Patents Assigned to N/A
  • Patent number: 12265961
    Abstract: A method performed by a processor of a financial institution computing system includes authorizing an account holder to execute transactions in an MBC from a financial account of the account holder that includes funds in a fiat currency. A transaction request is received, including a request to transfer a first amount of funds from the financial account to a recipient. The first amount is defined in MBC. The financial account is debited by a second amount, which is an amount of fiat currency equivalent to the first amount of MBC. A service call is transmitted to the MBC partner. The service call includes instructions to create a temporary account to hold the MBC, to exchange the second amount from fiat currency to MBC, to credit the temporary account with the funds exchanged to MBC, and to transfer the first amount in MBC from the temporary account to the recipient.
    Type: Grant
    Filed: July 3, 2023
    Date of Patent: April 1, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Michael D. Dowling, Jesse K. Lund, Frank S. Lee
  • Patent number: 12262915
    Abstract: A lead removal system includes a lead removal device comprising a sheath. The sheath includes a distal separating member configured to separate an implanted lead from adjacent tissue. The sheath also includes a sheath lumen configured to receive a lead engagement device and the implanted lead. A traction applying device is coupled to the lead removal device. The traction applying device is configured to be secured to the lead engagement device and apply traction to the lead engagement device and the implanted lead as the distal separating member of the sheath separates the implanted lead from adjacent tissue.
    Type: Grant
    Filed: June 20, 2023
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Nathan C. Francis, Matthew Magee
  • Patent number: 12267190
    Abstract: Various embodiments of the present disclosure disclose decoding techniques for mitigating data corruption due to duty cycle distortion, jitter, and other distortions to a digital signal. Decoding processes, apparatuses, and systems are provided that utilize a decoding framework for improving the accuracy of output bit streams generated from digital signals. An example process receives data indicative of a digital signal, generates a signal measurement for the digital signal that includes signal length descriptive between a two rising edges of a digital signal or two falling edges of the demodulated digital signal, and generates at least one portion of an output bit stream for the digital signal based at least in part on the signal measurement.
    Type: Grant
    Filed: April 24, 2024
    Date of Patent: April 1, 2025
    Assignee: STMICROELECTRONICS INTERNATIONAL N.V.
    Inventors: Iztok Bratuz, Vinko Kunc, Maksimiljan Stiglic
  • Patent number: 12266013
    Abstract: Disclosed in some examples are methods, systems, and machine readable mediums that provide users of a network-based financial account management system with a contextual user interface element, which when activated presents dynamic graphical user interfaces that provide financial account information as well as suggested financial performance improvement actions. Whether or not the contextual user interface is displayed may be based upon one or more of: a context of the user, financial account information of the user, and account rules. Additionally, the suggested financial performance improvement actions may also be determined based upon one or more of: a context of the user, financial account information of the user, and account rules.
    Type: Grant
    Filed: April 18, 2024
    Date of Patent: April 1, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jennifer K. Lovett, Christopher J. Terhar, Mary E. Gassel, Lynn S. Douglas
  • Patent number: 12267917
    Abstract: The system (1) of the invention is configured to receive information relating to relay devices (11, 17-19) present in a certain spatial area and determine relay configuration information for the relay devices from the information. The relay configuration information instructs the relay devices when to receive and/or relay data units and when not to receive and/or relay data units. The system is further configured to transmit the relay configuration information to the relay devices. The relay device of the invention is configured receive a data unit from a further device (21) or not in dependence on the received relay configuration information and/or relay a received data unit to the cellular communication network (31) or not in dependence on the received relay configuration information.
    Type: Grant
    Filed: February 10, 2023
    Date of Patent: April 1, 2025
    Assignee: Koninklijke KPN N.V.
    Inventors: Jose Almodovar Chico, Erwin Willem Middelesch, Sander De Kievit, Toni Dimitrovski, Miodrag Djurica
  • Patent number: 12265958
    Abstract: A computer-implemented method includes: transmitting, by a mobile device, to a mobile wallet computer system, an indication that a user of the mobile device wishes to perform a mobile wallet transaction to transfer funds to a merchant; receiving, by the mobile device, an amount of merchant rewards that are available for the user to use at the merchant; displaying, by the mobile device, the amount of merchant rewards; receiving, by the mobile device, an indication that the user wishes to apply at least a portion of the available rewards to the transaction; and, transmitting, to a merchant computer system, the indication that the user wishes to apply at least a portion of the available rewards to the transaction. The merchant rewards are applied to the transaction prior to submitting the transaction to a card network computer system, and no physical rewards card is used to complete the transaction.
