Patents Assigned to N/A
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Patent number: 11838410Abstract: Systems, apparatuses, methods, and computer program products are disclosed for gathering performance information for post-quantum cryptography (PQC) is provided. An example method includes generating, by a QC detection data generation circuitry, QC detection data. The example method further includes encrypting, by a PQC cryptographic circuitry, the QC detection data based on a PQC cryptographic technique The example method further includes decrypting, by a PQC decryption circuitry, the QC detection data. The example method further includes storing, by a PQC cryptographic performance circuitry, encryption metadata generated by the PQC cryptographic circuitry and decryption metadata generated by the PQC decryption circuitry as PQC cryptographic performance information associated with the PQC cryptographic technique.Type: GrantFiled: January 30, 2020Date of Patent: December 5, 2023Assignee: Wells Fargo Bank, N.A.Inventors: Ramanathan Ramanathan, Abhijit Rao, Adam Sanders, Michael Erik Meinholz, Bradford A. Shea, Pierre Arbajian, Andrew J. Garner, IV, Ramesh Yarlagadda
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Publication number: 20230385828Abstract: A provider computer system can receive a request for payment of a bill issued by a third party biller. The provider computer system can generate a passcode. Generating the passcode can include transforming data into the passcode. The provider computer system can transmit the passcode. A transaction machine can provide a user interface to receive the passcode. The transaction machine can receive the passcode via the user interface. The transaction machine can transmit a passcode verification request to the provider computer system. The transaction machine can receive a passcode verification message from the provider computer system. The transaction machine can prompt, responsive to receiving the passcode verification message, a third party customer to provide payment for the bill. The transaction machine can receive a payment associated with the bill. The transaction machine can transmit a payment notification to the provider computer system.Type: ApplicationFiled: August 9, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventor: Ashish B. Kurani
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Publication number: 20230385390Abstract: Various methods, apparatuses/systems, and media for detecting login fraud based on a machine learning model are disclosed. A processor creates a machine learning model configured to be trained to generate a score based on user's biometrics data and a pattern of activity logs data of the user; trains the machine learning model with the user biometrics data and the pattern of activity logs data in real-time; receives user credentials data from the user for login attempt into a system; compares the received user credentials data with the biometrics data and the pattern of activity logs data of the user stored on a database and the machine learning model; and generates the score, in response to comparing, by utilizing the trained machine learning model. The score is a value that the processor compares with a predetermined threshold value to determine in real-time whether the login attempt is fraudulent.Type: ApplicationFiled: April 28, 2023Publication date: November 30, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Kumar Rao KRISHNAGI, Rupa SHAH, Gaurav CHAWLA, Vaibhav VAIBHAV
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Publication number: 20230385787Abstract: A banking system of a financial institution maintains a plurality of customer accounts in math-based currency (“MBC”). The system includes a network interface configured to facilitate data transmission over a network. The system includes a ledger including information relating to the plurality of customer accounts associated with a plurality of customers. The system includes a processor configured to update information contained in the ledger relating to the plurality of customer accounts based on the occurrences of MBC transactions involving the plurality of customers.Type: ApplicationFiled: August 14, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventor: Ashish B. Kurani
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Publication number: 20230385842Abstract: Various methods, apparatuses/systems, and media for automatically detecting discrepancy between preset data and input data are provided. A processor implements a platform and language agnostic smart data discrepancy detection module that automatically detects discrepancy between preset data and input data (i.e., larger than the preset data) during data processing of a commercial transaction involving a gratuity, particularly when a credit card payment is being made. The processor also implements an optimized processes of conducting a commercial transaction that includes a gratuity data based on user preferences that are obtainable from an application during execution thereof, and automatically alerts the user when data discrepancy is detected, i.e., when the gratuity data is more than preset gratuity data set by the user on the application.Type: ApplicationFiled: May 26, 2022Publication date: November 30, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Kumar Rao KRISHNAGI, Sharmila PRAKASH, Jerome JOSEPH, Nalini Sreeram BODA, Vijay Kumar PERLA, Mark Alan WELLS, Matthew J PORTER, Kritsakorn CHAUMPANICH
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Publication number: 20230385789Abstract: Aspects for international remittances are disclosed herein. A sender initiates a request to remit funds to a recipient. The sender has an account with a first financial institution and the recipient has an account with a second financial institution. The request is communicated to specific bidders that have accounts with both the first and second financial institutions. The bidders submit bids for satisfying a request. When a bid is selected, funds are transferred from the sender's account with the first institution to the bidder's account with the first institution, and from the bidder's account with the second institution to the recipient's account with the second institution.Type: ApplicationFiled: August 14, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Atiraj Kumar, Gaurav Wadhwa
