Patents Assigned to MoneyGram International, Inc.
  • Patent number: 10402810
    Abstract: A method includes receiving, by a server via a network, transaction information descriptive of a money transfer transaction initiated at a point of entry device. The transaction information includes information that identifies a location of the point of entry device. The method includes determining, by the server, receipt information to be included in a receipt for the money transfer transaction. The receipt information may be determined based, at least in part, on the transaction information, and at least a portion of the receipt information included in the receipt satisfies regulatory requirements associated with the location of the point of entry device. The method includes generating, by the server, the receipt that includes the receipt information, and transmitting the receipt from the server to the point of entry device via the network.
    Type: Grant
    Filed: January 14, 2019
    Date of Patent: September 3, 2019
    Assignee: Moneygram International, Inc.
    Inventors: John Patrick Kelly, III, Connie Darlene Jacobson, Dinesh Pattanashettaru, LaVonne Lynne Engman
  • Patent number: 10402795
    Abstract: A computer is configured to facilitate prefunding a number of money transfer transaction fees. Each prefunded money transfer transaction fee is usable to pay for a transaction fee associated with a future money transfer send transaction. The computer is further configured to charge an amount for each prefunded money transfer transaction fee based on the number of money transfer transaction fees prefunded. A server connected to the computer is configured to store information related to the prefunded money transfer transaction fees.
    Type: Grant
    Filed: January 5, 2012
    Date of Patent: September 3, 2019
    Assignee: MoneyGram International, Inc.
    Inventors: Lorenzo Nardone, Shaun Buswell
  • Patent number: 10311431
    Abstract: A method for performing transactions comprises receiving registration information and transaction specifications, generating a distribution profile based on the registration information, and storing the transaction specifications in the distribution profile. The distribution profile is identified based on an initiation instruction and associated user authentication data, and one of the transaction specifications in the distribution profile is identified based on the initiation instruction. Payment source status is verified and a send transaction is initiated, based on the payment source status.
    Type: Grant
    Filed: October 17, 2017
    Date of Patent: June 4, 2019
    Assignee: MONEYGRAM INTERNATIONAL, INC.
    Inventor: James M. Henry
  • Patent number: 10275743
    Abstract: Systems, methods, and computer-readable storage media for processing of bail payments and/or bond payments using resources of a money transfer network are disclosed. In an embodiment, a bail payment may be made via a money transfer transaction between a sending party (e.g., a family member or friend of a defendant) and a receiving party (e.g., the court that set the defendant's bail). In an additional or alternative embodiment, a bond payment may made via a money transfer transaction between the sending party and a receiving party (e.g., the bail bondsman entity).
    Type: Grant
    Filed: January 7, 2016
    Date of Patent: April 30, 2019
    Assignee: Moneygram International, Inc.
    Inventors: Timothy Field, LaVonne Lynne Engman, Kenneth James Bengtsson, Brinkley Brown Eiting
  • Patent number: 10248763
    Abstract: A healthcare prescription delivery mechanism using a money transfer network is disclosed. In the healthcare prescription delivery mechanism, a prescription for a patient from a healthcare provider is sent to a designated pharmacy. The pharmacy then processes the prescription and delivers the prescribed medicine to a chosen address of the patient. A payment for the healthcare prescription order is made by either the patient or a third party through the money transfer network to the pharmacy.
    Type: Grant
    Filed: September 29, 2015
    Date of Patent: April 2, 2019
    Assignee: Moneygram International, Inc.
    Inventor: Bhavesh Patel
  • Patent number: 10232268
    Abstract: A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user's participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.
    Type: Grant
    Filed: April 9, 2018
    Date of Patent: March 19, 2019
    Assignee: MoneyGram International, Inc.
    Inventors: Yassir Zouiten, Dorilyn Lee Sletten
  • Patent number: 10210496
    Abstract: A method includes receiving, by a server via a network, transaction information descriptive of a money transfer transaction initiated at a point of entry device. The transaction information includes information that identifies a location of the point of entry device. The method includes determining, by the server, receipt information to be included in a receipt for the money transfer transaction. The receipt information may be determined based, at least in part, on the transaction information, and at least a portion of the receipt information included in the receipt satisfies regulatory requirements associated with the location of the point of entry device. The method includes generating, by the server, the receipt that includes the receipt information, and transmitting the receipt from the server to the point of entry device via the network.
    Type: Grant
    Filed: March 20, 2018
    Date of Patent: February 19, 2019
    Assignee: Moneygram International, Inc.
    Inventors: John Patrick Kelly, III, Connie Darlene Jacobson, Dinesh Pattanashettaru, LaVonne Lynne Engman
  • Patent number: 10192204
    Abstract: Various embodiments concern facilitating a money transfer by creating a first profile for a first user and a second profile for a second user. The first user can select the second profile from a plurality of profiles. The first user can enter a value designation for the transfer of money from the first user to the second user. A computing system can then stage the transfer of money based on previously saved profile information for the first user and the second user. The profile information can be used to set a plurality of terms of the money transfer without requiring either of the first user or the second user to reenter this information or otherwise affirmatively set the plurality of terms of the money transfer.
