Patents Assigned to Diebold Self-Service System
  • ATM that allows a user to select a desired transaction by touch dragging a displayed icon that represents the desired transaction
    Patent number: 8640946
    Abstract: An automated banking machine allows an authorized user to carry out transactions such as withdrawing cash, making a deposit, cashing a check, and transferring funds between accounts. The machine provides a transaction selection screen through a touch screen display. The transaction selection screen includes a plurality of visually different icons. Each icon represents a different transaction that is available to the current machine user. The user can select a particular transaction by dragging its representative icon with a contacting finger. Upon selection of the particular transaction, a display screen unique to that particular transaction is then provided through the touch screen display.
    Type: Grant
    Filed: April 25, 2012
    Date of Patent: February 4, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: James Block, H. Thomas Graef, Paul D. Magee, Donald S. Nelson, Jr., James Meek, Daniel S. McIntyre, Mark DePietro, Natarajan Ramachandran
  • Method of transmitting electronic signature during a financial transaction
    Patent number: 8632001
    Abstract: A system operates to carry out financial transfers in response to data read from data bearing records. A cell phone having a camera stores in memory indicia corresponding to account data from a plurality of magnetic stripe cards. A user can operate the phone to select one of the accounts stored in the memory. The memory further includes a scanned user-identifying written signature. The user can use the phone during an item purchase to wirelessly transmit each of an item's identifier captured by the camera, selected account data, and the user signature.
    Type: Grant
    Filed: December 28, 2012
    Date of Patent: January 21, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus A. Steinbach
  • BANKING SYSTEM CONTROLLED RESPONSIVE TO DATA BEARING RECORDS
    Publication number: 20140014719
    Abstract: An automated banking machine operates using data read from user cards. The machine is operative to transfer funds in accounts. The machine includes a user fascia adapted to be held by a lock adjacent an opening of a housing supported atop a security chest. The fascia is supported by the housing through two horizontally-disposed members. The fascia is movable away from the housing. The machine includes serviceable components including a card reader supported within the housing or by the fascia. A machine servicer can stand between the two horizontally-disposed members while servicing the machine. The housing additionally includes a rear panel similarly movably mounted with two other horizontally-disposed members for use in servicing rear components.
    Type: Application
    Filed: December 26, 2012
    Publication date: January 16, 2014
    Applicant: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Diebold Self-Service Systems division of Diebold, Incorporated
  • Banking machine controlled responsive to data read from data bearing records
    Patent number: 8628007
    Abstract: A banking system comprises automated banking machines which include a card reader, check imaging device, and cash dispenser. Each system machine can cash a code-correlated check in exchange for receiving both the check and the code assigned to the check, without requiring any user identifying input through the machine's user input devices as a condition for cashing the check. The system allows a potential recipient of a personal check to call in a given code to a system computer, which can verify whether the check is backed by funds reserved for the check amount and whether the check can be anonymously cashed. From the call the system computer can obtain the mobile phone's GPS location to determine the system machine nearest to the phone. When informing the phone user that a check is as good as cash, the system computer can also provide directions to that nearest system machine.
    Type: Grant
    Filed: April 10, 2012
    Date of Patent: January 14, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Mark D. Smith, Natarajan Ramachandran, James Block, Jeffery M. Enright
  • Banking system controlled reponsive to data bearing records
    Patent number: 8613387
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The machine is operative to cause a computer determination to be made that the card data corresponds to an authorized machine user. The automated banking machine may also include a storage device that is operative to unlock a secured area including information thereon that is used by the automated banking machine to carry out financial transfers.
    Type: Grant
    Filed: December 22, 2011
    Date of Patent: December 24, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Nick Billett, Charles E. Crallie, Richard Harris, Andrew Clugston, Anne Konecny, Tim Crews, Judith Edwards
  • Banking machine that operates responsive to data bearing records
    Patent number: 8608057
    Abstract: An automated banking machine operates responsive to data read from data bearing records to cause financial transfers. The machine includes a card reader that operates to read card data from user cards. The card data corresponds to financial accounts. The automated banking machine includes a cash dispenser and the machine carries out transaction functions for consumers including dispensing cash. The automated banking machine is operatively configured to securely receive card data from a card reader.
    Type: Grant
    Filed: February 27, 2012
    Date of Patent: December 17, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Tim Crews, Judith Edwards, Anne E Konecny, Joseph A. McGinley, Robert Konecny, Charles E. Crallie
  • Automated banking machine that operates responsive to data bearing records
    Patent number: 8608058
    Abstract: A banking system controlled responsive to data bearing records includes a card reader that can read identifying data from user cards. The system can authorize operation of an automated banking machine responsive to the read data. The system can provide an electronic transaction receipt to the machine user. A bank computer is operable to submit the receipt to a system address of record with the bank. The address can correspond to an e-mail address, phone number, or other address associated with an account involved in the transaction. The receipt can also include an image associated with the transaction. The system can also operate to image a check deposited at the machine, and then electronically send the image to the check maker, the payee, and/or a clearinghouse.
