Patents Assigned to Service
  • Patent number: 12067625
    Abstract: Different examples for a server and methods for providing actionable insights based on warranty analytics related to usage of a protective apparatus with an electronic device by a customer are described herein. In some cases, the method comprises: receiving an electronic query, at a server, from a user device; accessing, at the server, at least one of risk profile data and test data from a multidimensional data structure, where the at least one risk profile data and test data include data needed to respond to the electronic query; determining, at the server, a response to the electronic query using the accessed data; an sending an electronic message from the server to the user device, the electronic message including data for answering the electronic query.
    Type: Grant
    Filed: June 3, 2019
    Date of Patent: August 20, 2024
    Assignee: World Wide Warranty Life Services Inc.
    Inventors: Hossein Fani, Fattane Zarrinkalam, Ebrahim Bagheri, Richard Hui
  • Patent number: 12067056
    Abstract: A processor may receive data and generate a quantified representation of the data by processing the data using at least one machine learning (ML) algorithm, the quantified representation of the data indicating a sentiment of content of the data. The processor may automatically revise the content of the communications data. The revising may include determining a reaction to the content of the communications data, generating a quantified representation of the reaction, determining a difference between the quantified representation of the reaction and the quantified representation of the communications data, identifying, based on the difference, a portion of the content having an unintended sentiment, and replacing the portion of the content with different content.
    Type: Grant
    Filed: July 27, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Phoebe Atkins, Max Miracolo, Joshua Edwards, Brian McClanahan, Alexander Lin, Lin Ni Lisa Cheng, Cruz Vargas
  • Patent number: 12067065
    Abstract: In certain embodiments, reference identifiers may be generated and embedded into a website's content. A request for a reference identifier to be embedded into first content on a first website may be obtained based on a user accessing the first website. Based on the request, interaction data related to the first website may be retrieved indicating that a prior user interacted with text on the first website and subsequently accessed a second website. A reference identifier related to the second website may be caused to be embedded into the text on the first website based on: (i) the second website comprising second content related to the text, (ii) the prior user interacting with the text on the first website, and (iii) the prior user accessing the second website after interacting with the first content on the first website.
    Type: Grant
    Filed: May 16, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Reza Farivar, Austin Walters, Jeremy Goodsitt, Galen Rafferty, Anh Truong
  • Patent number: 12067386
    Abstract: Systems and methods for determining that a new software program is in parity with a legacy software program. In some aspects, the system receives information for multiple threads processed by a legacy software program. The system processes the information using the new software program, which is executed in parallel with the legacy software program. If an output of a particular thread from the new software program varies outside a threshold distance from a corresponding output for the thread from the legacy software program, the system ceases further processing of the particular thread by the new software program. Otherwise, the system allows processing of the particular thread by the new software program to continue.
    Type: Grant
    Filed: September 29, 2022
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Komal Krishna Pandamaneti, Lavanya Raja, Sairam Kommireddy, Maria Rabinowitz, Steven G. Chiagouris, Jason E. Lines, Brittany Nicole Geron Courtney
  • Patent number: 12067018
    Abstract: Methods, systems, and apparatuses for providing access to records of a database stored on a database server in a cloud database platform are described herein. A data sharing platform may determine a shared view definition for access to the database. The data sharing platform may determine rules that specify criteria that limit access to the records stored by the database. The one or more first rules may be received via a user interface. The data sharing platform may perform, based on the rules, a data access certification process on the records stored by the database to generate a table of certification results. The data sharing platform may generate, based on the table of certification results, and without modifying the records stored by the database, a limited consumer view definition. Based on updates to the records, a new limited consumer view definition may be generated.
    Type: Grant
    Filed: October 13, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Nagender Gurram, Yudhish Batra, Syed Shamaz Salim, Praveen Kandukuri
  • Patent number: 12067562
    Abstract: Described herein is a secure system and methods for enabling a user to remotely generate a token to be used in a transaction. In the disclosure, the user may provide a mobile device identifier to a resource provider to complete a transaction. A service provider, upon receiving the mobile device identifier, may generate a message to be transmitted to a mobile device associated with that mobile device identifier that includes details of the transaction to be complete. Upon receiving the message, the user may be asked to elect a token service installed on the mobile device with which the transaction should be completed. This token service may be used to authenticate the user and subsequently generate or provide the requested token. The service provider computer may then use the generated token to complete the transaction.
    Type: Grant
    Filed: September 27, 2022
    Date of Patent: August 20, 2024
    Assignee: Visa International Service Association
    Inventor: Srinivas Tadiparti
  • Patent number: 12066992
    Abstract: In some implementations, a data cleaning platform may determine a respective entity key for each data record in a cleansed dataset based on a combination of fields, in each data record, that contain information that uniquely identifies an entity associated with a respective data record. The data cleaning platform may generate a delta dataset based on a set of uncleansed data records related to transactions that occurred after a time when the cleansed dataset was first generated. For example, in some implementations, each uncleansed data record in the delta dataset may be associated with a corresponding entity key based on the combination of fields. The data cleaning platform may perform a data join to update the cleansed dataset to include data records related to the transactions that occurred after the time when the cleansed dataset was first generated.
