Patents Assigned to Service
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Patent number: 11895113Abstract: An initiator device can broadcast a witness request to one or more authentication devices. The one or more authentication devices can then determine an assurance level from a range of assurance levels and determine a token share corresponding to the assurance level. The initiator device can then receive, from the one or more authentication devices, at least one witness response comprising the token share corresponding to the assurance level. The initiator device can generate an authentication token using a set of token shares. The initiator device can then transmit the authentication token to an authentication server, wherein the authentication server verifies the authentication token.Type: GrantFiled: August 30, 2019Date of Patent: February 6, 2024Assignee: Visa International Service AssociationInventors: Mastooreh Salajegheh, Shashank Agrawal, Eric Le Saint, Payman Mohassel, Mihai Christodorescu
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Patent number: 11893538Abstract: A system and method for capturing and automated processing aerial images of structures to assess structural damage is disclosed. The system comprises a computing system used to obtain images of selected locations associated with known structures at different points in time before and after a natural disaster. The images are used to automatically create three-dimensional models that are used to detect the specific portions of a structure that may be damaged as well as the spatial extent of that damage. In addition, the imagery can be fed into a damage classifier that automatically classifies the degree of damage and generates accurate estimates of repair costs. The system and method may be deployed to quickly assess damage of structures in a disaster area and provide reports of the damage to homeowners and/or insurers.Type: GrantFiled: June 16, 2022Date of Patent: February 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Jess W. Gingrich, Yangqiu Hu, David Rogers
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Patent number: 11893605Abstract: A system and method for generating personalized content for a user device. In one example, a system can cause a computing device to generate a merchant score for a plurality of merchants based at least in part on merchant statistics and display a user interface on a user device of a user. The user interface includes a subset of the merchants that have been identified for a user based at least in part on the merchant score. Clickstream data can be received from the user interface displayed on the user device. An updated merchant score can be generated based at least in part on the user preference. A sorting habit for the user is determined based at least in part on a user-specified sort received from the user interface. A modified subset of the merchants is displayed on the user device based on the sorting habit.Type: GrantFiled: February 11, 2022Date of Patent: February 6, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Emily E. Gould, Kristen N. Oldenburger, Alice Park, Seth M. Ross, Mohammad Torkzahrani, Venkat Varadachary
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Patent number: 11893646Abstract: A system and method provide context to customer activity through a visual representation. In one implementation, a system may include one or more memory devices storing instructions. The system may also include one or more processors configured to execute the instructions to receive transaction data associated with a customer, and receive a request to generate a visual representation of a trip taken by the customer. The one or more processors may also be configured to determine transactions associated with a trip taken by the customer based on at least the transaction data, and generate a visual representation of the trip, the visual representation including the transactions.Type: GrantFiled: August 30, 2021Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Alex Niderberg, Colin Hart, Ryan Webb, Michael Chermside
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Patent number: 11889864Abstract: Apparatus and methods are described for use with a vaporizer that vaporizes at least one active ingredient of a plant material. In response to receiving a first input to the vaporizer, the plant material is heated, in a first heating step. An indication of the temperature of the plant material is detected, and, in response to detecting an indication that the temperature of the plant material is at a first temperature, the first heating step is terminated, by withholding causing further temperature increase of the plant material. The first temperature is less than 95 percent of the vaporization temperature of the active ingredient. Subsequently, a second input is received at the vaporizer. In response thereto, the plant material is heated to the vaporization temperature, in a second heating step. Other applications are also described.Type: GrantFiled: June 29, 2021Date of Patent: February 6, 2024Assignee: Altria Client Services LLCInventor: Yossef Raichman
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Patent number: 11891894Abstract: The present disclosure relates to a pulsed-power drilling system that includes downhole mixers for restoring optimal electrical properties in drilling fluid. The downhole mixer may include a housing having an uphole and downhole end, a channel to convey the drilling fluid through the housing, and a flow restrictor including an orifice having a fixed diameter positioned in the channel between the entrance and the exit of the channel to create a pressure drop between the entrance and the exit of the channel during a drilling operation. The pressure drop increases shear stress in the drilling fluid to manage electrical properties, such as a dielectric constant, of the drilling fluid. The electrical properties of the drilling fluid facilitate the formation of an electrical arc on a drill bit of the pulsed-power drilling system.Type: GrantFiled: September 24, 2019Date of Patent: February 6, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Dale E. Jamison, William Walter Shumway