    Type: Grant
    Filed: March 20, 2023
    Date of Patent: April 1, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashish Bhoopen Kurani, Nikolai Stroke
  • Patent number: 12266989
    Abstract: According to an aspect there is provided a motor (1) for a personal care device (10). The motor (1) comprises: a stator (2) comprising a stator surface; a rotor (3) comprising a rotor surface disposed opposite the stator surface; and a spacer (4) projecting between the stator surface and the rotor surface so as to define a minimum airgap between the stator (2) and the rotor (3). The spacer (4) is disposed on or at one of the rotor surface and the stator surface, and has a contact surface configured to engage with the other one of the rotor surface and the stator surface.
    Type: Grant
    Filed: November 28, 2023
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Stijn Willem Boere, Jan Willem Bruggers, Nathan Farrell, Wolter F. Benning, Paul Leonard
  • Patent number: 12267505
    Abstract: To allow better quality rendering of video on any display, a method is proposed of encoding, in addition to video data (VID), additional data (DD) comprising at least one change time instant (TMA_1) indicating a change in time of a characteristic luminance (CHRLUM) of the video data, which characteristic luminance summarizes the set of luminances of pixels in an image of the video data, the method comprising: generating on the basis of the video data (VID) descriptive data (DED) regarding the characteristic luminance variation of the video, the descriptive data comprising at least one change time instant (TMA_1), and encoding and outputting the descriptive data (DED) as additional data (DD).
    Type: Grant
    Filed: January 23, 2024
    Date of Patent: April 1, 2025
    Assignee: Koninklijke Philips N.V.
    Inventors: Chris Damkat, Gerard De Haan, Mark Jozef Willem Mertens, Remco Muijs, Martin Hammer, Philip Steven Newton
  • Patent number: 12262804
    Abstract: A depilating device (1) comprises a depilating body (10) which is rotatable about a rotation axis (R) extending in a longitudinal direction (L) with respect to the depilating body (10) and which is provided with at least one hair-catching space (11). The depilating device (1) further comprises an actuating mechanism (30) configured to act on the depilating body (10) so as to cause compression and extension of the depilating body (10) in the longitudinal direction (L) during rotational movement of the depilating body (10) about the rotation axis (R), for the purpose of varying the size of the hair-catching space (11) of the depilating body (10) in the longitudinal direction (L), wherein the actuating mechanism (30) includes a force-inducing member (31) which is compressible and extensible in the longitudinal direction (L) and which has a function in determining the level of a hair-clamping force in the depilating body (10).
    Type: Grant
    Filed: December 28, 2020
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Ype Bernardus Brada, Maurits Koenen, Bart-Jan Zwart, Joost Tomas Glazenburg, Geert Willem De Goeij, Hermanus Mathias Joannes Rene Soemers, Franciscus Jozef Bosman
  • Patent number: 12265969
    Abstract: Systems, methods, and computer-readable storage media utilized in math-based currency (MBC) exchange utilizing MBC transaction guarantees. One method includes receiving, from a merchant point of sale (POS) terminal, a payment reimbursement request comprising a guarantee identifier associated with an MBC transfer. The method further includes determining, utilizing the guarantee identifier, transaction information. The method further includes determining, utilizing the transaction information, the guarantee identifier is associated with a failed transaction based on accessing and analyzing a plurality of disputed transactions on an MBC blockchain. The method further includes, in response to identifying the failed transaction, initiating an MBC payment from the financial computing system to an MBC address of a merchant. The method further includes providing, to the merchant POS terminal, a payment confirmation.
    Type: Grant
    Filed: March 11, 2024
    Date of Patent: April 1, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Ashish Kurani, Wayne Barakat, Martin Barrs, Dominik Vltavsky
  • Patent number: 12262841
    Abstract: A coffee machine is for preparing an espresso coffee drink, but it also enables filtered coffee to be produced. An external water delivery nozzle is provided, and it provides water to a coffee jug comprising a filter holder for holding a coffee filter and contained coffee grinds. The coffee jug and the external water delivery nozzle can be coupled and decoupled.
    Type: Grant
    Filed: December 11, 2019
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventor: Tim Gerard Tibbe
  • Patent number: 12267580
    Abstract: Systems and techniques for operating system integrated image capture guidance are described herein. An indication may be received of an object to be captured for completing a transaction. Configuration data may be obtained for an image of the object. The configuration data may indicate an orientation of the object in the image. An image of the object may be obtained from an imaging sensor of a device. A discrepancy may be determined between the orientation of the object in the image using the configuration data. Orientation guidance may be generated that indicates repositioning of the object in the image. It may be determined that the discrepancy between the orientation of the object in the image has been eliminated. Capture guidance may be generated for output via the device based on a set of commands determined based on detection of an operating system executing on the device.
