Patents Assigned to Diebold Self-Service System
  • Banking system controlled responsive to data bearing records
    Patent number: 8474698
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The machine is operative to cause a computer determination to be made that the card data corresponds to an authorized machine user. The automated banking machine may also include a storage device that is operative to unlock a secured area including information thereon that is used by the automated banking machine to carry out financial transfers.
    Type: Grant
    Filed: December 22, 2011
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Nick Billett, Charles E. Crallie, Richard Harris, Andrew Clugston, Anne Konecny, Tim Crews, Judith Edwards
  • Automated banking machine controlled responsive to data bearing records
    Patent number: 8474699
    Abstract: A system controlled responsive to data bearing records includes a card reader that is operative to read card data from user cards including financial account data, and causes operation of an automated banking machine to carry out financial transactions responsive to the account data. The automated banking machine is operative to access at least one network. The automated banking machine is operative to receive a gift card code from a machine user, where the code is correlated with a monetary value in a data store. In response to receiving the code, the machine operates to dispense a non-currency gift card that is redeemable at a merchant for the monetary value in at least one of goods or services.
    Type: Grant
    Filed: November 7, 2011
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David E. Kolinski-Schultz, Dale H. Blackson, Mark D. Smith, Natarajan Ramachandran
  • Banking system controlled responsive to data bearing records to sequentially provide preassigned ordered marketing and campaign presentations to a particular individual over different transactions
    Patent number: 8474701
    Abstract: An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read characteristic to a remote card validator. The card validator can compare the received data to referenced magnetic characteristic data corresponding to cards authorized for use with the machine. The machine can also communicate with a transaction host computer to carry out a financial transaction. As a result of the magnetic data comparison, an invalid card can be discovered and a fraudulent transaction prevented. Communication between the card validator and machine is independent from communication between the transaction host and machine.
    Type: Grant
    Filed: June 20, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Meek, H. Thomas Graef
  • Banking system controlled responsive to data bearing records
    Patent number: 8474707
    Abstract: A banking system operates to allocate funds in accounts in response to data bearing records in the form of paper financial checks. A mobile phone has a camera and a programmable memory. The memory stores phone user data, including a bank account number and an electronic signature. The camera can be used to capture an image of a paper check which has the phone user as the payee. The phone can wirelessly transmit the account number, the electronic signature, and the check image to a bank deposit system. The system can store the check image and the electronic signature in correlated relation in a deposit transaction record. The system can cause the phone user's bank account to be credited a cash value corresponding to the check value. Confirmation of the check deposit can be transmitted to the user's phone.
    Type: Grant
    Filed: August 3, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Natarajan Ramachandran
  • Banking machine controlled responsive to data read from data bearing records
    Patent number: 8474700
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: February 24, 2012
    Date of Patent: July 2, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach, Theresa Ipson, Frank Natoli, James E. Pettitt, Charles H. Somers, Jr.
  • Banking Apparatus Controlled Responsive to Data Bearing Records
    Publication number: 20130161385
    Abstract: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Application
    Filed: February 13, 2013
    Publication date: June 27, 2013
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Diebold Self-Service Systems division of Diebold, Incorporated
  • Banking Apparatus Controlled Responsive to Data Bearing Records
    Publication number: 20130153654
    Abstract: A banking system is controlled responsive to data read from data bearing records. The banking system includes an automated banking machine. The machine is operable to carry out a financial transaction for a person responsive to a determination that the person is an authorized user of the machine based on correspondence between identifying data read by a reader of the machine and data store information. The machine includes a check acceptor that is operative to receive checks from authorized machine users. The check acceptor is operable to continuously move a received check along its transport path while simultaneously rotationally orienting the check into alignment with the transport path. A check determined not to have at least one property of an acceptable check is returned to the machine user. Acceptable checks are processed and stored in the machine.
