Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for generating dynamic machine readable codes. In one embodiment, a system is introduced that enables the analysis of user information for the generation of the dynamic machine readable code. In response to the analysis, using middleware on a multi-tier system, user information is embedded onto the dynamic machine readable code. The embedded user information can be captured during the transaction enabling the presentation of customized content which can be used to provide a user friendly interface for the transacting while detecting incorrect account usage. In another embodiment, in conjunction with the dynamic machine readable code, additional user and/or device features are captured during the processing of a transaction such that the combination facilitate fraudulent activity detection.

Abstract: A system or method may be provided to implement dynamic hybrid wallet tokens. The method can includes determining to generate a hybrid wallet token based on a user request for a transaction at a user device. The method includes determining, based on a transaction type of the transaction, non-payment information of a user associated with the user device. The method includes generating a hybrid wallet token for use with a payment account associated with the user, where the generating is based on the authorization token and on the transaction type, the hybrid wallet token comprising information indicating a funding instrument associated with the user, the hybrid wallet token further comprising the non-payment information. The method also includes providing the wallet token to the user device for implementing the transaction.

Abstract: Methods and systems for facilitating a digital wallet transaction are described herein. A service provider identifies and recommends the most applicable digital wallets for a user based on various factors, such as user location, type and amount of purchase, type of merchant, and/or mood of the user. The service provider may also rank the recommended digital wallets and/or determine how many should be presented to a user. During merchant checkout, the user is presented with the recommended digital wallets, and the user selects one of the digital wallets to fund the purchase.

Abstract: Techniques are disclosed relating to verifying that an alias value is unique across multiple different network regions. In various embodiments a server system located in a first network region may maintain an alias map that specifies encoded versions of alias values that are in use across multiple different network regions. For example, for a given alias value, the alias map may specify a corresponding encoded version of the alias value and an identifier for a given one of the network regions with which the given alias value is associated. In various embodiments, the server system may receive a user-provided alias value from a user during an account registration process and, using the alias map, determine whether the user-provided alias value is already in use in any of the network regions.

Abstract: There are provided systems and methods for injecting computing code for detection of malicious computing attacks during suspicious device behavior. A service provider, such as an electronic transaction processor for digital transactions, may detect activities of a computing device when using computing services. The service provider may determine that those activities are suspicious or high risk. In order to determine if the computing device is being used by a malicious user, such as to perform an automated computing attack against the service provider, the service provider may determine one or more probes that may be inserted to a corresponding user interface displayable by the computing device. The probe may attempt to differentiate between real human users and automated and/or malicious users. Computing code for the probe may be injected into the computing code for the user interface and may be provided when the user interface is output.

Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for emoji mashup generation. The system and method introduce a method and model that can generate emoji mashups representative of contextual information received by a user at an application. The emoji mashup may come in the form of two or more emojis coherently combined to represent the contextual idea or emotion being conveyed.

Abstract: Techniques are disclosed relating to dynamically determining a data load process usable with a decision service for responding to requests to the decision service. The data load process may be selected from either a full data load process that loads data needed for all the rules in the decision service, or a selective data load process that loads data needed for a subset of the rules in the decision service according to embodiments. The decision service may determine the data load process to implement based on an evaluation of a decision blueprint in response to receiving the request, where the decision blueprint includes a set of rules interconnected by flow paths. Evaluation of properties of the rules and flow paths based on input data in the request may be used to determine the data load process to implement. Overall, this results in faster execution times in various circumstances.

Abstract: Methods and systems are presented for enhancing a merchant product webpage by providing additional content associated with a product being displayed on the merchant product webpage. A product catalog stores product records corresponding to data associated with different products. As a webpage is accessed by a user device, data is extracted from the merchant product webpage. The extracted data is used to identify one or more product records in the product catalog that are potential matches to the webpage. When multiple product records are identified, a remote server is used to access and interact with the webpage separate from the user device. Additional data is extracted from the webpage based on interactions by the remote server with the webpage. The additional data is used to determine a single product record for the webpage. The webpage is modified based on the single product record.

Abstract: Blockchain-backed redistributable electronic content components is created and distributed. These techniques provider greater computer security and authentication controls, in various embodiments. An electronic content component associated with a first entity and a first set of actions is created. The electronic content component is published, and the first set of actions and a block representing the electronic content component are added to a blockchain. A second entity requests use of the electronic content component and a distribution agreement between the first and second entities associated with a second set of actions is created. The second set of actions and a block representing the distribution agreement are added to a blockchain. The electronic content component and distribution agreement are validated based on the blockchain, and custom content including the electronic content component is published.

Abstract: A method may include allocating a number of public keys, where each respective public key is allocated to a respective entity of a number of entities; storing a number of private keys, where each respective private corresponds to a respective public key; storing one or more decryption algorithms, where each respective decryption algorithm is configured to decrypt data previously encrypted using at least one encryption algorithm of the encryption algorithms. Each respective encryption algorithm may be configured to encrypt data using at least one public key. Each respective decryption algorithm may be configured to decrypt data using at least one private key. The method may include receiving encrypted data, where the encrypted data is encrypted using a first public key and a first encryption algorithm, and the encrypted data is provided over a network.

