Patents Assigned to STRIPE, INC.
  • Patent number: 11778138
    Abstract: An electronic device can be synchronized with a broadcast of a live sporting event to obtain supplemental sports data over a data network from a server storing data associated with the live sporting event. Supplemental sports data is obtained from the server for display on the electronic device following a triggering activity associated with the broadcast of the live sporting event. Supplemental sports data can be transmitted for rendering on a display associated with the electronic device. Supplemental sports data can include display of an instant replay video of a sports athlete combined with audio of a pre-recorded statement by the sports athlete associated with the instant replay video, an announcement of a score change for a sporting event monitored by the electronic device, and a display of a football widget providing updates on football game status (e.g., possession, ball location, current score) monitored by the electronic device.
    Type: Grant
    Filed: October 27, 2021
    Date of Patent: October 3, 2023
    Assignee: STRIPE, INC.
    Inventors: Anthony F. Verna, Luis M. Ortiz
  • Patent number: 11776066
    Abstract: Systems, methods and apparatuses for implementing user customizable policies for revenue recognition are described. In some embodiments, a method comprises: tracking, by a network commerce system, a plurality of transactions; determining one or more revenue recognition rules of a plurality of revenue recognition rules that applies to each transaction of the plurality of transactions based on results of matching performed between conditions of each of the plurality of revenue recognition rules and one or more characteristics of said each transaction, the conditions of each rule including an effective time period during which individual transactions are subject to the rule; and automatically performing revenue recognition for each transaction according to one of the one or more revenue recognition rules determined to apply to said each transaction using based on results of matching conditions of one revenue recognition rule and the one or more characteristics of said each transaction.
    Type: Grant
    Filed: September 20, 2021
    Date of Patent: October 3, 2023
    Assignee: STRIPE, INC.
    Inventors: Tanin Na Nakorn, Ji Huang, Atikh Bana, Xu Rui
  • Patent number: 11763359
    Abstract: Methods and apparatuses for invoice numbering are disclosed.
    Type: Grant
    Filed: January 7, 2021
    Date of Patent: September 19, 2023
    Assignee: STRIPE, INC.
    Inventors: David Laprade, Jamie Kite, Piyush Poddar
  • Patent number: 11755228
    Abstract: A method and apparatus for data minoring are described. In one embodiment, a method for implementing country-specific data locality to cause data related to local transactions to be stored within the country in which the transactions occurred, comprises: capturing a set of transaction data associated with payment processing transactions into a first public cloud storage resource; and performing data mirroring across a heterogeneous set of cloud providers using a pipeline having a plurality of pipeline stages executed by one or more processors.
    Type: Grant
    Filed: December 16, 2019
    Date of Patent: September 12, 2023
    Assignee: Stripe, Inc.
    Inventors: Sophia Chrisoula Sakellariadis, Anand Balaji
  • Patent number: 11756033
    Abstract: A system for accepting the input of a PIN comprises a first device receiving a randomized PIN layout derived on a fourth device. The randomized PIN layout is displayed on a display of the first device. A second device comprises an input for accepting a series of key presses to produce a PIN token. The PIN token indicating each of the series of key presses. A third device is in communication with the second device. The third device derives the randomized PIN layout and receives the PIN token from the second device without the PIN token being present on the first device. The third device combines the PIN layout and the PIN token to produce a PIN. The PIN is used to authenticate a transaction. The fourth and third devices each store a shared secret used to independently derive the randomized PIN layout on the fourth and third devices.
    Type: Grant
    Filed: March 7, 2022
    Date of Patent: September 12, 2023
    Assignee: STRIPE, INC.
    Inventors: Chi Wah Lo, Hwai Sian Tsai, Namson Kwok
  • Patent number: 11748161
    Abstract: A method and apparatus for job submission are described. In one embodiment, the jobs are submitted by a job submission service or gateway that schedules large-scale data processing jobs on remote infrastructure. In one embodiment, the method comprises: receiving a request at a proxy service from a first client, via a first network communication, to submit a first job to a cluster; and managing the first job externally to the first client, including sending a request to an orchestration system to launch an orchestration system job in a container to start the first job running on the cluster via a client process run on a job client in the container and provide state information back to the proxy service regarding the orchestration system job.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: September 5, 2023
    Assignee: Stripe, Inc.
