Patents Assigned to N/A
  • Patent number: 11969084
    Abstract: Systems, methods, and apparatuses for tactile user input are described herein. A tactile user input system includes a tactile input device and a smart table. The smart table comprises a display screen, a network interface, and a processing circuit. The processing circuit comprises a processor and a memory. The processing circuit is configured to sense a placement of the tactile input device on the smart table. The processing circuit is further configured to determine a necessary user input and determine a location of the tactile input device on the smart table. The processing circuit is further configured to rearrange a user interface of the smart table. The processing circuit is further configured to communicate a necessary input configuration to the tactile input device and used by the tactile input device to generate a tactile user interface having an appropriate layout based on the necessary input configuration.
    Type: Grant
    Filed: September 8, 2022
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Kourtney Eidam, Darren M. Goetz, Dennis E. Montenegro
  • Patent number: 11972457
    Abstract: A financial institution computing system includes an account database with a plurality of transaction parameters with respect to a financial account of a customer, a receptiveness metrics circuit structured to extract the plurality of transaction parameters from the account database, the transaction parameters including at least one financial transaction record, and indicative of a mode of the customer, and determine one or more receptiveness metrics attributed to the customer based on the mode of the customer, the one or more receptiveness metrics indicating likelihoods of the customer converting an interaction from the financial institution, wherein the interaction includes an avatar that is an aged version of the customer, and an interaction generation circuit structured to transmit the interaction to the customer at an optimal time based on the one or more receptiveness metrics.
    Type: Grant
    Filed: May 24, 2021
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Wayne Barakat, Michael Fitzpatrick, Mark A. Frank, Yvette M. Hatton, Pey-Ning Huang, Michael Lyon, Kimberly D. Peck, Melissa Schroder Viscomi
  • Patent number: 11972402
    Abstract: Systems, methods, and computer-readable storage media for performing a peer-to-peer (P2P) transfer by a third-party, where a method includes receiving transfer information and a first token including sender information of a sender and a second token including receiver information of a receiver, and validating the first token and the second token based on verifying both the sender and the receiver are registered with the real-time payment system. The method includes processing the first token and the second token based on determining a sender endpoint, a receiver endpoint, and a demand deposit account of the sender, and transmitting a request for a guarantee, the request for the guarantee including the sender endpoint and the demand deposit account of the sender. The method includes receiving an issued guarantee, transferring funds based on the transfer information, the first token, and the second token, and transmitting a transfer confirmation.
    Type: Grant
    Filed: April 4, 2022
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Alan W. Hecht, Ann M. Kirk, Brian M. Pearce, Steven E. Puffer, Wairnola Marria Rhodriquez, Javier S. Silva
  • Patent number: 11973747
    Abstract: Systems and techniques for an adaptive authentication system are described herein. In an example, an adaptive authentication system is adapted to receive a request at a first entity from a second entity for secure data of a user, where the second entity is remote from the first entity. The adaptive authentication system may be further adapted to transmit a prompt to a user device associated with the user for authentication of the user and authentication of the request. The adaptive authentication system may be further adapted to receive a response to the prompt and authenticate the user and the request based on the response. The adaptive authentication system may be further adapted to transmit the secure data of the user to the second entity.
    Type: Grant
    Filed: May 12, 2023
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Harlan H. Bloom, Lizmari Brignoni, Mark David Castonguay, Lisa Munter Clarke, Upul D. Hanwella, Traci H. Nguyen, Erica Ulrich
  • Patent number: 11969930
    Abstract: An extrusion process for creating a roof ditch molding including forming a main body from a plastic material in a first stage extrusion, conveying the main body through a stacked array of die plates and into a first stage cooling tank, and communicating the main body from an outlet of the first stage cooling tank to a second stage extruder with crosshead die for applying a skim film bonding layer to the main body. Additional steps include applying a decorative layer over the skim bonding layer, communicating the main body to a third stage extruder with cross head die for applying wing portions in partially overlapping fashion along opposite side edges of the decorative layer and drawing the completed ditch molding through a second stage cooling tank prior to conducting one or more finishing operations.