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Patent number: 11895061Abstract: A method of dynamic prioritization of collaboration between human and virtual agents according to an embodiment includes generating a priority score for a conversation between a human user and a chat bot, wherein the priority score is based on at least a sentiment of the human user and a temporal aspect of the conversation, providing the priority score to a human agent via an interface for monitoring the priority score, transferring control of the conversation from the chat bot to the human agent based on an interaction of the human agent with the interface, and yielding control of the conversation from the human agent back to the chat bot in response to another interaction of the human agent with the interface.Type: GrantFiled: June 15, 2021Date of Patent: February 6, 2024Assignee: Genesys Cloud Services, Inc.Inventors: Felix Immanuel Wyss, Matthew Jahns
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Patent number: 11893631Abstract: Systems and methods for management of an account switch are disclosed. An account switch management system may include one or more memory devices storing software instructions, and one or more processors configured to execute the software instructions to receive a list of transaction entries to be switched from a first account to a second account and account information associated with the first account and the second account. The one or more processors may also determine a recommendation relating to a customer action based on the transaction entries and the account information. The one or more processors may provide the list of transaction entries and account information and the recommendation to the client device. The one or more processors may also receive a request from the client device to complete an action and transmit a notification to a processing device to complete the action.Type: GrantFiled: March 1, 2023Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Gagan Kanjlia, Vishal Puri, Michael B. Kiernan, Evan S. Klein
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Patent number: 11893557Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.Type: GrantFiled: May 7, 2021Date of Patent: February 6, 2024Assignee: The PNC Financial Services Group, Inc.Inventors: Urich T. Bowers, Mecal McDade, Todd Tkach, Jeremy Moore, Fernando Alfaro, Robert Haberstroh
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Patent number: 11892530Abstract: Apparatus for operating MRI is disclosed. The apparatus comprises: a control for operating an MRI scanner to carry out an MRI scan; an input for receiving first and second MRI scans respectively at the beginning and end of a predetermined time interval post contrast administration; a subtraction map former for forming a subtraction map from the first and the second MRI scans by analyzing the scans to distinguish between a population in which contrast clearance from the tissue is slower than contrast accumulation, and a population in which clearance is faster than accumulation; and an output to provide an indication of distribution of the populations. The control is configured to carry out the first scan at least five minutes and no more than twenty minutes post contrast administration and to carry out the second scan such that the predetermined time period is at least twenty minutes.Type: GrantFiled: August 13, 2020Date of Patent: February 6, 2024Assignees: Tel HaShomer Medical Research Infrastructure and Services Ltd., Ramot at Tel-Aviv University Ltd.Inventors: Yael Mardor, Leor Zach, David Guez, David Last, Dianne Daniels Elmakias
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Patent number: 11893961Abstract: Disclosed are examples for adjusting screen brightness based on screen content being presented on a display screen of a mobile device. The described examples may determine a time at which the screen content is to be evaluated. The screen content is categorized based on the evaluation. A category of the screen content may be input into a machine learning algorithm that may be used to determine whether a screen brightness adjustment is appropriate. If a screen brightness adjustment is appropriate, a degree of the screen brightness adjustment may be determined.Type: GrantFiled: October 19, 2022Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Jeremy Edward Goodsitt, Vincent Pham, Austin Grant Walters, Anh Truong, Galen Rafferty, Reza Farivar
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Patent number: 11893570Abstract: A system is described to authorize a transaction using blockchain technology. For example, a transaction authorization system comprises a point of sale (POS) device, a mobile device, and a payment blockchain. The POS device can initiate a transaction by scanning one or more items to be purchased and generating a code comprising a transaction identifier and a total cost of the one or more items. The mobile device can receive the code and can generate a token comprising the transaction identifier, total cost, a selected payment method identifier, and a value that can identify an account of a person associated with the mobile device. The token is sent to a payment blockchain to authorize the transaction.Type: GrantFiled: November 20, 2020Date of Patent: February 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Brian Tougas, Carl Mehner, Jennifer Hunt Erickson, Sean Carl Mitchem, Brian F. Shipley, Joel S. Hartshorn, Nolan Serrao, Ji Qi
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Patent number: 11893643Abstract: A system may include one or more sensors that acquire location information associated with the one or more sensors. The system may also include a processor that receives a first set of data comprising environmental information associated with a location, receives the location information from the one or more sensors, and determines whether a risk of damage to property associated with at least one of the one or more sensors is greater than a threshold based on the location information and the environmental information. When the risk is greater than the threshold, the processor may send a notification including the risk of damage to the property to a computing device that may provide an audio or visual indication of the notification.Type: GrantFiled: April 26, 2021Date of Patent: February 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Richard McAlister, Susan Dunham, Randall Yarbrough, Anthony Bishop
