Patents Assigned to JP Morgan Chase Bank
  • Publication number: 20250148459
    Abstract: Provided is a system and method whereby a bank customer can engage a remote second party in a financial deal which is specific to a specific bank, all within the operational framework of an existing mobile phone messaging application which is other than the Specific Bank app. In certain circumstances, an embodiment of the present system and method entails two related elements: (i) having installed on the bank customer's mobile phone a Specific Bank mobile application which the bank customer normally uses for direct financial dealings with Specific Bank; and also (ii) having a Specific Bank extension application, installed on the mobile phone. The Specific Bank extension application (hereinafter, “extension app”) enables the provision of Specific Bank mobile application services from within the messaging application, so that the bank customer can engage in financial dealings with the second party via the messaging application.
    Type: Application
    Filed: August 5, 2024
    Publication date: May 8, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventors: Shilpa M, Ajinkya Vharavadekar, Pradeep Gangabhathina
  • Publication number: 20250139554
    Abstract: There are provided systems and methods for generating, configuring, or reconfiguring activity frameworks. For instance, there is provided a method for configuring an activity framework. The method can reside as instructions on a non-transitory computer-readable medium, the instructions being configured to cause a processor to perform certain operations. The operations may include receiving a set of requirements and constructing a set of computational steps required to meet the set of requirements. The operations can further include generating the activity framework and the activity framework can include a workflow of activities. The operations can further include generating a configuration file.
    Type: Application
    Filed: December 28, 2023
    Publication date: May 1, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventors: Sitalakshmi NARAYANAN, Jatin R. GALIA, Apurv SHETH, Jayaprabhu KABALI SARAVANAN
  • Publication number: 20250117197
    Abstract: A method for implementing robust data pipelines through model-driven engineering (MDE) is provided. The method may be implemented by at least one processor. The method may include receiving data at an MDE ecosystem; modelling the data to create a logical data model based on a meta model stored in a data catalog; storing the logical data model in the data catalog; generating a data in motion (DiM) library based on the logical data model; creating an original channel in the data catalog and registering the logical data model as a data contract on the original channel; receiving a transformation data flow into the data catalog in the MDE ecosystem, wherein a transformation process of the transformation data flow is performed outside of the MDE ecosystem; and using a reverse engineering tool to generate a new channel in the data catalog from the transformation data flow.
    Type: Application
    Filed: December 8, 2023
    Publication date: April 10, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventors: Vamshikrishna JANDHYALA, Jennifer R. SUTTLE, Martin K. HELLEN, Jia LIN, Swapnil Dilip PATANKAR, Jack A. HIGGS, William NARMONTAS, Hemal MEHTA
  • Publication number: 20250103350
    Abstract: There are provided a system and a method for automation as a service (AaaS) workflows. For instance, there is provided a method for configuring a workflow to create or manage a specified environment. The method may be embodied as instructions residing a non-transitory computer-readable medium, and these instructions may be configured to configure a processor to perform certain operations. As configured, the processor embodies an application-specific computing system configured in structure and function to conduct the operations which may include configuring a first set of parameters associated with one or more environments other than the specified environment. The operations may further include configuring set of parameters associated with the specified environment, and they may further include executing an automation service based on the first and second sets of parameters.
    Type: Application
    Filed: September 25, 2023
    Publication date: March 27, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventor: Talluri SUDHEER
  • Publication number: 20250103399
    Abstract: Provided are methods and systems for configuring a workflow to create or manage a specified environment. An exemplary method resides as instructions on a non-transitory computer-readable medium and are configured to cause a processor to perform operations including receiving an input including a first set of parameters associated with one or more environments other than the specified environment and a second set of parameters associated with the specified environment. The operations also include generating a payload based on the input, validating the generated payload, and executing, in response to the generated payload being successfully validated, the workflow as an automation-as-a-service workflow using the validated generated payload.
    Type: Application
    Filed: September 25, 2023
    Publication date: March 27, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventor: Talluri SUDHEER
  • Publication number: 20250036396
    Abstract: A method for developing and deploying a machine learning pipeline is provided. The method may be implemented by at least one processor. The method may include collecting different types of data from one or more data sources, wherein the different types of data includes batch data and real-time data; continuously processing the data to build a plurality of layers of a Lambda application, wherein each layer is configured to be deployed independently of the other layers; building a modular machine learning pipeline in a modifiable reference file, wherein the modular machine learning pipeline defines a framework comprising a no-code/low-code parameterized machine learning framework; deploying the modular machine learning pipeline as a single deployment machine learning pipeline that can be modified for different use cases by revising the source code of a CI/CD (Continuous Integration and Continuous Delivery/Continuous Deployment) pipeline, while the framework of the machine learning pipeline remains unchanged.
