Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for processing a cardless cash transaction. In one embodiment, a system is introduced that enables a communication between a user device and an automated teller machine. The communication disclosure presents a system and method that enables the communication between a user device and an automated teller machine for the withdrawal of a cash amount using a cardless cash option. The withdrawal occurs through the use of a white label platform which pairs the automated teller machine and user device without the use of a card.

Abstract: Methods and systems are presented for providing a secured framework for facilitating electronic transactions using a multi-party computation approach. Under the multi-party computation approach, the task of authenticating a transaction conducted through a user account is distributed among multiple computer nodes. One or more secrets and shares of a secret are distributed among the multiple computer nodes. An authentication process is implemented such that at least a portion of the multiple computer nodes, including one or more required nodes, exceeding a predetermined number of nodes are needed to perform a set of computations using the corresponding secret(s) and/or shares of the secret in order to generate a digital signature for the user account. By verifying the digital signature using a public key of the user account, it can be determined that the participation requirement has been satisfied.

Abstract: A computer system receives a goal for an environment, wherein the environment corresponds to at least one webpage. The computer system receives one or more classifiers corresponding to the environment, wherein the one or more classifiers provide information corresponding to a current webpage and information corresponding to one or more previous actions taken by a web crawler. The computer system identifies a recommended next action based on the one or more classifiers. The computer system transmits the recommended next action to the web crawler to cause the web crawler to perform the recommended next action.

Abstract: A request is received from a first user of a social interaction platform. The request is a request to acquire a status. In response to the receiving of the request, a database is accessed. The database contains first electronic data pertaining to previous interactions between the first user and other entities of the social interaction platform. The first electronic data is analyzed via one or more Natural Language Processing (NLP) techniques. A first result is obtained based on the analyzing. A machine learning process is executed based at least in part on the first result. Based on the executing of the machine learning process, a determination is made whether to grant or deny the request received from the first user.

Abstract: Methods and systems are presented for dynamically modifying electronic content presented on a user device by third-party content providers based on goals associated with one or more entities. A content modification system may receive inputs related to goals for a user. The content modification system may synthesize the goals associated with the user. When the user uses a user device to request content from a third-party server, the content modification system may obtain the content and extract items included within the content. The content modification system may modify the content based on the synthesized goals, such as re-arranging the items, highlighting some of the items, or adding and/or removing items. The content modification system may cause the user device to present the modified content.

Abstract: A computer system is configured to receive a dataset that includes a plurality of transaction request records and is divisible into a plurality of segments. Each transaction request record includes an individual score calculated by a machine learning algorithm. The computer system also receives a plurality of constraints. The computer system is configured to calculate, using a linear programming algorithm, a decision threshold score for a particular segment of the plurality of segments using the transaction request records. The computer system is configured to provides access to the calculated decision threshold score to a production computer system. The production computer system is configured to use the decision threshold score to evaluate a subsequent transaction request corresponding to the particular segment.

Abstract: Systems and methods for device and content management include determining a user is viewing virtual reality content from a user device, and receiving, through a network from the user device, body information associated with the user while the user is viewing the virtual reality content. A user device management configuration associated with the body information is determined. A user device management action is retrieved using the user device management configuration. A notification associated with the user device management action that causes the user device to perform the user device management action and modify the virtual reality content being viewed by the user is sent through the network to the user device.

Abstract: Systems and methods related to dynamically orchestrating execution of a protocol by generating one or more executors and one or more functions using a network controller based on the protocol are disclosed. In one example embodiment, there is provided a method of receiving a user-defined logic to allow the network controller to generate a dataset including a plurality of accumulators, abstract one or more executors and functions, and generate a set of protocols at the one or more functions to activate a respective application stage to fulfill the service request based on the logic in near real-time. Moreover, methods herein may include determining a telemetry and/or insight generation based, at least in part, on the dataset.

Abstract: The present disclosure pertains to an improved computing architecture allowing for better utilization of CPU, memory, network bandwidth, and other computing resources, particularly within the context of a decision service system that handles client requests. These methods and systems may be directed to the evaluation and use of a partial response from a decision service system when the generation of a full response by the decision service system is predicted to take longer than what is expected.

Abstract: A system and method for advertising cannibalization management are provided. In example embodiments, historical data comprising advertisement revenue, advertisement parameters, and a cannibalization metric are accessed. The cannibalization metric is indicative of sales loss associated with an advertisement presentation. A value for at least one of the advertisement parameters that, when used, causes a desired advertisement revenue with respect to a bounded cannibalization metric is determined by analyzing the historical data. An advertisement is presented, in real time, on a user interface of a client device using the determined value.

Abstract: Systems and methods for voice authentication are disclosed. In an embodiment, a computer system may determine that a user is eligible for establishing a voice authentication capability for a user account during a real-time audio communication between a user device corresponding to the user and a communication system associated with an electronic service provider. The computer system may enhance a recording quality of a portion of the real-time audio communication and record a voice sample for the portion of the real-time audio communication at the enhanced recording quality. The computer system may generate a voiceprint based on the voice sample and enable the voice authentication capability such that the user can be authenticated by voice in future audio communications with the communication system in a minimally intrusive fashion where normal conversation can be used to capture voice samples which can be compared to the voiceprint to authenticate the user.

