Patents Assigned to Service
-
Patent number: 12058106Abstract: A communications server selectively allows communications based on indications of compatibility of the users who wish to communicate, as evidenced by mutual selection of the same elements of content sets that apply to each of the users.Type: GrantFiled: September 11, 2023Date of Patent: August 6, 2024Assignee: Spark Network Services GmbHInventors: Tobias Plaputta, Vineet Singla, Charles E. Gotlieb
-
Patent number: 12056681Abstract: Systems and methods for secure mobile checkouts are disclosed. The system may include a secure mobile checkout device configured to scan products available in a merchant store. The device may scan the product to determine a product identifier. The device may transmit the scanned product data to a checkout application to retrieve product data corresponding to the product identifier. In device may initiate a transaction with a payment network to purchase the product, based on the product data provided by the checkout application. The payment network may process the transaction, and may authorize the purchase with the merchant.Type: GrantFiled: June 22, 2023Date of Patent: August 6, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Adam Forrest Coverstone, August John Horvath, Sai Prajnay Mitta, Jyothi Mohan, Veerababu Motamarri, Subhani Patthan, Marko Rodriguez, Jared Hale Trinkler, Yan Yang
-
Patent number: 12056221Abstract: Methods, systems, and apparatuses are described herein for improving computer authentication processes through excluding fraudulent transactions in transaction-based authentication. A computing device may receive a request for access to an account from a user. The computing device may provide transaction data to a machine learning model. The computing device may receive data indicating a confidence threshold associated with the user from the machine learning model. The computing device may generate a modified set of merchant choices for the user by excluding merchants related to potentially fraudulent transactions within a predetermined time period. An authentication question may be generated, and access to the account may be provided based on a response to the authentication question.Type: GrantFiled: February 28, 2022Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Samuel Rapowitz, Viraj Chaudhary, Joshua Edwards, David Septimus, Tyler Maiman, Daniel E. Miller
-
Patent number: 12056659Abstract: Systems, methods, and computer-readable media are provided for enabling mobile device-based item acquisition and tracking. One exemplary method performed on a mobile device comprises entering a wireless scan mode, detecting a signal from a tag associated with an item in a first area and in proximity to the tag, presenting information associated with the tag, and adding the information to a list. The method further comprises detecting a second tag in a second area, and sending the list to a second device. A second exemplary method performed by a processing terminal comprises receiving the list from a mobile device, entering a wireless scan mode, detecting a signal from a tag associated with an item in proximity to the tag, determining whether the item associated with the detected tag is present on the received list, and enabling the mobile device to complete a transaction to purchase the item.Type: GrantFiled: July 12, 2021Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Lawrence Hutch Douglas, Thomas Christopher Clarke, Deborah Nally
-
Patent number: 12056773Abstract: Systems and methods for computerized loss scenario modeling and data analytics are provided herein. The systems and methods provide customized claim loss analytics to identify questionable insurance claims that require further investigation and include a database for storing claims data related to one or more loss events, a front-end processor configured to generate a user interface with elements configured to allow a user to select one or more business rules and one or more data points for a custom loss scenario rule, and a primary claims analytics processor in communication with the front-end processor that implements the custom loss scenario rule into a production data flow process, thereby impacting the results of data analytics performed by the primary processor.Type: GrantFiled: May 26, 2022Date of Patent: August 6, 2024Assignee: Insurance Services Office, Inc.Inventors: Rafael Conde, Douglas Townsend, Jim Hulett
-
Patent number: 12056759Abstract: The present embodiments relate to augmented reality (AR) device managed object selection and acquisition processing. The client, via a client AR device, can view objects in an environment. The system can process sensor data depicting the environment to identify objects in the environment and determine whether the client has selected a detected object. The system can authenticate an identity of the client (e.g., via iris scanning) and initiate an acquisition process for one or more selected objects. The client can select objects, authenticate the client as an authenticated user, and/or initiate the acquisition process on the AR device directly.Type: GrantFiled: August 13, 2021Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Sean C. Mitchem, Ruthie Lyle, Nolan Serrao, Nathan L. Post
-