    Inventors: Andrew Johnson, Daniel Snitkovskiy, Marti Motoyama, Jonathan Bender
  • Patent number: 11727453
    Abstract: A clock data structure is introduced. An instance of the clock data structure can be attached to a billing data structure, such as a billing data structure that corresponds to a recurring payment. The instance of the clock data structure has a value that represents a frozen time—i.e., a specific time that does not change unless instructed to. The billing data structures to which the clock data structure is attached operate as if the real time is the frozen time on the clock. Since the time is frozen, users wishing to test the billing data structure can update their system configurations at specific times, and subsequently advance the time in the clock data structure instance to see the effects on those configurations, as well as on other parts of the system, including asynchronous messaging and processing, and processes that involve other entities.
    Type: Grant
    Filed: April 6, 2021
    Date of Patent: August 15, 2023
    Assignee: Stripe, Inc.
    Inventors: Ji Huang, Adam Eagle, Tanin Na Nakorn, Stefan Gawrys, Arne Roomann-Kurrik
  • Patent number: 11727053
    Abstract: Aspects of the current disclosure include systems and methods for identifying an entity in a query image by comparing the query image with digital images in a database. In one or more embodiments, a query feature may be extracted from the query image and a set of candidate features may be extracted from a set of images in the database. In one or more embodiments, the distances between the query feature and the candidate features are calculated. A feature, which includes a set of shortest distances among the calculated distances and a distribution of the set of shortest distances, may be generated. In one or more embodiments, the feature is input to a trained model to determine whether the entity in the query image is the same entity associated with one of the set of shortest distances.
    Type: Grant
    Filed: April 15, 2021
    Date of Patent: August 15, 2023
    Assignee: Stripe, Inc.
    Inventors: Pranav Dandekar, Ashish Goel, Peter Lofgren, Matthew Fisher
  • Patent number: 11710159
    Abstract: A method and apparatus for generating one or more user interfaces for onboarding a merchant for use of services of a commerce platform system are described. The method may include transmitting, from a merchant system to a commerce platform system, a request for creating a merchant account that onboards the merchant for use of services provided by the commerce platform system. The method may also include in response to executing an onboarding user interface received from the commerce platform, establishing a merchant context for the merchant account in a memory of the merchant system, wherein the merchant context stores a local copy of merchant account data for the merchant account.
    Type: Grant
    Filed: June 7, 2022
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventors: Matthew Basta, Ryan Orbuch
  • Patent number: 11710117
    Abstract: A method and apparatus for EMV terminal device testing using a simulation of a plurality of EMV cards when interacting with an EMV terminal device emulator are described. The method may include establishing, by an EMV card emulator, an interface with the EMV terminal device emulator for the exchange of EMV card present transaction communications between the EMV card emulator and the EMV terminal device emulator. Furthermore, for each of a plurality of simulated EMV cards, the method may include exchanging one or more communications with the EMV terminal device emulator via the interface, wherein each communication simulates a communication generated by a simulated integrated circuit of an EMV card in response to a communication generated by the EMV terminal device emulator, and then causing at least one transaction to be run by the EMV terminal device emulator using the exchange of the one or more communications between the EMV card emulator and the EMV terminal device emulator.
    Type: Grant
    Filed: May 24, 2021
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventors: Jonathan Wall, Ross Favero, Eric Glass
  • Patent number: 11710134
    Abstract: A contactless card reader comprises a contactless card reader front-end coupled to a processor. A communications module is coupled to the processor and a set of sensors is coupled to the processor. The set of sensors determines parameters related to the location, orientation and motion of the card reader. The processor receives the parameters from the set of sensors and utilizes the parameters and scenario configuration data to evaluate a rule. The result of the evaluation of the rule results in a limitation on the operation of the card reader. The communications module is configured to intermittently receive the scenario configuration data from external sources.
    Type: Grant
    Filed: April 26, 2022
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventors: Hwai Sian Tsai, Chi Wah Lo
  • Patent number: 11709659
    Abstract: Systems and methods for code generation are described. The method may include accessing an application programming interface (API) specification written in a first computer programming language. The method may also include processing the API specification in the first computer programming language with a code generation tool. Furthermore, the method may include generating, from the API specification, code in each of a plurality of different computer programming languages different from the first computer programming language and different from each other.
    Type: Grant
    Filed: March 24, 2021
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventor: William Alexander Rattray
  • Patent number: 11711222
    Abstract: A method and apparatus for a certificate authority system providing authentication to a plurality of devices associated with an organization are described. The method may include receiving, at the certificate authority system, a request from a device to sign authentication information of the device, wherein the device is associated with the organization. The method may also include sending a challenge to the device to perform an action with a system other than the certificate authority system, and receiving the response to the challenge from the device. Furthermore, the method may include verifying that the response was generated correctly based on the challenge, and signing the authentication information of the device with one or more keys of the certificate authority system as an authentication of an identity of the device.
