Abstract: Method and system for bundling a weather-related risk management product to the trading of commodities, such as agriculture, food, electricity, natural gas, oil and other products being traded through independent electronic commerce exchanges including business-to-consumer, business-to-business and traditional established commodity exchanges. A weather-related insurance product is created for a commodity which will specify the weather-related risk premium and compensation to be paid if certain defined events occur. The exchange offers the insurance product to its members, and for those that purchase the insurance product, a premium is added to the cost for each transaction in which the member is a party. By bundling a weather-related insurance product together with each trade or transaction, the weather-related risk premium is incorporated as an added transaction cost at the time the trade is confirmed.

Abstract: An adjustable resistance exercise machine including a pulley system and a cable connecting a handle to a weight. The handle is shaped to permit a free range of motion and an essentially unlimited number of exercises. Specifically, the handle is an angulated non-planar J-shaped tubular rod having a first end portion forming the stem of the J, and at least three segments forming the loop of the J. The second end portion of the rod forms the last segment of the loop of the J and lies in a first plane with the adjacent segment. The first end portion and the first segment lie in a plane at an angle to the first plane. A body engaging member is rotatably mounted on the first end portion of the tubular rod. The body engaging member may be a sleeve for the user to grip or a cuff for strapping onto various pats of the user's body, e.g., the foot or ankle.