    Type: Application
    Filed: July 27, 2023
    Publication date: January 30, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventors: Anagha Rumade, Sadra Amiri Moghadam, Abhik Banerjee, Gupta Gundlapalli, Srinivasa Murthy Basavaraju
  • Publication number: 20240362008
    Abstract: A method for delivering notifications of software deprecations on an external unmanaged cloud environment is provided. The method may be implemented by at least one processor. The method may include gathering data from data sources hosted on an external unmanaged cloud environment but not serviced by the external unmanaged cloud environment; creating a data feed by aggregating the data gathered based on a predetermined criteria; streaming, via a network, the data feed to an internal managed cloud environment; storing the data feed in a data store on the internal managed cloud environment; joining the data feed with internal application data for at least one internal application on the internal managed cloud environment; and creating, based on the joined data, a backlog for delivering the notifications.
    Type: Application
    Filed: April 26, 2023
    Publication date: October 31, 2024
    Applicant: JP Morgan Chase Bank, N.A.
    Inventors: Laura J. Schornack, John R. Dietrich, Patrick Mullen, Kevin Haas, Jessica Duggan, Radhakrishnan Sethuraman, Daniel Funchion
  • Patent number: 11886861
    Abstract: In one example, a method for updating an application that has multiple instances running in a distributed cloud environment is disclosed. The method may include the operation of generating a dynamic property bus interface. The method may write an application property value through the dynamic property bus interface to a database for storage and propagate the property value to the multiple instances of the application in the distributed cloud environment.
    Type: Grant
    Filed: November 2, 2021
    Date of Patent: January 30, 2024
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Amit Meshram, Maxwell Evers, Prakash Ravi, Varun Monga
  • Patent number: 10445711
    Abstract: Embodiments of the invention are related generally to systems and methods for enabling remote control functionality of an Automated Teller Machine (“ATM”) from a mobile device. In the present invention, a customer may use a mobile device to connect to an ATM and remotely control the ATM while completing various transactions. In embodiments of the invention, the user may scan a Quck Response (“QR”) Code with the mobile device which will initiate the remote connection to the ATM. The ATM display screen may remain frozen or blank, or in embodiments of the invention, may display generic content and/or content directed towards the user. Thus, the user may securely complete the desired transaction(s). In embodiments of the invention, the user may also use the mobile device to generate a one-time authentication code for use by a second user at an ATM.
    Type: Grant
    Filed: January 23, 2015
    Date of Patent: October 15, 2019
    Assignee: JP MORGAN CHASE BANK, N.A.
    Inventor: Avin Arumugam
  • Patent number: 10389673
    Abstract: Systems and methods for graphically representing a plurality of electronic messages in an electronic message repository are disclosed. According to one embodiment, a method may include, for each of a plurality of electronic messages in an electronic message repository: (1) at least one computer processor determining a category for the electronic message; (2) the at least one computer processor determining a topic for the electronic message; and (3) the at least one computer processor identifying at least one related electronic message that is related to the electronic message. The at least one computer processor may graphically represent each of the plurality of electronic messages in relation to at least one of the topic, the category, and the related electronic message.
    Type: Grant
    Filed: December 2, 2013
    Date of Patent: August 20, 2019
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Eren Kursun, Gene Fernandez, Alex Berson, Brian Goodman
  • Patent number: 9972052
    Abstract: The invention is directed to a method and system for providing an interface including modular customizable elements for implementation by a system user. The method and system have particular application for financial accounts, such as credit card accounts. The interface may adapt in response to user behaviors. However, the user may also customize features of the interface. Thus, a behavioral monitoring and analysis system is provided for monitoring account holder spending behaviors and analyzing the spending behaviors. Account holder customization tools may be presented to the account holders through a user interface, the account holder customization tools allowing account holders to modify a user interface display of account related parameters by inputting parameters into a computing system. An experience customization engine may be implemented by a processor for receiving input from both the behavioral monitoring and analysis system and the account holder customization tools.
    Type: Grant
    Filed: February 2, 2016
    Date of Patent: May 15, 2018
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Marcia Keld, Manning Field
  • Publication number: 20170053356
    Abstract: A method for providing information related to a financial portfolio of a client. The method can include the steps of receiving tax news data related to a specific country, determining from client-portfolio data if the portfolio is invested in the specific country, and determining an effect that the country-news data will have on the client-portfolio data. The method can include the step of displaying results-information related to the effect that the country-news data will have on the client-portfolio data. Region-news data can be used to compare the tax law or treaty network in various countries.
    Type: Application
    Filed: August 5, 2005
    Publication date: February 23, 2017
    Applicant: JP Morgan Chase Bank
    Inventors: Anastasia Yuelys, Lawrence W. Manning, Philip Moseley
  • Patent number: 9424609
    Abstract: Embodiments of the invention are directed to a computer-implemented interactive account management system operated in cooperation with a financial institution on behalf of multiple account holders. The interactive account management system may include a financial networking engine implemented by a processor for defining a financial network for each account holder and for identifying each member of an account holder financial network based on stored account information and account holder input. The system may additionally include interactive processing components for processing information to provide collaborative interaction between the members of the account holder financial network defined by the financial networking engine and user interface presentation tools for displaying financial guidance and collaborative interaction interfaces and inviting active participation from the financial network members.
