Patents Assigned to Service
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Patent number: 12073460Abstract: Disclosed embodiments pertain to determining and communicating purchasing power through a visualization. A trained machine learning model can be invoked on a credit card without a preset limit to predict a dynamic spending limit based on credit card data or credit score data. Purchasing power can be computed as the difference between the dynamic spending limit and a current balance, and a purchase power class can be determined based on the purchasing power. Further, a graphic representation of a purchasing power class can be determined. Subsequently, presentation of the graphic representation can be triggered in a manner that overlays the graphic representation on or around the physical card.Type: GrantFiled: October 25, 2022Date of Patent: August 27, 2024Assignee: Capital One Services, LLCInventors: Martin Figueroa-Ramirez, Jennifer Kwok, Susan Hogan Davis, Tara Ann Hickey
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Patent number: 12071823Abstract: Provided is an anchoring mechanism, a method for anchoring a downhole tool, and a well system. The anchoring mechanism, in one aspect, includes a tubular housing, a hub disposed about to the tubular housing, and a wedge hub disposed about the tubular housing, wherein at least one of the hub or wedge hub is slidably disposed about the tubular housing. The anchoring mechanism, according to this aspect, further includes one or more telescoping arms and one or more fixed toggle arms, wherein a first end of the one or more telescoping arms is coupled to one of the hub or the wedge hub, a first end of the one or more fixed toggle arms is coupled to an other of the wedge hub or the hub, and a second end of the one or more telescoping arms and a second end of the one or more fixed toggle arms are coupled to one another at a location between the first end of the one or more telescoping arms and the first end of the fixed toggle arms.Type: GrantFiled: March 27, 2023Date of Patent: August 27, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Simon Whye Kwong Wai, Adriell Chuan Nan Phoe
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Patent number: 12074974Abstract: A method is disclosed and includes receiving a token request message in response to a user interaction of a first user. The method also comprises obtaining a token in response to receiving the token request message; transmitting the token to a resource provider, where the resource provider stores the token, provides a notification to a user communication device of a second user, receives a response to the notification, and then transmits an authorization request message comprising the token. The method also includes receiving the authorization request message comprising the token, detokenizing the token to a real credential, and transmitting a modified authorization request including the real credential to an authorizing entity computer for authorization.Type: GrantFiled: May 17, 2019Date of Patent: August 27, 2024Assignee: Visa International Service AssociationInventor: Karthikeyan Palanisamy
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Patent number: 12073770Abstract: An apparatus includes a display, a memory, a light sensor array and a light source array. The light source array emits light to display an image on the display. A controller is configured to receive a sensor output from each light sensor in the light sensor array. An ambient-light illuminance difference between a first illuminance of a first ambient light externally directed onto a first region of the displayed image of the display and a second illuminance of a second ambient light externally directed respectively onto a second region of the displayed image of the display is computed. Light source controls of light sources of the light source array are varied to change a luminous emittance of the light source array within the at least one second region of the displayed image so as to reduce a luminance difference between the first region and the second region of the displayed image.Type: GrantFiled: April 27, 2021Date of Patent: August 27, 2024Assignee: Capital One Services, LLCInventors: Austin Walters, Jeremy Goodsitt
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Patent number: 12074872Abstract: The present disclosure involves systems and methods for identity authentication across multiple institutions using a trusted mobile device as a proxy for a user login. In one example, the operations include identifying a request to trust a particular user associated with a first entity in a digital ID network. A set of personally identifiable information (PII) associated with the user is obtained via the first entity and an identity verification (IDV)/fraud risk analysis is performed. In response to satisfying the analysis, instructions are transmitted to the user to verify the identity via a mobile trust application on an associated mobile device. Upon verification, the mobile device is bound to the user within the digital ID network along with a digital ID associated with the particular user. The digital ID can be used by other entities registered within the digital ID network to authenticate the user.Type: GrantFiled: April 10, 2023Date of Patent: August 27, 2024Assignees: Fidelity Information Services, LLC, Equifax, Inc.Inventors: Richard Huffman, Richard Michaelson, Ravindra Bijlani, Shriram Salem, Rob Harris, Vivian Van Zyl, Helcio Cano, Gaurav R. Khanna, Esther Pigg, Marty Romain
