Patents Assigned to Diebold, Incorporated
  • Patent number: 9767422
    Abstract: In an example embodiment, an automated banking machine that includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. The arrangement allows for the machine's card slot bezel to be frequently exchanged for a differently configured card slot bezel, where the bezel configuration is displayed to a potential user.
    Type: Grant
    Filed: March 12, 2014
    Date of Patent: September 19, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Greg Ray, David Lewis, Randall W. Jenkins, Jim Block, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, James Pettitt
  • Patent number: 9747590
    Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.
    Type: Grant
    Filed: May 31, 2016
    Date of Patent: August 29, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
  • Patent number: 9710796
    Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.
    Type: Grant
    Filed: July 19, 2016
    Date of Patent: July 18, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike P. Ryan, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor Cogan, Randall W. Jenkins, Thomas D. Ertle, Natarajan Ramachandran
  • Patent number: 9697699
    Abstract: An automated banking machine that includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Grant
    Filed: January 19, 2016
    Date of Patent: July 4, 2017
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: H. Thomas Graef, William Beskitt
  • Patent number: 9697698
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 20, 2016
    Date of Patent: July 4, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Songtao Ma
  • Patent number: 9691233
    Abstract: In an example embodiment, a document holding cassettes that can be used in an automated banking machine that includes circuitry that is wirelessly powered through inductive coupling. The cassette can wirelessly communicate with the automated banking machine through induction.
    Type: Grant
    Filed: September 12, 2016
    Date of Patent: June 27, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Kenneth Turocy, William Beskitt, Mike Ryan, Eric Klein, David A. Peters, H. Thomas Graef
  • Patent number: 9666036
    Abstract: An Automated Transaction Machine (ATM) includes a housing with a lower unit and an upper unit including a main portion having a top panel and a display housing extending above the top panel. A display is disposed within the display housing. A control electronics package is disposed in the display housing and including a processor and a plurality of input/output ports.
    Type: Grant
    Filed: October 13, 2015
    Date of Patent: May 30, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Rani Solic, Joseph Hartman, Dave Kraft, Robert Cole, Michael Tirak
  • Patent number: 9646465
    Abstract: An Automated Teller Machine has a housing having an aperture through which documents may pass between the interior and the exterior of the housing. At least one escrow area is defined in the housing. A document transport system extends within the housing for the transport of documents between the aperture and the escrow area.
    Type: Grant
    Filed: October 12, 2015
    Date of Patent: May 9, 2017
    Assignee: Diebold Self-Service Systems, Division of Diebold, Incorporated
    Inventors: Thomas VanKirk, William Beskitt
  • Patent number: 9640040
    Abstract: An automated banking machine operates to cause financial transfers responsive at least in part to data read from data bearing records. The automated banking machine includes a card reader that is operative to read card data corresponding to financial accounts from user cards. The card data is linked in at least one data store to data indicating that the card data corresponds to a financial account that is authorized to be used to conduct at least one transaction through use of the automated banking machine. The automated banking machine may be used to carry out financial transfers involving financial accounts by users who are determined to be authorized users of such accounts. Data corresponding to a financial account can also be linked to a mobile wireless device so as to enable financial transfers by authorized users of such accounts.
    Type: Grant
    Filed: August 9, 2013
    Date of Patent: May 2, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Sathish M. Irudayam, Nicholas Schott, Willis Miller, Matthew R. Zaugg, James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffrey M. Enright, Mark A. Douglass
  • Publication number: 20170103370
    Abstract: In an example embodiment, a financial institution calendaring solution that allows a consumer to schedule an appointment for a resource (for example a person who can assist with a particular type of transaction such as a mortgage loan, car load, investment advice, etc.) at a particular location. The consumer is provided with a list of available times for the resource at the location. The consumer selects a time and an appointment is scheduled. Some embodiments are directed to an application for a consumer device and other embodiments are directed to financial institution calendaring logic that communicates with the consumer device.
    Type: Application
    Filed: May 12, 2015
    Publication date: April 13, 2017
    Applicant: DIEBOLD, INCORPORATED
    Inventors: David KUCHENSKI, Devon WATSON
  • Patent number: 9613502
    Abstract: In an example embodiment, there is described herein an apparatus comprising a cassette operable to store documents, the cassette having an external surface, an electrophoretic display coupled with the external surface, and a wireless interface coupled with the cassette and operably coupled with the electrophoretic display. In particular embodiments, the electrophoretic display is operable to receive data representative of configuration from a wireless device in data communication with the wireless interface.