    Type: Grant
    Filed: August 1, 2013
    Date of Patent: January 29, 2019
    Assignee: MoneyGram International, Inc.
    Inventors: Thomas Christophersen, Terry Wallace, Connie Jacobson, Renee Rusnak
  • Patent number: 10116497
    Abstract: The present disclosure describes systems, methods, and computer-readable storage media implementing techniques for providing split control of an execution environment. According to aspects of the disclosure, a first entity may be configured to exert control over presentation related aspects (e.g., the look and feel) of services provided by a second entity, while the second entity may exert control over backend processing and execution of the services. To facilitate the different portions of the split control, one or more servers may be configured to provide a first execution layer, a second execution layer, and a second execution layer control panel. The first execution layer may perform operations for executing the provisioning of the service.
    Type: Grant
    Filed: May 20, 2016
    Date of Patent: October 30, 2018
    Assignee: Moneygram International, Inc.
    Inventors: Adam Gerety, Andrew Typrin, Troy Frost
  • Patent number: 10115086
    Abstract: Systems and methods which facilitate money transfer transactions to a receiving account are provided. Embodiments may provide for interaction between a money transfer service and one or more receiving account entities. Such interaction may be configured to cooperatively utilize transaction details in order to correctly route transferred funds to a receiving account. Embodiments may utilize this cooperation to prevent sensitive information from being widely distributed by parties which participate in a money transfer transaction.
    Type: Grant
    Filed: May 15, 2013
    Date of Patent: October 30, 2018
    Assignee: Moneygram International, Inc.
    Inventors: Joel David Kosloski, Mauricio Valdez, Hal Steven Gronfein
  • Patent number: 10115085
    Abstract: Systems and methods for facilitating cash payments for online transactions are provided. In some embodiments, a transaction is initiated online with a retailer where a user indicates that payment will be made for the transaction using cash. The user may then complete payment of the transaction with a cash payment service establishment using transaction identification information given to the user. Systems and methods for retrieving funds from an online/virtual account are also provided. In some embodiments, a user is able to initiate a funds transfer from an online/virtual account which are to be received in the form of cash at a money transfer service location.
    Type: Grant
    Filed: February 28, 2013
    Date of Patent: October 30, 2018
    Assignee: Moneygram, International, Inc.
    Inventors: Jason Clausen, Gordon Smith, Katie Hutcheson, Joseph Anthony Parvis, Paul Thomas
  • Patent number: 10108940
    Abstract: Systems and methods which utilize one or more social networking systems when creating, funding, and/or notifying a party of a transaction are provided. In accordance with one aspect, a money transfer transaction may be staged by a user whereupon a link corresponding to the staged transaction may be posted to one or more social networking services in order to allow for multiple users to access and fund the staged transaction. Additionally, in some aspects a user of a social networking service may generate a comment or post which then automatically triggers the staging of a money transfer transaction. Moreover, social networking services may be utilized to provide various notifications regarding money transfer transactions.
    Type: Grant
    Filed: March 25, 2014
    Date of Patent: October 23, 2018
    Assignee: Moneygram International, Inc.
    Inventors: Joel Kosloski, Thadd Rae Tokerud, Khaled Adel Sioufi, Chelsea Adina Lish, Brinkley Brown Eiting, Eric M. Garza, Sarah Elizabeth Bradbury
  • Patent number: 10102511
    Abstract: Systems and methods which allow for a money transfer transaction to be funded without providing payment at the point in time when the transaction is originated and which also do not require a customer to undertake a separate transaction with a separate entity prior to initiating the money transfer transaction with a money transfer service are provided. Embodiments may therefore allow for money transfers, such as in emergency situations, when customers would not otherwise have payment readily available at the time of the transaction.
    Type: Grant
    Filed: March 7, 2017
    Date of Patent: October 16, 2018
    Assignee: Moneygram International, Inc.
    Inventors: Raymond Zurn, Emelyn Varness, Mindy Prawer Bruns, Lisa Marie Minogue, Leslie Korsh, Douglas Porter
  • Patent number: 9992175
    Abstract: Systems, methods, and computer-readable media for providing standards compliant encryption, storage, and retrieval of date are disclosed. In an embodiment, data is received at a first data center from a first device in connection with a service request, and encrypted to produce encrypted data. The encrypted data may be transmitted from the first data center to the first device, and then may subsequently be received at a second data center. The second data center may store the encrypted data in a database accessible to the second data center. Because all data provided to the system is encrypted by the first data center prior to being stored and/or provided to the second data center, the database and the second data canter may be out of the scope of compliance monitoring, auditing, and reporting for one or more date security standards.
