Abstract: Aspects of the disclosure provides a secure key management and data transmission system that includes a transmission system, a data consumer network device, a user network device, and a data transmission network. The transmission management system is configured to receive user-specific data from the user network device via the data transmission network and receive a request for a service corresponding to processing the user-specific data according to a proprietary process provided by the data consumer network device. The transmission management system is also configured to generate service response data based on processing the user-specific data according to the proprietary process in response to the received request, encrypt the service response data to become single-encrypted service response data, transmit the single-encrypted service response data to the data consumer network device, and receive and store double-encrypted service response data from the user network device.

Abstract: Proposed is a system and a method for a parametric risk transfer system based on automated location-dependent probabilistic tropical storm risk and storm impact forecast, wherein weather measuring parameters of weather events are measured by means of a plurality of delocalized distributed weather flow stations and transmitted to a central system, and wherein the measured weather measuring parameters at least comprise measuring parameters of wind speed and/or maximum wind speed within a predefined time frame. A spatial high-resolution grid comprising grid cells is generated over a geographical area of interest, and a wind field profile is dynamically generated, wherein by triggering an indexed wind field parameter of the wind field profile exceeding a predefined trigger, an output activation signal is generated based on the wind field parameter and transmitted to an associated activation device, wherein the operation of the activation device is steered by the transmitted output activation signal.

Abstract: Proposed is an automated telematics-based system (1) for score-driven operations associated with motor vehicles (41, . . . , 45) or transportation means of passengers or goods and based on a dynamic, telematics-based data aggregation, and method thereof, for automated risk-transfer related to complex peer-to-peer lending schemes, especially related to vehicles and car sharing schemes and sharing economy transportation schemes related to risks associated with damages to third parties. The telematics-based system (1) comprises telematics devices (411, . . . , 415) associated with the plurality of motor vehicles (41, . . . , 45), wherein the telematics devices (411, . . . , 415) comprise a wireless connection (42101-42108) to a central, expert-system-based circuit (11). The telematics devices (411, . . . , 415) are connected via interfaces (421, . . . , 425) to the sensors and/or measuring devices (401, . . . , 405) and/or an on-board diagnostic system (431, . . .

Abstract: Proposed is a OEM-linked, telematics-based system and platform (1) for score-driven operations associated with motor vehicles (41, . . . , 45) or transportation means of passengers or goods and based on a dynamic, telematics-based data aggregation, and method thereof. The telematics-based system (1) comprises vehicle embedded telematics devices (OEM line fitted) (411, . . . , 415) associated with the plurality of motor vehicles (41, . . . , 45), wherein the vehicle embedded telematics devices (OEM line fitted) (411, . . . , 415) comprise a wireless connection (42101-42108) to a central, expert-system based circuit (11). The telematics devices (411, . . . , 415) are connected via interfaces (421, . . . , 425) to the sensors and/or measuring devices (401, . . . , 405) and/or an on-board diagnostic system (431, . . . , 435) and/or an in-car interactive device (441, . . . , 445), wherein the telematics devices (411, . . .

Abstract: Proposed are a system and a method for a dynamically triggered risk-transfer system based on an automatically steered, floating recoverable basis. The system triggers coupled first and second insurance systems providing self-sufficient risk protection for a variable number of defined risk exposure components. In the case of the occurrence of one of the defined risk events, the occurred loss is automatically covered by the first insurance system.

Abstract: Proposed is a mobile automotive car system, and method thereof, for a dynamic, telematics-based connection search engine and telematics data aggregator, wherein risk-transfer profiles are captured and categorized in a results list from a plurality of first risk-transfer systems based on dynamically generated driving score parameters by means of appropriately triggered automotive data. As a variant, during a predefined trial period, the automotive and driving behavior data can be collected, which are transmitted together with the generated driving score parameters to multiple automated first risk-transfer systems for quotation. The user is able to dynamically select the best-fitting first risk-transfer system for risk-transfer by means of the results list, which is provided and updated in real-time for display to and selection by a user of a mobile telecommunication apparatus by means of a mobile telematics application of the mobile telecommunications apparatus.