Patent number: 12056762Abstract: Provided, in an aspect, is a system for managing transactions from a financial services computer network. The system has a scalable architecture, and includes a database, one or more processors, a plurality of experience matchers, and a transaction hub. Each experience matcher is associated with a different experience set type, and can receive a transaction list and return an identified experience set. The transaction hub can communicate with multiple experience matchers, and can receive experience sets from the matchers after sending them a list of transactions.Type: GrantFiled: February 14, 2022Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Colin Hart, Jason Ji, Alexandra A. Colevas, Steven Quadros, Adnan Malik, Jared M. Alexander, Scott Golder, Allison Abbott, Matthew Horton, Emma Sagan, Kevan Emmott, Christine Ann Berglund
-
Patent number: 12056717Abstract: Systems and methods for triggering a virtual certification number (VCN) generation for use at a source include receiving a VCN generation request from an external entity, the VCN generation request comprising an external request code, external risk signals, and one or more source data for the source, verifying a registration authentication of an account associated with the external request code by comparing the external request code to a database entry, identifying a certification mechanism reference identifier associated with the external request code based on verifying the registration authentication, generating a risk authentication based on a risk analysis conducted using the external risk signals and the external request code, identifying a source identifier based on the one or more source data, and generating the VCN based on the certification mechanism reference identifier and the source identifier.Type: GrantFiled: November 23, 2022Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Kelly Jo Brown, Jesse Emery, Jonathan Blocksom, Swapna Mandala, Todd Safford, Victoria Yang, Brian Glowniak, Edward Husa, Calvin Sun, Audrey Zhang
-
Patent number: 12055038Abstract: Fluid holdups within a downhole sampling tool are identified by comparing high- and low-resolution measurements of fluid samples.Type: GrantFiled: January 11, 2022Date of Patent: August 6, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Zhonghuan Chen, Bin Dai, Christopher Michael Jones, Wei Zhang
-
Patent number: 12057128Abstract: A system and method for publishing encoded identity data that uses at least biometric information as well as non-biometric identity and/or authentication data is disclosed. The system and method can be used for verifying a user's identity against the published encoded identity data on a distributed system, such as a distributed ledger or blockchain. Using this system, a user's identity can be verified efficiently by multiple parties, in sequence, or in parallel, as a user need only enroll in the verification process a single time. The system further includes a biometric enrollment sub-system that allows for a highly secure method of verifying a user based on unique biometric signals, such as features extracted from an audio voice signal.Type: GrantFiled: August 27, 2021Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Vijay Jayapalan, Jeffrey David Calusinski
-
Patent number: 12055011Abstract: Provided is a float for use with a fluid flow control device, a fluid flow control device, a method for manufacturing a float, and a well system. The float, in one aspect, includes a fluid tight enclosure. The float, according to this aspect, further includes density specific material located within the fluid tight enclosure, the fluid tight enclosure and the density specific material creating a net density for the float that is between a first density of a desired fluid and a second density of an undesired fluid, such that the float may control fluid flow through a flow control device when encountering the desired fluid or the undesired fluid.Type: GrantFiled: September 1, 2022Date of Patent: August 6, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Ibrahim El Mallawany, Michael Linley Fripp, Stephen Michael Greci
-
Patent number: 12056833Abstract: An augmented reality structural assessment system may include a display device, at least one sensor configured to generate image data from a structure, and a processor. The processor may receive the image data that represents one or more portions of the structure and receive motion data representative of a number of steps traversed by a user about the structure. The processor may generate a visualization of a scenario related to structural damage to the one or more portions of the structure of the image data. The visualization may be presented to a user via the display device, such that the visualization augments a view of the structure via the display device to include the one or more dimensions. The processor may then receive input data regarding one or more assessments of damage to the structure corresponding to the scenario, the image data, and the one or more dimensions, and store the data regarding one or more assessments of damage in a storage component.Type: GrantFiled: July 27, 2023Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Carlos J P Chavez, Donna Moncrief Brown, David James, Andrea Richardson, Victoria A. Santos
-
Patent number: 12056705Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.Type: GrantFiled: February 3, 2023Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
-
