Patents Assigned to The JPMorgan Chase Bank, N.A.
-
Patent number: 10409582Abstract: The invention relates to a computer implemented system that automates ATM deployment. The innovative system comprises a datacenter that communicates via a communication network to a first plurality of remote devices, via a remote server, and to a second plurality of remote devices. The centralized server comprises: a phone home tool that receives a remote request from a remote ATM device and transmits, in response to the remote request, configuration data to the remote ATM device to initiate an automated software build; a retail event management tool that provides a user interface that integrates multiple backend systems to control operating software migrations; an ATM management tool that preloads the remote ATM device with software and patch management data; and a software policy tool that that standardizes disparate ATM models and manages multiple components of an ATM software build.Type: GrantFiled: July 21, 2017Date of Patent: September 10, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: Jon Maehler, Saket A. Pradhan, Joseph R. McCullough
-
Patent number: 10410281Abstract: The invention provides a method and system for a financial institution for capturing the business of a financial services customer. The system may include a data access system for obtaining and storing data; and an analysis system for processing the data. The analysis system (1) selects a study group of customers from the data; (2) observes the study group so as to produce a profile of each study group customer's financial information; (3) produces a mathematical representation of an interrelationship between study group customers' profiles and the data; (4) applies the mathematical representation to customers not within the study group in order to estimate those customers' profiles; (5) identifies a portion of the customer's monetary flow eligible to be conducted through the financial institution, the identification based in part on the customer's profile; and (6) does not require direct input from the customer.Type: GrantFiled: July 16, 2008Date of Patent: September 10, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: Christopher R. Conrad, Chris Hurlebaus, Guoxing Sha, Pavel Nedanov
-
Patent number: 10402800Abstract: Embodiments of the invention are related to a computer-implemented authentication method and system for authenticating a customer using an electronic device for engaging in a transaction involving a financial institution over a network. Embodiments of the method include capturing an image of the customer engaging in the transaction using an image capturing device integrated with the electronic device and retrieving a stored image of the customer from an authentication database. Embodiments of the invention additionally include comparing, using a comparison algorithm executed by computer processing components, the stored image with the captured image to authenticate the customer and upon authentication, monitoring the captured image during the transaction for an interruption using the computer processing components. The method further includes terminating the transaction if an interruption is detected.Type: GrantFiled: April 22, 2013Date of Patent: September 3, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Brad X. Lucas, John Hsieh, Ravi Acharya, Sih Lee
-
Patent number: 10395199Abstract: According to an embodiment of the present invention, a computer implemented method and system for determining an optimization schedule comprising: executing, via the computer processor, a volume forecast determination for at least one ATM device to generate forecast data, wherein the volume forecast comprises a withdrawal forecast and a deposit forecast; executing, via the computer processor, a simulation based on the forecast data to develop a set of possible schedules for the at least one ATM, wherein the simulation considers one or more identified uncertainties; automatically, via the computer processor, generating one or more fault risks based at least in part on the one or more identified uncertainties; and automatically, via the computer processor, determining an optimal schedule for the at least one ATM device based on the one or more fault risks.Type: GrantFiled: October 17, 2014Date of Patent: August 27, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: Donovan Gibson, James Gearheart, Matthew Bates, Jacob Andrew Naylor
-
Patent number: 10395190Abstract: Embodiments of the present invention are directed to a total cost of ownership method and system for technology components, applications or business units. The system provides financial reporting costs in information technology terms in order to build a bridge between technology and finance organizations. The method and system utilize data from systems of record for assets and charges, extract this data and deliver output reports and visualizations on the data processing and analysis in order to drive a Total Cost of Ownership for technology components, applications or business units. The method includes bringing data from disparate sources into the computer processor accessing at least one storage medium, validating the data by a Data Quality Engine, processing the data by matching the at least one charge to the at least one asset and performing data analytics and reporting on the Total Cost of Ownership.Type: GrantFiled: July 17, 2013Date of Patent: August 27, 2019Assignee: JPMorgan Chase Bank, N.A.Inventor: Derek S. Kane
-
Publication number: 20190259094Abstract: An automated Automatic Teller Machine (ATM) exception processing method, system, and recording medium for facilitating completion of an ATM deposit transaction upon an occurrence of an exception. The method includes remotely monitoring an ATM for the exception by an automated ATM monitoring system over a first communication network, and automatically reporting a detected exception resulting in a failed ATM deposit transaction, by a processor in the automated ATM monitoring system, to both a customer processing system and to a reconstruction transaction system over a second communication network. The process also includes processing a customer claim by the customer processing system based on the failed ATM deposit transaction, and reconstructing the failed ATM deposit transaction by the reconstruction transaction system. The method further incudes reconciling the customer claim with the reconstructed ATM deposit transaction.Type: ApplicationFiled: May 6, 2019Publication date: August 22, 2019Applicant: JPMorgan Chase Bank, N.A.Inventors: David Anthony QUESENBERRY, Warren Gavin LEWIS
-
Patent number: 10387858Abstract: A cash flow management system is provided within a host system for facilitating cash flow management for businesses. The cash flow management system includes an electronic billing and invoicing computing system enabling generation and transmission of electronic bills based on business invoices and for displaying the generated bills for payment and an integrated receivables and reconciliation system receiving notification of received payments and for matching received payments with the generated invoices. The system additionally includes a communication interface for allowing the cash flow management system to communicate with multiple financial management systems accessible to the host enterprise, the systems including at least an accounting system, the integrated receivables management system receiving information from the financial management systems within the host system to facilitate management of cash flow for the businesses using the cash flow management system for electronic billing.Type: GrantFiled: February 22, 2013Date of Patent: August 20, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Jamie L. Novak, Richard B. Walcutt, Stanley M. DeVan, Jr.