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Publication number: 20240283659Abstract: A method is disclosed. The method comprises receiving, by a user device from an identity network computer, a query set comprising a plurality of test identity attributes; encrypting, by the user device, the query set to form an obscured query set; computing, by the user device, a zero-knowledge proof using the obscured query set and an encrypted identity attribute associated with a user operating the user device; and transmitting, by the user device to the identity network computer, the obscured query set and the zero-knowledge proof, wherein the identity network computer verifies the zero-knowledge proof, retrieves an encrypted identity attribute associated with the user, evaluates the obscured query set with respect to the encrypted identity attribute, and transmits a result of the evaluation to a relying party computer.Type: ApplicationFiled: May 3, 2024Publication date: August 22, 2024Applicant: Visa International Service AssociationInventors: Kim Wagner, Brian Sullivan, Dinah Sloan, Hao Ngo, Gaven James Watson, Sunpreet Singh Arora, Saikrishna Badrinarayanan, Srinivasan Raghuraman
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Publication number: 20240280018Abstract: Systems and methods of separating multiphase flows in a flowline of a downhole fluid sampling and analysis tool, measuring target ions in the water phase, and separating between formation water and injection water are described. The system to separate the multiphase flows includes a three-dimensional barrier permeable to water and repelling oil and/or drilling mud filtrate into at least one bypass channel within the flowline of the downhole fluid sampling and analysis tool. For instance, the system to measure the targeted ions includes the system to separate the multiphase flows and an optical sensor, wherein the three-dimensional barrier has an aperture inside the three-dimensional barrier to let a light from an optical sensor go through perpendicular to the flowline.Type: ApplicationFiled: September 6, 2023Publication date: August 22, 2024Applicant: Halliburton Energy Services, Inc.Inventors: Christopher Michael Jones, James Martin Price
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Publication number: 20240278064Abstract: A number of embodiments include an exercise apparatus. The exercise apparatus can transition between a lowered configuration and a raised configuration and each configuration can be used to perform the same or different exercises.Type: ApplicationFiled: April 29, 2024Publication date: August 22, 2024Applicant: China 2 West Services Ltd.Inventors: Jesus David Cano Romano, James Currie, John Rey Lobo
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Publication number: 20240281632Abstract: Provided are approaches for concealing or obscuring transaction card numbers. In some approaches, a transaction card may include a body comprising a first main side opposite a second main side, and a plurality of structures extending from at least one of the first or second main sides. In a bent configuration of the body, the plurality of structures separate from one another, in a substantially flat configuration of the body, adjacent structures of the plurality of structures abut one another.Type: ApplicationFiled: April 30, 2024Publication date: August 22, 2024Applicant: Capital One Services, LLCInventors: Bryant YEE, Tyler MAIMAN, Cruz VARGAS
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Publication number: 20240281429Abstract: Systems and methods use dynamically generated validation rules. These validation rules comprise a first validation rule portion that is generated using a standardized validation process (e.g., corresponding to a standardized schema) and a second validation rule portion that is generated using a validation process selected based on a non-standardized schema that is specific to a respective asset type of the plurality of respective asset types.Type: ApplicationFiled: February 17, 2023Publication date: August 22, 2024Applicant: Capital One Services, LLCInventors: Singaram SUBRAMANIAN, Christian LEMLER, Saket HATWAR, Adwait Suresh TALATHI, Sumod SOMAN, Michael LOM, Mariam RAJABI, Snehal PATIL, Heena PATEL, John PROUT, David THOMPSON
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Publication number: 20240280002Abstract: A plurality of flow control nodes are spaced along a production conduit for controlling a flow of formation fluids into the production conduit at different locations in the well. Each flow control node defines a flow path for entry of the formation fluids into the production conduit. A closure is operable to adjust the flow of the formation fluids into the production conduit. A generator at each zone generates electrical power in response to a portion of the flow directed through the generator. An electrical power grid interconnects the plurality of flow control nodes to collectively supply electrical power to the power grid. Each closure and other device components are operable with the electrical power from the power grid.Type: ApplicationFiled: February 20, 2023Publication date: August 22, 2024Applicant: Halliburton Energy Services, Inc.Inventors: Ibrahim El Mallawany, Stephen Michael Greci, Michael Linley Fripp
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Publication number: 20240277952Abstract: A fluid permeable heater assembly for an aerosol-generating system includes a base including an opening through the base and an electrically conductive filament arrangement over the opening. The base includes a solid aerosol-forming substrate on the base. A cartridge includes a cartridge body including a reservoir within the cartridge body. A heater assembly is arranged at one end of the cartridge body.Type: ApplicationFiled: April 29, 2024Publication date: August 22, 2024Applicant: Altria Client Services LLCInventor: Oleg FURSA
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Publication number: 20240277056Abstract: A method for manufacturing a fluid permeable heater assembly includes providing a heating element, and over-molding a cap on edge areas of one side of the heating element. The cap includes a hollow body having a first cap opening and a second cap opening. The first cap opening is opposite to the second cap opening, and the heating element is mounted on the cap such that the heating element extends across the first cap opening.Type: ApplicationFiled: April 30, 2024Publication date: August 22, 2024Applicant: Altria Client Services LLCInventors: Jean-Marc WIDMER, Keethan Dasnavis FERNANDO
