Patents Assigned to Service
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Patent number: 12079807Abstract: A method and system for authorizing a secure transaction using a portable device is disclosed. The method includes an authorization process performed in real-time that includes two phases: an authentication phase and a transaction processing phase. In the authentication phase, a resource provider system may receive a cryptogram from a portable device and verify the cryptogram. Upon the resource provider system obtaining an authentication response indicator, the transaction processing phase may include the resource provider system generating and transmitting an authorization request message to a processing computer. The resource provider system may then receive an authorization response message from the processing computer including an authorization response indicator, which completes the authorization process.Type: GrantFiled: October 23, 2019Date of Patent: September 3, 2024Assignee: Visa International Service AssociationInventors: Blake McCoy, Andreas Aabye, Paul Tait, Phillip Lavender, Lily Cai
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Patent number: 12079816Abstract: Systems, methods, and computer program products for detecting merchant data shifts may identify a shift in transaction volume of a merchant system across Merchant Category Codes (MCCs) using a combination of time series analysis and machine learning.Type: GrantFiled: August 26, 2022Date of Patent: September 3, 2024Assignee: Visa International Service AssociationInventors: Nazmiye Ceren Abay, Girish Ramachandran, Dustin White, Rajan Gangadharan, Pratishtha Deep, Arshad Thekkthody Pilakoth
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Patent number: 12077765Abstract: The present disclosure provides approaches for reducing nicotine. Also provided are tobacco plants with decreased tobacco-specific nitrosamines (TSNAs). The present disclosure further provides modified tobacco plants with low nicotine and increased antioxidant capacity. Further provided are tobacco plants or material with low nicotine and low TSNAs. Also provided is cured tobacco material of the tobacco plants provided herein and tobacco products comprising this cured tobacco material.Type: GrantFiled: January 23, 2020Date of Patent: September 3, 2024Assignee: Altria Client Services LLCInventors: Chengalrayan Kudithipudi, Dongmei Xu, James A. Strickland, Marcos Fernando de Godoy Lusso
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Patent number: 12082069Abstract: An electronic system provides various features and functionality for managing resources. A trigger event may be associated with a mobile device. The trigger event may be detected (e.g., based on the mobile device being within a geo-fence) and, responsive to detecting the trigger event, a resource of a plurality of resources may be determined. A stash of the resource of a plurality of stashes of the resource may be determined and the stash of the resource may be replenished based on the trigger event associated with the mobile device.Type: GrantFiled: June 28, 2022Date of Patent: September 3, 2024Assignee: United Services Automobile AssociationInventors: Wayne Hartman, Nathan Mahoney, Hoang Trung Vo, Joshua Samuel Leonard, Michal Leighton Van Cleave, Jeffrey Young, Luke James Gradeless, Brandon K. Esplin
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Patent number: 12079805Abstract: Systems, methods, and computer-readable media are provided for processing and settling financial transactions. An example method comprises receiving a transaction from an originator. The transaction comprises information associated with an identification of an initiating user or the account. The method comprises determining the actual account number, transmitting a financial services transaction request comprising the actual account number to a financial institution, receiving a response, and transmitting a response back to the originator. Another method comprises receiving, from a user device, a request to associate a financial account with a user account. The method comprises generating and sending an association message to a payment network and receiving a key associated with the financial account for use in initiating financial transactions. Another method comprises utilizing such a key to generate and process a transaction request. Other systems, methods, and media are also provided.Type: GrantFiled: May 13, 2020Date of Patent: September 3, 2024Assignee: Fidelity Information Services, LLCInventors: Peter Gordon, Neil Marcous, Robert Woodbury
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Patent number: 12079342Abstract: A device may log update information associated with an operation, wherein the update information identifies one or more changes made to the dataset during the operation and a source of the operation. The device may identify, based on identification information associated with the dataset, a lineage record identifier associated with the dataset. The device may generate a lineage record associated with the operation, wherein the lineage record includes the lineage record identifier and the update information. The device may send a request for validation to an authorized node to validate the lineage record, wherein the authorized node is authorized to access the dataset. The device may store, based on the lineage record being validated by the authorized node, the lineage record in a distributed ledger, wherein the distributed ledger is accessible to a plurality of nodes to enable the plurality of nodes to access the update information.Type: GrantFiled: May 27, 2022Date of Patent: September 3, 2024Assignee: Capital One Services, LLCInventors: Anindya Misra, Harshit Krishna