    Type: Application
    Filed: February 12, 2013
    Publication date: June 20, 2013
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: H. Thomas Graef, William D. Beskitt
  • ATM transaction authorization based on user location verification
    Patent number: 8459546
    Abstract: An automated banking machine transaction request is authorized based on a determined location of an authorized user relative to the machine. Identification of an authorized machine user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. A banking machine receiving the user identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the banking machine location. If the locations correspond, then the current machine user is recognized as the authorized user and machine transactions are permitted. If the locations do not correspond, then the current user is denied transactions at the banking machine. The security arrangement helps prevent an unauthorized person from using a fraudulent card to access a financial account.
    Type: Grant
    Filed: May 24, 2012
    Date of Patent: June 11, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, H. Thomas Graef, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
  • Banking apparatus controlled responsive to data bearing records
    Patent number: 8453924
    Abstract: An automated banking machine of a banking system operates responsive to data read from bearing records. The machine includes a card reader operative to read card data including financial account identifying data, and causes financial transfers responsive to the read card data. The machine also includes a sheet acceptor that separates each sheet from a received stack of sheets. Each sheet is aligned with a sheet path and analyzed by analysis devices which include at least one magnetic read head, an imager, and/or a validation device. Sheets determined not to be genuine are returned to the machine user. Sheets determined to be genuine are processed and stored in the machine. At least one surface area image sensor and at least one image data processor are used to determine sheet movement in the sheet path.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: June 4, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Kenneth Turocy, Mike R. Ryan, William D. Beskitt, Damon J. Blackford, Jeffrey M. Eastman, Steven Shepley, Glenda Griswold
  • Automated banking system controlled responsive to data bearing records
    Patent number: 8448849
    Abstract: An automatic banking machine operates responsive to data bearing records. The machine includes a card reader for reading user cards, and at least one of a note acceptor and a cash dispenser. The automated banking machine carries out financial transfers related to user accounts based on information read from cards. The automated banking machine provides a printed receipt for transactions conducted. The machine carries out transactions when operatively connected to a source of power and a transaction network. The machine also carries out functions to control the power status of devices in the machine.
    Type: Grant
    Filed: June 10, 2011
    Date of Patent: May 28, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall W. Jenkins, Vincent L. Owens, Gregory Fockler, Jerry Cox, Tom Ertle, Dave Krzic, Steven Shepley, Nick Billett, Victor A. Cogan, Willis Miller, Mike R. Ryan, Tim Crews, Natarajan Ramachandran
  • Banking machine that operates responsive to data bearing records
    Patent number: 8448850
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read form data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to authorize the installation, use, and/or configuration of automated banking machine software applications and components.
    Type: Grant
    Filed: July 20, 2012
    Date of Patent: May 28, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Thomas Brausch, Chris Phillipi, Richard A. Steinmetz, Richard P. Brunt, Kenneth W. Zahorec
  • Banking system controlled responsive to data bearing records to sequentially provide preassigned ordered marketing campaign presentations to a particular individual over different transactions
    Patent number: 8434678
    Abstract: An automated transaction machine includes a card reader that can read a unique magnetic characteristic of a magnetic stripe on a card. The machine can then send data reflective of the read characteristic to a remote card validator. The card validator can compare the received data to referenced magnetic characteristic data corresponding to cards authorized for use with the machine. The machine can also communicate with a transaction host computer to carry out a financial transaction. As a result of the magnetic data comparison, an invalid card can be discovered and a fraudulent transaction prevented. Communication between the card validator and machine is independent from communication between the transaction host and machine.
    Type: Grant
    Filed: November 17, 2011
    Date of Patent: May 7, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: James Meek, H. Thomas Graef
  • Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    Patent number: 8430305
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraud devices. An anti-fraud sensing system is operative in the machine to sense the probable installation of unauthorized devices on the machine. Such unauthorized devices may include fraudulent card reading devices, fraudulent keypad input intercepting devices, cash outlet trap devices, and deposit input diversion devices.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: April 30, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall Jenkins, Songtao Ma, Natarajan Ramachandran, Jeffery M. Enright, Dale H. Blackson
  • Banking apparatus operated responsive to data bearing records
    Patent number: 8424755
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper records of transactions conducted at the machine. The printer receives paper from a shared paper path. The shared paper path can be supplied by a first paper supply and a second paper supply. A controller is operative to switch between the paper supplies in providing paper to the printer. Based on signals received from paper sensors in the machine, the controller can determine whether the first paper supply has reached a predetermined low level. In response to a low level determination, the controller acts to cause a paper drive to begin moving paper from the second paper supply to the shared paper path and then to the printer.