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Publication number: 20230385461Abstract: A method of checking the authenticity of at least a first portion of the content of a non-volatile memory of an electronic device including a microcontroller and an embedded secure element is disclosed. The method includes starting the microcontroller with instructions stored in a first secure memory area associated with the microcontroller and starting the secure element. The secure element has a plurality of decipher keys, each associated with a portion of the content of a second reprogrammable non-volatile memory area associated with the microcontroller. The secure element performs a signature check on a first portion of the content of the second area. If the signature is verified, the secure element sends the decipher key associated with the first portion to the microcontroller. If the signature is not verified, the secure element executes a signature check on another portion of the content of the second memory area.Type: ApplicationFiled: August 8, 2023Publication date: November 30, 2023Applicant: PROTON WORLD INTERNATIONAL N.V.Inventor: Olivier VAN NIEUWENHUYZE
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Publication number: 20230385924Abstract: A smart table display system includes a display surface, an input/output device, and a processing circuit configured to receive financial data regarding a financial health of a user, generate a graphical user interface comprising a graphic that depicts the financial health of the user based on the financial data where the graphical user interface is for display on the display surface, receive sensor data regarding the user via the input/output device, continuously update the financial health of the user based on the sensor data, and cause the graphical user interface to update as the financial health of the user is updated.Type: ApplicationFiled: August 3, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Kourtney Eidam, Darren M. Goetz, Dennis E. Montenegro
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Publication number: 20230380438Abstract: The invention concerns a native whey protein composition with profound amounts of native whey protein and with beta-casein for use in the treatment and/or prevention of gastrointestinal intolerance. The inventors found that the native whey protein composition relatively high in beta-casein and low in kappa- and alpha-casein provides a beneficial effect on gastrointestinal intolerance.Type: ApplicationFiled: October 27, 2021Publication date: November 30, 2023Applicant: N.V. NutriciaInventors: Ingrid Brunhilde Renes, Evan Abrahamse, Gerrit Hols
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Publication number: 20230385935Abstract: A method for facilitating automated rule-based asset allocation is disclosed. The method includes onboarding, via a graphical user interface, clients based on corresponding client information; generating rules that correspond to the clients, the rules relating to asset allocation rules; retrieving, via an application programming interface, asset portfolio information that corresponds to the clients; determining an allocation action based on the generated rules and the asset portfolio information; and automatically initiating, in real-time, the allocation action.Type: ApplicationFiled: May 25, 2023Publication date: November 30, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Paul PRZYBYLSKI, Joseph G VITTORIA, Keshav HAVNURKAR, Venugopal KOLLI, Daniel A TAFOYA
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Publication number: 20230386565Abstract: An in-memory computation circuit includes a memory array including sub-arrays of with SRAM cells connected in rows by word lines and in columns by bit lines. A row controller circuit selectively actuates word lines across the sub-arrays for an in-memory compute operation. A computation tile circuit for each sub-array includes a column compute circuit for each bit line. Each column compute circuit includes a switched timing circuit that is actuated in response to weight data on the bit line for a duration of time set by an in-memory compute operation enable signal. A current digital-to-analog converter powered by the switched timing circuit operates to generate a drain current having a magnitude controlled by bits of feature data for the in-memory compute operation. The drain current is integrated to generate an output voltage.Type: ApplicationFiled: April 19, 2023Publication date: November 30, 2023Applicant: STMicroelectronics International N.V.Inventors: Kedar Janardan DHORI, Harsh RAWAT, Promod KUMAR, Nitin CHAWLA, Manuj AYODHYAWASI
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Publication number: 20230386564Abstract: An in-memory computation circuit includes a memory array with SRAM cells connected in rows by word lines and in columns by bit lines. A row controller circuit simultaneously actuates word lines in parallel for an in-memory compute operation. A column processing circuit includes a read circuit that operates to reduce sensitivity to variation in bit line read current. Additionally, a testing circuit senses analog signals on the complementary bit lines to identify one of the complementary bit lines as having a less variable read current. That identified one of the complementary bit lines is coupled to the read circuit for the in-memory compute operation.Type: ApplicationFiled: April 20, 2023Publication date: November 30, 2023Applicant: STMicroelectronics International N.V.Inventors: Kedar Janardan DHORI, Nitin CHAWLA, Promod KUMAR, Harsh RAWAT, Manuj AYODHYAWASI
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Publication number: 20230387783Abstract: Methods of operating an induction geyser include drawing current through a resonant tank via a transistor, generating a changing magnetic field around the resonant tank. Owing to the strategic placement of the resonant tank in proximity to a fluid tank, the changing magnetic field envelopes the fluid tank. In a first method, the voltage across the transistor's conduction terminals is monitored, and when this voltage surpasses a predefined threshold, indicating an overvoltage condition, a corrective action is initiated in which a gate driver pulls up a gate drive signal that drives the transistor. In a second method, the current flowing between the transistor's conduction terminals is monitored, and upon detecting an overcurrent condition where the current exceeds a set threshold the gate driver is activated to pull down the gate drive signal. Both methods aim to keep operation of the geyser within desired parameters.Type: ApplicationFiled: August 15, 2023Publication date: November 30, 2023Applicant: STMicroelectronics International N.V.Inventor: Akshat JAIN