Abstract: Methods and systems are presented for performing comprehensive and accurate matching of user accounts with one or more known entities based on image-linking graphs. Images related to each known entity are retrieved from one or more online sources. Faces are extracted from the images. Based on attributes of the faces in the images, an image-linking graph is generated for the entity. When a user account is determined to be a potential match for the entity based on text-based attributes, an image associated with the account may be obtained. If the image matches with any one of the faces in the image-linking graph, an action is performed to the user account based on a position of the matched face in the image-linking graph.

Abstract: Methods and systems are presented for collectively storing, managing, and analyzing data associated with different data sources. A data management system defines an enterprise data model schema based on different data model schemas associated with the different data sources. The data management system generates, for each data source, an enterprise data model instance based on the enterprise data model schema. Data is ingested from the different data sources, and then transformed and stored in a corresponding enterprise data model instance based on a mapping between a corresponding data model schema and the enterprise data model schema. Upon ingesting the data from the data sources, one or more consolidated data views are generated that combine at least portions of data from different enterprise data model instances. The data arranged according to the one or more consolidated data views is presented on a device and/or further analyzed to produce an analysis outcome.

Abstract: A system, computer-readable storage medium storing at least one program, and computer-implemented method for providing recommendations based on social network sharing activity. Sharing activity relating to the sharing of the content item on a social network by a first user is accessed. Consumption information related to the consumption of the content item. A correlation between the sharing activity and the consumption information is determined. A recommendation is then generated based on the correlation.

Abstract: There are provided systems and methods for an automatically managed common asset validation framework for platform-based microservices. A service provider, such as an electronic transaction processor for digital transactions, may utilize different decision services that implement rules and/or artificial intelligence models for decision-making from input data including data in a production computing environment. A decision service may normally be used for data processing and decision-making through an execution flow configuration and/or graph identifying a flow of task executions and other computing operations. In this regard, the decision services may share common data assets, such as data tables, shared code for execution of operations and the like. The service provider may utilize an intelligent service to automatically manage and validate these assets between services so that execution errors do not occur when there are changes to these common assets.

Abstract: Various systems, mediums, and methods herein describe mechanisms that enable a user to send a request from her smartphone to multiple retriever devices, such that an item may be retrieved for the user. At least one of the users of the retriever devices may accept the request to retrieve the item for the requesting user. The retrieving device may send an acceptance message to the requester's smartphone to confirm that the item may be retrieved for the requesting user. In such instances, a retrieval fee may be transferred to the retrieving user's account accessible with the retriever device that accepted the request.

Abstract: Novel technical ways of analyzing a blockchain system using machine learning are presented. In various embodiments, A system can deploy, by a first entity, a policy smart contract on a blockchain to analyze a first smart contract deployed by a second entity, wherein the policy smart contract is governed by a set of rules, wherein the policy smart contract performs a first assessment that includes analyzing a set of functionalities of the first smart contract and detects a set of vulnerabilities associated with the first smart contract based on the set of rules. The system can determine at a first time a risk score corresponding to the first smart contract based on the analyzing and the detecting. In response to determining that the risk score is above a threshold score, the system can restrict users of a first platform corresponding to the first entity from accessing the first smart contract.

Abstract: Systems and methods are provided for checking many users in to a location using a Bluetooth® low energy (BLE) beacon. The provided systems and methods may allow a BLE beacon to facilitate a check in with a remote server that processes check ins and then disconnect from the device used to check in. The device may be assigned a unique identifier that may be broadcast from the device during the check in so that the BLE beacon can quickly scan for the identifier and connect with the device based on the identifier to provide content and other information to the device.

Abstract: Various systems, mediums, and methods may be implemented to provide data security by detecting microcontrollers in physical wallets. One example method may include detecting that a physical wallet comprises a plurality of physical cards based at least on a communication with a microcontroller of the physical wallet; comparing the plurality of physical cards with a plurality of digital cards of a digital wallet that corresponds the physical wallet; detecting at least one missing physical card from the physical wallet based at least on comparing the plurality of physical cards with the plurality of digital cards; and transmitting a notification to one or more user devices with access to the digital wallet. The notification may indicate information identifying the at least one missing physical card.

Abstract: Methods and systems are presented for facilitating migration of electronic shopping carts between devices. A user generates an electronic shopping cart based on interacting with a merchant website using a first device. In response to receiving a request for transferring the electronic shopping cart, cart data associated with the electronic shopping cart is obtained. The cart data is encoded, using a selected encoding technique, into a code, which can be a phrase, an emoji string, a QR code, or an image of a face that can be transferrable to a second device. The code is presented on the first device. In response to receiving the code from the second device, the electronic shopping cart is re-generated based on the cart data extracted from the code. The electronic shopping cart is made accessible to the user via the second device.

Abstract: Disclosed methods include receiving, by a system, a request from a computing device for an information exchange between a first entity and a second entity, and then generating a first token request for a cryptographic token to be authorized to enable the exchange. In response to receiving an indication that authorization was declined, the system may cause the computing device to identify a different cryptographic token of a connected application. The different cryptographic token may be usable by the connected application to authenticate the first entity to a computer service associated with the connected application. The system may communicate with the computer service to approve use of the different cryptographic token by the system, and then generate a second token request for a substitute cryptographic token using information from the different cryptographic token. The system may complete, using the substitute cryptographic token, the exchange between the first and entities.