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Patent number: 11893819Abstract: Methods and systems for extracting and processing data using optical character recognition in real-time environments. For example, the methods and systems provide novel techniques during extracting data using OCR and for a mechanism to process that data. These methods and systems are particularly relevant in real-time environments as the methods and system limit the need for manual review.Type: GrantFiled: July 30, 2021Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Kenneth Cardozo, Landon Nehmer, Esmat Zare, Mani Afsari, Jitender Jain, Venkateshwar Parpelli, Bhuvaneswari Balasubramanian, Bijun Du, Daniel Nizinski, Tausif Shahid
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Patent number: 11895491Abstract: A method and system for provisioning access data in a second application on a mobile device using a first application on the mobile device. Authentication data may be input into the first application, and an authentication code may be requested from a remote server. After the authentication code is received by the first application in the mobile device, it can pass the authentication code to a second application that initiates an access data provisioning process.Type: GrantFiled: August 28, 2020Date of Patent: February 6, 2024Assignee: Visa International Service AssociationInventors: Glenn Powell, John F. Sheets
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Patent number: 11893586Abstract: A method for processing a potentially fraudulent electronic payment transaction includes: receiving a first fraud detection rule configured to identify a potentially fraudulent electronic payment transaction; storing the first fraud detection rule in a fraud rules database; receiving a transaction request message; generating and storing a first case record associated with the first transaction in a case management database; receiving an updated fraud detection rule superseding the first fraud detection rule; applying the updated fraud detection rule to the first transaction to determine whether the first transaction does not satisfy the at least one updated fraud detection rule; and deleting the first case record from the case management database before the first transaction is further analyzed for fraud.Type: GrantFiled: September 24, 2021Date of Patent: February 6, 2024Assignee: Visa International Service AssociationInventor: Deepam Tiwan
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Patent number: 11893544Abstract: Aspects discussed herein may relate to methods and techniques for automatically generating a test drive schedule for a user based on known inventory, user preferences, demographic information, employee availability, and other factors, as well as detecting conflicts and rescheduling test drives in response to those conflicts. This may allow for easier access to test drives for the consumer, which may promote more test drives and higher resultant sales, as well as allowing for rescheduling in advance of conflicts, which may reduce lost consumers due to test drives that were conflicted.Type: GrantFiled: September 14, 2021Date of Patent: February 6, 2024Assignee: Capital One Services, LLCInventors: Vishwanath Hiremath, Satish Chikkaveerappa, Ponnazhakan Subramanian
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Patent number: 11890339Abstract: Embodiments of immunogens comprising a recombinant Nipah virus (NiV) F ectodomain trimer stabilized in a prefusion conformation are provided. Also provided are embodiments of immunogens comprising chimeric proteins comprising the recombinant NiV F ectodomain trimer and one or more G ectodomains, a multimer of NiV G ectodomains, and protein nanoparticles comprising the recombinant NiV F ectodomain trimer or an NiV G ectodomain. Also disclosed are nucleic acids encoding the immunogens and methods of their production. Methods for inducing an immune response in a subject by administering a disclosed immunogen to the subject are also provided. In some embodiments, the immune response treats or inhibits NiV infection in a subject.Type: GrantFiled: August 5, 2019Date of Patent: February 6, 2024Assignees: The United States of Americam as represented by the Secretary, Department of Health and Human Services, Trustees of Dartmouth CollegeInventors: Barney Graham, Rebecca Loomis, Guillaume Stewart-Jones, John Mascola, Jason McLellan
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Patent number: 11893437Abstract: A RFID label for use on a lid of a container, and a method of using the RFID label. The RFID label comprises a substrate component, a RFID antenna formed on the substrate component, and a RFID chip for storing data coupled to the RFID antenna. The RFID label is positioned or configured on the lid so as to limit or avoid any interference between the RFID antenna and the RFID chip by any metal component of the container. The RFID label is particularly useful for containers that have small lids or metal components, such as vials, where conventional RFID usage is limited.Type: GrantFiled: July 23, 2018Date of Patent: February 6, 2024Assignee: Avery Dennison Retail Information Services LLCInventors: Douglas Bourque, Brad Cumby
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Patent number: 11892586Abstract: Methods for determining water-filled porosity using a general volumetric mixing law and the measurements of a dielectric tool are described. The water-filled porosity estimates are used to obtain water salinity estimates and the optimal parameters of the volumetric mixing law. These estimates are in turn used to generate novel quality indicators.Type: GrantFiled: January 11, 2022Date of Patent: February 6, 2024Assignee: Halliburton Energy Services, Inc.Inventors: Junsheng Hou, Baris Guner, Ahmed Fouda