Abstract: A system and method of verifying a user for participation in a block chain of a distributed network. The method includes receiving, by one or more validation devices of the distributed network, a request for participation in adding transaction records to the block chain, the request being received from a mobile communication device of the user and including behavioral data collected by the mobile communication device. In response to determining that the behavioral data satisfies a human characteristic threshold, determining that the behavioral data is not associated with another device of the distributed network. In response to both those conditions above, verifying the user and enabling the user to participate in the block chain distributed network by adding a block including transaction records to the block chain via the mobile communication device.

Abstract: Data streaming applications may need to provide high reliability, particularly depending on the nature of the data being streamed. A framework is described that allows a data streaming application to ensure high reliability both during update operations and during ordinary operations. A unique event ID count can be recorded that reflects messages being sent from a source to the streaming application. After an update and service restart, the count can again be collected to see if data is flowing through the streaming application as expected. Unique database record counts can be reviewed (e.g. after a restart or during ordinary operations) to ensure that no records are being unexpectedly dropped. Data content sampling can also be performed to see that any data transformations are functioning properly. Corrective actions (after a restart or during ordinary operations) can also be taken, including replay of database messages that are dropped, or sending an alert.

Abstract: Methods and systems for digital hot wallet protection are provided. A payment channel is established via a Layer-2 network of a cryptocurrency blockchain for transferring a cryptocurrency balance from a first digital wallet of a service provider to a second digital wallet of a trusted entity over a plurality of commitment transactions. A transaction receipt for each commitment transaction is transmitted to the trusted entity via a secure communication channel previously established between the service provider and the trusted entity outside of the Layer-2 network. A transaction log of the service provider is modified so that it no longer represents the current transaction state of the payment channel Responsive to detecting a breach of the first wallet, a transaction is broadcast to a Layer-1 network of the blockchain for transferring the total cryptocurrency balance from the first wallet to the second wallet.

Abstract: Systems and techniques that facilitate computing touchpoint journey recommendations are provided. In various embodiments, an input component can receive a computing context of a client and a computing profile of a client. In various instances, the client can be engaged in a computing touchpoint journey. In various embodiments, a prediction component can predict, via a first machine learning classifier, a negative event likely to occur on the computing touchpoint journey. In various cases, the first machine learning classifier can receive as input the computing context and the computing profile and can generate as output the predicted negative event. In various embodiments, a decision component can recommend in real-time, via a second machine learning classifier, a computing touchpoint to which to transfer the client.

Abstract: Systems and methods for providing risk determination in a crypto currency transaction include receiving, through a network via a broadcast by a first payer device, a first crypto currency transaction that includes a first payee public address. A first request for a determination of risk associated with the first crypto currency transaction is then identified in the first crypto currency transaction, with the first request including risk criteria. A first payee involved in the first crypto currency transaction is then identified using the first payee public address, and first payee risk information is accessed via at least one external risk information database based on the identification of the first payee. If it is determined that the first payee risk information satisfies the at least one risk criteria in the first request, the first crypto currency transaction is provided for addition to a block in a crypto currency public ledger.

Abstract: A computer system identifies a platform that corresponds to a first resource, wherein the first resource includes one or more resource pages. The computer system determines one or more x-paths that corresponds to the identified platform. The computer system utilizes at least a first x-path of the one or more x-paths to add a product to a digital shopping cart associated with the first resource. In response to adding the product to the digital shopping cart associated with the first resource, the computer system utilizes at least a second x-path of the one or more x-paths to access a first resource page of the one or more resource pages, wherein the first resource page is a checkout page. The computer system determines whether one or more elements located within the first resource page are valid.

Abstract: There are provided systems and methods for a sentence based automated Turing test for detecting scripted computing attacks. A computing may request access to a service or data from a service provider, where the service provider may be required to determine that the device is used by a user and not a bot executing a scripted or automated process/attack against the service provider. To authenticate that the device is used by a user, the service provider may determine and output a challenge that queries the user to fill in one or more missing words from a sentence. Acceptable answers may be based on past messages and internal data that is specific to the service provider, as well as an external corpus of documents. The service provider may also further authenticate the user based on the user's response and a likely user response for that user.

Abstract: System and method for facilitating account access delegation are provided. Login credentials are authenticated for a first account of a first funding source of a first user. A request from the first user to delegate, to a second account of a second user, access to the first funding source is received. A redirected login request from a merchant web application is further received. The redirected login request corresponds to the second account. A determination is made, based on the received request, that the second account is permissioned to use the first funding source. In response to the determination, a login of the first user account is caused on the merchant web application. The logging in of the first user account on the merchant web application causes the first funding source to be applied to an electronic transaction performed on the merchant web application under control of the second user.

Abstract: A system or a method may be provided that may detect a movement or activity of a user via the user's mobile and/or wearable devices. The system may adjust the display interface based on the user's detected movement or activity. When a user is very active (biking or jogging), the user may have very limited amount of time or attention to interact with a display interface. The movement or activity of the user may be detected by a motion detection device installed on the mobile device or on the wearable device. When the user is active, the display interface may adjust to enlarge the information to make it easier for the user to view, read, or interact with. The system may also select and display important information, without other peripheral information (less important information) when the user is active.