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Patent number: 12081422Abstract: Disclosed herein are system, method, and apparatus for account inheritance. The method performed at an application server includes receiving, via an application programming interface (API), data information received by each authorization gateway of a plurality of authorization gateways. The method includes performing calculation of an overall health of each authorization gateway of the plurality of authorization gateways based on a predetermined value of a weight assigned to each server of the plurality of servers and the value of service level corresponding to each server of the plurality of servers. The method includes balancing load of each authorization gateway of the plurality of authorization gateways by routing at least one client request message to a set of one or more authorization gateways of the plurality of authorization gateways based on the calculated overall health of each authorization gateway of the plurality of authorization gateways that is above a specific threshold value.Type: GrantFiled: June 22, 2023Date of Patent: September 3, 2024Assignee: Capital One Services, LLCInventors: Sheo Raj Sinha, Senthil K. Suriyanarayanan, Harold A. Sell, Robert C. Stettler, Zachary Mcauliffe, Stephanie M. King, Kyle Heide, Chris Fanis
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Patent number: 12077711Abstract: A cement composition can include water; cement, wherein less than 75 w/w % of the total amount of the cement is Portland cement; and a fluid loss additive, wherein the fluid loss additive comprises a polymer network having at least one branching point formed with a monomer and a cross-linking agent that comprises at least three active functional groups. The cement can also be a non-Portland cement. The monomer can be a vinyl ester-based monomer that is polymerized with the cross-linking agent to form the polymer network. The cement composition can be used in an oil and gas operation.Type: GrantFiled: January 4, 2023Date of Patent: September 3, 2024Assignee: Halliburton Energy Services, Inc.Inventors: William Cecil Pearl, Jr., Samuel Lewis
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Patent number: 12076683Abstract: A system, method, and apparatus for ameliorating deposits in selective catalytic reduction systems for the reduction of nitrogen oxide emissions in steam methane reformers. The system includes positioning a dual stage refractory particulate (RP) filter placed in an upstream airflow from a Selective Catalytic Reduction System (SCRS). The first stage is formed of a perforated steel plate with a second stage formed of a wire mesh screen. The system may employ air cannons to clean each of the first stage and the second stages.Type: GrantFiled: April 16, 2021Date of Patent: September 3, 2024Assignee: Integrated Global Services Inc.Inventors: Jefferson Landers Shelton, Mark Braithwaite, Jr., Jan Albert Schutte, Morgan Watson
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Patent number: 12079412Abstract: The present disclosure relates to interactive projection systems. In one implementation, an interactive projection system may include a surface having a plurality of sensors embedded therein, the plurality of sensors configured to detect local pressure disturbance on the surface; a projector configured to project a user interface onto the surface; and at least one processor. The at least one processor may be configured to perform operations, including receiving a detection of a local pressure disturbance from at least one of the plurality of sensors, based on a location of the detected local pressure disturbance, determining a change in the user interface, and transmitting a command to the projector to modify a projected user interface according to the determined change.Type: GrantFiled: December 14, 2021Date of Patent: September 3, 2024Assignee: Capital One Services, LLCInventors: Qiaochu Tang, Sunil Subrahmanyam Vasisht, Stephen Michael Wylie, Geoffrey Dagley, Micah Price, Jason Richard Hoover
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Patent number: 12080420Abstract: A wireless locating system and method include receiving first messages at a server. The first messages include bed location data entered manually on a user interface of a first patient bed. The first messages also include signal strength data from a plurality of wireless access points in communication with the first patient bed. A first signal strength profile for the first patient bed at a first location is built by the server. The first patient bed is removed from the first location and a second bed is moved into the first location. The second patient bed does not have manual location data entry capability. A second signal strength profile is built by the server for the second patient bed. The server compares the second signal strength profile with the first signal strength profile and determines that the second patient bed is at the first location if the second signal strength profile matches the first signal strength profile.Type: GrantFiled: May 5, 2021Date of Patent: September 3, 2024Assignee: Hill-Rom Services, Inc.Inventor: John D. Christie
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Patent number: 12077352Abstract: A package for a gravity feed rack display system that is shipped with product includes a plurality of panels connected together at fold lines configured for extending at least partially around an interior space. The plurality of panels includes a front panel, a back panel, a first side panel, a top panel, a second side panel and a bottom panel. The interior space is configured to receive at least one product. The package includes a first extension flap foldably connected to a first side of the front panel and a second extension flap foldably connected to a second side of the front panel. The plurality of panels and the first and second extension flaps define a first depth in a first position for shipping, and a second depth in a second position for display.Type: GrantFiled: June 24, 2019Date of Patent: September 3, 2024Assignee: WestRock Shared Services, LLCInventor: Douglas Shaffer
