Abstract: An automated teller machine (ATM) allows a user with accounts at both a first institution and a second institution to use an ATM of the first institution to physically place cash or a check into the ATM of the first institution for deposit into an account at the second institution. In some cases, a failed attempt message may indicate a funds transfer failed due to a network connectivity issue, an inactive payee account, or an expired payee account number. In case of a network connectivity issue, the funds transfer may be reinitiated. In case of an inactive payee account or expired payee account number, funds may be transferred to the first account instead of the second account. The ATM may display an indication of the failed attempt and a confirmation of a transfer to the first account.

Abstract: A system and method for card control includes a card control computing system configured to enforce a card control rule based upon transactions made with a payment card. The card control computing system includes a memory unit configured to store information associated with a card control dashboard, and a processing unit configured to cause presentation of the card control dashboard via a display associated with a remote computing device, such that the card control dashboard is associated with the payment card and the card control rule. The card control dashboard includes a user interface. The processing unit is further configured to receive an input via the user interface to activate or deactivate one or more features associated with the card control rule, and trigger the card control rule based upon the one or more features that are activated or deactivated.

Abstract: A method and a system for using a learnable augmentation technique to perform few-shot calibration of a model that is designed to generate time series predictions under distribution shifts with improved accuracy are provided. The method includes: receiving first information that relates to a source distribution of a time series and second information that relates to a target distribution of the time series; extracting a latent code from samples of the target distribution; perturbing the latent code by adding random noise in order to generate augmented samples of the target distribution; training a classifier based on samples of the source distribution; adjusting the classifier based on a combination of the samples of the source distribution and the augmented samples of the target distribution; and using the adjusted classifier to train a machine learning model that is usable for making future predictions that relate to the time series.

Abstract: Systems, methods, and apparatuses for providing a central location to manage permissions provided to third-parties and devices to access and use user data and to manage accounts at multiple entities. A central portal may allow a user to manage all access to account data and personal information as well as usability and functionality of accounts. The user need not log into multiple third-party systems or customer devices to manage previously provided access to the information, provision new access to the information, and to manage financial or other accounts. A user is able to have user data and third-party accounts of the user deleted from devices, applications, and third-party systems via a central portal. The user is able to impose restrictions on how user data is used by devices, applications, and third-party systems, and control such features as recurring payments and use of rewards, via a central portal.

Abstract: Vaporization devices that include a light source are described. An example vaporization device includes a housing, a power source, a tip, a switch, and a light source. The housing has a first end and a second end. The power source is disposed within the housing. The tip is disposed on the housing and has a heating element connected to the power source and configured to heat a consumable product. The heating element is moveable between an on state and off state. The switch is attached to the housing and moves the heating element between the on state and the off state upon selective activation of the switch. The light source is disposed on the housing and is moveable between an on state and an off state. The light source emits direct light away from the first end of the housing when the light source is in the on state.

Abstract: A method includes receiving, from a customer device while the customer device depicts a login page for an account, information regarding the customer device including a customer device token and information regarding the contactless card including an encrypted contactless card token that is received by the customer device from a contactless communication with the contactless card; authenticating, while the customer device depicts the login page for the account, a customer associated with the contactless card based on the information regarding the customer device, an indication that the customer has logged into the customer device, and the information regarding the contactless card by: decrypting the encrypted contactless card token; identifying the customer; verifying that the customer is logged in to the customer device; and providing access to the account by sending an instruction to the customer device to display online account information in place of the login page.

Abstract: A method for facilitating automated data redaction in real-time based on a corpus of linguistic components is disclosed. The method includes monitoring, in real-time, a data stream between a variety of applications; detecting textual data in the data stream, the textual data including free-form dialog data; parsing the textual data to identify linguistic elements, the linguistic elements including words and phrases; determining whether redaction is required for each of the linguistic elements; comparing each of the linguistic elements with the corpus when redaction is not required; and modifying, in real-time, the data stream to replace the linguistic elements with hash values when the linguistic elements do not match the linguistic components in the corpus.

Abstract: A computer-implemented method performed by a depository computing system includes receiving a check deposit and a withdrawal request associated with a customer account of a customer where the customer account is associated with a first amount and the withdrawal request comprises a second amount greater than the first amount, forwarding an inquiry message regarding the check deposit to a paying computing system, determining real time account status information of a payor account of a payor, and authorizing in real time relative to when the real time account status information is accessed, the withdrawal request for the second amount where the authorization occurs prior to settlement of the check deposit.

Abstract: A method for coordinating billing requests and payments across different financial institutions includes receiving an electronic enrollment request by a biller exchange computing system from a customer computing device; displaying an interactive control on a user interface of the customer computing device configured to collect customer authentication data for the biller; transmitting the customer authentication data to a remote computing system associated with the biller; causing the remote computing system to generate a customer-biller account authentication token that authorizes the biller exchange computing system to perform financial transactions with the biller on behalf of the customer; and authenticating, by the biller exchange computing system, a transaction request received from the customer computing device for a transaction between the customer and the biller based on the customer-biller account authentication token.

Abstract: A biometric electronic signature authenticated key exchange (“BESAKE”) token processing system. The system includes a storage location having a plurality of biometric reference templates. The system further includes an authentication computing system having a processor and instructions. The instructions configured to cause the authentication computing system to receive a signing party identifier and the BESAKE token from a signing party. The BESAKE token having a biometric sample encrypted using an encryption key. The instructions further configured to generate a decryption key and decrypt the encrypted biometric sample from the BESAKE token. The instructions further configured to match the biometric sample with a biometric reference template and transmit to a biometric service provider computing system a match request. The instructions further configured to determine a signing party identity via a binary match value.

