer system. The document may include at least one information field. Handwriting in at least one information field of the document may be compared to at least one handwriting profile representation from at least two information fields of at least one other document.