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Patent number: 12079236Abstract: Disclosed are methods, systems, and non-transitory computer-readable medium for context development. For instance, a first method may include obtaining first micro-application actor information associated with a first micro-application actor. The first micro-application actor information may include information for workflow rules, and the workflow rules may include data set rules, extract, transform, load (ETL) rules, and functional expressions. The first method may further include obtaining data from data sources based on the data set rules; applying the ETL rules to the obtained data to generate processed data; applying the functional expressions to the processed data to obtain an output; and performing at least one processing action based on the output. A second method may include generating a system component corresponding to a blueprint based on a user request; associating the system component with a domain of a user account; and performing processes associated the system component.Type: GrantFiled: July 5, 2023Date of Patent: September 3, 2024Assignee: Capital One Services, LLCInventors: Benjamin Stotts, Tanvi Thakur, Patrick Moore, Gordon Bailey
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Patent number: 12079866Abstract: A system includes an intermediate mortgage integration platform as a service (MiPaas). Specifically, an MiPaas layer may facilitate integration between a loan origination system (LOS) and supporting services. The MiPaas layer may provide integration flexibility by enabling integration of the supporting services with each other and with different LOSs. Indeed, a number of MiPaas integration formats (e.g. REST API, OpenAPI, GRPC, GraphQL, Industry Standard interface, etc. may be provided to facilitate ease of integration between the LOS and the supporting services. Further, the MiPaas may provide processing efficiencies by adapting workflows based upon particular retrieved data. In this manner, efficient processing may be performed in an intermediate data processing layer, resulting in more efficient turnaround times and reduced processing requirements at traditionally over-burdened systems.Type: GrantFiled: July 6, 2022Date of Patent: September 3, 2024Assignee: United Services Automobile Association (USAA)Inventors: Hrishikesh Madhukar Godse, Jason Christopher Bostic, Elizabeth Poland Smith
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Patent number: 12079752Abstract: Sourcing is a practice of locating and selecting entities based on set criteria. Determining most appropriate supplier entities at the lowest cost can develop a competitive advantage. However, existing sourcing techniques lack effective ways to target best suppliers for right part bundling and to efficiently optimize sourcing cost for sustained savings. Present disclosure leverages machine learning and optimization methods with technology data to provide a computationally efficient solution. Relationships between parts and corresponding attributes are obtained for parts bundling and best supplier locations are mapped for selected part bundles. A sourcing cost minimizer is used in conjunction with an iterative process to grow or limit supplier capacity by constraining award amount, bundle mix, or number of supplier entities based on multiple alternative scenarios being defined to systemically minimize cost and manage risks driven by changes in customer demand or manufacturing location.Type: GrantFiled: November 11, 2021Date of Patent: September 3, 2024Assignee: Tata Consultancy Limited ServicesInventors: Devadatta Madhukar Kulkarni, Ramakrishnan Sundaram Srinivasan, Jeffrey David Tew
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Publication number: 20240289798Abstract: Systems and methods to provide secure cryptographic authentication, verification, functionality access, and payments between contactless cards and communication devices are provided. An exemplary communication device includes a system on a chip and generates a communication field, displays a prompt to tap a contactless card on the communication device, reads the contactless card after entry into the communication field, performs an authentication of the contactless card, and after a successful authentication of the contactless card, and performs a payment transaction.Type: ApplicationFiled: January 9, 2024Publication date: August 29, 2024Applicant: Capital One Services, LLCInventors: Bob Uni Koshy, Kevin Osborn, Paul Young Moreton, Wayne Lutz, Casey Barrett, Jonathan T. Blocksom
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Publication number: 20240287879Abstract: In general, in one aspect, embodiments relate to a perforating gun that includes a gun body, a bulkhead assembly for coupling the perforating gun to an uphole perforating gun, where the bulkhead assembly is at least partially disposed in the gun body, and where the bulkhead assembly includes a bulkhead and electrical feedthrough formed in the bulkhead, and a charge tube assembly attached to the bulkhead assembly, where the charge tube is disposed in the gun body, and where the charge tube assembly includes a charge tube, a detonator housing interlocked with the charge tube, an end alignment interlocked with the charge tube, and a detonation cord extending from the detonator housing to the charge tube.Type: ApplicationFiled: November 3, 2023Publication date: August 29, 2024Applicant: Halliburton Energy Services, Inc.Inventors: Courtney Ann Thain Roberts, Cynthia Anne Kane, Kevin Cook, Wesley N. Ludwig
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Publication number: 20240292497Abstract: A cartridge for an aerosol-generating system may include a first chamber housing defining a first chamber and a second chamber housing defining a second chamber that is separate from the first chamber. The first chamber may contain an aerosol-forming substrate in the form of a gel, and the second chamber may contain a source of a desired compound. The first and second chamber housings may be separate or separable structures.Type: ApplicationFiled: October 13, 2023Publication date: August 29, 2024Applicant: Altria Client Services LLCInventors: Gerard ZUBER, Jean-Yves VOLLMER
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Patent number: D1040849Type: GrantFiled: August 1, 2022Date of Patent: September 3, 2024Assignee: Altria Client Services LLCInventors: Terry Bache, Ryan McGinley, Nicola Westgarth-Flynn, Eric Hawes, Raymond W. Lau, Zack W. Blackmon
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Patent number: D1041097Type: GrantFiled: February 3, 2022Date of Patent: September 3, 2024Assignee: Vodafone Group Services LimitedInventors: James Alexander George Blyth, Matthew Leigh Plested, Thomas Duncan Guy, John William Gutch, Rebecca Jane Lake