Abstract: An automated account management system provides a user with the ability to establish rules that dictate how the account management system is to manage the user's accounts. Once the user specifies a set of rules, the system automatically manages multiple accounts across multiple financial institutions in accordance with the user-defined rules. Other features, such as an on-line bill payment system, a money transfer system, and a retirement planning system, may be integrated within the automated account management system to provide the user with even greater control over his or her financial assets.

Abstract: A method for controlling resource pool depletion includes, at a first time, determining a first remainder of a depletion interval; on the basis of the first remainder, determining a first depletion rate for urging the pool to reach a selected state at the end of the depletion interval; on the basis of the first depletion rate, partially depleting the pool; and at a second time following the first time, determining a second remainder of the depletion interval; receiving state information indicative of a difference between a state of the pool at the first time and a state of the resource pool at the second time; on the basis of the second remainder and the state information, determining a second depletion rate for urging the pool to reach a selected state at the end of the depletion interval; and on the basis of the second depletion rate, partially depleting the pool.

Abstract: Described are methods and systems, including computer program products, for trade strategy monitoring. A back-end server can receive a first input from a first client device indicative of a first trade strategy and a first test parameter. The back-end server can obtain historical data associated with the first trade strategy, execute the first trade strategy on the historical data in accordance with the first test parameter, and transmit the results in a normalized format to the first client device. The back-end server can receive a second input from a second client device indicative of a second trade strategy and a second test parameter. The back-end server can obtain historical data associated with the second trade strategy, execute the second trade strategy on the historical data in accordance with the second test parameter, and transmits the results in a normalized format to the second client device.

Abstract: An automated account management system provides a user with the ability to establish rules that dictate how the account management system is to manage the user's accounts. Once the user specifies a set of rules, the system automatically manages multiple accounts across multiple financial institutions in accordance with the user-defined rules. Other features, such as an on-line bill payment system, a money transfer system, and a retirement planning system, may be integrated within the automated account management system to provide the user with even greater control over his or her financial assets.

Abstract: Data corresponding to a set of securities is identified. For each security in the set, data corresponding to a legacy risk contribution from a corresponding security in the set is identified. Data corresponding to a legacy risk of the entire set is identified based on the legacy risk contributions. The legacy risk is displayed.

Abstract: An application destined for a client VoIP device is available at a service provider 20 and is loaded first to a client-side device over an unsecure public network, using a secure protocol. The VoIP device is not able to receive the application directly using the secure protocol and the client side device is instructed to load the application to the client VoIP device over a private network using an unsecure protocol.

Abstract: Described are methods and apparatuses, including computer program products, for optimizing allocation of resources across projects in a project portfolio. The method includes receiving, at a computing device, (i) resource information, (ii) a portfolio of project definitions and (iii) one or more portfolio-level optimization criteria. The resource information representing a plurality of resources available for allocation to the projects, and each project definition includes a unique identifier and one or more project-level constraints. The method also includes generating, using the computing device, a plurality of project portfolio allocation scenarios and determining one or more optimized project portfolio allocation scenarios from the plurality of project portfolio allocation scenarios. Each project portfolio allocation scenario satisfies the one or more project-level constraints associated with each project definition.

Abstract: Performing A/B testing of content of a webpage includes selecting one of at least two different versions of the webpage to be displayed to a user through an interactive user interface (e.g., a web browser) based on an identification code, such as an Internet Protocol address or tracker identifier supplied by a cookie, associated with the user.

Abstract: Described are methods and apparatuses, including computer program products, for quality control of investment performance calculations. Performance data associated with one or more investment accounts is received by a server computing device. A tolerance range associated with the performance data is generated. A portion of the performance data is identified for filtering based on the tolerance range. The identified performance data is processed through a plurality of filters, wherein the filters are based on predefined rules. A first portion of the filtered data is marked as requiring no further review. A second portion of the filtered data is marked as requiring further review.