    Type: Grant
    Filed: May 25, 2015
    Date of Patent: April 4, 2017
    Assignee: Diebold, Incorporated
    Inventors: Ken Turocy, Bryan Simmons, Eric Klein, Dustin Boley, David Nikkel, Daniel Bissler, Mike Ryan
  • Patent number: 9607483
    Abstract: In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.
    Type: Grant
    Filed: May 31, 2016
    Date of Patent: March 28, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
  • Patent number: 9607485
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 28, 2016
    Date of Patent: March 28, 2017
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Patent number: 9595848
    Abstract: In an example embodiment, an automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to facilitate the completing a transaction when a decline or loss of power is encountered.
    Type: Grant
    Filed: November 10, 2015
    Date of Patent: March 14, 2017
    Assignee: Diebold, Incorporated
    Inventors: Randall W. Jenkins, Songtao Ma, Eric Toepke, Mike Ryan, Natarajan Ramanchandran, Thomas D. Ertle, Timothy Crews, Willis Miller, Nicholas Billett, Steven Shepley, Dave Krzic, Victor Cogan
  • Patent number: 9595026
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: June 21, 2016
    Date of Patent: March 14, 2017
    Assignee: Diebold Self-Service Systems Division of Diebold, Incorporated
    Inventors: David Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Publication number: 20170053148
    Abstract: In accordance with an example embodiment, there is disclosed herein, an apparatus, comprising a bezel, a cover, and a thermally conductive, electrically isolating material. The cover comprises top and side surfaces, a cavity for receiving an optical device, a first opening for the optical device to obtain an image, and a second opening for allowing an electrical conductor to be coupled with the optical device. The thermally conductive, electrically isolating, material, is shaped in accordance with the shape of the optical device. The bezel and the cover protect the optical device from discharge currents. The thermally conductive, electrically isolating, material provides electrical isolation of the optical device from the cover and conducts heat from the optical device to the top and side surfaces of the cover.
    Type: Application
    Filed: August 19, 2016
    Publication date: February 23, 2017
    Applicant: Diebold, Incorporated
    Inventors: Carlos Eduardo Ferrante do Amaral, Matheus Neto, Ivan Aparecido da Silva, Randall W. Jenkins, Marcelo Soares de Castro, Gilson Goncalves dos Santos, Don Douglas Jimison
  • Patent number: 9576278
    Abstract: A banking system that utilizes metrics in acquiring and processing event data related to financial transaction activity at a plurality of automated banking machines. Automated banking machine include sensors able to detect event data during a transaction. The event data can include transaction data related to the type of transaction, time analysis data related to duration of the transaction, and operational data related to machine components used in carrying out the transaction. The event data for automated banking machines can be obtained, analyzed, and stored. Statistical averages associated with the banking system machines can be determined in real time. The averages allow a respective machine to be compared to other machines with respect to operational efficiency. An alert can be issued concerning a statistical anomaly regarding the respective machine.
    Type: Grant
    Filed: December 31, 2015
    Date of Patent: February 21, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Neil Gromley, Dustin Cairns, Mike Lawver, Rodney J. Reese, B. Scott Harroff
  • Patent number: 9569758
    Abstract: In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments. The machine is operable to cause user data obtained from a user during a user session with the machine to be sent to a transaction authorizing host computer. The machine is operable to generate an electronic deposit slip that includes a data representative of a financial account associated with the user data, and a value of value of a financial instrument received by the instrument acceptor during the user session. The electronic deposit slip to be sent to a server that is remotely located from the automated banking machine and data representative of the value of the financial instrument is sent to the authorizing host terminal to cause the financial account to be credited an amount corresponding to the value of the financial instrument.
    Type: Grant
    Filed: September 8, 2015
    Date of Patent: February 14, 2017
    Assignee: Diebold, Incorporated
    Inventors: Keith Carpenter, Martin J. Brown, Jonathan Soudry, James Meek, Todd Galloway, Robert W. Barnett, Mike P. Ryan, David A. Peters, Rafael Feijo
  • Patent number: 9569937
    Abstract: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
    Type: Grant
    Filed: November 4, 2013
    Date of Patent: February 14, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall Jenkins, Tim Crews, Natarajan Ramachandran, Joseph Hartman, Raymond P. Motz, Anne E. Konecny, Klaus Steinbach
  • Patent number: 9564985
    Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.
    Type: Grant
    Filed: December 1, 2015
    Date of Patent: February 7, 2017
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt