Patents Assigned to STRIPE, INC.
  • Patent number: 11372933
    Abstract: A system and method for a commerce platform system conducting a transaction with a customer system of a merchant system. The method may include receiving, over a communications network from the customer system, a request to purchase a product offered for sale by the merchant system, the request to purchase the product generated within a user interface presented to the customer system by the merchant system. The method may also include redirecting the customer system to a payment page served by the commerce platform system, wherein the payment page presents the product of the merchant for purchase by the customer system. Furthermore, the method may include clearing, with one or more authorization network systems, the purchase of the product from the payment page by the customer system, and redirecting the customer system back to a second user interface provided to the customer system by the merchant system.
    Type: Grant
    Filed: September 19, 2019
    Date of Patent: June 28, 2022
    Assignee: STRIPE, INC.
    Inventors: Eduardo Serrano, Jenan Wise, Yue Bu
  • Patent number: 11361284
    Abstract: A payment processing method and apparatus for using an intermediary platform are described. In one embodiment, the method comprises electronically receiving approval from an intermediary platform associated with a payment processor user of a first authorization request for a first transaction; electronically receiving for approval, at the payment processing system, a second authorization request for a second transaction from a merchant using a payment instrument used by an agent of the service provider; and settling transactions associated with the service provider, including clearing a batch of records corresponding to the service provider on a predetermined time basis by comparing, with a tracking engine of the payment processing system, transaction tracking information associated with authorization requests to net out individual transactions.
    Type: Grant
    Filed: May 31, 2019
    Date of Patent: June 14, 2022
    Assignee: STRIPE, INC.
    Inventors: Timothy Thairu, Lachlan Groom
  • Patent number: 11354714
    Abstract: A method and apparatus for generating one or more user interfaces for onboarding a merchant for use of services of a commerce platform system are described. The method may include transmitting, from a merchant system to a commerce platform system, a request for creating a merchant account that onboards the merchant for use of services provided by the commerce platform system. The method may also include in response to executing an onboarding user interface received from the commerce platform, establishing a merchant context for the merchant account in a memory of the merchant system, wherein the merchant context stores a local copy of merchant account data for the merchant account.
    Type: Grant
    Filed: December 23, 2019
    Date of Patent: June 7, 2022
    Assignee: STRIPE, INC.
    Inventors: Matthew Basta, Ryan Orbuch
  • Patent number: 11328065
    Abstract: Architectures, systems and methods for building trusted and secure artifacts are disclosed. In one embodiment, the method comprises: receiving inputs including one or more instances of software code; verifying trustworthiness of the one or more inputs; creating software code using a forward immutable continuous integration (CI) pipeline having a plurality of stages with forward immutability between consecutive pipeline stages to receive the one or more inputs verified as trustworthy and to build and test one or more containers associated with the one or more inputs, wherein each subsequent stage after a first stage of the pipeline depends on an immutable output of an immediately preceding stage in the pipeline, and further wherein the pipeline includes an emission stage for outputting signed, trusted software code from the pipeline; and storing signed, trusted software code in a repository for deployment, the repository only accepting signed software code for deployment.
    Type: Grant
    Filed: July 26, 2019
    Date of Patent: May 10, 2022
    Assignee: STRIPE INC.
    Inventors: Jonathan Wall, Andy Reitz, Ed Flanagan
  • Patent number: 11301833
    Abstract: Certain aspects of a method and system for communicating location of a mobile device for hands-free payment may include a peer-to-peer ad-hoc network that comprises a plurality of mobile devices, a plurality of access points, and a plurality of point of sale (POS) devices. A first mobile device may determine its location coordinates and communicate them to a selected POS device via the peer to peer ad-hoc network. At least one of the plurality of mobile devices and/or the plurality of access points may be within a defined proximity of the selected POS device. In some instances, the first POS device may receive via one or more intermediate mobile devices in the peer-to-peer ad-hoc network, location coordinates and payment transaction information of a selected mobile device. At least one of the intermediate mobile devices may be within a defined proximity of the first POS device.
    Type: Grant
    Filed: November 4, 2019
    Date of Patent: April 12, 2022
    Assignee: STRIPE, INC.
    Inventor: Mehran Moshfeghi
  • Patent number: 11270362
    Abstract: A method and apparatus for a commerce platform providing proof of application ownership of a network distributable application are described. The method may include receiving a request to approve an application developed by a merchant system, wherein the application includes an application programming interface (API) component, a software development kit (SDK) component, or a combination thereof provided by the commerce platform to the merchant system. The method may also include generating a unique identifier (ID) for the application to be included as metadata within the application. Furthermore, the method may include obtaining, from an application information system, data describing the application, and extracting an ID from metadata in the data obtained by the application information system.
    Type: Grant
    Filed: March 2, 2020
    Date of Patent: March 8, 2022
    Assignee: STRIPE, INC.
    Inventor: Joseph Patrick Kirwin
  • Patent number: 11216273
    Abstract: The subject technology detects a code commit at a code repository. The subject technology sends a request for a build job to a build server. The subject technology determines that the build job is completed. The subject technology sends a training request and user token to a proxy authenticator. The subject technology determines determining that the user token is validated. The subject technology sends a training request and the user token to a training job manager. Further, the subject technology determines determining that the training job is completed.
    Type: Grant
    Filed: September 8, 2020
    Date of Patent: January 4, 2022
    Assignee: Stripe, Inc.
    Inventors: William Story, David Hwang
  • Patent number: 11205164
    Abstract: A method and apparatus for reader device registration, activation, and use are described. The method may include receiving, by a commerce platform, a registration request generated by a reader device, wherein the registration request comprises at least identification data for the reader device. The method may also include transmitting, to the reader device, a registration code. The method may also include receiving, by the commerce platform from a merchant system, a second registration code purported to be the registration code transmitted to the reader device. The method may also include generating an encryption key associated with the reader device and transmitting the encryption key to the merchant system, wherein the encryption key is provided by merchant system to the reader device for use by the reader device when communicating with the commerce platform during merchant transactions.
    Type: Grant
    Filed: September 13, 2019
    Date of Patent: December 21, 2021
    Assignee: STRIPE, INC.
    Inventors: Jonathan Wall, Devesh Senapati, Nate Barnett
  • Patent number: 11165988
    Abstract: An electronic device can be synchronized with a broadcast of a live sporting event to obtain supplemental sports data over a data network from a server storing data associated with the live sporting event. Supplemental sports data is obtained from the server for display on the electronic device following a triggering activity associated with the broadcast of the live sporting event. Supplemental sports data can be transmitted for rendering on a display associated with the electronic device. Supplemental sports data can include display of an instant replay video of a sports athlete combined with audio of a pre-recorded statement by the sports athlete associated with the instant replay video, an announcement of a score change for a sporting event monitored by the electronic device, and a display of a football widget providing updates on football game status (e.g., possession, ball location, current score) monitored by the electronic device.
    Type: Grant
    Filed: August 24, 2020
    Date of Patent: November 2, 2021
    Assignee: STRIPE, INC.
    Inventors: Anthony F. Verna, Luis M. Ortiz
  • Patent number: 11150895
    Abstract: A method and apparatus for automatically deploying artifacts are disclosed. In one embodiment, the method comprises generating a trusted configuration artifact with a forward immutable continuous integration (CI) implemented as a build pipeline; accessing, by an orchestration system, the trusted configuration artifact from the IAC repository; and automatically deploying the configuration to change a state of the cluster, according to an orchestration type associated with the trusted configuration artifact, including determining the orchestration type.
    Type: Grant
    Filed: July 26, 2019
    Date of Patent: October 19, 2021
    Assignee: STRIPE, INC.
    Inventor: Jonathan Wall
  • Patent number: 11119906
    Abstract: A method and apparatus for providing a document-integrated software integration validation by a service provider system are described. The method includes serving an interactive integration guide user interface (UI) to a user system that displays information for an application programming interface (API) integration test scenario. The method also includes tracking, based at least in part on user system identifier, a sequence of one or more API calls of the user system following the initial API call, where the sequence corresponds to one or more stages of the API integration test scenario. Then, based on a determination of correctness from the tracking, the method includes serving an updated interactive integration guide UI to the user system indicating each operation in the API integration test scenario that was performed correctly and indicating each operation in the API integration test scenario that was not performed correctly.
    Type: Grant
    Filed: June 11, 2020
    Date of Patent: September 14, 2021
    Assignee: STRIPE, INC.
    Inventors: Steven Edouard, Andrew Qin, Erin Kavanaugh, Karolis Kosas
  • Patent number: 11099835
    Abstract: A continuous integration framework for developing software for transaction processing and method for using the same are described.
    Type: Grant
    Filed: December 13, 2019
    Date of Patent: August 24, 2021
    Assignee: STRIPE, INC.
    Inventors: Jonathan Wall, Eric Glass, Ross Favero
  • Patent number: 11017380
    Abstract: A method and apparatus for EMV terminal device testing using a simulation of a plurality of EMV cards when interacting with an EMV terminal device emulator are described. The method may include establishing, by an EMV card emulator, an interface with the EMV terminal device emulator for the exchange of EMV card present transaction communications between the EMV card emulator and the EMV terminal device emulator. Furthermore, for each of a plurality of simulated EMV cards, the method may include exchanging one or more communications with the EMV terminal device emulator via the interface, wherein each communication simulates a communication generated by a simulated integrated circuit of an EMV card in response to a communication generated by the EMV terminal device emulator, and then causing at least one transaction to be run by the EMV terminal device emulator using the exchange of the one or more communications between the EMV card emulator and the EMV terminal device emulator.
    Type: Grant
    Filed: July 26, 2019
    Date of Patent: May 25, 2021
    Assignee: STRIPE, INC.
    Inventors: Jonathan Wall, Ross Favero, Eric Glass
  • Patent number: 11010804
    Abstract: A method and apparatus for a commerce platform coordinating a purchase of a product sold by a merchant system through a third party application are described. The method may include receiving a notification from the third party application requesting to purchase a product from within the third party application, wherein the notification comprises an identifier for the product and an identifier for the merchant system that sells the product. The method may also include a product checkout interface having an appearance consistent with an appearance of a user interface of the third party application, and transmitting the product checkout interface generated by the commerce platform to a user device executing the third party application causing the third party application to render the product checkout interface within at least a portion of the user interface of the third party application.
    Type: Grant
    Filed: July 22, 2019
    Date of Patent: May 18, 2021
    Assignee: STRIPE, INC.
    Inventors: Rasmus Rygaard, Devesh Kumar Senapati, Christopher Ross Continanza, James William Danz
  • Patent number: 11004084
    Abstract: A method and apparatus for authenticating a user commerce account associated with a merchant of a commerce platform are described. The method may include initiating authentication of the user commerce account associated with the merchant of the commerce platform from a commerce platform user interface of a user device, the user commerce account established for a user of the merchant. The method may also include sending an electronic message to a mobile device associated with the user account at the commerce platform, wherein the electronic message comprises an authentication code, and receiving the authentication code from the commerce platform user interface. Furthermore, the method may include generating an authentication key for the mobile device in response to matching the received authentication code with the sent authentication code and receiving a cookie provided from the commerce platform to the mobile device.
    Type: Grant
    Filed: August 26, 2019
    Date of Patent: May 11, 2021
    Assignee: STRIPE, INC.
    Inventors: Brian David Krausz, Jieren Chen, Shreyas Surendra Doshi, Michael Villar
  • Patent number: 11003443
    Abstract: In embodiments, methods and systems for implementing source code extraction are provided. Source code extraction facilitates processing obfuscated byte code and extracting source code representations of original source code of applications. Source code extraction is implemented based on leveraging and monitoring an interpreter (e.g., a software interpreter running on a virtual machine) when portions of obfuscated byte code (i.e., obfuscated compiled version of source code) are loaded or executed using the interpreter. In operation, the obfuscated byte code is accessed at the interpreter. The interpreter, processing the obfuscated byte code, is monitored using a source code extraction manager that supports instrumentation instances associated with functions of the obfuscated byte code. Instruction sequences of functions that the interpreter is processing are recorded using the source code extraction manager.
    Type: Grant
    Filed: August 15, 2019
    Date of Patent: May 11, 2021
    Assignee: STRIPE, INC.
    Inventor: Richard Healey
  • Patent number: 11003896
    Abstract: Aspects of the current disclosure include systems and methods for identifying an entity in a query image by comparing the query image with digital images in a database. In one or more embodiments, a query feature may be extracted from the query image and a set of candidate features may be extracted from a set of images in the database. In one or more embodiments, the distances between the query feature and the candidate features are calculated. A feature, which includes a set of shortest distances among the calculated distances and a distribution of the set of shortest distances, may be generated. In one or more embodiments, the feature is input to a trained model to determine whether the entity in the query image is the same entity associated with one of the set of shortest distances.
    Type: Grant
    Filed: May 16, 2019
    Date of Patent: May 11, 2021
    Assignee: Stripe, Inc.
    Inventors: Pranav Dandekar, Ashish Goel, Peter Lofgren, Matthew Fisher
  • Patent number: 11005650
    Abstract: Methods and systems for encrypting sensitive information are disclosed comprising hashing sensitive information by a hash function and selecting a salt or key salt based, at least in part, on the hashed sensitive information. If a salt is selected, the selected salt is combined with the hashed sensitive information to yield combined sensitive information, which is encrypted and stored. If a key is selected, such as an AES key, for example, the sensitive information is encrypted by the selected encryption key, and stored. The keys and salts may be encrypted by a cryptographic processing system that generates and stores keys, such as a key management system and/or a hardware security module, for further protection. The salts may be concatenated into a binary large object prior to encryption. Methods and systems for updating of stored records comprising encrypted sensitive information are also described.
    Type: Grant
    Filed: October 19, 2017
    Date of Patent: May 11, 2021
    Assignee: STRIPE, INC.
    Inventors: Jonathan Wall, Gautam S. Raj
  • Patent number: 10985925
    Abstract: A method and apparatus for a certificate authority system providing authentication to a plurality of devices associated with an organization are described. The method may include receiving, at the certificate authority system, a request from a device to sign authentication information of the device, wherein the device is associated with the organization. The method may also include sending a challenge to the device to perform an action with a system other than the certificate authority system, and receiving the response to the challenge from the device. Furthermore, the method may include verifying that the response was generated correctly based on the challenge, and signing the authentication information of the device with one or more keys of the certificate authority system as an authentication of an identity of the device.
    Type: Grant
    Filed: July 22, 2019
    Date of Patent: April 20, 2021
    Assignee: STRIPE, INC.
    Inventors: Carl Jackson, Bryan Berg, David Terrance Bartley, Evan Broder
  • Patent number: D939558
    Type: Grant
    Filed: August 6, 2020
    Date of Patent: December 28, 2021
    Assignee: Stripe, Inc.
    Inventors: Benjamin De Cock, Michael Villar