    Type: Grant
    Filed: August 31, 2011
    Date of Patent: April 23, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Sathish M. Irudayam, Marcelo Castro, John E. Williams
  • Automated banking machine system and method
    Patent number: 8418916
    Abstract: A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card reader (170), a printer (174), a bill dispenser (176), a coin dispenser (178), a display (182), a check imaging device (186), and at least one processor (190). The machine is operative responsive to receiving a check and certification data to dispense cash in exchange for the check. The person presenting the check need not provide user identifying inputs through input devices in order to receive cash for the check. A check recipient prior to presenting the check for payment is also enabled to verify that the check will be paid through communication with at least one computer (204) through at least one consumer interface device (208).
    Type: Grant
    Filed: September 2, 2011
    Date of Patent: April 16, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: Mark D. Smith, Atta Mateen, David E. Kolinski-Schultz, Dale H. Blackson, Natarajan Ramachandran
  • Banking machine controlled responsive to data read from data bearing records
    Patent number: 8418917
    Abstract: A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.
    Type: Grant
    Filed: February 24, 2012
    Date of Patent: April 16, 2013
    Assignee: Diebold Self-Service Systems
    Inventors: David N. Lewis, Jeffery M. Enright, Natarajan Ramachandran, Mark A. Douglass, Tim Crews, Songtao Ma, Randall W. Jenkins, H. Thomas Graef, Sathish M. Irudayam, Klaus Steinbach
  • Automated banking machine that operates responsive to data read from data bearing records
    Patent number: 8413890
    Abstract: Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is operative to read data from user cards corresponding to financial accounts. Transactions are authorized responsive at least in part to correspondence between card data and stored data corresponding to authorized users. Entities responsible for operating the automated banking machines may receive messages that include information or update code items for software or firmware usable in the banking machines for which they have operational responsibility.
    Type: Grant
    Filed: December 15, 2010
    Date of Patent: April 9, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Nicholas Billett, Steven Shepley, William R. Aitken, Glenda Griswold, Joseph McGinley
  • Automated banking machine that operates responsive to data read from data bearing records
    Patent number: 8403205
    Abstract: Automated banking machines (10) operate to cause financial transfers responsive to data read from data bearing records. Each of the automated banking machines includes a card reader that is operative to read data from user cards corresponding to financial accounts. Transactions are authorized responsive at least in part to correspondence between card data and stored data corresponding to authorized users. Entities responsible for operating the automated banking machines may receive messages that include information or update code items for software or firmware usable in the banking machines for which they have operational responsibility.
    Type: Grant
    Filed: December 15, 2010
    Date of Patent: March 26, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Nicholas Billett, Steven Shepley, William R. Aitken, Glenda Griswold, Joseph McGinley
  • Automated banking machine that operates responsive to data bearing records
    Patent number: 8393534
    Abstract: An automated banking machine operates to carry out financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards. The card data corresponds to financial accounts. The automated banking machine further includes a cash dispenser. The machine is operative to dispense cash to an authorized user based on identifying data including card data, and to cause a financial transfer from an account corresponding to card data through communication with at least one remote computer. The machine is operative to produce an audio output including verbal information through a headphone port to a headphone.
    Type: Grant
    Filed: August 1, 2011
    Date of Patent: March 12, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Bruce Bowen, Lee Kravitz
  • Card slot bezel
    Patent number: D681637
    Type: Grant
    Filed: December 20, 2011
    Date of Patent: May 7, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Donald S. Nelson, Jr., David N. Lewis, Shawn Griggy, George Niemoeller