Abstract: Described are methods and apparatuses, including computer program products, for tracking patterns associated with mobile devices. The system includes a server computing device configured to receive location information from a mobile device associated with a user. The location information includes location information based on GPS information sent from the mobile device. One or more activity patterns associated with the user of the mobile device are generated by the server computing device. The generating includes tracking the location information over a period of time and determining one or more categories of repeated activity based on the tracking.

Abstract: products, for inserting personalized information into digital content. A request for digital video content is received by a computing device. The request includes authentication data associated with a user of a client device. Personalized data to be inserted into the requested video content is generated by the computing device. The personalized data and the requested video content are combined by the computing device. The combining includes replacing one or more frames of the requested video content with the personalized data to generate personalized video content.

Abstract: Described are methods and apparatuses, including computer program products, for location-based address determination and real estate valuation. Current location information from a mobile device is received by a server computing device. The location information includes global positioning data associated with the mobile device and photographic data associated with one or more photos taken by the mobile device and associated with the location. A street address based on the location information is determined by the server computing device. The photographic data is processed in associated with the global positioning data, wherein the photographic data is used to determine the street address. Financial data associated with the street address is received.

Abstract: A method of constructing a portfolio includes receiving target allocations for different types of assets, receiving a list of investments available for inclusion in the portfolio, and selecting investments from the list of investments based on a measure of the risk-adjusted excess return of selected investments and the target allocations.

Abstract: Described are computer-based methods and apparatuses, including computer program products, for detecting and interdicting fraudulent activity on a network. An user utilizes a transmitting device to transmit user requests that are split between a plurality of data centers for processing. The user requests are captured at the data centers. The user requests are unified into an user session. The user session can be analyzed for fraud detection, marketing analysis, network intrusion detection, customer service analysis, and/or performance analysis. If fraudulent activity is detected, then the user can be interdicted to prevent further fraudulent activity.

Abstract: There are methods and apparatus, including computer program products, for managing hierarchical reference data. There is a Web page for access by a user, where the Web page includes (i) data representing a hierarchy and (ii) rules defining modifications that are permitted to be made to data. The user is enabled to make a real-time modification to the data based on the rules.

Abstract: Data corresponding to a set of securities is identified. For each security in the set, data corresponding to a legacy risk contribution from a corresponding security in the set is identified. Data corresponding to a legacy risk of the entire set is identified based on the legacy risk contributions. The legacy risk is displayed.

Abstract: A price range is determined based on a set of historical transactions having a comparison volume substantially corresponding to the desired volume of the traded item. A price range is also determined by selecting historical transactions such that the set of historical transactions has a total volume substantially equal to the comparison volume. A price range is also determined by selecting historical transactions such that the set of historical transactions has a total volume greater than the comparison volume and selectively removing one or more historical transactions from the set of historical transactions until the set of historical transactions has a total volume substantially equal to the comparison volume.

Abstract: Described are computer-based methods and apparatuses, including computer program products, for guiding a user through a transaction to change a contribution configuration in a defined contribution plan. A request is received by an application from a client device. The application processes the request and plan data associated with a user is retrieved. User interface data is generated by the application and the data is transmitted to the client device. A user interface is displayed which initiates, reviews and executes a transaction to change a current contribution configuration to a suggested contribution configuration without requiring the user to enter any additional information.

Abstract: Described are computer-based methods and apparatuses, including computer program products, for creating and administering a process study. An administrator creates and configures a process study on a site on a network. A server on the network creates a process sampling module based on the process study. Participants in the study install the process sampling modules on their end client computing devices. The process sampling modules collect process sampling data from the participants and transmit the data to the server for collection.

Abstract: Described are methods and apparatus, including computer program products, for mitigating against a cyber attack on a network. An indication is received from an intrusion detection system that an event has occurred representing a threat to the network. Upon receiving the event from the intrusion detection system, automated processes determine a port associated with the threat and automatically block the port.