Abstract: Apparatus and systems for providing home and building security and condition monitoring include a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

Abstract: A data store may contain data describing systems associated with an enterprise. The data store may contain electronic records, each containing a record identifier and a set of record characteristic values, including a service tier goal. A compliance score may be automatically calculated based on an assessment of record characteristic values, the service tier goal, and at least a system availability value, an incident response time value, and an incident restoration time value. A remediation recommendation may be generated, including steps that, when performed, will result in the selected system meeting the service tier goal. An indication representing the remediation recommendation may then be transmitted in connection with an interactive user interface display.

Abstract: An embodiment provides a system for cloud-based service outage detection and verification, including: a network link that receives, over a data communications network, cloud service provider outage information indicating a possible cloud outage at a cloud service provider, wherein the information comprises new content on a website associated with the cloud service provider; a processor that generates outage data comprising a third party cloud service provider identification and an outage characteristic, wherein the outage characteristic is identified from the new content and identifies an outage type; the processor identifying at least one entity implicated in the possible cloud outage, wherein the identifying comprises identifying an entity that subscribes to cloud services provided by the cloud service provider by querying a database that stores information related to the cloud service provider; and the processor providing information to the at least one entity confirming the possible cloud outage, wherein

Abstract: A computer system receives electric vehicle information, including electric vehicle charging information, over a communications network. The electric vehicle charging information may be automatically associated with automobile-related payment information. An integrated presentation of the electric vehicle charging information and the payment may be transmitted, over the communications network, for presentation to an owner of the electric vehicle. An automobile-related payment may be initiated via an interaction between a mobile payment device and an electric vehicle charging station.

Abstract: A system and method configured to monitor use conditions of a vehicle and provide feedback to a user of the vehicle to maintain use within certain parameters is described. The description includes a plurality of sensors located proximate to the vehicle, each sensor configured to monitor at least one vehicle parameter, the plurality of sensors selected from an accelerometer, speed, temperature, mileage, oil level, oil pressure, run-time and location sensors, each sensor generating a signal encapsulating the monitored vehicle parameter and transmitting the generated signal to a control unit. The description includes a control unit that receives the generated signal from each of a plurality of sensors, the control unit including a memory that stores the received signal and selectively combines the received signal with other signals received from others of the plurality of sensors. The description includes a first transmitter coupled to the control unit capable of transmitting the combined signal.

Abstract: A computer system for processing data for verification of vehicle repair estimates in connection with insurance claims includes an insurance claims database having data relating to insurance claims. One or more computer processors are configured to receive claim identifying data from a repair facility computer system; determine, based on the claim identifying data, an insurance claim associated with the claim identifying data; establish secure communication with the repair facility computer system; receive data indicative of a repair estimate associated with the insurance claim from the repair facility computer system; access an evaluation of the estimate based on a plurality of rules, compare the estimate to one or more thresholds, and forward the estimate to a claim handler system.

Abstract: A computer system for processing data relating to injury claims to determine suitability for subrogation includes one or more data storage devices storing structured and unstructured data relating to insurance claims, a processor configured to access the one or more data storage devices to select claims for review, apply a text mining tool to extract data from the unstructured data associated with the selected claims, and apply a predictive model to the unstructured data and structured data associated with the selected claims to identify a likelihood of suitability for subrogation of each of the selected claims.

Abstract: Text input data may be aggregated and mapped to create composite text input data for electronic records. A semantic event may be automatically detected, triggered by a semantic rule and associated semantic tag. The detected semantic event may be flagged, and a text mining result database may be updated by adding an entry to the database. An indication associated with the event may be transmitted, and a back-end application computer server may establish a hierarchy for multiple elements of the electronic records. The computer server may determine a weight variable and response variable for each element in the hierarchy and apply a hierarchical credibility weighting methodology to the elements from level 1, representing the least granular level in the hierarchy, to level n, representing the most granular level in the hierarchy, calculated recursively from level n, to determine a final estimated credibility for the electronic records.

Abstract: A computer system for validating user data based on third party data includes a system configured to obtain data, from third party computer systems, such as academic institution computer systems and job agency computer systems, indicative of graduation, subsequent unemployment and reasonable job search by an insured, relating to claim payments to cover interest or interest and principal repayment on tuition debt for a period of time after a student graduates, subject to the student engaging in a reasonable job search, with insurability and pricing based on underwriting factors such as type of school attended, grade point average and area of study.

Abstract: A sensor based system for capturing localized weather data and a server system for communicating with a plurality of reporting and recipient mobile communication devices. The communication devices are enabled to capture additional weather information to supplement the sensor based system.

