Abstract: Systems and methods are disclosed herein for a user to use a trusted device to provide sensitive information to an identity provider via QR (Quick Response) code for the identity provider to broker a website login or to collect information for the website. A user may securely transact with the website from unsecured devices by entering sensitive information into the trusted device. The identity provider may generate the QR code for display by the website on an unsecured device. A user running an application from the identity provider on the trusted device may scan the QR code to transmit the QR code to the identity provider. The identity provider may validate the QR code and may receive credential information to authenticate the user or may collect information for the website. Advantageously, the user may perform a safe login to the website from untrusted devices using the trusted device.

Abstract: There are provided systems and methods for time sensitive geo-location data for push notifications after shared transaction processing. A user may utilize a communication device to perform electronic transaction processing for a group of users at a location. The device may be geo-location enabled so that a service provider may detect a location of the device. Based on the geo-location of the user at the time of processing and other nearby geo-location enabled device, the service provider may determine other users that share in the transaction and are associated with the user using messaging connections and shared data transmissions. The service provider may determine the transaction that the user processed. The service provider may request that the other users provide the required reimbursement to the user that processed the transaction data. The other users' devices may receive a push notification and data to perform transaction processing.

Abstract: A system and method for receiving and executing emoji based commands is disclosed. The system and method may include processes such as identifying emojis in a message, determining one or more action based on the emoji, and completing the determined actions.

Abstract: There are provided systems and methods for a network cache of device input for redundancy during device inoperability. A device may detect that the device is in danger of failure, for example, if a battery is low on the device, the device is damaged, or the device may lose network connectivity. On detection of such a condition, the device may request that a server that performs electronic transaction processing establish or trigger a mode that allows for caching of transaction data as input for the transaction data is entered to a device, which may be done by sending signaling to the server indicating the condition that affects the device's operability. The server may then cache input for the transaction data. If the device fails prior to approving and completing electronic transaction processing, the server may use the cached data to generate a digital ledger for another entity.

Abstract: Methods and systems are presented for providing automated online chat assistance in multiple languages. A query in a first language is received via a chat robot from a user device. The query is machine-translated into a second language and transmitted to an artificial intelligence system that includes a dialog tree configured in the second language. The artificial intelligence system determines a response in the second language to the query by locating a node corresponding to an intent based on the query in the dialog tree. The node includes a node ID and response text in the second language. The artificial intelligence system transmits the second-language response including the node ID to the chat robot. The second-language response is intercepted, and first-language response text corresponding to the second-language response text is determined based on the node ID. The second-language response text is then provided to the user device by the chat robot.

Abstract: There are provided systems and methods for a browser tool and application for providing an exact amount transaction funding source or gift card. A digital gift card may be generated for an exact amount by detecting a checkout total is finalized on a merchant website having a checkout process. This may be done using a computing script that parses a DOM tree for the website and identifies webpage elements to monitor. By monitoring the webpage elements, a checkout total may be detected. This may occur by detecting when input and elements are finalized and present within one or more webpage fields, such as by monitoring HTML or XML code snippets A gift card network may be used to offer an exact amount gift card to a user to be used for full payment of the transaction.

Abstract: Techniques are disclosed relating to a method that includes, in response to a request from a user to complete a secure transaction, determining, by a computer system, that a plurality of transaction options is available for completing the secure transaction. The method further includes generating, by the computer system, a plurality of authentication codes, each authentication code of the plurality corresponding to a respective one of the plurality of transaction options. Receiving a particular authentication code of the plurality of authentication codes from a computing device associated with the user causes a selection of a corresponding transaction option.

Abstract: A computer system detects, at time period one, that a first user of a computing device has not paid a transmitted invoice. In response to the detecting, at time period one, that the first user of the computing device has not paid the transmitted invoice, the computer system applies one or more restrictions to a first social media account corresponding to the first user. In response to the detecting, at time period two, that the first user has paid the transmitted invoice, the computer system removes the one or more restrictions from the first social media account, wherein time period two is after time period one.

Abstract: Methods and systems are presented for extracting categorizable information from an image using a graph that models data within the image. Upon receiving an image, a data extraction system identifies characters in the image. The data extraction system then generates bounding boxes that enclose adjacent characters that are related to each other in the image. The data extraction system also creates connections between the bounding boxes based on locations of the bounding boxes. A graph is generated based on the bounding boxes and the connections such that the graph can accurately represent the data in the image. The graph is provided to a graph neural network that is configured to analyze the graph and produce an output. The data extraction system may categorize the data in the image based on the output.

Abstract: Carrier secure communications are provided by receiving, by a service provider device from an application interacting with a user device over a carrier network, an encrypted first request for user information. The carrier network intercepted a first request from the application based on a service provider identifier in the first request, and encrypted the first request to provide the network carrier encrypted first request to the service provider device. The service provider device may decrypt the encrypted first request to provide the first request and process the first request. The first request may include a carrier injected header that includes information about the user and/or user device that provided the first request. The information in the injected header may be used by the service provider device in processing the first request such as retrieving secure information without user credentials or storing data provided in the first request.

Abstract: Systems, computer-implemented methods, apparatus, and/or computer program products that can facilitate electronic generation and/or display of enhanced, transaction-based QR codes are provided. In various embodiments, a processor can store a plurality of electronic personas. In various cases, each electronic persona in the plurality of electronic personas can contain data governing electronic generation of quick response (QR) codes. In various cases, the plurality of electronic personas can respectively correspond to a plurality of privacy levels, such that each electronic persona corresponds to a different privacy level. In various aspects, the processor can, in response to a request to generate a QR code, identify a first electronic persona from the plurality of electronic personas. In various cases, the first electronic persona can correspond to a first privacy level in the plurality of privacy levels.

