Abstract: Systems and methods for detecting and mitigating attacks that exploit vulnerabilities of a website are provided, according to various embodiments described below and herein. A computing device issues a request for a web page that is stored on a server. The server receives a request and issues a response that includes the requested web page and interceptor code injected into the response. The computing device receives the response, renders the web content and generates an interceptor from the interceptor code. The interceptor intercepts requests, responses to dynamically update the webpage and responses containing a challenge. When a computing device issues a request to the server to dynamically update the webpage, the server issues a response to the computing device that includes a challenge. Once computing device issues a request that includes an answer to the challenge, the server validates the answer and issues a response that dynamically updates the webpage.

Abstract: A payment button on a device capable of making telephone calls, such as a mobile phone, allows a payer to electronically transfer money while in a phone call with a payee. The payment button also allows a payee to initiate an electronic payment transaction while in a phone call with a payer. The payment button may be a clickable or tappable virtual button presented on a display of the phone when being used to make or receive a call. The payer or the payee can simply enter a payment amount on the phone to complete an electronic payment transaction. A notification of payment is instantly transmitted to the phones being used for the phone call, so that the parties can safely and conveniently conclude a purchase and/or payment transaction during one phone call.

Abstract: A wearable device is used to authenticate a user into a user account at a user device of the user. In particular, the wearable device may include a sensor configured to detect whether the wearable device is worn by or is with the user. If so, the wearable device may send a signal to the user device and the user device may authenticate the user based on the signal received from the wearable device. For example, when the sensor detects that the wearable device is worn by the user, the wearable device may send a unique signal periodically, such as every five seconds or every 10 seconds. Based on whether the unique signal from the wearable device is received, the user device may authenticate the user.

Abstract: A method for using unified identities in a multi-tenant architecture system is discussed. The method includes receiving a request, at a first service provider, to provide a service for a user. The method includes accessing a representation of a second service provider in a first hierarchical data structure managed by the first service provider. The method includes determining that user data required for the service is managed by the second service provider that manages user identity of the user. The method includes determining that the representation is linked with a full identity reference for the second service provider in a second hierarchical data structure managed by the second service provider. The method includes accessing the user data at the second hierarchical data structure using the full identity reference. The method includes accessing the service via the lightweight identity reference and using the user data at the first service provider.

Abstract: A method for using an Augmented Reality (AR) device for processing transactions initiated at another device. The method includes acquiring, via an AR device, an image of a display of a user device. The method includes determining, based on image analysis of the image, that the user device displays an interactive transaction element for a transaction between the user device and a server. The method includes communicating with a server, that provides the interactive transaction element, to move functionality of the interactive transaction element from the user device to the AR device. The method includes generating a new interactive transaction element providing access to the transaction at the server. The method also includes providing access to the new interactive transaction element that is visually projected via the AR device.

Abstract: A chat bot can be coupled with a chat session, the chat session being hosted by a chat service to facilitate communication between chat application instances. The chat bot can simulate one of the plurality of chat application instances. A first chat text can be accessed via the chat bot, the first chat text provided via the chat session by a first chat application instance. A financial transaction can be determined from the first chat text. In response to determining that the financial transaction can be performed, a second chat text can be transmitted, via the chat bot, to the chat session. The second chat text can indicate to the first chat application instance that the financial transaction will be performed after expiration of a time-out period. In response to the expiration of the time-out period, the financial transaction can be performed.

Abstract: A method for providing an indication of financial strength includes receiving a financial indicator and a predetermined spending budget status from a user. The predetermined spending budget status is associated with a spending budget for the user that has at least one payment account. The financial indicator is then associated with the predetermined spending budget status. A payment request that includes one of the at least one payment accounts is then received from a merchant. A current spending budget status is then determined using the spending budget and the at least one payment account. The financial indicator is then sent to the merchant for provision to the user in response to the current spending budget status being included in the predetermined spending budget status.

Abstract: A load balancer receives a sequence of requests for computing service and distributes the requests for computing service to a computing node in an ordered list of computing nodes until the computing node reaches its maximum allowable compute capability. Responsive to an indication that the computing node has reached its maximum allowable compute capability, the load balancer distributes subsequent requests for computing service to another computing node in the ordered list. If the computing node is the last computing node in the ordered list, the load balancer distributes a subsequent request for computing service to a computing node other than one of the computing nodes in the ordered list of computing nodes. If the computing node is not the last computing node in the ordered list, the load balancer distributes a subsequent request for computing service to another computing node in the ordered list of computing nodes.

Abstract: Aspects of the present disclosure involve systems, methods, devices, and the like for tokenizing offers. The current disclosure presents a system and method that can present a tokenized offer for saving and retrieving from a digital wallet. The tokenized offer may be presented on a client site for selection by a user interested in taking advantage of the promotion without having to leave the current site. The current disclosure also presents a system that can retrieve the tokenized offer saved for use with a purchase. The tokenized offer may be automatically applied and on display at the merchant site and/or retrieved from the digital wallet.

Abstract: A system and method for receiving and executing emoji based commands in messaging applications. The system and method may include processes such as identifying emojis in a message, determining one or more action based on the emoji, and completing the determined actions.

