Abstract: Systems and methods for security engine audit rules to prevent incorrect network address blocking are disclosed. An entity such as a service provider may determine network traffic logs caused or generated by malicious web traffic and network communications, such as during a computing attack by a bad actor. The service provider may implement automated blocking controllers, which use detection rules to detect the malicious network traffic, and thereafter generate a network address blocklist that is distributed to devices, components, and servers of the service provider for network address blocking. To ensure the integrity of the detection rules, audit rules and a dynamic exclusion macro may be executed to detect when a detection rule is behaving abnormally and/or leading to anomalous results. If a detection rule is not properly blocking network addresses, the rule may be removed from execution until recovery.

Abstract: A method includes receiving a payment request that indicates a card identifier corresponding to a payment instrument to be used for payment. The method further includes determining that the card identifiers fails to satisfy at least one card activity criteria. Additionally, method includes subsequent to determining that no failed authorization attempts were performed for the card identifier within a previous time period, retrieving, from a database, a decline probability score associated with the card identifier. The method also includes based on the decline probability score, determining whether to transmit an authorization request for the card identifier prior to processing the payment request.

Abstract: Methods and systems are presented for providing a framework for facilitating token sharing with contract issuers based on processing of smart contract transactions. The framework provides a mechanism for allowing one or more computer nodes within a blockchain network to opt-in to a token sharing agreement with a contract issuer and a mechanism for an opted-in computer node to share tokens with the contract issuer in a decentralized manner. When a computer node has opted-in to the token sharing agreement, the computer node, by executing a smart contract, performs a set of computer procedures that is non-productive to the processing of the smart contract transaction. The execution of the set of non-productive computer procedures provides an additional amount of processing fee based on the processing of the smart contract transaction. The computer node then transfers a portion of the additional amount of processing fee to an account of the contract issuer as part of the processing of the smart contract.

Abstract: Techniques are disclosed relating to natural language processing. In some embodiments, a computer system receives unlabeled content. In some embodiments, the computer system embeds, using a machine learning model, the unlabeled content, where the embedding generates an unlabeled vector. In some embodiments, the computer system determines, from a plurality of labeled vectors stored in a vector index, a first set of labeled vectors that match the unlabeled vector, where the first set of labeled vectors are generated from a set of labeled content stored in a database. In some embodiments, the computer system assigns a new label to the unlabeled content, where the new label is selected from the first set of labeled vectors. In some embodiments, the computer system stores the newly labeled content in the database. The disclosed techniques may advantageously provide for automatically labeling content based on its semantic rather than its syntactic meaning.

Abstract: Systems and/or techniques for facilitating image forgery detection via pixel-metadata consistency analysis are provided. In various embodiments, a system can receive an electronic image from a client device. In various cases, the system can obtain a pixel vector and/or an image metadata vector that correspond to the electronic image. In various aspects, the system can determine whether the electronic image is authentic or forged, based on analyzing the pixel vector and the image metadata vector via at least one machine learning model.

Abstract: A system is configured to perform operations that include receiving first device information corresponding to a consumer device of a _Sonsumer, where the first device information is collected by a merchant application of a_specmerchant in response to a payment transaction request being initiated between the consumer and the merchant. The operations further include determining that the first device information fails to satisfy a risk analysis threshold for performing a risk analysis process and in response, transmitting a push communication to the consumer device. The push communication includes instructions that cause the consumer device to automatically transmit, to the system, second device information corresponding to the consumer device. Additionally, the operations include based on the second device information, executing the risk analysis process with respect to the payment transaction request.

Abstract: The systems and methods that generate a one-touch frame are provided. A line of code including a tag is inserted into a webpage. The tag includes a link to a server from which parameters for the frame are obtained. The browser uses the parameters to generate the frame, In addition, the server or a local memory of a computing device on which the frame is generated also store credentials associated with a user account. These credentials are also obtained and incorporated into the frame. The frame may then be activated to perform one-touch functions using the credentials.

Abstract: In response to detecting a request from a first device associated with a first user to utilize a digital wallet associated with a second user, a computer system determines if the first user is authorized to utilize the digital wallet associated with the second user. Further, in response to determining that the first user is authorized to utilize the digital wallet associated with the second user, the computer system allows the first device restricted access to the digital wallet.

Abstract: A method includes determining that a chat text provided in a chat session between first and second chat application instances is directed to a transaction negotiation, the chat session for facilitating communication between the chat application instances. The method includes determining, in an image associated with the transaction, first and second image elements that are associated with the transaction. Responsive to the determination that the chat text is directed to the negotiation of the transaction, the method can generate an invoice for a first transaction portion that is associated with the first element. The method can provide the invoice, via the chat session, to the first and/or chat application instance. Responsive to determining that the first transaction portion is performed, the method can determines to indicate, via the image, that the first element is unavailable for additional transactions.

Abstract: A system can comprise a processor that can facilitate performance of operations, comprising accessing a document comprising a plurality of text bounding boxes, wherein each respective text bounding box of the plurality of text bounding boxes comprises respective text, for each respective text bounding box, determining respective text bounding box coordinates and respective text bounding box input embeddings, based on the respective text bounding box coordinates, determining respective text bounding box positional encodings for each respective text bounding box, based on a transformer-based deep learning model applied to the respective text bounding box input embeddings, respective text bounding box coordinates, respective text bounding box positional encodings, and bias information representative of a modification to an attention weight of the transformer-based deep learning model, determining respective output embeddings for each respective text bounding box, and based on the respective output embeddings, ge

Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for generating dynamic machine readable codes. In one embodiment, a system is introduced that enables the analysis of user information for the generation of the dynamic machine readable code. In response to the analysis, using middleware on a multi-tier system, user information is embedded onto the dynamic machine readable code. The embedded user information can be captured during the transaction enabling the presentation of customized content which can be used to provide a user friendly interface for the transacting while detecting incorrect account usage. In another embodiment, in conjunction with the dynamic machine readable code, additional user and/or device features are captured during the processing of a transaction such that the combination facilitate fraudulent activity detection.