    Type: Grant
    Filed: January 23, 2023
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Brice Elder, Aditya Pai, Julie Murakami
  • Patent number: 12067624
    Abstract: A live video of a negotiable instrument may be provided to a financial institution so that an image of the negotiable instrument may be obtained from the live video, processed, and funds associated with the negotiable instrument may be deposited in an account of a user. The user may be identified and authenticated to the financial institution by one or more biometric characteristics. One or more biometric characteristics may be used to endorse the negotiable instrument. A holder may be used to hold the negotiable instrument while live video is being taken and provided from a user to a financial institution.
    Type: Grant
    Filed: May 19, 2023
    Date of Patent: August 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventor: Andre Rene Buentello
  • Patent number: 12065610
    Abstract: A method may include: introducing a resin modified cement slurry into a wellbore penetrating a subterranean formation, the subterranean formation comprising a caprock and a carbon dioxide injection zone, the resin modified cement slurry comprising: a resin; a hardener; a hydraulic cement; and water; and setting the resin modified cement slurry to form a set cement wherein the set cement forms a carbonation-resistant barrier in the carbon dioxide injection zone in the subterranean formation.
    Type: Grant
    Filed: August 30, 2022
    Date of Patent: August 20, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Samuel J. Lewis, Paul J. Jones
  • Patent number: 12067554
    Abstract: Described herein are systems, methods, and apparatuses for performing a user-less payment for an item upon its delivery by an unmanned delivery vehicle. The unmanned delivery vehicle may navigate to a delivery location, receive payment information, initiate a payment transaction with a remote server, and release the item at a specified location upon successful completion of the payment transaction. Upon arrival of the unmanned delivery vehicle, a wireless data transmission device may send payment information to a remote server, and the remote server may provide the unmanned delivery vehicle with an indication of whether the item can be released and a specific location at which the item can be released.
    Type: Grant
    Filed: December 30, 2022
    Date of Patent: August 20, 2024
    Assignee: Visa International Service Association
    Inventor: Yuexi Chen
  • Patent number: 12065920
    Abstract: A method of non-mechanically remediating damage to a wellbore comprising a plurality of fracture stages is disclosed. A total treatment volume is calculated based on the plurality of fracture stages, the wellbore space, and either the production tubing or the annulus of the wellbore. The fracture stages of the wellbore are then divided into a plurality of chemical stages. The wellbore is pre-flushed, and each chemical stage is treated and isolated in order of depth by a volume of remediation chemicals and a volume of diverter. A post-treatment flush completes the remediation process and after a shut-in period, the well's production is substantially improved.
    Type: Grant
    Filed: October 7, 2021
    Date of Patent: August 20, 2024
    Assignee: Kairos Energy Services Inc.
    Inventors: Deepak Patil, Ambrish Kamdar, Michael C. Lantz
  • Patent number: 12064842
    Abstract: A light module projects multiple light beams onto an installation surface to form multiple light indicia spaced apart in a pattern on the installation surface, with the light indicia identifying installation locations on the installation surface where construction mounts are then installed. Embodiments include systems in which the light module includes a light emitter that projects a source light beam and a diffractor that diffuses the source light beam into the multiple light beams, systems in which the light module is adjustably mounted to and movable with a handheld tool used to install the construction mounts, systems in which the light module is adjustably mounted to a static-use support, and methods of using these systems to install the construction mounts.
    Type: Grant
    Filed: November 3, 2022
    Date of Patent: August 20, 2024
    Assignee: Brand Shared Services LLC
    Inventors: Eduardo Fernando D'Oracio De Almeida, James Egger, Amrith Singh Thakur, Lance Edward Zier, Diego Arturo Edwards Sordo
  • Patent number: 12065911
    Abstract: Provided is a downhole tool, a well system, and a method for forming a well system. The downhole tool, in at least one aspect, includes a two part drilling and running tool, the two part drilling and running tool including a conveyance, a smaller assembly coupled to an end of the conveyance, and a larger bit assembly slidably coupled to the conveyance, the smaller assembly and larger bit assembly configured to slidingly engage one another downhole to form a combined bit assembly. The downhole tool, in accordance with this aspect, further includes a whipstock assembly coupled to the two part drilling and running tool using a coupling mechanism, and a hydraulically actuated anchoring assembly coupled to a downhole end of the whipstock assembly. The downhole tool, in accordance with this aspect, additionally includes a multilateral junction seal assembly coupled between the whipstock assembly and the hydraulically actuated anchoring assembly.
    Type: Grant
    Filed: December 19, 2022
    Date of Patent: August 20, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventor: Borisa Lajesic
  • Patent number: 12067558
    Abstract: A method for facilitating a transaction may include generating, via a token server computer, a token for use by a first entity computer, wherein the token is generated in response to a request received from the first entity computer. The method may also include transmitting, via the token server computer, the token to the first entity computer, wherein the first entity computer transmits the token to a second entity computer. The method may also include receiving, at the token server computer and from the first entity computer, data indicative of the second entity computer successfully receiving the token. The data may include a hashed value derived from at least the token, data indicative of an identity of the second entity computer, and writing, by the token server computer, the data indicative of the second entity computer successfully receiving the token to a registry.
