Abstract: A multi-region risk relationship data store may contain electronic records representing a plurality of multi-region risk relationships and, for each multi-region risk relationship, an electronic record identifier and a set of multi-region attribute values including a plurality of hierarchical local risk relationship attribute values. A back-end application computer server may receive an indication of a selected risk relationship and display at least some of the associated multi-region attribute values. The server may receive adjustments to some of the multi-region or local risk-relationship attribute values, and displayed information may be automatically and dynamically configured based on the received adjustments and a standalone risk calculation unit. At least some local risk relationship attribute values may be replicated for multiple regions. When adjustments have been completed, the server may automatically assemble a multi-region risk relationship document.

Abstract: Some embodiments may facilitate software development and operations for an enterprise. A communication input port may receive information associated with a software continuous integration/deployment pipeline of the enterprise. An intelligent software agent platform, coupled to the communication input port, may listen for a trigger indication from the software continuous integration/deployment pipeline. Responsive to the trigger indication, the intelligent software agent platform may apply system configuration and rule layer information to extract software log data and apply a machine learning model to the extracted software log data to generate a pipeline health check analysis report. The pipeline health check analysis report may include, for example, an automatically generated prediction associated with future operation of the software continuous integration/deployment pipeline.

Abstract: According to some embodiments, a selection server is in communication with a potential communication device database and a currently participating device database, the potential communication device database storing information about communication devices associated with a transition from a first state to a second state, including at least one communication address associated with each communication device. The selection server may automatically identify a communication device as meeting a pre-determined criteria and copy information about the identified communication device from the potential communication device database to the currently participating device database.

Abstract: A device and method are described for universally repositing repeatedly accessible information.

Abstract: The present system and method is directed to a process to facilitate trusted sources of information in an enterprise. The present system and method positions data governance to move away from the element level and focus on the data asset (i.e. repository, interface, subject) level. When data persons are having any issue with their data asset, whether it is a conflicting data asset, interface issues, competing data asset, new data asset build, data subject issue, or the like, a certifier may operate to assess the asset based on our well defined metrics, determine the health through the data asset scoring process, recommend asset services, and provide those services to the data owner who is ultimately responsible for implementing them to improve the data and the data processes.

Abstract: An interactive voice response interface includes an interactive voice response platform configured for receiving an initial communication including one or more of originating number data, IP address data or device data, accessing caller characteristic data corresponding to an entity based solely on the one or more of originating number data, IP address data or device data, and based on the accessed caller characteristic data and stored logic, determining an initial set of interactive voice response options, the stored logic including associations between of caller characteristic data items and initial option sets for prompting to entities, the caller characteristic data items including prior leave history.

Abstract: A system for accessing business metadata within a distributed network is disclosed. The system facilitates metadata driven for using social constructs in combination with metadata management to enhance metadata. The system includes a data storage device configured to store business information and metadata related to the business information, a processor configured to: selectively receive rated user input that provides supplemental information regarding at least one of the business information and the metadata, determine the context of the supplemental information and the at least one of the business information and the metadata; template the supplemental information by type and using pointers in the system provide non-redundancy, store the organized supplemental information in the data storage device, and generate a user interface element, and a display device configured to display the user interface element as the definition of the business information.

Abstract: According to some embodiments, account information may be received in connection with a potential insurance policy. A premium indication portal processor may receive, from a risk score model application, an account score matrix for the potential insurance policy, including grade values comparing the account information with other insured policies in a risk database, along with a benchmark premium value calibrated to a target return on equity based on the account information and information in the risk database. The account score matrix may be displayed on an underwriter device, and guide indication adjustments may be received from the underwriter device for the potential insurance policy. The premium indication portal processor may then automatically calculate an adjusted premium value calibrated to the target return on equity based at least in part on the guide indication adjustments.

Abstract: The present system and method is directed to a process to facilitate trusted sources of information in an enterprise. The present system and method positions data governance to move away from the element level and focus on the data asset (i.e. repository, interface, subject) level. When data persons are having any issue with their data asset, whether it is a conflicting data asset, interface issues, competing data asset, new data asset build, data subject issue, or the like, a certifier may operate to assess the asset based on our well defined metrics, determine the health through the data asset scoring process, recommend asset services, and provide those services to the data owner who is ultimately responsible for implementing them to improve the data and the data processes.

Abstract: A system provides on a graphical user interface user-selectable options corresponding to a first type and a second type of enhanced coverage options, available for a covered property, each of the enhanced coverage options providing one or more improvements to a property covered under a property insurance policy, in accordance with universal design principles, in the event of an incurred loss to the covered property. Responsive to user selection of a type, alternating images including an image of a damaged property and an image of the damaged property after repair and an improvement in accordance with universal design principles corresponding to the selected type of enhanced coverage option, are displayed.

Abstract: The invention relates to systems and methods for analyzing data collected from sensors monitoring property. In particular, the systems and methods analyze the data to make property insurance underwriting decisions based on the collected sensor data using a computerized process that varies the way in which it manipulates the collected sensor data based on a characteristic of the property being insured, a characteristic of the entity seeking the insurance, and/or on the value of one or more collected data parameters. The invention also relates to systems and methods of making property insurance pricing decisions based on a similarly dynamic computerized process.