    Type: Grant
    Filed: March 5, 2014
    Date of Patent: August 23, 2016
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Marcia Keld, Manning Field
  • Patent number: 9286637
    Abstract: The invention is directed to a method and system for providing an interface including modular customizable elements for implementation by a system user. The method and system have particular application for financial accounts, such as credit card accounts. The interface may adapt in response to user behaviors. However, the user may also customize features of the interface. Thus, a behavioral monitoring and analysis system is provided for monitoring account holder spending behaviors and analyzing the spending behaviors. Account holder customization tools may be presented to the account holders through a user interface, the account holder customization tools allowing account holders to modify a user interface display of account related parameters by inputting parameters into a computing system. An experience customization engine may be implemented by a processor for receiving input from both the behavioral monitoring and analysis system and the account holder customization tools.
    Type: Grant
    Filed: September 11, 2013
    Date of Patent: March 15, 2016
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Marcia Keld, Manning Field
  • Publication number: 20150278845
    Abstract: A system and method for remote data access of customer loyalty information, said data being used to locally display a loyalty offer. The method comprising the steps of: detecting the presence of a customer at a merchant's location (store or web site) via an identifier, wherein the identifier is associated with and enables the customer to accumulate merchant value from a plurality of merchants based on the customer's behavior; generating customer, reward program, and/or general information at a remote location based on the identifier; and identifying at least one relevant merchant loyalty offer based on the customer, reward program, and/or general information, wherein the at least one relevant merchant loyalty offer is consortium-based; offering the customer or a designee of the customer at the merchant's location at least one of the at least one relevant merchant loyalty offer.
    Type: Application
    Filed: June 6, 2006
    Publication date: October 1, 2015
    Applicant: JP Morgan Chase Bank
    Inventors: Steve K. Sorem, Douglas A. Filak, Donald H. Schmitt
  • Patent number: 9143615
    Abstract: A system and method for providing call-back options is disclosed. The method comprises receiving a call in a call routing system, providing at least one call-back option for a caller to receive a call-back, re-allocating resources in the call routing system based at least in part on the at least one call-back option, and calling the caller based on the at least one call-back option. The caller may specify a specific time, a relative time, or a time range when a call-back is preferred. The caller may also specify one or more telephone numbers in combination with the time preferences. The call-back may be initiated by a voice response unit (VRU) and additional call-back options may be presented to the customer who responds to the call-back.
    Type: Grant
    Filed: June 12, 2014
    Date of Patent: September 22, 2015
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Nitin Dhir, Richard H. Hogrogian, Robert Thomas O'Reilly, Jr., Ravi Kappagantu
  • Publication number: 20150039705
    Abstract: Systems and methods for prioritizing electronic messages in an electronic message repository are disclosed. According to one embodiment, a method may include (1) at least one computer processor determining an amount of message review time for a user; (2) the at least one computer processor estimating a number of electronic messages that the user can review in the message review time; (3) the at least one computer processor determining a priority level for a plurality of electronic messages in the user's electronic message repository; (4) the at least one computer processor selecting electronic messages from the user's electronic message repository based on the estimated number of electronic messages that the user can review and the priority level for the electronic messages.
    Type: Application
    Filed: December 2, 2013
    Publication date: February 5, 2015
  • Publication number: 20150039704
    Abstract: Systems and methods for graphically representing a plurality of electronic messages in an electronic message repository are disclosed. According to one embodiment, a method may include, for each of a plurality of electronic messages in an electronic message repository: (1) at least one computer processor determining a category for the electronic message; (2) the at least one computer processor determining a topic for the electronic message; and (3) the at least one computer processor identifying at least one related electronic message that is related to the electronic message. The at least one computer processor may graphically represent each of the plurality of electronic messages in relation to at least one of the topic, the category, and the related electronic message.
    Type: Application
    Filed: December 2, 2013
    Publication date: February 5, 2015
  • Publication number: 20150039703
    Abstract: Systems and methods for electronic message prioritization are disclosed. According to one embodiment, a method may include (1) accessing a message repository for a user, the message repository comprising a plurality of messages; (2) for each of the plurality of messages: (a) collect user behavior with regard to the message; (b) analyze the message; (c) generate an initial message priority based on the user behavior and the analysis; (d) compare the initial message priority to historical message priority data for the user; and (e) adjust the initial message priority based on the historical message priority data.
    Type: Application
    Filed: December 2, 2013
    Publication date: February 5, 2015
  • Patent number: 8788281
    Abstract: This invention relates to a system and method for processing qualified healthcare account transactions (e.g., HFA, Health FSA, and HRA) and non-qualified credit card transactions within a transaction processing system. In particular, this invention relates to a multi-purse payment device associated with a transaction processing system for auto-substantiating qualified healthcare transactions.
    Type: Grant
    Filed: May 6, 2008
    Date of Patent: July 22, 2014
    Assignee: JP Morgan Chase Bank, N.A.
    Inventors: Tracy Pletz, Joseph Rochford