-
Publication number: 20190251488Abstract: A mainframe workflow creation method creates and manages managing workflow tasks in a mainframe workflow management system. The method includes activating a workflow creation engine in the mainframe workflow management system by a user of a computing device using a web dashboard, communicating with the mainframe workflow management system over a communication network, and creating workflow tasks corresponding to a mainframe workflow. The method also includes associating the workflow tasks with a mainframe workflow process, and selecting a target mainframe computing system from a plurality of target mainframe computing systems for execution of the mainframe workflow process. The method further includes transmitting the mainframe workflow process to the selected target mainframe computing system over the communication network, and executing the mainframe workflow process, including plurality of workflow tasks, by the selected target mainframe computing system.Type: ApplicationFiled: April 29, 2019Publication date: August 15, 2019Applicant: JPMorgan Chase Bank, N.A.Inventors: Michael DELFRANCO, Brian S. ELLIOTT, John CONSIGLIO, Simon HIGGINS, Charles Andrew WILKINS
-
Patent number: 10380374Abstract: A system and method for network file filtering to prevent identity theft or misuse by restricting access to files likely to contain sensitive data is disclosed. The file filtering process includes scanning at least one data file for density of a selected pattern. Files identified as containing the selected pattern may be further analyzed to determine the likelihood of the presence of sensitive information. The process may also include restricting access to files that are identified as likely to contain sensitive information.Type: GrantFiled: September 29, 2014Date of Patent: August 13, 2019Assignee: JPMorgan Chase Bank, N.A.Inventor: Glenn C. Everhart
-
Patent number: 10380584Abstract: In one embodiment, a method includes receiving an indication that a user has initiated a transaction and determining whether location information identifying a location of the transaction was received. A first attribute package of a plurality of attribute packages of the user may be identified based on customized rules and, if received, based on the location information. An identification of the first attribute package may be sent to the user's client system as a recommended payment attribute package for processing the transaction. In response to the identification of the first attribute package, the transaction may be opened, and a payment attribute package for the transaction may be set to the first attribute package. The transaction may be held open for a predetermined period of time to allow the user to modify the payment attribute package for the transaction to a different attribute package.Type: GrantFiled: October 27, 2015Date of Patent: August 13, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Nicholas M. Lore, Brian S. Gantert, Richard W. McMillen, Sanjay Durgadin, Daryl Wooldridge, Joseph Arnone, Heather Spinnenweber
-
Patent number: 10380528Abstract: A network interface accesses project data, wherein the project data comprises a metric for a project. A processor determines a project completeness based on the project data. The network interface receives a project assessment and also accesses updated project data, wherein the updated project data comprises an updated metric for the project. The processor then determines an updated completeness of the project, and determines a change in the completeness of the project. When the change in the completeness of the project is over a threshold, the processor sets a material change flag. The processor also determines a low-granularity project status. The processor then generates a project heat map. The project heat map is displayed in a tabular format. The project heat map presents the completeness of the project, material change flag, and the low-granularity project status for the project simultaneously.Type: GrantFiled: August 27, 2015Date of Patent: August 13, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Nicholas LoRe, Benjamin Sokol
-
Patent number: 10372915Abstract: A method and system are provided for managing cybersecurity vulnerabilities of resources within at least one network. The method includes collecting data including application risk rank and network location. The method further includes determining a vulnerability score for vulnerabilities of the resources and determining a severity score based on the application risk rank and network location. The method additionally includes integrating the vulnerability score and the severity score to create a two-dimensional risk ranking and prioritizing remediation of the vulnerabilities based on the two-dimensional risk ranking.Type: GrantFiled: July 26, 2017Date of Patent: August 6, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Bryan S. Inagaki, Martin Dawson, Andrew Graham, Ramiro R. Murgueytio, David J. Robinson, Ajay D. Vachhani, Travis Washburn
-
Patent number: 10375071Abstract: An access control system is provided for controlling access to multiple target servers in a networked environment. The access control system includes an access control user interface accessible to the target servers and a computer memory storing an access control database providing information to the access control user interface. The access control system additionally includes a management server including an access control processor, the access control processor implementing a discovery engine for discovering user rights stored at the target server and delivering the user rights stored at the target server over the network to the access control database.Type: GrantFiled: December 16, 2015Date of Patent: August 6, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Rob Hydell, Jason L. Young, Pavel Lobashov