    Type: Grant
    Filed: April 19, 2021
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventors: Carl Jackson, Bryan Berg, David Terrence Bartley, Evan Broder
  • Patent number: 11710163
    Abstract: A method and apparatus for a commerce platform coordinating a purchase of a product sold by a merchant system through a third party application are described. The method may include receiving a notification from the third party application requesting to purchase a product from within the third party application, wherein the notification comprises an identifier for the product and an identifier for the merchant system that sells the product. The method may also include a product checkout interface having an appearance consistent with an appearance of a user interface of the third party application, and transmitting the product checkout interface generated by the commerce platform to a user device executing the third party application causing the third party application to render the product checkout interface within at least a portion of the user interface of the third party application.
    Type: Grant
    Filed: May 14, 2021
    Date of Patent: July 25, 2023
    Assignee: Stripe, Inc.
    Inventors: Rasmus Rygaard, Devesh Kumar Senapati, Christopher Ross Continanza, James William Danz
  • Patent number: 11704673
    Abstract: A method and apparatus for fraud detection during transactions using identity graphs are described. The method may include receiving, at a commerce platform system, a transaction from a user having initial transaction attributes and transaction data. The method may also include determining, by the commerce platform system, an identity associated with the user, wherein the identity is associated with additional transaction attributes not received with the transaction. Furthermore, the method may include accessing, by the commerce platform system, a feature set associated with the initial transaction attributes and the additional transaction attributes, wherein the feature set comprises machine learning (ML) model features for detecting transaction fraud.
    Type: Grant
    Filed: June 29, 2020
    Date of Patent: July 18, 2023
    Assignee: Stripe, Inc.
    Inventors: Ryan Drapeau, Feiyi Ouyang, Tianshi Zhu, David Abrahams, Joshua Rosen
  • Patent number: 11706306
    Abstract: A method for location-dependent determination comprises: determining, with one or more processors, a geographic location of a user's electronic device using first data; in response to determining the determined geographic location is insufficient for performing a location-dependent determination, requesting second data to determine an updated geographic location of the user's electronic device; performing, with an Application Programming Interface (API), the location-dependent determination based on the updated geographic location; and completing, with the API, a transaction using the location-dependent determination.
    Type: Grant
    Filed: February 22, 2021
    Date of Patent: July 18, 2023
    Assignee: STRIPE, INC.
    Inventors: Noam Samuel, Ellen Stanfill, David C Doran, Alexander Thiemann
  • Patent number: 11704617
    Abstract: Systems and methods for modeling and analysis of commerce platform system infrastructure provided by cloud services provider systems to a commerce platform are described. The method may include receiving a cloud services provider spending report generated by a cloud service provider system, wherein the cloud services provider spending report comprises information indicative of costs of cloud services provider resource usage by the commerce platform system over a period of time, and receiving a service report for one or more systems of the commerce platform, wherein the service report comprises information indicative of execution of services of the one or more systems of the commerce platform over the period of time. A directed graph may then be generated that models costs of commerce platform system service usage at the cloud services provider system.
    Type: Grant
    Filed: June 18, 2020
    Date of Patent: July 18, 2023
    Assignee: Stripe, Inc.
    Inventor: Ryan Lopopolo
  • Patent number: D993958
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: August 1, 2023
    Assignee: Stripe, Inc.
    Inventors: Conor Hayes, James Foody
  • Patent number: D994217
    Type: Grant
    Filed: June 15, 2021
    Date of Patent: August 1, 2023
    Assignee: Stripe, Inc.
    Inventors: Conor Hayes, James Foody
  • Patent number: RE49614
    Abstract: A system for a secure display module includes a display element array, a driver controller, a communication interface, a host controller and a cryptographic engine. The display element array includes one or more segments, and the driver outputs are configured to drive the one or more segments, respectively. The host controller is configured to send commands and data to the driver controller via the communication interface and the cryptographic engine is configured to encrypt communication data between the display element array and the host controller.
    Type: Grant
    Filed: August 11, 2021
    Date of Patent: August 15, 2023
    Assignee: Stripe, Inc.
    Inventors: Chi Wah Lo, Hwai Sian Tsai