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Publication number: 20230385928Abstract: A system includes a processing circuit having one or more processors coupled to memory, the processing circuit configured to generate a requestor token comprising information of an applicant and determine verification information is required to process an application associated with the applicant. The processing circuit is further configured to retrieve the verification information based on previously stored information corresponding to the applicant, generate a task comprising a requirement to fulfill based on determining additional information is required, and provide a list of tasks comprising the task to the applicant.Type: ApplicationFiled: August 8, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Alan W. Hecht, Ann M. Kirk, Javier S. Silva
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Publication number: 20230388256Abstract: A system and a method for overcoming a partial failure of an application in a telephony communication system are provided. The method includes: receiving information indicating that a first application has experienced a partial failure; receiving, from each of a plurality of applications, metadata that relates to a corresponding ordered priority of partitions, a corresponding Availability Zone from among a plurality of Availability Zones in which the respective application is located, and a corresponding instance index within the corresponding Availability Zone; sorting the received metadata with respect to the corresponding Availability Zone and with respect to the corresponding instance index; and reassigning, based on a result of the sorting, the first application to an instance index within the Availability Zone in which the first application is located such that a number of the partitions within instance indexes in the corresponding Availability Zone is balanced.Type: ApplicationFiled: August 3, 2023Publication date: November 30, 2023Applicant: JPMorgan Chase Bank, N.A.Inventors: Rajeshwari EDAMADAKA, Diarmuid LEONARD
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Publication number: 20230386304Abstract: A utility device for receiving and dispensing bills is disclosed. The utility device includes a sensor structured to detect at least one parameter associated with the bills received by the utility device, a cleaning component structured to perform a cleaning operation on one or more of the bills received by the utility device, and memory having instructions stored thereon that, when executed by one or more processors, cause the one or more processors to perform a utility operation comprising receiving data from the sensor regarding the at least one parameter, and selectively causing the cleaning component to perform the cleaning operation on one or more of the bills received by the utility device from a cash-bearing component based on at least the data and a location of the utility device.Type: ApplicationFiled: August 9, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Publication number: 20230385012Abstract: A system includes an interactive surface of a smart table, a plurality of smart headsets, and a processing circuit configured to detect a session trigger event and initiate a user session based on detecting the session trigger event. The processing circuit is further configured to generate and provide graphical user interfaces to each of the plurality of smart headsets. The processing circuit is further configured to update a first graphical user interface including a first content for a first smart headset of the plurality of smart headsets and update a second graphical user interface including a second content for a second smart headset of the plurality of smart headsets.Type: ApplicationFiled: August 8, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Kourtney Eidam, Darren Goetz, Dennis Montenegro
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Publication number: 20230386286Abstract: A system includes a housing computing system comprising one or more processors and memory storing instructions that, when executed by the one or more processors, cause the housing computing system to perform operations comprising generating a first storage data packet comprising information about banknotes stored in a first universal cassette docked with a universal cassette housing, generating a second storage data packet comprising information about banknotes stored in a second universal cassette docked with the universal cassette housing, transmitting the first storage data packet and the second storage data packet to a provider computing system, receiving from the provider computing system rebalancing data based on at least one of the first storage data packet or the second storage data packet, and causing a transport apparatus to initiate a transfer based on the rebalancing data to transfer a set of banknotes from the first universal cassette to the second universal cassette.Type: ApplicationFiled: August 9, 2023Publication date: November 30, 2023Applicant: Wells Fargo Bank, N.A.Inventors: Christian Mande, Darren Goetz, Frank Digangi, Dennis Montenegro
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Publication number: 20230380385Abstract: There is provided a system and method for automatically monitoring a ruminant animal. The system comprises a 3D camera system that obtains images from a region of interest, in particular the paralumbar fossa. An image processor determines the surface curvature in the region of interest, as a function of time. Based on the frequency with which this function attains local maxima, a health indication for the animal is generated.Type: ApplicationFiled: August 8, 2023Publication date: November 30, 2023Applicant: LELY PATENT N.V.Inventor: Xiangyu SONG
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Publication number: 20230382334Abstract: A bumper assembly includes a retention member, a front-loaded component, and a bumper shell. The retention member includes a plurality of retaining features. The front-loaded component includes a plurality of receiving members. The bumper shell is positioned substantially between the retention member and the front-loaded component. The plurality of retaining features are coupled to the plurality of receiving members such that the retention member and the front-loaded component engage the bumper shell.Type: ApplicationFiled: May 24, 2023Publication date: November 30, 2023Applicant: FLEX-N-GATE ADVANCED PRODUCT DEVELOPMENT, LLCInventor: Jeremy Rhodes