-
Patent number: 10365989Abstract: Systems and methods are provided for implementing an automated parallel deployment solution. Embodiments of the invention described herein prevent defects from being introduced in a production environment, or those that could be introduced in a production environment, by parallel log monitoring of existing and new state systems. One or more systems may be created in parallel to the production system to detect and fix defects. In embodiments of the invention, as existing defects are captured and resolved by the automatic defect resolution system and method, these defects will not impact production any further. Thus, the automatic defect resolution system drives out all production defects over a window of time, requiring less and less maintenance over time. Once a given detect is fixed, the corresponding change is applied to the production environment to avoid future similar defects.Type: GrantFiled: March 16, 2017Date of Patent: July 30, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventor: Devin Moore
-
Patent number: 10365986Abstract: The invention is directed to a computer-implemented method and system for improving processing performance for a group of computing resources, the method implemented on at least one computer having a processor and accessing at least one data storage area. The method comprises implementing the processor for calculating a benchmark for each computing resource in the group of computing resources and normalizing the benchmark across the group of computing resources to determine a number of performance units for each computing resource. The method additionally includes providing a graphical user interface for facilitating visual comparison for comparing processing performance indicators for multiple computing resources in the group of computing resources and reconfiguring at least some of the computing resources represented on the graphical user interface based on the comparison.Type: GrantFiled: June 2, 2014Date of Patent: July 30, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Michael Aguiling, Donald V. Alecci
-
Patent number: 10360464Abstract: Systems and methods for biometric authentication with liveness detection are disclosed. A method of biometric authentication may be performed in an information processing apparatus including at least a memory, a communication interface, at least one computer processor, a display, and an image capture device. The method may include (1) receiving a streaming images of a user's face captured by the image capture device; (2) graphically presenting, on the display, the streaming images, a target and a moveable object; (3) detecting a movement of a feature of the user's face in the streaming images; (4) graphically presenting the movement of the feature of the user's face on the display by moving the object in a direction of the movement of the feature of the user's face; and (5) determining whether the user is live based on the movement.Type: GrantFiled: March 3, 2017Date of Patent: July 23, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: Duich McKay, Gil McErlane, Alex Lieberman
-
Patent number: 10360010Abstract: The invention relates to a computer implemented system that automates ATM deployment. The innovative system identifies software installation data for one or more ATM remote devices; transmits the software installation data as a preload to the one or more ATM remote devices, prior to a software build; identifies an associated network segment of the one or more ATM remote devices; and identifies bandwidth data for the network segment relevant to software download progress.Type: GrantFiled: July 21, 2017Date of Patent: July 23, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: Jon Maehler, Saket A. Pradhan, Joseph R. McCullough
-
Patent number: 10346915Abstract: Systems and methods for hierarchical dual-dynamic exception management are disclosed. In one embodiment, the system and method may provide: (1) hierarchical exception modelling, metric algorithms and aggregation; (2) node level exception metric algorithm and high-level status algorithm calculation; (3) node level investigation via “explain” of exception factors (e.g., focusing an analyst on a particular issue); (4) node level tracking workflow management through ability to add commentary, multiple-person signoff, and high-level status calculation overrides; (5) visibility, auditable compliance reporting; (6) dashboard for internal operational analysts/managers with full investigation view; (7) dashboard for external clients with sub views; (8) generic data interface to existing workflow management system; and (9) machine learning component such that the exception metric can be intelligently re-adjusted (for example, if there are too many false positives then make the thresholds more forgiving).Type: GrantFiled: May 10, 2016Date of Patent: July 9, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: John Tang, Rajesh L. Tolani, Jeremy M. Dobrick, Frank Joseph Van Hoof, Ciaran A. Kelly, Kirk Trivett, David C. Bertram, Christine Duggan, Jayant V. Gokhale, Benjamin F. Sylvester, III
-
Patent number: D854083Type: GrantFiled: March 27, 2013Date of Patent: July 16, 2019Assignee: JPMorgan Chase Bank, N.A.Inventors: James H. Cameron, Jr., Michele Logan, Dori Kimmelman Skelding
-
Patent number: D857312Type: GrantFiled: September 19, 2017Date of Patent: August 20, 2019Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Ernest Matthew Chavana, Jr., Richard Foster, Stanley Anderson, Christopher Terpstra, Jan Valentic, Xintao Ma