Abstract: According to some embodiments, historic transaction data and loss data may be received from a data storage device. Geographic data and dynamically updated social network data corresponding to the entity may also be received and automatically analyzed by an estimator device to determine an estimated number of employees employed by the entity and similar entities having at least one common characteristic with the entity. A data weighting device generates weighted data by applying weighting factors to the received data including a weighting factor based on a location of users providing social networking posts and a weighting factor based on whether the social network data includes image, video, or audio data. At least one risk-related parameter corresponding to the entity is determined by a comparison engine that applies predictive models to (i) the weighted data, (ii) the estimated number of employees, and (iii) the similar entities to the entity.

Abstract: A device and method are described for a universal analytical data mart and data structure for same. The analytical data mart (ADM) associated data structure is designed to allow data from disparate sources to be integrated, enabling streamlined business intelligence, reporting and ad hoc analysis. Conceptually, the ADM enables analytics and business intelligence from multiple frames of reference including people, such as parties and actors including individuals and organizations, places, such as addresses with geographic information at various levels of view, objects, such as insured properties, automobiles and machinery, and events, milestones which happen at points in time and provide analytical/business value.

Abstract: A system configured to determine an insurance premium associated with an account that covers at least one vehicle and at least one driver comprising a computer memory that stores biographical information; a processor that receives information associated with telematics data associated with at least one of the vehicle(s), concerning use of the at least one vehicle(s); the processor further configured to determine discrete segments of use by at least one vehicle(s), and to determine a driver signature associated with each of the discrete segments of use; the processor further configured to generate a driver risk assessment responsive to the at least one of the discrete segments of use; the processor further configured to calculate pricing information based at least in part on the at least one risk assessment and the biographical information; and a transmitter configured to transmit the pricing information to a user device or user transmission device.

Abstract: Embodiments include a system providing sensor feedback for property condition monitoring, including: a plurality of sensors disposed in a roof structure of a property; the plurality of sensors providing output indicative of ice formation associated with the roof structure; a hub device that receives output from the plurality of sensors, the hub device detecting at least one sensor output indicative of ice formation and providing a notification regarding the ice formation; a computing device of an insurance carrier that receives the notification, the computing device updating a status of the property in an insurance carrier database in response to the notification; and a communication link between the plurality of sensors, the hub device and the computing device of an insurance carrier. Other aspects are described and claimed.

Abstract: Embodiments provide a method for detecting inappropriate content in user interactions, including: receiving an unstructured text-based input corresponding to a user interaction of a user; analyzing, using a text analytics technique, the text-based input to identify content within the input; determining whether at least a portion of the content within the input comprises inappropriate content by determining if the at least a portion of the content is categorized as inappropriate content; if the content is categorized as inappropriate content, identifying the content as inappropriate content; and if the content is not categorized as inappropriate content, receiving text-based input from other users, analyzing the text-based input from other users to determine a sentiment of the text-based input from other users, generating a content score for the content of the user, and identifying the content as inappropriate content if the content score meets or exceeds a predetermined threshold; and performing an action.

Abstract: According to some embodiments, systems and methods for a medical risk underwriting computer system are disclosed. Access to the system is blocked if an invalid password is received. Receipt of a valid password for which a predetermined time period has expired may cause the system to delete some of the components of the medical underwriting computer system. Receipt of a valid password for which a predetermined time period has not expired will provide access to the system. The system is configured to generate graphical interfaces for the input of medical risk factors, to generate suggested values for the risk factors, and to automatically calculate an overall risk level associated with the policy based on the medical risk value associated with each of the plurality of selected medical risk factors. The system then automatically generates a recommended underwriting decision based on the overall risk level, and generates a customized decision document.

Abstract: According to some embodiments, a configuration benchmark data store may include a plurality of secure configuration benchmarks. A back-end configuration management computer server may retrieve one of the secure configuration benchmarks and provision, by an orchestration engine, an initial operating system build in accordance with the retrieved secure configuration benchmark and an automation template. The back-end configuration management computer server may then apply, by a provisioning tool, enterprise-specific modifications to the initial operating system build to create an environment compliant with an enterprise standard benchmark. The back-end configuration management computer server may validate the enterprise standard benchmark via secure configuration and vulnerability checks, apply at least one configuration update to the enterprise standard benchmark to create a service instance, and then apply application code to the service instance.

Abstract: This invention relates to apparatus and systems for providing home and building security and condition monitoring. More particularly, the invention relates to a plurality of devices, including intelligent, multi-sensing, network-connected devices, that communicate dynamically with each other and a remote server.

Abstract: A dynamic computer system assists users in selecting insurance coverage types and levels appropriate for their present financial circumstances. The computer system includes a graphical user interface (GUI) representative of a user's financial data and coverage recommendations. The system may further access third party data to validate and enrich coverage determinations.