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Publication number: 20240280009Abstract: The present disclosure is directed to a hydraulic fracturing system for fracturing a subterranean formation. In an embodiment, the system can include an electric pump fluidly connected to a well associated with the formation, and configured to pump fluid into a wellbore associated with the well at a high pressure so that the fluid passes from the wellbore into the formation and fractures the formation. The system can further include one or more ancillary units associated with the fluid pumped into the wellbore. The system can further include a first motor electrically coupled to the electric pump to operate the electric pump, and one or more second motors, each of the second motors electrically coupled to each of the ancillary units to operate the one or more ancillary units.Type: ApplicationFiled: May 2, 2024Publication date: August 22, 2024Applicant: U.S. Well Services, LLCInventor: Brandon N. Hinderliter
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Publication number: 20240281310Abstract: The invention provides computer-implemented methods for publishing an event to at least one stream and data processing apparatuses, computer programs, and computer readable storage media for achieving the same. Publishing an event to at least one stream comprises receiving an operation to be performed on a domain table, performing the operation on the domain table, populating an event log table with event data, and publishing an event to a target stream.Type: ApplicationFiled: February 20, 2024Publication date: August 22, 2024Applicant: Barclays Execution Services LimitedInventors: Nikhil MAHESHWARI, Arvind KHATIK, Harikrishnan Ravi PILLAI, Siddharth JAIN
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Publication number: 20240283822Abstract: In some aspects, a computing system may iterate between adding spurious data to the dataset and training a model on the dataset. If the model's performance has not dropped by more than a threshold amount, then additional spurious data may be added to the dataset until the desired amount of performance decrease has been achieved. the computing system may determine the amount of impact each feature has on a model's output. The computing system may generate a spurious data sample by modifying values of features that are more impactful than other features. The computing system may repeatedly modify the spurious data that is stored in a dataset. If a cybersecurity incident occurs (e.g., the dataset is stolen or leaked), the system may identify when the cybersecurity incident took place based on the spurious data that is stored in the dataset.Type: ApplicationFiled: February 16, 2023Publication date: August 22, 2024Applicant: Capital One Services, LLCInventors: Galen RAFFERTY, Samuel Sharpe, Brian Barr, Jeremy Goodsitt, Michael Davis, Taylor Turner, Justin Au-Yeung, Owen Reinert
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Publication number: 20240283760Abstract: In certain embodiments, intent prediction and dialogue generation may be facilitated. In some embodiments, a chat initiation request may be obtained from a user. The latest activity information associated with the user may be provided to a prediction model to obtain a first set of predicted intents of the user. For each intent of the first set of predicted intents, a candidate question may be selected from a question set based on the candidate question matching the intent. In some embodiments, the candidate questions may be simultaneously presented on the chat interface.Type: ApplicationFiled: May 1, 2024Publication date: August 22, 2024Applicant: Capital One Services, LLCInventors: Victor Alvarez MIRANDA, Rui ZHANG, Vinay IGURE, Scott KARP, Erik MUELLER, Tanushree LUKE, Kunlaya SOIAPORN
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Publication number: 20240281700Abstract: In some aspects, a computing system may generate uninformative features that may be added to a dataset of real features to use as a baseline for determining the quality of an explanation of model output. The uninformative features may be features that do not correlate with what a model is tasked with predicting (e.g., the uninformative features may be random values), and the real features may be informative and correlate with what the model is tasked with predicting (e.g., variables of a dataset sample). A machine learning model may be trained on a dataset that includes both the real features and the uninformative features. The computing system may generate feature attributions for model output, which may include feature attributions for the uninformative features and the real features in the dataset.Type: ApplicationFiled: February 17, 2023Publication date: August 22, 2024Applicant: Capital One Services, LLCInventors: Samuel SHARPE, Brian BARR, Isha HAMEED, Justin AU-YEUNG, Areal TAL, Daniel BARCKLOW
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Publication number: 20240281807Abstract: An expedited payment service may be accessed through a browser extension. As an extension operates in a manner in which it has access to the underlying merchant data, the extension may allow an expedited payment service to work with virtually any merchant web site to complete payment transactions.Type: ApplicationFiled: April 29, 2024Publication date: August 22, 2024Applicant: Visa International Service AssociationInventors: Yobel Muchang, Svetlana Trushchenkova, Mayank Somaiya, Michael Jabbara, David Bradley
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Patent number: D1040224Type: GrantFiled: August 12, 2022Date of Patent: August 27, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: James Bruce Coleman, Siva Kumar Edupuganti, Anil B. Kelwalkar, Aditya Yallaturu