Abstract: According to an embodiment of the present invention, a computer implemented method and system for isolating variables in a behavior prediction model comprises: identifying a plurality of groups comprising a first group of variables and a second group of variables; building a model, using a computer processor, for capturing an effect of the first group of variables in predicting behavior for customers; building a subsequent stage of the model, using a computer processor, on a second group of variables to neutralize the effect of the first group of variables; displaying results of the model wherein the results minimize the effect of the first group of variables in predicting behavior at a user interface; and identifying a response based on the results for a segment of the customers.

Abstract: Methods, systems and computer program products for confidence-based user authentication are provided.

Abstract: The invention relates to implementing a test data tool that generates test data based on production data patterns. According to an embodiment of the present invention, the test data tool comprises: a processor configured to: receive, via the data input, production data from the one or more production environments, the production data comprises personally identifiable information; identify a plurality of attributes from the production data; for each attribute, identify one or more data patterns; generate one or more rules that define the one or more data patterns for each attribute; generate a configuration file based on the one or more rules; apply the configuration file to generate test data in a manner that obscures personally identifiable information existing in the production data; and transmit the test data to a UAT environment.

Abstract: Embodiments of the invention are directed to a computer-implemented method for facilitating risk assessment for an EFT transaction. The transaction occurs between at least an originating participant and a destination participant. The method includes maintaining an alias table stored in a computer memory, the alias table containing country information for facilitating identification of a corresponding country associated with at least one EFT participant. The method additionally includes making a country identification implementing a computer processor through consultation with the alias table and execution of a matching process, the matching process incorporating the EFT data and alias table country information to identify the corresponding country. The method further includes passing the country identification to risk analysis components for evaluating risk associated with the transaction.

Abstract: Method, system and non-transitory computer-readable medium configured to store instructions for implementing a method for for providing automated collateral eligibility services implemented by one or more collateral management service (CMS) devices between a client and at least one other party. The method includes receiving a collateral eligibility schedule setup request from a client device. The collateral eligibility schedule setup request includes one or more attributes and one or more rules. The method further includes initiating a current collateral eligibility schedule based on the received collateral eligibility schedule setup request; transmitting a notification to the at least one other party to review the current collateral eligibility schedule; receiving approval of the current collateral eligibility schedule from the at least one other party; and activating the approved current collateral eligibility schedule.

Abstract: A system and method for exchanging information and documents related to the processing of trade transactions is provided. The method comprises associating at least one unique identifier with at least one shipping document; and posting the at least one unique identifier and the least one shipping document on a first communications network. A system for exchanging information and documents related to the processing of trade transactions is also provided. The system comprises means for associating at least one unique identifier with at least one shipping document; and means for posting the at least one unique identifier and the at least one shipping document on a network for viewing.

Abstract: Methods, media, and devices for communicating messages between a computer and a server are provided. A processor receives a message in a first format incompatible with the computer from a client computer and performs first and second operations in parallel. In the first operation, the message in the first format is forwarded to the server. In the second operation, the message in the first format is converted into a message in a second format compatible with the computer, and the message in the second format is forwarded to the computer. The processor receives, from the computer, a request in the second format, converts the request in the second format to a request in the first format, and forwards the request in the first format to the server.

Abstract: Systems and methods for data sharing and transaction processing for high security documents are disclosed. According to one embodiment, a method may include (1) at least one computer processor verifying that a sender of a document is authorized to send the document; (2) the at least one computer processor verifying that a receiver of the document is authorized to receive the document; (3) the at least one computer processor identifying at least one restriction to associate with the document; and (4) the at least one computer processor associating the at least one restriction with the document.

Abstract: Various methods, apparatuses, and media for producing a report are provided. A first input that includes raw data and derived data is received, and mathematical relationships between the derived data and the raw data are determined. The mathematical relationships are used for generating executable code, which is then applied to newly inputted raw data to produce the report.

Abstract: Various methods, apparatuses, and media for approving a first transaction related to identification information of an individual are provided. A second transaction to provide approval of the first transaction is received after the first transaction is authenticated. Secondary identification information of the individual is obtained in response to the second transaction being received, and an electronic device is identified based on the secondary identification information. A predetermined process for approving the first transaction is determined. Communication is initiated with the electronic device according to the predetermined process. The approval is provided in response to the predetermined process being completed, with the approval approving execution of the first transaction related to the identification information.

Abstract: A scalable enterprise platform for automated functional and integration regression testing is provided. Embodiments of the disclosed system facilitate the testing of any number of different software systems in development, even where the systems have unique dataset formats. Embodiments of the present invention provide a common method to generate logging and results reports across the platform, thereby providing simpler results analysis. Embodiments may also standardize the query set and facilitate the capability to analyze large results sets. Furthermore, embodiments of the disclosed system may combine the original data to the validated data to allow testers to analyze the testing results. In addition, embodiments of the present invention supports secured separation of testing domains. In at least one embodiment, the system includes a centralized user interface system that provides users with different domains to securely access one or more testing domains.