Abstract: Techniques for digital video authentication (and preventing fake videos) are disclosed. First pixels within a first image frame of the video clip representing an area of interest within the first image frame may be identified. The area of interest may correspond to a person's face or another object. A first frame signature may be calculated based on the first pixels. Second pixels within a second image frame of the video clip representing an area of interest within the second image frame may be identified. A second hash value may be calculated based on the second pixels. The authenticity of the video clip may be determined by comparing the first and second hash values against data extracted from third pixels within the first image frame that do not correspond to the area of interest in the first image frame.

Abstract: An on-line savings page for managing a savings account includes a list of items the user is saving for, where each item has a specified priority. A savings rate for each item is determined by the savings account based on the priority and total savings rate. The user is notified of any changes in the savings account, such as price changes, inventory changes, etc., as well as relevant information related to the item, such as sales, offers, recalls, etc.

Abstract: The systems and methods of the multi-blockchain transaction information segregation system of the present disclosure receive a first digital transaction, which includes first digital transaction information and second digital transaction information, through a network via broadcast by a first transaction device. A primary blockchain address provided on a primary blockchain is then identified in the first digital transaction, and a primary blockchain smart contract that is stored on the primary blockchain in association with the primary blockchain address is accessed. The primary blockchain smart contract is then executed to cause the first digital transaction information to be stored on the primary blockchain, and the second digital transaction information to be stored on a secondary blockchain that is separate from the primary blockchain.

Abstract: There are provided systems and methods for visual data processing of mimed images for authentication. Authentication may be required for a user and/or an account of the user, for example, to verify the identity of the user or allow the user to access and use the account of the user. As an additional factor to authentication, increased authentication may be accomplished through who and what the user is, such as through facial recognition and biometrics of the user. During authentication, the user may be presented with a set of images or icons, such as digital emojis, that convey and emotion or idea. The user may be asked to mimic the emojis during authentication, where the user's facial expression is recorded. To authenticate the user, the recorded data may be compared to past data through facial recognition processing and image analysis to find similarities.

Abstract: There are provided systems and methods for digital image filtering and post-capture processing using user specific data. A computing device may include a camera that records media of a scene, including images or videos. A user may utilize the computing device to add filters, graphical overlays, or other effects to the recorded media, which may alter pixel data for pixels of the media or blend graphics into the media. When adding image effects to images, the device or a service provider that offers and image hosting and/or sharing platform may determine recommendations for particular image effects to use when recording and processing the image. The recommended effects may be based on effects used in past media, as well as user information, and may change an appearance of the output media in a particular way specific to the user, media, and/or scene.

Abstract: Techniques for identifying weaknesses in a probabilistic model such as an artificial neural network using an iterative process are disclosed. A seed file may be obtained and variant files generated therefrom. The variant files may be evaluated for their fitness, based upon the ability of the variant files to cause the probabilistic model to fail. The fittest variants, which may refer to those variants that are most successful in causing the model to fail, may be selected. From these selected variants, a next generation of variant files may be created. The next generation of variant files may be evaluated for their fitness. At each step of fitness evaluation or at the end of the iterative process, a map of the fittest variants may be generated to identify hotspots. These hotspots may reveal segments of code or a file that are problematic for the model, which can be used to improve the model.

Abstract: Techniques are disclosed relating to coordinating processing data transmissions between computing systems over a network. In various embodiments, a system includes a coordinator that receives information about an expected batch transmission between a data publishing application at a first computing system and a data processing application at a second computing system. Based on the received information, the coordinator determines a time when the data publishing application is expected to publish the batch transmission to the data processing application and causes the second computing system to initiate execution of the data processing application in conjunction with the determined time to receive and process the batch transmission from the data publishing application.

Abstract: There are provided systems and methods for wireless beacon devices for use in managing transportation service terminals. A user may travel with a device, such as a communication device, that includes a communication module that may utilize specialized hardware features to establish short range wireless communications with nearby wireless beacons. The wireless beacons may be established at or nearby transportation service terminals, such as bus/train stops. The beacon may provide the aforementioned communication services with the communication device and be utilized to determine whether the user will utilize a transportation service for the terminal. If the user wishes to utilize the transportation service, a transportation service may be alerted. The user may also be alerted of an expected time of arrival for the transportation service, other transportation services available at the transportation terminal, and/or of nearby transportation terminals.

Abstract: Systems and methods for providing conversation assistance include receiving from at least one user device of a user, conversation information and determining that the conversation information is associated with a conversation involving the user and a first person that is associated with first conversation assistance information in a non-transitory memory. Body measurement data of the user is retrieved from the at least first user device. A need for conversation assistance in the conversation involving the user and the first person is detected using the body measurement data. First conversation assistance information associated with the first person is retrieved from the non-transitory memory. The first conversation assistance information associated with the first person is provided through the at least one user device.

Abstract: Various systems, mediums, and methods may involve data engines configured to generate results associated with one or more entities based on neural network configurations. An exemplary system includes a data engine with a training module, a working module, an incremental training module, and a neural network. The data engine may process data associated with the one or more entities and transfer the processed data to an input layer of the neural network. Further, outputs from the input layer may be transferred to a hidden layer of the neural network. Yet further, outputs from the hidden layer may be transferred to an output layer of the neural network. As such, one or more results may be generated from an output layer of the neural network. The one or more results may include an assessment score of the one or more entities.