Abstract: Systems and methods for automatic generation of free-form conversational interfaces are disclosed. In one embodiment, a system receives an input from a user device through a conversational graphical user interface (GUI). An intent of the user may be determined based on the received input. Based on the intent of the user, the system may identify, from a plurality of objects available to the system, one or more objects. Each of the plurality of objects has annotations corresponding to one or more elements of the object and one or more functions of the object. The one or more functions corresponding to the one or more elements are executable to perform an action upon corresponding elements. Based on the identified one or more objects and the annotations of the identified one or more objects, the system may generate a dynamic dialogue flow for the conversational GUI, where the dynamic dialogue flow is generated in real-time during a conversational GUI session.

Abstract: Systems and methods for providing merchant/customer interaction include determining that a tablet computer is in a merchant orientation, retrieving merchant product information according to a received instruction and merchant orientation information, and displaying a merchant screen on the tablet computer that includes the merchant product information according to the merchant orientation information. A change in the orientation of the tablet computer enclosure/stand is then detected from the merchant orientation to a customer orientation. In response, the merchant screen is transitioned on the tablet computer display to a customer screen as the tablet computer enclosure/stand changes orientations by moving the merchant screen and the customer screen linearly while in a stacked orientation.

Abstract: There are provided systems and methods for tracking data flow through data services using a processing request identifier in callstack data. During processing requests with a service provider, each request is assigned a particular identifier, called a correlation identifier. The correlation identifier is stored in callstack data and may be used to map these individual data processing flows for the requests to the data processing services of the service provider used during the flows. Once the data flows are determined the actual used services may be identified. The mapping system may also provide for removal of erroneous callstack and reassembly of callstack data during asynchronous service calls. Additionally, the data flows may be used to see where multiple callstacks have divergent data flows. A service provider may utilize the data flows for determination of service usage rates.

Abstract: Methods and systems described herein improve blockchain storage operations in a variety of environments. A blockchain compression system may determine that a blockchain compression condition associated with a blockchain having a first plurality of blocks has been satisfied. In response, the system compresses the first plurality of blocks using a first hash tree into a first root hash value and stores the first plurality of blocks in a first database. The blockchain compression system generates a first new era genesis block that includes the first root hash value and a first database address of the first database at which the first plurality of blocks are stored. The blockchain compression system stores the blockchain at one or more nodes in a blockchain network. The blockchain includes the first new era genesis block and any previous new era genesis blocks. This may effectively reduce storage requirements for the blockchain, in various embodiments.

Abstract: There is provided systems and method for unified payment account establishment and incorporation in a main payment account. A service provider, such as a payment provider, may offer merchants with a development kit that unifies payment methods between various merchants and the service provider so that users are provided with more easily established payment accounts with the merchants. The development kit may include an account establishment interface that may be utilized in a merchant ordering and payment application for a merchant. The interface may provide for establishment of a payment account with the merchant. When initially establishing the payment account, the user may generate a provisional account, which may be synchronized to a payment account the user has with the service provider. When synchronizing the two accounts, the user may transfer information to the merchant, which may be redacted to prevent the merchant from receiving sensitive information.

Abstract: Methods and systems are presented for creating and distributing blockchain-backed redistributable electronic content components. These techniques provider greater computer security and authentication controls, in various embodiments. An electronic content component associated with a first entity and a first set of actions is created. The electronic content component is published, and the first set of actions and a block representing the electronic content component are added to a blockchain. A second entity requests use of the electronic content component and a distribution agreement between the first and second entities associated with a second set of actions is created. The second set of actions and a block representing the distribution agreement are added to a blockchain. The electronic content component and distribution agreement are validated based on the blockchain, and custom content including the electronic content component is published.

Abstract: Methods and systems described herein may implement non-fungible tokens that implement a programmable grammar-based syntax in a variety of environments. In an embodiment, a first non-fungible token that implements a programmable grammar-based syntax standard and includes a first updatable programmable section is generated. The first non-fungible token includes at least one of first executable instructions or first data, and a first portion of the at least one of the first executable instructions or the first data is stored, according to the grammar-based syntax standard, in the first updatable programmable section. The first non-fungible token may then be stored at a first blockchain address on a blockchain, and the first portion of the at least one of the first executable instructions or the first data in the first updatable programmable section of the first non-fungible token is subsequently changed to at least one of second executable instructions or second data.

Abstract: A system and method for advertising cannibalization management are provided. In example embodiments, historical data comprising advertisement revenue, advertisement parameters, and a cannibalization metric are accessed. The cannibalization metric is indicative of sales loss associated with an advertisement presentation. A value for at least one of the advertisement parameters that, when used, causes a desired advertisement revenue with respect to a bounded cannibalization metric is determined by analyzing the historical data. An advertisement is presented, in real time, on a user interface of a client device using the determined value.

Abstract: There are provided systems and methods for enabling user to user interactions in multi-user video conference applications. A user may utilize a computing device to interact with online service providers in order to initiate and/or join a video conference with one or more other users. During the video conference, the user may be provided with options to interact with other users, such as by engaging in electronic transaction processing. When performing such interactions, data for the video conference may be extracted and provided to a transaction processor server. The server may then utilize the data to determine accounts of users within the video conference that may be utilized for electronic transaction processing services. If no account exists, the server may initiate a process to onboard such users. When an account exists, the server may further populate graphical icons that may be used for electronic transaction processing services.