    Type: Grant
    Filed: March 6, 2024
    Date of Patent: April 1, 2025
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Katherine Anne Zagone
  • Patent number: 12266145
    Abstract: Presented herein are systems and methods for the employment of machine learning models for image processing. A method may include a capture of a video feed including image data of a document at a client device. The client device can provide the video feed to another computing device. The method can include, by the client device or the other computing device object recognition for recognizing a type of document and capturing an image exceeding a quality threshold of the document amongst the frames within the video feed. The method may further include the execution of other image processing operations on the image data to improve the quality of the image or features extracted therefrom. The method may further include anti-fraud detection or scoring operations to determine an amount of risk associated with the image data.
    Type: Grant
    Filed: April 8, 2024
    Date of Patent: April 1, 2025
    Assignee: CITIBANK, N.A.
    Inventors: Ashutosh K. Sureka, Venkata Sesha Kiran Kumar Adimatyam, Miriam Silver, Daniel Funken
  • Publication number: 20250103082
    Abstract: A bandgap voltage generator circuit is formed using only bipolar transistors. The bandgap voltage generator circuit includes output nodes generating first and second bandgap reference currents. A transconductance amplifier circuit in a current control feedback loop of the bandgap voltage generator circuit has differential inputs which receive base currents. A differential amplifier circuit has inputs configured to receive the first and second bandgap reference currents and includes a compensation current sink circuit configured to sink compensation currents from the first and second bandgap reference currents which correspond to the base current received at the differential inputs of the transconductance amplifier circuit.
    Type: Application
    Filed: September 26, 2024
    Publication date: March 27, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Marc SABUT, Emmanuel ALLIER, Matthieu DESVERGNE
  • Publication number: 20250103399
    Abstract: Provided are methods and systems for configuring a workflow to create or manage a specified environment. An exemplary method resides as instructions on a non-transitory computer-readable medium and are configured to cause a processor to perform operations including receiving an input including a first set of parameters associated with one or more environments other than the specified environment and a second set of parameters associated with the specified environment. The operations also include generating a payload based on the input, validating the generated payload, and executing, in response to the generated payload being successfully validated, the workflow as an automation-as-a-service workflow using the validated generated payload.
    Type: Application
    Filed: September 25, 2023
    Publication date: March 27, 2025
    Applicant: JP Morgan Chase Bank, N.A.
    Inventor: Talluri SUDHEER
  • Publication number: 20250105189
    Abstract: The present description relates to an electronic circuit comprising a semiconductor substrate having opposed first and second faces and electrically conductive pillars, intended to be connected to an element external to the electronic circuit, extending through the semiconductor substrate from the second face to the first face and projecting from the first face.
    Type: Application
    Filed: September 20, 2024
    Publication date: March 27, 2025
    Applicant: STMicroelectronics International N.V.
    Inventor: Mohamed BOUFNICHEL
  • Publication number: 20250105999
    Abstract: A device of contactless communication by active load modulation includes a receive circuit configured to receive as an input a reception signal originating from a magnetic field intended to be received by an antenna. A transmit circuit has an output coupled to the antenna with a modulation signal in phase with the reception signal intended to be delivered thereon. A circuit compensates for a delay of the modulation signal due to the transmit circuit and to the amplitude of the reception signal. The compensation circuit determines a phase-shift value to be applied to an input signal of the transmit circuit to compensate for the delay.
    Type: Application
    Filed: September 16, 2024
    Publication date: March 27, 2025
    Applicant: STMicroelectronics International N.V.
    Inventors: Marc HOUDEBINE, Bruno LEDUC, Florent SIBILLE
  • Publication number: 20250103810
    Abstract: A method and system for reducing false-positives using a neural network are disclosed. The method includes receiving a data envelope, scanning the data envelope and detecting a presence of data corresponding to a value in a list of sanctioned entities. The method further includes transforming format of the data envelope into a text format, identifying and extracting target information including the data corresponding to the value in the list of sanctioned entities and surrounding information, and reformatting the extracted target information and surrounding information into a natural language question. Once the natural language question is provided, the natural language question is processed by a neural network model for determining whether a sanctioned entity is included or not based on context provided by the natural language question.
    Type: Application
    Filed: September 22, 2023
    Publication date: March 27, 2025
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Daulet NURMANBETOV, John HINRICHSEN, Samuel BECK, Aya WALLWATER
  • Patent number: D1068277
    Type: Grant
    Filed: June 3, 2021
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventor: Chun Pong Yuan
  • Patent number: D1068836
    Type: Grant
    Filed: November 10, 2021
    Date of Patent: April 1, 2025
    Assignee: KONINKLIJKE PHILIPS N.V.
    Inventors: Johannes Antonius Jansen, Riccardo Vescovo