Abstract: Embodiments of the present invention allow for a persistenceless BPM system capable of operating with external state and business context data stores managed by client-side applications. Operating without a state data store within the system, the persistenceless BPM system delegates the responsibility of managing and storing of the state persistence data to the client applications and relies on event message flows to communicate all relevant process state transactions to the client applications. Accordingly, state data is stored in the same data store as the relevant business context data. In the event of a system failure, the process instances are restored from the outsourced data store managed by the client application. Recoverability of operations is improved as there is no need for data reconciliation between two or more data distinct stores.

Abstract: Various methods, apparatuses, and media for providing an automated delivery of a safe deposit box are provided. The methodology includes operations of receiving a first user request for the delivery of the safe deposit box, the first user request including user account information; determining, based on information included in the first user request, a safe deposit box warehouse facility location that relates to the safe deposit box to be delivered, and determining at least one facility parameter; determining, based on the information included in the first user request, user delivery requirements; determining, based on each of the safe deposit box warehouse facility location, the at least one facility parameter, and the user delivery requirements, at least one delivery option; receiving a user selection of a desired delivery option; and transmitting information relating to a delivery schedule for delivering the safe deposit box.

Abstract: An embodiment of the present invention is directed to an automated migration tool. A system that implements an automated migration tool comprises: a memory component; an interactive web-based interface; and an application server configured to perform the steps comprising: submit a request for source code migration from a source platform to a target platform; schedule the migration for a time period; upon approval of the migration for the time period, identify the source code and associated metadata for migration, wherein the metadata comprises history data, code reviews and permissions; execute the migration of the source code and the associated metadata from the source platform to the target platform; and perform validation of the migration.

Abstract: Systems and methods of the present invention provide for electronic collaboration between at least two computing devices. The collaboration has a plurality of applications for scenarios requiring review and signing of documents. The collaboration may be based on a loose coupling of the computing devices and may enable a coordinated collaboration. An internet connection may be used to establish and conduct the collaboration. For example, the collaboration may be used to provide interaction between a financial institution and its representative and a customer. The collaboration may be used to review documents and information. Electronic signature capture capability may be provided. The system may be provide for active collaboration between the electronic devices with one device being able to monitor and view actions taken upon a second device. The collaboration and interaction may be extended to multiple electronic devices.

Abstract: According to one embodiment, the present invention relates to a method and a system for transmitting bundled electronic payment and remittance advice for facilitating settlement of claim payments between payers (e.g., insurance companies) and providers (e.g., doctors, hospitals) or suppliers. According to an embodiment of the present invention, the method comprises the steps of receiving an electronic transmission from the payer wherein the electronic transmission comprises payment information and remittance advice; separating the payment information and the remittance advice; routing the payment information to a depository associated with the provider for making a payment authorized by the payer; transmitting the remittance advice to an intended recipient; and confirming the payment and transmission of remittance advice to the payer and the provider.

Abstract: A system and method for dynamically generating scripts. The system includes at least a server device and a client device. The server device receives, from the client device, a request for generating a test script. The server device identifies parameter fields corresponding to the request. The client device provides a user interface based on the request, the user interface including the parameter fields corresponding to the request. The server device receives, a set of parameter inputs for the parameter fields and a selection of a testing tool. The server device retrieves, a test script template corresponding to the testing tool, and generates a test script based on the test script template retrieved by the server device and the set of parameter inputs received from the client device.

Abstract: A method for generating multiple biometric profiles for a user is disclosed. According to one embodiment, the method may include (1) receiving data from a user, the data comprising biometric data for a user and device specifications for the electronic device; (2) at least one computer processor retrieving at least one existing user profile; (3) the at least one computer processor determining whether the data is consistent with at least one of the existing profiles; and (4) the at least one computer processor updating at least one existing profile if the data is consistent with the existing profile.

Abstract: Various methods, apparatuses, and media for diagnosing a system performance problem are provided. The methodology includes operations of establishing a communication link between a client device and a server device; measuring a data rate of the communication link; collecting data relating to each of the client device and the server device; using the measured data rate and the collected data to determine a source of a delay on the communication link; and diagnosing the system performance problem based on the determined source of the delay. Performance metrics may be determined from the collected data, and then correlated together in order to diagnose the problem.

Abstract: Systems and methods for driver authentication through embedded sensing are disclosed. In one embodiment, a system for driver authentication through embedded sensing may include a vehicle that may include a plurality of sensors, each sensor sensing at least one of a characteristic of a vehicle occupant and a movement of the vehicle occupant; at least one computer processor executing a computer application, the computer application receiving and processing data from the plurality of sensors; and a communication interface. The system may further include a back-end server in communication with the vehicle communication interface and a plurality of locations in communication with the back-end server. In one embodiment, the characteristic may be a biometric characteristic of the vehicle occupant.