    Type: Grant
    Filed: January 8, 2016
    Date of Patent: June 5, 2018
    Assignee: Moneygram International, Inc.
    Inventor: Aaron Ferguson Cooley
  • Patent number: 9953306
    Abstract: A method includes receiving, by a server via a network, transaction information descriptive of a money transfer transaction initiated at a point of entry device. The transaction information includes information that identifies a location of the point of entry device. The method includes determining, by the server, receipt information to be included in a receipt for the money transfer transaction. The receipt information may be determined based, at least in part, on the transaction information, and at least a portion of the receipt information included in the receipt satisfies regulatory requirements associated with the location of the point of entry device. The method includes generating, by the server, the receipt that includes the receipt information, and transmitting the receipt from the server to the point of entry device via the network.
    Type: Grant
    Filed: August 28, 2017
    Date of Patent: April 24, 2018
    Assignee: Moneygram International Inc.
    Inventors: John Patrick Kelly, III, Connie Darlene Jacobson, Dinesh Pattanashettaru, LaVonne Lynne Engman
  • Patent number: 9943761
    Abstract: A money transfer system is promoted by providing a user access to a game or contest generated by a promotions engine computer. The user is directed to a customer relations portal accessible via an access device to participate in the game or contest. The customer relations portal comprising a server configured to manage the game or contest and associated with the promotions engine computer. A response is received from the user at the server related to the user's participation in the game or contest. The server determines whether the user is to receive a reward or prize based on the response from the user, and an output is provided to the user on the access device indicating whether the user is to receive the reward or prize.
    Type: Grant
    Filed: September 1, 2017
    Date of Patent: April 17, 2018
    Assignee: MoneyGram International, Inc.
    Inventors: Yassir Zouiten, Dorilyn Lee Sletten
  • Patent number: 9858578
    Abstract: A method of staging a transaction includes receiving transaction information including a transaction type, sender and recipient information, and compliance data. A staging record is generated responsive to the transaction information, including a retrieval key for fulfillment of the transaction at an agent terminal, where the transaction proceeds if the retrieval key leads to the staging record and the compliance data are consistent with applicable rules.
    Type: Grant
    Filed: March 20, 2017
    Date of Patent: January 2, 2018
    Assignee: MONEYGRAM INTERNATIONAL, INC.
    Inventors: James M. Henry, Billy Joe Steiger, Jr.
  • Patent number: 9858574
    Abstract: A computer system is operated to prevent fraud in a money transfer receive transaction. A send transaction request is received from a sender for a money transfer including a send amount. The sender is prompted to select one or more security inputs to be supplied by a receiver for redemption of the money transfer. A send transaction record is stored with the selected one or more security inputs in a server. A receive transaction request is then received from the receiver. The receiver is prompted for the one or more security inputs set for redemption of the money transfer, and the provided one or more security inputs from the receiver are received. The received one or more security inputs are authenticated, and release of funds in the send amount is authorized if the received one or more security inputs are authenticated.
    Type: Grant
    Filed: June 3, 2014
    Date of Patent: January 2, 2018
    Assignee: MoneyGram International, Inc.
    Inventors: Keith Fulton, Chris Van Matre, Billy Joe Steiger, Eric J. Sander, Olakunle H. Olamuyiwa, Georgina Essah
  • Patent number: 9830592
    Abstract: A method for performing transactions comprises receiving registration information and transaction specifications, generating a customer profile based on the registration information, and storing the transaction specifications in the distribution profile. The customer profile is identified based on an initiation instruction and associated user authentication data, and one of the transaction specifications is identified based on the initiation instruction. Payment source status is verified and a send transaction is initiated, based on the payment source status.
    Type: Grant
    Filed: February 27, 2017
    Date of Patent: November 28, 2017
    Assignee: MONEYGRAM INTERNATIONAL, INC.
    Inventor: James M. Henry
  • Patent number: 9792599
    Abstract: A method includes receiving, by a server via a network, transaction information descriptive of a money transfer transaction initiated at a point of entry device. The transaction information includes information that identifies a location of the point of entry device. The method includes determining, by the server, receipt information to be included in a receipt for the money transfer transaction. The receipt information may be determined based, at least in part, on the transaction information, and at least a portion of the receipt information included in the receipt satisfies regulatory requirements associated with the location of the point of entry device. The method includes generating, by the server, the receipt that includes the receipt information, and transmitting the receipt from the server to the point of entry device via the network.
    Type: Grant
    Filed: December 13, 2016
    Date of Patent: October 17, 2017
    Assignee: Moneygram International, Inc.
    Inventors: John Patrick Kelly, III, Connie Darlene Jacobson, Dinesh Pattanashettaru, LaVonne Lynne Engman