Abstract: The present invention provides a system, method and software for linking persistent and unique business identifiers, associated with business entities, for associating corresponding business records without a loss of historical records, regardless of subsequent changes, updates, and mergers. In the various embodiments, a first business record, of the plurality of business records, is associated with a first business identifier; and a second business record, which does not match the first record, is associated with a second business identifier.
Type:
Application
Filed:
November 17, 2009
Publication date:
August 19, 2010
Applicant:
EXPERIAN MARKETING SOLUTIONS, INC.
Inventors:
John L. Skurtovich, JR., Pamela Barrios, Timothy Sumida
Abstract: A lead enhancement module transmits to one or more data sources an enhancement list requesting additional data items associated with a lead record. The enhancement list may comprise one or more data bundles, each comprising indicators associated with one or more additional data items. A personalized data bundle may be created by each client listing those specific additional data items that the particular client would like to retrieve for lead records from the client. A default data bundle may be included in the enhancement list for clients that have not defined a personalized data bundle, or the default bundle may be included in the enhancement list in addition to the personalized data bundle. Various default bundles, such as vertical market specific data bundles, may be created and provided to the client for possible inclusion in the enhancement list.
Type:
Grant
Filed:
February 5, 2007
Date of Patent:
July 6, 2010
Assignee:
Experian Marketing Solutions, Inc.
Inventors:
Richard Williams, Jacob Kong, Lawrence J. Hughes, Damodar Panigrahi
Abstract: In some embodiments, systems and methods are disclosed for generating filters to determine whether a consumer is likely to have a scoreable credit record based on non-credit data, and to determine a potential risk level associated with an unscoreable credit record based on non-credit data. Existing scoreable and unscoreable records are compared to determine factors correlated with having an unscoreable record, and a multi-level filter is developed. Unscoreable records having at least one entry are compared to determine whether they are “good” or “bad” risks, factors correlated with either condition are determined, and a filter is developed. The filters can be applied to records comprising demographic data to determine consumers that are likely to have unscoreable records but represent good risks.
Type:
Grant
Filed:
October 12, 2007
Date of Patent:
June 22, 2010
Assignee:
Experian Marketing Solutions, Inc.
Inventors:
Anamitra Chaudhuri, Nancy A. Hadenfeldt, Erik Hjermstad
Abstract: The various embodiments of the invention provide software and metadata structures for a data processing system and method, for applications such as marketing campaign management, speech recognition and signal processing. An exemplary system embodiment includes a first data repository adapted to store a plurality of entity and attribute data; a second data repository adapted to store a plurality of entity linkage data; a metadata data repository adapted to store a plurality of metadata modules, with a first metadata module having a plurality of selectable parameters, received through a control interface, and having a plurality of metadata linkages to a first subset of metadata modules; and a multidimensional data structure. The control interface may modify the plurality of selectable parameters in response to received control information.
Type:
Grant
Filed:
June 13, 2005
Date of Patent:
April 27, 2010
Assignee:
Experian Marketing Solutions, Inc.
Inventors:
Joseph Kevin Anzalone, Nevzat Hurkan Balkir, Len Cavers, Brian L. Foreman
Abstract: Embodiments disclosed herein are directed to systems and methods for enabling the matching of third party data with access providers' subscriber data in a privacy compliant manner, and then connecting an internet user to that third party data for use by marketers, content providers, or other interested parties in a manner that protects consumer privacy at all times. In one embodiment, an access provider such as an ISP sends its subscriber data to a double blind processor that generates an encrypted key for each subscriber. The key is then used to find matching consumer data, for example, consumer segments that represent previously collected or modeled consumer attitudinal, habit, or financial data. The key may be forwarded to a real time marketing bureau, which may use the matched data in subsequent real-time or substantially real-time operations to provide consumer or business data to advertisers, content providers, and other interested parties.
Type:
Application
Filed:
October 8, 2009
Publication date:
April 15, 2010
Applicant:
EXPERIAN MARKETING SOLUTIONS, INC.
Inventors:
Simon Chamberlain, Andrew Lientz, Brian Stack
Abstract: The present invention provides a system, method and software for linking persistent and unique business identifiers, associated with business entities, for associating corresponding business records without a loss of historical records, regardless of subsequent changes, updates, and mergers. In the various embodiments, a first business record, of the plurality of business records, is associated with a first business identifier; and a second business record, which does not match the first record, is associated with a second business identifier.
Type:
Grant
Filed:
August 29, 2003
Date of Patent:
January 12, 2010
Assignee:
Experian Marketing Solutions, Inc.