    Type: Grant
    Filed: November 18, 2021
    Date of Patent: April 30, 2024
    Assignee: Bank of America, N.A., As Administrative Agent
    Inventors: Timothy John Brown, Kevin Charles Baxter, Gerald N. Strich
  • Patent number: 11971809
    Abstract: Systems and methods for testing components or scenarios with execution history are disclosed. A method may include: receiving, at a testing interface and from an application or program executed by a user electronic device, an identification of a test and one or more data layers of a plurality of data layers in pod to test, the plurality of data layers including a data collection layer, a data ingestion layer, a data messaging layer, a data enrichment layer, and a data connect layer; receiving, by the testing interface, a selection of testing parameters or values for the identified test; retrieving, by the testing interface, the identified test; executing, by the testing interface, the identified test on the identified one or more data layers using the selected testing parameters or values; retrieving, by testing interface, results of the execution of the test; and outputting, by the testing interface, the results.
    Type: Grant
    Filed: August 3, 2022
    Date of Patent: April 30, 2024
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Sireesha Pagolu, Srinu Dasari
  • Patent number: 11971665
    Abstract: An alignment method includes directing an illumination beam with a first polarization state to form a diffracted beam with a second polarization state from an alignment target, and passing the diffracted beam through a polarization analyzer. The alignment method further includes measuring a polarization state of the diffracted beam and determining a location of the alignment target from the measured polarization state relative to its initial polarization state. The alignment target includes a plurality of diffraction gratings with a single pitch and two or more duty cycles, wherein the pitch is smaller than a wavelength of the illumination beam, and the location of the alignment target corresponds to the duty cycle of the diffraction grating.
    Type: Grant
    Filed: February 6, 2020
    Date of Patent: April 30, 2024
    Assignee: ASML Holding N.V.
    Inventors: Joshua Adams, Yuxiang Lin, Krishanu Shome, Gerrit Johannes Nijmeijer, Igor Matheus Petronella Aarts
  • Patent number: 11974351
    Abstract: A device (110) arranged for wireless communication (130) according to a communication protocol has a processor (112) to execute a connection sequence according to a discovery protocol. The connection sequence comprises determining a current cluster identity and a current discovery window timing used by the device. Next, at least one other device (120,120?) within wireless range is detected, while further determining a detected cluster identity and a detected discovery window timing of the detected other device. Then it is detected whether the detected device is operating in a different cluster than the device by comparing the current cluster identity with the detected cluster identity or comparing the current discovery window timing with the detected discovery window timing. Finally, upon detecting said different cluster, a security process is executed, which may warn the user or abort the connection sequence. Thereby, a malicious device trying to manipulate the connection sequence is detected.
    Type: Grant
    Filed: April 3, 2023
    Date of Patent: April 30, 2024
    Assignee: Koninklijke Philips N.V.
    Inventor: Walter Dees
  • Patent number: 11971811
    Abstract: A testing platform for an auto-decision engine is disclosed. An auto-test database for a decision engine may be accessed and modified by, for example, executing an application programming interface protocol of a third-party computing system. The decision engine may be bypassed, and a simulated auto-decision may be requested based on a unique key corresponding to a scenario in the auto-test database. A graphical user interface displays information regarding the auto-test database on a user computing device, and one or more output data fields in the auto-test database may be modified.
    Type: Grant
    Filed: May 8, 2023
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Stacy Brigham, Brooke Heethuis, Linda King, Matt Rowe
  • Patent number: 11971891
    Abstract: Systems and methods for reducing usage of computational resources when accessing siloed data across disparate locations via a unified metadata graph are disclosed. The system receives a user-specified query indicating a request to access a set of data objects. The system then performs natural language processing on the user-specified query to determine a set of phrases corresponding to the user-specified query. The system then accesses a metadata graph to determine a node corresponding to the set of phrases. Using a location identifier corresponding to the determined node, the system determines a data silo storing at least one data object of the set of data objects. The system then generates for display, on a graphical user interface, a visual representation of the at least one data object.
    Type: Grant
    Filed: December 20, 2023
    Date of Patent: April 30, 2024
    Assignee: CITIBANK, N.A.
    Inventors: Linfeng Yu, Vaibhav Kumar, Ashutosh Pandey
  • Patent number: 11969219
    Abstract: Systems and methods of fluid passageway cross-sectional area determination in an anatomy are disclosed.
    Type: Grant
    Filed: October 26, 2021
    Date of Patent: April 30, 2024
    Assignee: MATERIALISE N.V.
    Inventors: Lotte Huysmans, Julie Maes, Janelle Schrot
  • Patent number: 11972211
    Abstract: Disclosed in some examples are methods, systems, and machine readable mediums which provide summaries of topics determined within a corpus of documents. These summaries may be used by customer service associates, analysts, or other users to quickly determine both topics discussed and contexts of those topics over a large corpus of text. For example, a corpus of documents may be related to customer complaints and the topics may be summarized to produce summaries such as “credit report update due to stolen identity.” These summarizations may be used to efficiently spot trends and issues.
    Type: Grant
    Filed: July 23, 2021
    Date of Patent: April 30, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Rahul Singh, Karan Jindal, Yufei Yu, Hanyu Yang, Tarun Joshi, Matthew A. Campbell, Wayne B. Shoumaker
  • Publication number: 20240134864
    Abstract: A method and system for operating an application program interface-based content management system. The method and system each comprises: communicating, by an application that is based on a microservices architecture, with a user interface via content APIs that provide for content creation, content modification, content storage, and content retrieval; storing, by the application, within a relational database, relational data, identification data, and access control data; storing, by the application, within a content store that comprises an object storage database, content as objects in buckets of the object storage database; communicating, by a search engine, with the application via search APIs that provide for a full text-based search of the object storage database; storing, by the search engine, within memory of the search engine, metadata that corresponds to the data; and storing, by the search engine, within the memory, reference data that corresponds to the data.
    Type: Application
    Filed: October 18, 2022
    Publication date: April 25, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventor: Bodhisatta SARKAR
  • Publication number: 20240135331
    Abstract: A method and a system for providing event information to targeted parties based on a determination that the targeted parties are likely to have a high level of interest in the respective events are provided. The method includes: receiving information that relates to an event; retrieving, from a memory, information that relates to a user; analyzing the event-related information and the user-related information; determining, based on a result of the analysis, an interest level of the user with respect to the event and whether to recommend that the user attend the event; and generating and transmitting a message to the user that includes at least part of the event-related information. The analysis may be performed by applying an artificial intelligence (AI) algorithm that is trained by using the user-related information and uses a natural language processing (NLP) technique to analyze the event-related information and the user-related information.
    Type: Application
    Filed: October 23, 2022
    Publication date: April 25, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Andrew GILLARD, Katie BAGLEY
  • Publication number: 20240134866
    Abstract: A method for generating a social graph based on payment data is provided. The method includes extracting, from one or more databases, customer-based information for various entities and previous transaction information conducted by the various entities; generating data nodes for the various entities; determining a score for each of the data nodes with respect to a user based on the extracted customer-based information and the previous transaction information, in which the score indicating a proximity level with the user; generating a relationship model for the various data nodes with respect to the user based on the determined score; and identifying, based on a search performed for an input provided by the user on a user interface, one or more data nodes as potential candidates for conducting a transaction; and providing the potential candidates based on the proximity level with respect to the user.
    Type: Application
    Filed: October 23, 2023
    Publication date: April 25, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventor: Patnaik SIDDHARTH
  • Publication number: 20240135029
    Abstract: A method for preserving privacy with respect to modeling event sequence data is provided. The method includes: receiving information about a sequence of events; modeling the event sequence by a Hawkes process that has an intensity that includes an exogenous base intensity rate and an indigenous component that has an excitation rate and a decay rate; analyzing the received information; and determining estimated values of the exogenous base intensity rate and the excitation rate, such that an accuracy of the estimates corresponds to a length of time over which the sequence of events is observed. Differential privacy is introduced by adding noise to the sequence of events in order to preserve the privacy of individuals associated with the events, and a cost of the differential privacy is expressible as an additional length of observation time required to ensure the accuracy of the estimates.
    Type: Application
    Filed: October 11, 2022
    Publication date: April 25, 2024
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Mohsen GHASSEMI, Eleonora KREACIC, Niccolo DALMASSO, Vamsi Krishna POTLURU, Tucker Richard BALCH, Manuela VELOSO
  • Publication number: 20240137440
    Abstract: A method and a system for authenticating an identity of a telephone caller are provided. The method includes: receiving an incoming telephone call from a calling party; extracting a telephone number that is associated with the incoming telephone call; receiving, from a carrier associated with the incoming telephone call, verification information that indicates whether the incoming telephone call has been verified by the carrier with respect to a STIR/SHAKEN standard; retrieving profile information that is associated with the extracted telephone number; and determining, based on the verification information and the profile information, whether to authenticate an identity of the calling party.
    Type: Application
    Filed: October 24, 2022
    Publication date: April 25, 2024
    Applicants: JPMorgan Chase Bank, N.A., JPMorgan Chase Bank, N.A.
    Inventor: Jerry SHI
  • Publication number: 20240137227
    Abstract: Systems and methods for using ring usage certificate extensions are described. Some implementations described limit the ability of signers using a ‘ring signature’ from using public key certificates to create the ring signatures without the permission of the creators of those respective public key certificates. An implementation may describe receiving a request to validate, receiving a plurality of digital certificates associated with the request to validate, determining the request to validate requires validation of a ring signature using the plurality of digital certificates, determining one or more of the plurality of digital certificates comprises a ring usage certificate extension, analyzing the ring usage certificate extension to retrieve a value associated with the ring usage certificate extension, and failing validation of the request based on determining the request to validate requires validation of the ring signature and based on the value associated with the ring usage certificate extension.
    Type: Application
    Filed: December 15, 2023
    Publication date: April 25, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventor: Phillip H. Griffin
  • Publication number: 20240134182
    Abstract: An optical filter apparatus including an optical divergence device, operable to receive optical pulses and spatially distribute the optical pulses over an optical plane in dependence with a pulse energy of each of the optical pulses; and a spatial filter, located at the optical plane, operable to apply spatial filtering to the optical pulses based on a location of each of the optical pulses at the optical plane resulting from the spatial distributing.
    Type: Application
    Filed: January 12, 2022
    Publication date: April 25, 2024
    Applicants: ASML NETHERLANDS B.V., ASML HOLDING N.V.
    Inventors: Ali ALSAQQA, Patrick Sebastian UEBEL, Paulus Antonius Andreas TEUNISSEN
  • Publication number: 20240135769
    Abstract: A universal cassette housing for storing banknotes includes a first docking element structured to receive a first universal cassette, a second docking element structured to receive a second universal cassette, a transport apparatus structured to facilitate transferring banknotes between the first universal cassette and the second universal cassette, and a housing computing system comprising a processing circuit including one or more processors and memory, the memory storing instructions that, when executed by the one or more processors, cause the housing computing system to receive information regarding banknotes stored in the first universal cassette, receive information regarding banknotes stored in the second universal cassette, and cause the transport apparatus to initiate a transfer of one or more of the banknotes based on the information regarding the banknotes stored in the first universal cassette and the information regarding the banknotes stored in the second universal cassette.
    Type: Application
    Filed: December 26, 2023
    Publication date: April 25, 2024
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis E. Montenegro