    Type: Grant
    Filed: May 14, 2012
    Date of Patent: December 17, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Jay Paul Drummond, Mark D. Smith, Michael A. Meffie, Daniel D. Wasil
  • Banking system controlled responsive to data read from data bearing records
    Patent number: 8579192
    Abstract: An automated banking machine is part of a banking system that operates to cause financial transfers responsive to data read from data bearing records. The machine includes a card reader that operates to read data from user cards corresponding to financial accounts. A card account's status is listed in a data store as either blocked or unblocked for use in approving transactions on the account. A requested transaction on an account cannot be carried out by the machine unless the account has an unblocked status. Read card data is sent from the machine to a remote card security computer which can determine the card account status from the data store. If the account is unblocked, then the machine can continue with the requested transaction and seek transaction approval from a transaction host computer associated with the machine.
    Type: Grant
    Filed: December 21, 2012
    Date of Patent: November 12, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Willis Miller, Matthew R Zaugg, James Block, H Thomas Graef, Natarajan Ramachandran, Jeffery M Enright, Mark A Douglass, Michael Scanlon, Dale H Blackson
  • Automated banking system controlled responsive to data bearing records
    Patent number: 8579191
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: November 12, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • Banking system controlled responsive to data bearing records
    Patent number: 8573479
    Abstract: A machine (10) is operative to carry out financial transfers responsive to data included on data bearing records including user cards. The machine includes a user interface (15) including a display (24). The user interface includes a card reader (16) which is operative to read data on user cards which identify at least one of user and a user's financial accounts. Records of the financial transfers are provided by a printer (30). A touch screen display module (608) is operative to securely receive manual inputs and/or card data. The touch screen display module includes a contact surface that can be electronically contoured to provide outputs that can be perceived through finger contact with the contact surface.
    Type: Grant
    Filed: June 13, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Randall Jenkins, Tim Crews, Natarajan Ramachandran, Joseph Hartman, Raymond P. Motz, Anne E. Konecny, Klaus Steinbach
  • Banking apparatus operated responsive to data bearing records
    Patent number: 8573484
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The machine includes a printer for printing paper records of transactions conducted at the machine. The printer receives paper from a shared paper path. The shared paper path can be supplied by a first paper supply and a second paper supply. A controller is operative to switch between the paper supplies in providing paper to the printer. Based on signals received from paper sensors in the machine, the controller can determine whether the first paper supply has reached a predetermined low level. In response to a low level determination, the controller acts to cause a paper drive to begin moving paper from the second paper supply to the shared paper path and then to the printer.
    Type: Grant
    Filed: April 22, 2013
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Sathish M Irudayam, Marcelo Castro, John E. Williams
  • Card activated cash dispensing automated banking machine
    Patent number: 8573480
    Abstract: An automated banking machine operates to cause financial transfers responsive to data read from data bearing records. The automated banking machine includes a card reader operative to read card data from user cards corresponding to financial accounts. The automated banking machine also includes a display and a printer to produce records of financial transactions carried out with the machine. The card reader is operative to read and return card information read from the user card responsive. The automated banking machine further includes a sheet detector that is operative to detect at least one property usable to distinguish between the presence or absence of a sheet and/or determine a property of the sheet.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, David Vidmar, Michael Russell, Larry Harmon, Eric Klein, Jeffery M. Enright, Mike R. Ryan, Wayne Wellbaum
  • Banking system controlled responsive to data bearing records
    Patent number: 8573481
    Abstract: An automated banking machine operated responsive to data bearing records includes a card reader that is operative to read data from user cards including financial account identifying data, and to cause financial transfers responsive at least in part to the card data corresponding to stored data for a financial account authorized to conduct a transaction with the machine. The machine includes a plurality of hardware devices and a terminal processor. The terminal processor is operative to cause a hardware device to process sheets in carrying out transactions involving financial transfers. A device processor in a hardware device is operative to communicate certain condition data associated with the hardware device to a portable device.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Mike R. Ryan, Kenneth Turocy, William D. Beskitt, Eric Toepke, David A. Peters, Songtao Ma, Damon J. Blackford, Joe Altier, Thomas A. VanKirk, Robert W. Barnett
  • Banking system controlled responsive to data bearing records
    Patent number: 8573482
    Abstract: An apparatus including an automated banking machine is operative to cause financial transfers responsive at least in part to data read from data bearing records. The machine includes a card reader that is operative to read card data usable to identify at least one of a user of the machine and a financial account. A computer associated with the machine is operative to cause card data to be read through operation of the card reader, and to cause a determination to be made that read card data corresponds to a financial account authorized to conduct a transaction through the machine. The computer is operative responsive at least in part to the determination to cause the financial account to be at least one of assessed and credited with a value associated with a financial transaction.