Inventors:
John L. Skurtovich, Jr., Pamela Barrios, Timothy Sumida
Abstract: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The consumer transactional information in each database is then converted into converted information in terms of the quantitative variables. Thereafter, an integrated database is formed for predicting consumer behavior by combining the converted information from the disparate databases.
Abstract: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The consumer transactional information in each database is then converted into converted information in terms of the quantitative variables. Thereafter, an integrated database is formed for predicting consumer behavior by combining the converted information from the disparate databases.
Abstract: The various embodiments of the invention provide a data processing system and method, for applications such as marketing campaign management, speech recognition and signal processing. An exemplary system embodiment includes a first data repository adapted to store a plurality of entity and attribute data; a second data repository adapted to store a plurality of entity linkage data; a metadata data repository adapted to store a plurality of metadata modules, with a first metadata module having a plurality of selectable parameters, received through a control interface, and having a plurality of metadata linkages to a first subset of metadata modules; and a multidimensional data structure. The control interface may modify the plurality of selectable parameters in response to received control information.
Type:
Application
Filed:
May 25, 2005
Publication date:
November 30, 2006
Applicant:
Experian Marketing Solutions, Inc.
Inventors:
Nevzat Balkir, Marc Gutchell, Peter Lindgren, Eric Tagliere
Abstract: The various embodiments of the invention provide software and metadata structures for a data processing system and method, for applications such as marketing campaign management, speech recognition and signal processing. An exemplary system embodiment includes a first data repository adapted to store a plurality of entity and attribute data; a second data repository adapted to store a plurality of entity linkage data; a metadata data repository adapted to store a plurality of metadata modules, with a first metadata module having a plurality of selectable parameters, received through a control interface, and having a plurality of metadata linkages to a first subset of metadata modules; and a multidimensional data structure. The control interface may modify the plurality of selectable parameters in response to received control information.
Type:
Application
Filed:
June 13, 2005
Publication date:
November 30, 2006
Applicant:
Experian Marketing Solutions, Inc.
Inventors:
Joseph Anzalone, Nevzat Balkir, Len Cavers, Brian Foreman
Abstract: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The consumer transactional information in each database is then converted into converted information in terms of the quantitative variables. Thereafter, an integrated database is formed for predicting consumer behavior by combining the converted information from the disparate databases.
Abstract: A process and system for integrating information stored in at least two disparate databases. The stored information includes consumer transactional information. According to the process and system, at least one qualitative variable which is common to each database is identified, and then transformed into one or more quantitative variables. The consumer transactional information in each database is then converted into converted information in terms of the quantitative variables. Thereafter, an integrated database is formed for predicting consumer behavior by combining the converted information from the disparate databases.
Abstract: The present invention provides a system, method, software and data structure for independently predicting attitudinal and message responsiveness, using a plurality of attitudinal or other identification classifications and a plurality of message content or version classifications, for a selected population of a plurality of entities, such as individuals or households, represented in a data repository. The plurality of predictive attitudinal (or identification) classifications and plurality of predictive message content (ore version) classifications have been determined using a plurality of predictive models developed from a sample population and applied to a reference population represented in the data repository, such as attitudinal, behavioral, or demographic models. For each predictive attitudinal (or identification) classification, at least one predominant predictive message content or version classification is independently determined.
Type:
Application
Filed:
June 30, 2004
Publication date:
January 5, 2006
Applicant:
Experian Marketing Solutions, Inc.
Inventors:
Marc Fanelli, Patricia Gormley, Kymberly Kulle, Thomas Nocerino, Kaushik Sanyal
Abstract: The present invention provides a system, method and software for linking persistent and unique business identifiers, associated with business entities, for associating corresponding business records without a loss of historical records, regardless of subsequent changes, updates, and mergers. In the various embodiments, a first business record, of the plurality of business records, is associated with a first business identifier; and a second business record, which does not match the first record, is associated with a second business identifier.
Type:
Application
Filed:
August 29, 2003
Publication date:
December 2, 2004
Applicant:
Experian Marketing Solutions, Inc.
Inventors:
John L. Skurtovich, Pamela Barrios, Timothy Sumida
Abstract: A computer system is provided for processing data for an internet web site. The web site is run by a web server that includes a server interface and a processing servlet. The processing servlet is programmed to accept a message including user data from a user of the internet web site. The user data is then mapped from a native format to a universal format. The computer system further includes a remote server that is connected to the web server by the internet. The remote server is programmed to receive the universal format user data. It also processes the universal format user data to produce final universal format user data which may include standardized user data and additional data which is then sent over the internet to the processing servlet. The processing servlet is further programmed to analyze the final universal format user data and map the final universal format user data to final native format user data. The processing servlet then sends the final native format user data to the server interface.