    Type: Grant
    Filed: March 23, 2021
    Date of Patent: August 20, 2024
    Assignee: Visa International Service Association
    Inventors: Jing Wang, Chackan Lai
  • Patent number: 12066393
    Abstract: A moisture detection system may include a baseboard including a first electrode and a second electrode; and a moisture detector configured to detect whether a circuit is closed by a conductive liquid making simultaneous contact with the first electrode and the second electrode.
    Type: Grant
    Filed: September 4, 2020
    Date of Patent: August 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Justin Dax Haslam, Donnette Moncrief Brown, Eric David Schroeder, Ravi Durairaj, Deborah Janette Schulz
  • Patent number: 12067566
    Abstract: A methods and system of hosted thin-client payment authorization and authentication services for processing payments for value-added service (VAS) providers is described. A method, performed by a host server operating a thin-client device, includes receiving transaction request data at a host server computer from a thin-client device, where the transaction request data can include financial account data and biometric data. The host-server transmits a verification request message to a VAS provider and receives an indication that it is a valid merchant. The host-server transmits an authorization request message comprising the biometric data to a payment processing network (PPN), where the PPN communicates with an authentication server computer to validate the biometric data, sends the authorization request message to an issuer and receives an authorization response message from the issuer.
    Type: Grant
    Filed: August 27, 2021
    Date of Patent: August 20, 2024
    Assignee: Visa International Service Association
    Inventors: Phil Kumnick, Sonika Chandra
  • Patent number: 12066306
    Abstract: The presently described systems and techniques enable computers to discern impacts and structural weaknesses in objects in a new and cost-effective manner. As capacitive changes (e.g., mutual capacitance between rows or columns of smart coatings) occur in the smart coatings, contact with the object and/or structural weaknesses of the object may be identified, enabling electronic notification and/or action to occur in response to the contact and/or structural weakness.
    Type: Grant
    Filed: July 28, 2022
    Date of Patent: August 20, 2024
    Assignee: United Services Automobile Association (USAA)
    Inventors: Andre Rene Buentello, Nathan Lee Post, Justin Royell Nash, Gregory David Hansen, Jose L Romero, Jr., Brian Francisco Shipley
  • Patent number: 12067838
    Abstract: A transaction involving the purchase of gaming credit at a gaming table or gaming machine is facilitated at a gaming establishment's touchpoint by transmitting from a wireless device (e.g., a patron's cell phone) to a transaction server operated by a transaction-funding business: patron-identifying information for the patron and a touchpoint ID associated with the touchpoint read using the wireless device. The transaction server authorizes the transaction, transmits that authorization to the cell phone and/or the gaming establishment, and the gaming establishment provides the gaming credit to the patron. In some implementations, the touchpoint has an associated voucher printer that prints a gaming voucher that is redeemed at the gaming table or gaming machine for the gaming credit. The transaction-funding business funds the purchase for the patron without any funds ever residing on or passing through the patron's cell phone.
    Type: Grant
    Filed: November 11, 2020
    Date of Patent: August 20, 2024
    Assignee: Pavilion Payments Gaming Services, Inc.
    Inventor: Andrew J. Schwartz
  • Patent number: 12065377
    Abstract: A cement slurry including graphene, a cementitious material, and water; the graphene comprises bioderived renewable graphene (BRG). The cement slurry can comprise from about 0.01 to about 20, from about 0.1 to about 15, from about 0.5 to about 5 percent graphene by weight of cementitious material (% graphene bwoc). The cement slurry can have enhanced stability, as evidenced by a uniform density of the slurry and a reduction in free fluid, according to API 10B-2, relative to a same cement slurry absent the graphene.
    Type: Grant
    Filed: August 22, 2022
    Date of Patent: August 20, 2024
    Assignee: Halliburton Energy Services, Inc.
    Inventors: Samuel J. Lewis, Thomas Jason Pisklak, Claudia Pineda
  • Patent number: 12067509
    Abstract: Various embodiments are generally directed to techniques to facilitating delivery of a package or sensitive item to a user, where the package or sensitive item can be a credit card or debit card. Various techniques, methods, systems, and apparatuses include utilizing one or more factors for determining an optimal delivery location or path in relation to the user obtaining the sensitive package or item. Various embodiments can provide the user or the delivery courier with an interface that maps or otherwise indicates, by a color-scheme or other suitable scheme, one or more of demand and availability of the sensitive item or package in relation to a receiving or delivery location, where in various embodiments, the mapping or scheme associated with demand and availability can be based in whole or in part on the one or more factors associated with optimal delivery.
    Type: Grant
    Filed: June 15, 2020
    Date of Patent: August 20, 2024
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Phillips, James Newton, Justin Crist Lee