Abstract: Aspects of the disclosure include a first risk-transfer system, a second risk-transfer system, and an expert-system based circuit. The first risk-transfer system is configured to provide a first risk-transfer based on first risk-transfer parameters from a plurality of motor vehicles to the first risk-transfer system, and receive and store first payment parameters associated with risk exposures of the plurality of motor vehicles. The second risk-transfer system is configured to provide a second risk-transfer based on second risk-transfer parameters from the first risk-transfer system to the second risk-transfer system, and receive and store second payment parameters associated with risk exposures transferred to the first risk-transfer systems.

Abstract: A resource pooling system and method for multi-pillar triggered risk transfer associated with prolonged independent living under elderly illness occurrence by providing dynamic self-sufficient risk protection for a variable number of risk exposure components by the resource pooling system. The risk exposure components are connected to the resource pooling system by a plurality of payment receiving devices configured to receive and store payments from the risk exposure components for the pooling of their risks and resources. The resource pooling system includes a filter device configured to capture age-related parameters of risk exposure components and filter risk exposure components associated with an age-related parameter greater than a predefined age-threshold value by the predefined age-threshold value.

Abstract: A system and method for real-time risk-assessment and adjustment, risks associated with a plurality of risk exposed individuals being at least partially transferable from a risk exposed individual to a first insurance system and/or from the first insurance system to an associated second insurance system. The system including a table with retrievable stored risk classes each comprising assigned risk class criteria, individual-specific parameters of the risk exposed individuals being captured relating to criteria of the stored risk classes by the system and stored in a memory, and a specific risk class associated with the risk of the exposed individual being identified out and selected of the stored risk classes by the system based on the captured parameters.

Abstract: A control device and method for state-transition-based processing of objects following a state-structured process flow with a plurality of process states. For each process state one or more tasks are selected in order to process the transition of a selected object from one process state to the subsequent process state. State parameters of the selected object are captured and the current process state of the object is determined based on the captured state parameters. The tasks are generated for a specific process state in dependence on assigned task parameters of a process task. Operating tags are assigned to a process task and include dynamically alterable operating parameters adding operational constraints to the processing of the process task. The state-structured process flow is dynamically generated and processed by triggering defined threshold and/or trigger values and/or steering the processing of the process tasks based on the operating parameters of the operating-tags.

Abstract: A controller and method for state-transition-based processing of objects following a state-structured process flow with plural process states. For each process state, one or more tasks are selected to process a transition of a selected object from one process state to a subsequent process state. State parameters of the object are captured. The current process state of the object is determined based on the captured state parameters. The tasks are generated for a specific process state in dependence on assigned task parameters of a process task. Operating tags are expendably assigned to a process task by an assigner unit or assignee unit, the operating tags including dynamically alterable operating parameters adding operational constraints to processing the process task. The state-structured process flow is dynamically generated and processed by triggering defined threshold and/or trigger values and/or steering the processing of the process tasks based on the operating parameters of the operating-tags.

Abstract: A method and system, the method including capturing country-specific parameters of a risk-exposed country relating to stored predefined criteria, assigning one or more disaster event types to a disaster history table, capturing and storing mapping parameters for a geographic risk map, assigning each of a plurality of selectable disaster financing types to a definable cost factor capturing the capital cost of the disaster financing type in relation to its application for disaster mitigation, determining expected catastrophe losses by a loss frequency function and the geographic risk map for various scenarios of occurring natural disaster event types, and preparing a forecast of an effect of the disaster financing type to cover the catastrophe losses based on the coverage structure, the assigned cost factors, and the determined expected catastrophe losses

Abstract: A system based on layered, two-tier double cryptographic keys providing a closed cryptosystem within a secured network environment, the system including a digital key management device and a network node. The digital key management device generates a first-tier cryptographic key, a second-tier cryptographic key and makes the first-tier and second-tier cryptographic keys publicly accessible within a first and a second secured walled regions that are accessible to a network node registered to a first authentication database associated with an access server of the system, encrypts a first and second content with the first-tier and second-tier cryptographic keys, and generates encrypted first and second content. The network node requests access to the first secured walled region, accesses the first-tier and the second-tier cryptographic keys, decrypts the first and second content, generates first and second data containers based on the decrypted content, and transfers the data containers to a client device.