Abstract: Device for measuring a stretching force on a film, wherein the device has adapted an unwinding station to hold and unwind a spool of stretch film via an unwinding motor, wherein the device further has a first stretching station with a first driven stretch roller and a second driven stretch roller for imparting a predetermined first stretch to the stretch film, and wherein the device has a second stretching station with a third driven stretch roller for imparting a second predetermined stretch to the stretch film, wherein a sensor is provided in the unwinding station in order to measure a release parameter which is indicative of where the stretch film releases from the spool, wherein a processor is provided to calculate a first and second force, needed to obtain respectively the first stretch and second stretch, on the basis of the release parameter and an output of the first, second, third torque meters and the unwinding torque meter.

Abstract: Methods and systems for generating a model to be used for evaluating credit and loan applications are provided. The method includes: training a first model by using all features included in a universe of candidate features; measuring a first metric that relates to an accuracy of the first model and a second metric that relates to a disparity of the first model; constructing a graph based on pairwise correlations of the features; clustering the features into feature sets; estimating a respective disparity contribution associated with each feature set; selecting feature sets to be included in a second model; training, the second model; measuring the first metric and the second metric with respect to the second model; and determining whether the second model satisfies a predetermined accuracy level and a predetermined disparity reduction with respect to the first model.

Abstract: A system includes: a heat generator obtaining heat from a heat source and having a generator outlet port and a generator return port; a central heating circuit having a heating feed port and a heating return port; a tank having a top portion and a bottom portion, the tank containing a heat storing medium; a first tapping coil immersed in the heat storing medium in the bottom portion of the tank; and a second tapping coil immersed in the heat storing medium in the top portion of the tank The heat generator, second tapping coil, central heating circuit, and first tapping coil are fluidly connected in series to allow fluid to flow from the heat generator via at least one of the second tapping coil, the central heating circuit, and the first tapping coil back to the heat generator The system includes first, second and third three-way valves.

Abstract: An integrated circuit includes a current mode transmitter having a first driver and a second driver. The first driver receives a single bit data stream. The second driver receives a delayed data stream corresponding to the single bit data stream delayed by a clock cycle. The current mode transmitter has a transition detector that generates a bulk modulation signal having a first value when the single bit data stream is the same as the delayed data stream and having a second value when the single bit data stream is different from the delayed data stream. The transition detector supplies the bulk modulation signal to the bulk terminals of driver switches of the first and second drivers.

Abstract: Methods and systems for optimizing a design of an organization by using artificial intelligence (AI)-based automation to orchestrate a structure of jobs, roles, and task assignments so as to improve business outcomes are provided. The method includes: receiving a first task description that includes information that relates to each of a set of sub-tasks; analyzing the first task description by applying an artificial intelligence (AI) algorithm that uses a machine learning technique to analyze each respective sub-task; and determining, based on a result of the analysis, a task management plan that includes information that relates to a respective personnel assignment and a respective schedule for each respective sub-task.

Abstract: A computer system includes a token repository configured to store payment tokens, and a server system. The server system includes a processor and instructions stored in non-transitory machine-readable media, the instructions configured to cause the server system to receive a request to provision a payment token based on a financial product, wherein the request includes information related to the financial product, provision a payment token based on the token request, including authenticating the financial product based on the financial product information and generating the payment token upon authenticating the financial product, wherein the payment token is useable to make a payment via the financial product, and store the payment token in the token repository.

Abstract: Disclosed is an approach for generating interactive visualizations for multi-nodal transfers that may involve terminal nodes and multiple transitional nodes by using various protocols to acquire data from computing systems or devices associated with each node. A first visualization layer comprising a set of geographic or physical indicators in a multi-nodal transfer route (which comprises a set of three or more nodes) may be generated. API protocols (and/or non-API protocols) corresponding to each node in the transfer route may be identified. The protocols may be executed to obtain, from computing systems and devices associated with the nodes, data packets used to generate a second visualization layer, which may comprise graphics that visually depict details of a transfer along the transfer route. An overlay of visualization layers may be displayed such that the graphics are displayed in association with multiple nodes.

Abstract: A pre-alignment system includes a common object lens group configured to collect diffracted beams from a patterning device, wherein the common object lens group is further configured to produce telecentricity in an object space of the pre-alignment system. The pre-alignment system also includes a multipath sensory array having at least one image lens system, wherein the at least one image lens system includes a telecentric converter lens configured to produce telecentricity in an image space of the pre-alignment system.

Abstract: A data structure is specialized in efficiently representing a key-value pair in a highly optimized way. The data structure is a pointer in a traversal graph that takes advantage of constant time traversal for all operations. The data structure has specific instructions for inserting data nodes, router nodes, and how the expansion or collapse of the graph works. The data structure can be applied where the time to get the result back is most prominent. The data structure can be used to reduce the memory footprint to reach the data that is being searched and achieve a worst-case time complexity in constant time.

Abstract: The present invention relates to an ECG electrode connector (1) and an ECG cable. To eliminate a trunk cable of a conventional ECG cable arrangement, the ECG electrode connector (1) is configured for mechanically and electrically connecting an ECG electrode with a lead wire. It comprises a connection arrangement (10) for mechanically connecting the ECG electrode connector (1) with an ECG electrode (100), a lead wire terminal (14) for connection with a signal line (301) of a lead wire (300), a shield terminal (15) for connection with a shield (302) of the lead wire (300), an electrode contact (17) for contacting an electrical contact (101) of the ECG electrode (100), a voltage clamping element (13) coupled between the lead wire terminal (14) and the shield terminal (15), and a resistor (16) coupled between the lead wire terminal (14) and the electrode contact (17).