Abstract: An engagement by a user with respect to an interactive component is detected. The interactive component is embedded in a first display area of an electronic device. The first display area displays a plurality of fields of an online merchant checkout page. A second display area is launched in response to the detected engagement of the interactive component. The second display area contains information with respect to a payment provider. User input is received via the second display area. The user input contains information regarding an account that the user has with the payment provider. The user is authenticated based on the user input. User account information pertaining to the payment provider is accessed. At least a portion of the user account information is tokenized. At least one of the fields of the online merchant checkout page is automatically populated with the tokenized portion of the user account information.

Abstract: A system or method may be provided to implement dynamic hybrid wallet tokens. The method can includes determining to generate a hybrid wallet token based on a user request for a transaction at a user device. The method includes determining, based on a transaction type of the transaction, non-payment information of a user associated with the user device. The method includes generating a hybrid wallet token for use with a payment account associated with the user, where the generating is based on the authorization token and on the transaction type, the hybrid wallet token comprising information indicating a funding instrument associated with the user, the hybrid wallet token further comprising the non-payment information. The method also includes providing the wallet token to the user device for implementing the transaction.

Abstract: Methods and systems for facilitating a digital wallet transaction are described herein. A service provider identifies and recommends the most applicable digital wallets for a user based on various factors, such as user location, type and amount of purchase, type of merchant, and/or mood of the user. The service provider may also rank the recommended digital wallets and/or determine how many should be presented to a user. During merchant checkout, the user is presented with the recommended digital wallets, and the user selects one of the digital wallets to fund the purchase.

Abstract: Techniques are disclosed relating to verifying that an alias value is unique across multiple different network regions. In various embodiments a server system located in a first network region may maintain an alias map that specifies encoded versions of alias values that are in use across multiple different network regions. For example, for a given alias value, the alias map may specify a corresponding encoded version of the alias value and an identifier for a given one of the network regions with which the given alias value is associated. In various embodiments, the server system may receive a user-provided alias value from a user during an account registration process and, using the alias map, determine whether the user-provided alias value is already in use in any of the network regions.

Abstract: There are provided systems and methods for injecting computing code for detection of malicious computing attacks during suspicious device behavior. A service provider, such as an electronic transaction processor for digital transactions, may detect activities of a computing device when using computing services. The service provider may determine that those activities are suspicious or high risk. In order to determine if the computing device is being used by a malicious user, such as to perform an automated computing attack against the service provider, the service provider may determine one or more probes that may be inserted to a corresponding user interface displayable by the computing device. The probe may attempt to differentiate between real human users and automated and/or malicious users. Computing code for the probe may be injected into the computing code for the user interface and may be provided when the user interface is output.

Abstract: A method may include allocating a number of public keys, where each respective public key is allocated to a respective entity of a number of entities; storing a number of private keys, where each respective private corresponds to a respective public key; storing one or more decryption algorithms, where each respective decryption algorithm is configured to decrypt data previously encrypted using at least one encryption algorithm of the encryption algorithms. Each respective encryption algorithm may be configured to encrypt data using at least one public key. Each respective decryption algorithm may be configured to decrypt data using at least one private key. The method may include receiving encrypted data, where the encrypted data is encrypted using a first public key and a first encryption algorithm, and the encrypted data is provided over a network.

Abstract: Blockchain-backed redistributable electronic content components is created and distributed. These techniques provider greater computer security and authentication controls, in various embodiments. An electronic content component associated with a first entity and a first set of actions is created. The electronic content component is published, and the first set of actions and a block representing the electronic content component are added to a blockchain. A second entity requests use of the electronic content component and a distribution agreement between the first and second entities associated with a second set of actions is created. The second set of actions and a block representing the distribution agreement are added to a blockchain. The electronic content component and distribution agreement are validated based on the blockchain, and custom content including the electronic content component is published.

Abstract: Techniques are disclosed relating to dynamically determining a data load process usable with a decision service for responding to requests to the decision service. The data load process may be selected from either a full data load process that loads data needed for all the rules in the decision service, or a selective data load process that loads data needed for a subset of the rules in the decision service according to embodiments. The decision service may determine the data load process to implement based on an evaluation of a decision blueprint in response to receiving the request, where the decision blueprint includes a set of rules interconnected by flow paths. Evaluation of properties of the rules and flow paths based on input data in the request may be used to determine the data load process to implement. Overall, this results in faster execution times in various circumstances.

Abstract: Methods and systems are presented for enhancing a merchant product webpage by providing additional content associated with a product being displayed on the merchant product webpage. A product catalog stores product records corresponding to data associated with different products. As a webpage is accessed by a user device, data is extracted from the merchant product webpage. The extracted data is used to identify one or more product records in the product catalog that are potential matches to the webpage. When multiple product records are identified, a remote server is used to access and interact with the webpage separate from the user device. Additional data is extracted from the webpage based on interactions by the remote server with the webpage. The additional data is used to determine a single product record for the webpage. The webpage is modified based on the single product record.