Patents Assigned to Diebold, Incorporated
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Patent number: 9564985Abstract: A banking system is controlled responsive to data read from data bearing records. The system comprises an automated banking machine. The machine includes at least one type of data reader, which includes a card reader. The machine also includes an anti-fraud arrangement that can deter effective operation of unauthorized devices attached to the machine. Such unauthorized devices may include a fraudulent card reader placed adjacent to a card entry slot that leads to the card reader. The arrangement can sense a fraudulent card reader installed on the machine. The arrangement can additionally emit jamming signals that interfere with an ability of a sensed fraudulent card reader to accurately read card data.Type: GrantFiled: December 1, 2015Date of Patent: February 7, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Gregory S. Ray, David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
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Patent number: 9552575Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative, responsive to receiving a check and certification data, to dispense cash in exchange for the check. The person presenting the check to the machine need not provide user identifying inputs through input devices of the machine in order to receive cash for the check. Furthermore, prior to accepting the check as a payment, the person can communicate with at least one computer (204) through at least one consumer interface device (208) to verify that the check is payable for the check amount.Type: GrantFiled: March 21, 2016Date of Patent: January 24, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Mark D. Smith, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
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Patent number: 9547961Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: November 12, 2013Date of Patent: January 17, 2017Assignee: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: Eric Toepke, Mike Ryan, Randall Jenkins, Natarajan Ramachandran, Thomas Ertle, Tim Crews, Willis Miller, Nicholas T. Billett, Jr., Steven Shepley, Dave Krzic, Songtao Ma, Victor A. Cogan
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Patent number: 9542815Abstract: A banking system is controlled responsive, at least in part, to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction responsive to a determination that data read from a data bearing record, such as a card that is read by a card reader in the machine, corresponds to stored information for an authorized user or financial account. The machine is operable to receive and dispense documents. The machine includes a check acceptor that is operative to receive checks and a cash dispenser that is operative to dispense cash. Document holding cassettes in the machine include circuitry that is wirelessly powered through inductive coupling. The machine can wirelessly read data from a cassette through use of induction.Type: GrantFiled: March 16, 2015Date of Patent: January 10, 2017Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Kenneth Turocy, William D. Beskitt, Mike P. Ryan, Eric Klein, Dave A. Peters, H. Thomas Graef, Bryan Simmons, Marko Savcic
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Patent number: 9536399Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.Type: GrantFiled: June 30, 2015Date of Patent: January 3, 2017Assignee: Diebold Self-Service System Division of Diebold, IncorporatedInventor: Songtao Ma
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Publication number: 20160379452Abstract: In an example embodiment, a document holding cassettes that can be used in an automated banking machine that includes circuitry that is wirelessly powered through inductive coupling. The cassette can wirelessly communicate with the automated banking machine through induction.Type: ApplicationFiled: September 12, 2016Publication date: December 29, 2016Applicant: DIEBOLD SELF-SERVICE SYSTEMS, DIVISION OF DIEBOLD, INCORPORATEDInventors: Kenneth TUROCY, William BESKITT, Mike RYAN, Eric KLEIN, David A. PETERS, H. Thomas GRAEF
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Publication number: 20160371665Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: June 21, 2016Publication date: December 22, 2016Applicant: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: David Lewis, Jeffery Enright, Natarajan Ramachandran, Mark A. Douglass, Timothy Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
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Publication number: 20160371911Abstract: Described herein are automated banking machine cassette modules and cassettes. The cassette module may include but is not limited to a divert cassette positioned for easy access and a light pipe system for detecting when sheets are entering or leaving a cassette. The cassette may include but Is not limited to a cassette with an ink staining that does not reduce the capacity of the cassette, a torsion spring assembly coupled with a push plate in a cassette, a thumper and feed wheel assembly, and a method of assembling a thumper and feed wheel assembly that provides for proper timing of the feed wheels with the thumper wheels.Type: ApplicationFiled: June 16, 2016Publication date: December 22, 2016Applicant: Diebold, IncorporatedInventors: Brian Jones, Michael J. Harty, David A. Peters, Sean T. Haney, John E. McCloskey, William D. Beskitt
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Publication number: 20160364958Abstract: A core module for an Automated Transaction Machine (ATM) includes a housing including a plurality of cassette bays, a first document delivery system, and a second document delivery system. The first document delivery system is capable of transporting a document between the cassette and the second document delivery system via a first transport path. The second document delivery system is capable of transporting a document between the first document delivery system and an other ATM location via a second transport path.Type: ApplicationFiled: June 14, 2016Publication date: December 15, 2016Applicant: Diebold, IncorporatedInventors: Brian Jones, Michael J. Harty, Thomas A. VanKirk, William D. Beskitt, Jeffrey M. Eastman, David A. Peters, Clinton L. Boley