    Type: Grant
    Filed: March 14, 2012
    Date of Patent: November 5, 2013
    Assignee: Diebold Self-Service Systems division of Diebold Incorporated
    Inventors: Richard C. Lute, Mark A. Douglass, Roy Mleziva, Shawn Griggy
  • Banking terminal that operates to cause financial transfers responsive to data bearing records
    Patent number: 8561889
    Abstract: A portable terminal operates to cause financial transfers responsive to data read from data bearing records in the form of user cards. The user cards include credit and/or debit cards. Data corresponding to the card data is stored in at least one memory of the terminal. The terminal includes a wireless communication device. The terminal operates to wirelessly communicate data corresponding to card data to one or more remote computers to cause financial transfers to or from selected accounts. The terminal also operates to provide outputs corresponding to account balances and to receive data corresponding to receipts.
    Type: Grant
    Filed: December 5, 2011
    Date of Patent: October 22, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: James Block, Natarajan Ramachandran, Ashok Modi, Jeff Hill, Ray Motz, Klaus Steinbach
  • Banking system controlled responsive to data read from data bearing records
    Patent number: 8561887
    Abstract: An automated banking machine operates responsive to data bearing records. The automated banking machine includes a card reader that reads card data from a user card. The read card data corresponds to a financial account and is used to authorize the machine user to carry out a transaction on the financial account. The automated banking machine includes a display and a printer to produce records of a financial transaction carried out with the card reader. The automated banking machine also includes a validator arrangement including a currency note validator which reads data from a currency note in determining validity of the note. The note validator, while remaining supported by the machine, is slidable to extend outside of the machine where it can be pivoted to an orientation at which it can be serviced.
    Type: Grant
    Filed: October 20, 2010
    Date of Patent: October 22, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventor: Douglas A. Kovacs
  • Automated banking machine operated responsive to data bearing records with improved resistance to fraud
    Patent number: 8556168
    Abstract: A banking system machine is controlled responsive to data read from data bearing records. The machine includes a card reader, a keypad, a cash dispenser, a cash outlet, a deposit accepting opening, and other transaction locations that may be susceptible to the installation of fraudulent devices adjacent thereto. Such unauthorized devices may include for example, a fraudulent card reading device, a fraudulent keypad input intercepting device, a cash outlet trap device, a deposit input diversion device, or other illegitimate devices. The machine includes an anti-fraud arrangement that is operative to deter the attachment of unauthorized devices to the machine. The arrangement can sense and/or dislodge an unauthorized device attached to the machine. The arrangement also allows for the machine's card slot bezel to be frequently exchanged for a differently contoured card slot bezel.
    Type: Grant
    Filed: July 23, 2012
    Date of Patent: October 15, 2013
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: David N. Lewis, Randall Jenkins, James Block, Songtao Ma, Natarajan Ramachandran, Jeffery Enright, James E. Pettitt
  • Automated banking system controlled responsive to data bearing records
    Patent number: 8544730
    Abstract: An automatic banking machine operates responsive to data read from data bearing records corresponding to authorized user or financial account data. The machine includes a card reader for reading data from user cards. The automated banking machine causes financial transfers related to financial accounts that correspond to data read from user cards. The automated banking machine also includes devices that control the supply of power to included devices to avoid exceeding power supply capacity.
    Type: Grant
    Filed: December 13, 2011
    Date of Patent: October 1, 2013
    Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
    Inventors: Songtao Ma, Eric Toepke, Mike R. Ryan, Randall W. Jenkins, Natarajan Ramachandran, Thomas D. Ertle, Tim Crews, Willis Miller, Nick Billett, Steven Shepley, Dave Krzic, Victor A. Cogan
  • System controlled response to data bearing records and operative to cause financial transfers
    Patent number: 8540145
    Abstract: An automated banking machine operates responsive to data bearing records to cause financial transfers. The automated banking machine includes a card reader operative to read card data from user cards. The machine is operative to cause financial transfers responding at least in part to a determination that the read card data corresponds to at least one of an authorized user or an authorized financial account. The machine includes a display and a printer to produce records of financial transfers carried out with the machine. The machine includes a housing including a chest. The chest is supported on a depository safe. The safe includes a depository head that extends upward on the safe and in front of the chest.
    Type: Grant
    Filed: January 14, 2013
    Date of Patent: September 24, 2013
    Assignee: Diebold Self-Service Systems
    Inventor: Steven R. Davis
  • Card slot bezel
    Patent number: D697912
    Type: Grant
    Filed: December 10, 2012
    Date of Patent: January 21, 2014
    Assignee: Diebold Self-Service Systems, division of Diebold, Incorporated
    Inventors: Donald S. Nelson, Jr., David N. Lewis, Shawn Griggy, George Niemoeller