Abstract: A system and a method, the method including assigning a payment parameter to each variable risk transfer segment of a top-down table and accumulating payment parameters to a total payment sum, capturing payment transfer parameters from a first payment-transfer device to a second payment-transfer device, and when the total payment sum at the second payment-transfer device has been triggered, transferring the risk exposure of a first insurance system associated with the variable risk transfer segments of the top-down table to a second insurance system.

Abstract: Proposed are a system and a method for the automated measurement, accumulation and monitoring of diverging cyber risks, wherein risk components are exposed by electronic means of the risk components to a plurality of cyber risks. An accumulation device is used for the segmentation of the total cyber risk of a risk component by means of parametrizable risk exposure segments, and wherein, in a searchable trigger table, retrievably stored segmentation parameters are associated with corresponding measuring parameters for capturing the risk exposure of a specific risk exposure segment. The system comprises a trigger module that is connected to the risk components by means of capturing devices in order to dynamically defect and capture measuring values for the measuring parameters related to the occurrence of cyber risk events within the data pathway of said electronic means.

Abstract: A system for providing a dynamically morphing, self-sufficient risk protection structure, the system including: risk exposure components that are connected to a first insurance system of the system and that transfer risk exposure associated with an occurrence of defined risk events from the risk exposure components to the first insurance system based on equitable, mutually aligned first risk transfer parameters and correlated aligned first payment transfer parameters, and the first insurance system that is connected to a second insurance system of the system and that transfers risk exposure associated with the occurrence of the defined risk events from the first insurance system to the second insurance system based on equitable, mutually aligned second risk transfer parameters and correlated aligned second payment transfer parameters.

Abstract: A forecast system and method for automated location dependent natural disaster impact forecasts includes located gauging stations to measure natural disaster events. Location dependent measurement parameters for specific geotectonic, topographic or meteorological conditions associated with the natural disaster are determined and critical values of the measurement parameters are triggered to generate a dedicated event signal for forecasted impacts of the disaster event within an area of interest. In particular, the signal generation is based upon the affected population or object within the area of interest.

Abstract: Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks associated with elderly persons by providing a dynamic self-sufficient risk protection for a variable number of risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231).

Abstract: The invention relates to a self-sufficient resource-pooling system (1) for risk sharing of a variable number of risk exposed aircraft fleets (81, . . . , 84) related to airspace risks, wherein resources of the risk exposed aircraft fleets (81, . . . , 84) are pooled by the system (1) and a self-sufficient risk protection is provided for the risk exposed aircraft fleets (81, . . . , 84) by means of the system (1) preventing imminent grounding or operational collapse as a consequence of an occurrence of a natural disaster events, such as volcanic eruptions. The risk exposed aircraft fleets (81, . . . , 84) are connected to the system (1) by means of a plurality of payment-receiving modules configured to receive and store payments from the risk exposed aircraft fleets (81, . . . , 84) for the pooling of their risks and resources and loss cover is provided based on the pooled resources and risks by means of the system (1).

Abstract: Proposed are a parametric, event-driven critical illness insurance system based on a resource-pooling system (1) and method for risk sharing of critical illness risks of a variable number of risk exposure components (21, 22, 23) by providing a dynamic self-sufficient risk protection for the risk exposure components (21, 22, 23) by means of the resource-pooling system (1). The resource-pooling system (1) comprises an assembly module (5) to process risk-related component data (211,221,231) and to provide the likelihood (212, 222, 232) of said risk exposure for one or a plurality of the pooled risk exposure components (21, 22, 23, . . . ) based on the risk-related component data (211, 221, 231).