Patent number: 12056404Abstract: Securing printing systems and methods include a printer with a controller coupled to a memory and configured to perform a printer operation. The printer controller receives an instruction comprising a first font element and a second font element. An identifier corresponding to the second font element is retrieved from a memory. The printer generates and prints a graphical character that based on the first font element and an augmented symbol corresponding to the identifier.Type: GrantFiled: March 29, 2023Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Kevin Osborn, David Kelly Wurmfeld
-
Patent number: 12056036Abstract: Disclosed are methods and systems for inactivity-based prompting of task completion. For instance, a task related to an account may be identified as an incomplete task along with a task status related to the task as incomplete. The task and task status may be stored in a data store in association with an account identifier. In response to receiving a session inactivity indication for an account session established via an application executing on a user computing device, the data store may be queried using the account identifier to determine the task status for the task. The task status may be determined as remaining incomplete, and a notification indicating the incompletion may be generated. Additionally, a communication channel may be determined for transmission of the notification that increases a likelihood of notification engagement to prompt completion of the task. The notification may be transmitted via the communication channel.Type: GrantFiled: April 18, 2022Date of Patent: August 6, 2024Assignee: Capital One Services, LLCInventors: Joshua Edwards, Kathryn Tikoian, Tyler Maiman
-
Patent number: 12056693Abstract: A workflow management system can be used to determine whether a set of transaction events have been properly processed according to a business process rule. A business process rule includes a set of transaction events setup in accordance with a government regulation or an internal company process. An event data may include information associated with a transaction event. A workflow management system includes a workflow management server that receives cryptographically signed transaction event data from one or more additional servers so that the workflow management server can determine whether the received transaction event data comprises a complete or an incomplete transaction.Type: GrantFiled: September 9, 2022Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Jonathan Edward Neuse, Sumita T. Jonak, Lindsay Young, Nathan Fillinger
-
Patent number: 12055031Abstract: The disclosure provides a solution for monitoring stick-slip vibrations without using any surface torque measurements. Instead, the disclosure provides a method to monitor stick-slip vibrations based on rotational speed. A stick-slip monitor, a top drive controller and a method of operating a drill string are provided herein that use rotational speed for monitoring stick-slip vibrations. In one example, the method of operating a drill string includes: (1) performing a frequency domain analysis of an RPM signal associated with a top drive that is used to rotate a drill string, and (2) determining a presence of torsional oscillations of the drill string based on the frequency domain analysis of the RPM signal.Type: GrantFiled: July 7, 2021Date of Patent: August 6, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Zhijie Sun, Ketan C. Bhaidasna, Ganesh Ramakrishnan
-
Patent number: 12058263Abstract: A system and method are provided for generating access tokens on a user device rather than via a remote server computer. An access token can be generated on a second user device by combining and encrypting, with format preservation, a primary access identifier, variable value, and salt. The resulting value can be provided to a first user device that subsequently can provide the access token to an access device as a part of an interaction. The access device can generate an authorization request message that includes the access token and transmit the authorization request message to a remote server computer for processing. The remote server computer can process the access token to determine the primary access identifier despite not being involved in the generation of the access token, providing an improvement over conventional tokenization methods.Type: GrantFiled: January 6, 2023Date of Patent: August 6, 2024Assignee: Visa International Service AssociationInventors: Quan Wang, Yuexi Chen
-
Patent number: 12053779Abstract: In some forms, the present disclosure provides systems and methods for isolation of platelet rich plasma from a liquid tissue sample. In accordance with some forms of the disclosed systems and methods, provide rapid separation of blood components with the need for centrifugation. Accordingly, in one embodiment, the present disclosure provides a method for isolating platelet rich plasma, the method comprising combining a liquid tissue sample with a polymer composition, the polymer composition comprising polyethylene glycol.Type: GrantFiled: October 30, 2019Date of Patent: August 6, 2024Assignee: Zoetis Services LLCInventors: William King, Michael D. Leach
-
Patent number: D1038506Type: GrantFiled: October 10, 2023Date of Patent: August 6, 2024Assignee: Altria Client Services LLCInventors: Gregory Griscik, Carl Kite, Thien Nguyen, David Alvarez, Terrance Bache, Zack W. Blackmon, Patrick Good, Raymond W. Lau, Eric Hawes, Cristian Popa