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Publication number: 20160364706Abstract: A document delivery system within an automated transaction machine includes a shuttle for receiving a stack of documents. The shuttle is moveable from a dock location to a user interface location along a track system The shuttle may be utilized with a rear-load configuration or a front-load configuration in which the track system has a travel path from the dock location to the user interface location.Type: ApplicationFiled: June 10, 2016Publication date: December 15, 2016Applicant: Diebold, IncorporatedInventors: Jasen James Smolk, Jeffrey M. Eastman
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Patent number: 9519896Abstract: An automated banking machine is operated at least in part to data read from data bearing records. The machine is operative to carry out a financial transfer responsive at least in part to a determination that data read through a card reader of the machine corresponds to a financial account that is authorized to conduct a transaction through operation of the machine. The machine also includes a check acceptor operative to receive checks from machine users. The check acceptor is operative image checks and data resolved from check images is used in operation of the machine to cause financial transfers.Type: GrantFiled: April 10, 2015Date of Patent: December 13, 2016Assignee: Diebold Self-Service Systems Division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Publication number: 20160328689Abstract: An automated banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The automated banking machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to transaction function devices such as the card reader to avoid exceeding power supply capacity.Type: ApplicationFiled: July 19, 2016Publication date: November 10, 2016Applicant: Diebold Self-Service Systems, Division of Diebold, IncorporatedInventors: Songtao MA, Eric TOEPKE, Mike P. RYAN, Tim CREWS, Willis MILLER, Nick BILLETT, Steven SHEPLEY, Dave KRZIC, Victor COGAN, Randall W. JENKINS, Thomas D. ERTLE, Natarajan RAMACHANDRAN
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Patent number: 9483667Abstract: In accordance an example embodiment, there is disclosed herein a card reader having an opening allowing for card to be inserted. The card reader determines how long a card has been inserted into the card reader. If a card is inserted into the card reader for a time period greater than a predetermined time period, the card reader reads a chip on the card to obtain card data. If the card is removed from the card reader before the predetermined time period, the card reader obtains the card data from a magnetic stripe on the card.Type: GrantFiled: July 7, 2015Date of Patent: November 1, 2016Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Doug Roth, James E. Pettitt, Andrew Ruszin
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Publication number: 20160307412Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The card data is usable by the machine to authorize a user to carry out a financial transfer involving the account.Type: ApplicationFiled: June 28, 2016Publication date: October 20, 2016Applicant: Diebold Self-Service Systems, division of Diebold, IncorporatedInventors: David N. LEWIS, Jeffery M. ENRIGHT, Natarajan RAMACHANDRAN, Mark A. DOUGLASS, Tim CREWS, Songtao MA, Randall W. JENKINS, H. Thomas GRAEF, Sathish M. IRUDAYAM, Klaus STEINBACH
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Publication number: 20160275466Abstract: In an example embodiment, an automated banking machine that is operable to detect signals corresponding to a plurality of service activities carried out on a transaction function device. Data representative of the plurality of service activities is stored in the transaction function device's data store.Type: ApplicationFiled: May 31, 2016Publication date: September 22, 2016Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Timothy Crews, Grant Thornberry, Songtao Ma, Darla Rowland
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Publication number: 20160275760Abstract: In an example embodiment, an automated banking machine operable to perform cash withdrawals. If a withdrawal is below a threshold, authorization is obtained from a first transaction authorization computer. If a withdrawal is greater than or equal to the threshold, a first portion of the cash is dispensed responsive to authorization from a first transaction authorization computer and a second portion of the cash amount is dispensed responsive to authorization from a second transaction authorization computer.Type: ApplicationFiled: May 31, 2016Publication date: September 22, 2016Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
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Patent number: 9443399Abstract: In an example embodiment, a document holding cassettes that can be used in an automated banking machine that includes circuitry that is wirelessly powered through inductive coupling. The cassette can wirelessly communicate with the automated banking machine through induction.Type: GrantFiled: March 14, 2014Date of Patent: September 13, 2016Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Kenneth Turocy, William Beskitt, Mike Ryan, Eric Klein, David A. Peters, H. Thomas Graef
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Patent number: D769570Type: GrantFiled: December 8, 2014Date of Patent: October 18, 2016Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Dave Kraft, George Niemoeller, Donald S. Nelson, Jr., Scott Dailey, Michael Tirak
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Patent number: D774030Type: GrantFiled: October 16, 2015Date of Patent: December 13, 2016Assignee: Diebold Self-Service System division of Diebold, IncorporatedInventors: Timothy Hoover, Donald S. Nelson, Jr., Todd Christian, Neil Gromley
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Patent number: D774504Type: GrantFiled: October 16, 2015Date of Patent: December 20, 2016Assignee: Diebold Self-Service System division of Diebold, IncorporatedInventors: Timothy Hoover, Donald S. Nelson, Jr., Todd Christian, Neil Gromley