Abstract: Disclosed herein are processor-executable methods, computing systems, and related technologies for using a host server and service virtualization to mimic functions of a live enterprise service in order to provide a stable training environment for users of a data management system. Embodiments may include retrieving live data from the enterprise service. The live data may then be converted to virtualized data by deidentifying personal information, simplifying complex fields, and adjusting date fields, such that the virtualized data is an accurate representation of the live data formatting and is optimized for training purposes. The virtualized data may be processed using one or more virtualized resources on the host server, wherein the virtualized resources may correspond to functions of the enterprise service. A virtualized response may be generated in response to a user request to the host server.

Abstract: Embodiments provide a system for prioritizing maintenance of a portfolio of enterprise applications, comprising: a database storing risk scoring data; a the portfolio of enterprise applications; a processor that accesses a risk score from the database for a plurality of the enterprise applications; the processor prioritizing, based on the risk scoring data, a subset of the enterprise applications from the plurality for availability analysis; the processor accessing availability data stored in the database relating to technical readiness and operational maturity scores; the processor calculating an availability score for each of the enterprise applications in the subset; the processor comparing each of the enterprise applications in the subset to a corresponding predetermined benchmark using an availability score for each of the enterprise applications in the subset; and an output device that outputs an indication comparing each of the enterprise applications in the subset to a corresponding predetermined benc

Abstract: Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility. In embodiments, an alert may be generated when a failure to conform with activity guidelines is detected.

Abstract: A system and method configured to monitor use conditions of a vehicle and provide feedback to a user of the vehicle to maintain use within certain parameters is described. The description includes a plurality of sensors located proximate to the vehicle, each sensor configured to monitor at least one vehicle parameter, the plurality of sensors selected from an accelerometer, speed, temperature, mileage, oil level, oil pressure, run-time and location sensors, each sensor generating a signal encapsulating the monitored vehicle parameter and transmitting the generated signal to a control unit. The description includes a control unit that receives the generated signal from each of a plurality of sensors, the control unit including a memory that stores the received signal and selectively combines the received signal with other signals received from others of the plurality of sensors. The description includes a first transmitter coupled to the control unit capable of transmitting the combined signal.

Abstract: A system and method for processing and administering insurance policy premium discounts for mobile device disabling technology to promote safer driver is disclosed. An insurance policy premium discount is determined based on the level of disabling technology implemented by a user on a user's mobile device.

Abstract: Text input data for an electronic record may be aggregated and mapped to create composite text input data. A semantic event in the composite text input data may be automatically detected, and a text mining result database may be updated by adding an entry identifying the detected semantic event and a triggering semantic rule. An indication for the electronic record may then be transmitted to a back-end application computer server that also determines at least one parameter corresponding to a characteristic of the electronic record. The computer server may then execute a computerized predictive model to predict a future performance characteristic indicator for the electronic record based on the at least one parameter and the indication received from the text mining platform, wherein the future performance characteristic indicator is indicative of a likelihood of an actual value of the electronic record differing from a predicted value of the electronic record.

Abstract: A data processing system includes a processor for determining a percentage share to assign a share of relative risk in an insurance pool between an insurer, a first safety vendor and at least one other safety vendor. The processor is further configured to allocate portions of the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors, to aggregate by the insurer loss information related to the insurance pool, and transmit the loss information to the safety vendors. Also, the processor may allocate portions of a claim liability or a received premium associated with the insurance pool among the insurer and the safety vendors according to the determined shares assigned to the insurer and the safety vendors.

Abstract: A system and method are disclosed herein to determine an insurance premium discount based on telematics data. The system includes a computer memory and a processor in communication with the computer memory. The computer memory stores data indicative telematics data received from a sensor within a vehicle, including at least one of geo-position information of the vehicle and vehicle kinematics data. The processor is configured to identify safety events and associated safety event locations based on the telematics data. The processor is further configured to display to the driver indications of the safety events on a map display along with indications of safety events associated with other drivers.

Abstract: A segmentation platform is interposed between an intake server and remote user-accessible computers. The segmentation platform may include a model training computer processor configured to generate a predictive model for determining a segment corresponding to received data sets based upon claim segment rules and historical data sets stored in data storage devices. The segmentation platform may be configured to dynamically update workload data corresponding to a plurality of users, and responsive to that updating and based upon application of the predictive model, segment the received current data sets and transmit electronic claim files to respective remote user-accessible computing devices. The predictive model is continually adapted through activation of the model training component to update the predictive model with new current claim data sets.

Abstract: A computer system for efficient processing of rules-based data. Computer-readable instructions cause one or more processors to generate one or more user interface displays including prompts for data indicative of employee data and jurisdiction; based on user inputs received in response, generate questions; based on responses to the questions and jurisdiction data, determine pay periods with prompts for employee wage data for each of the pay periods; determine gross wages in response to received employee wage data; determine average weekly wage data based on determined gross wages, and generate one or more formatted state forms including wage and average weekly wage data.