Abstract: A method includes accessing a first dataset including aerial imagery data, accessing a second dataset including property boundary data, and identifying property boundaries associated with a geographic area. A plurality of artificial-intelligence (AI) models are applied to the datasets to identify and compute information of interest. Based on the first dataset and constrained by the property boundaries, a building detection model can be applied to identify a building footprint, and a tree detection model can be applied to identify one or more trees. An estimated distance can be determined between each of the trees and a nearest portion of the building footprint as separation data, which can be compared to a defensible space guideline to determine a defensible space adherence score. A wildfire risk map can be generated, including the defensible space adherence score associated with the geographic area.
Type:
Grant
Filed:
March 4, 2021
Date of Patent:
March 29, 2022
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Hoa Ton-That, James Dykstra, John Han, Stefanie M. Walker, Joseph Amuso, George Lee, Kyle J. Kelsey
Abstract: Systems, methods, and articles of manufacture provide for systemic resource utilization analysis and management, such as employing a single-point sensor to detect or identify resource leakage at one or more other locations in a structure.
Type:
Grant
Filed:
May 8, 2020
Date of Patent:
March 1, 2022
Assignee:
The Travelers Indemnity Company
Inventors:
Aasta Frascati-Robinson, Michael R. Gammon, Paul R. Langdon, Robert O'Connor
Abstract: Systems, methods, and articles of manufacture provide for simplified and partially-automated data operation services, such as data transfer, storage, management, and analysis operations. Non-IT data consumers may, for example, initiate such data operations by providing only a subset of the required parameters for the operation, with the specially-coded system automatically fetching any missing parameters or values from one or more metadata stores and initiating the requested operation.
Abstract: A system includes a processing system and memory system configured to apply a building detection model to identify a footprint of a building based on a first dataset. The building characterization model is applied to identify one or more derived characteristics of the building based on the footprint. A building area is determined based on the footprint and at least one of the one or more derived characteristics of the building. A record is created including an indicator of a geographic area, the building area, and the one or more derived characteristics of the building. A processing request is generated based on the record. One or more derived characteristics of the building are compared with one or more corresponding values of property data from a third-party data source to identify a mismatch. A data accuracy verification request is output based on the mismatch.
Type:
Grant
Filed:
August 22, 2019
Date of Patent:
January 11, 2022
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Murat Yasar, Kelly D. Fisher, Brototi Paul, Jerrod K. Bowman, Cathy J. Miller, Sara M. Nunez
Abstract: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for AI damage triage and/or AI resource allocation, routing, and/or scheduling.
Type:
Grant
Filed:
September 30, 2019
Date of Patent:
November 30, 2021
Assignee:
The Travelers Indemnity Company
Inventors:
Tyler D. Stebbins, Nicolas S. Ares, Layne J. Fabian, Stephen P. Readout, Roger J. Ares, Easton Lawson, Jr., Adam D. Sobek
Abstract: Systems, apparatus, methods, and articles of manufacture for Artificial Intelligence (AI) driving analysis and incentives, by utilizing on-board image object analysis to classify driving events and provide driving-based awards.
Type:
Grant
Filed:
September 27, 2019
Date of Patent:
September 28, 2021
Assignee:
The Travelers Indemnity Company
Inventors:
Ryan M. Scanlon, Alex A. Shyshkov, Anna Kulak, Michael J. Paulukonis, Oluwatosin K. Edwards, Anastasia Shekhter
Abstract: A system includes a processing device and memory device to provide a data set to an artificial intelligence filter trained to detect sensitive data based on sensitive data rules and detect one or more sensitive data values in the data set. The one or more sensitive data values are replaced with one or more substitute values in the data set, and the data set is associated with a key value. The data set is sent with the one or more substitute values to a third-party service to obtain a result. The key value associated with the result is identified. The one or more sensitive data values associated with the one or more substitute values are determined based on the key value. The one or more substitute values are replaced with the one or more sensitive data values in combination with a portion of the result to create a modified result.
Abstract: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for acquisition, management, and/or utilization of surface segment data.
Type:
Grant
Filed:
March 11, 2019
Date of Patent:
June 8, 2021
Assignee:
The Travelers Indemnity Company
Inventors:
Gregory L. Cote, Dean M. Collins, Beth S. Tirone, Christopher M. Hayes
Abstract: A system includes a processing device and memory device storing instructions that result in accessing a first dataset including aerial imagery data, accessing a second dataset including property boundary data, and identifying property boundaries associated with a geographic area. A plurality of artificial-intelligence (AI) models are applied to the datasets to identify and compute information of interest. Based on the first dataset and constrained by the property boundaries, a building detection model can be applied to identify a building footprint, and a tree detection model can be applied to identify one or more trees. An estimated distance can be determined between each of the trees and a nearest portion of the building footprint as separation data, which can be compared to a defensible space guideline to determine a defensible space adherence score. A wildfire risk map can be generated, including the defensible space adherence score associated with the geographic area.
Type:
Grant
Filed:
September 27, 2019
Date of Patent:
March 30, 2021
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Hoa Ton-That, James Dykstra, John Han, Stefanie M. Walker, Joseph Amuso, George Lee, Kyle J. Kelsey
Abstract: Systems, apparatus, methods, and articles of manufacture provide for managing and presenting historical environment information as virtual content in augmented reality (AR) environments and applications.
Type:
Grant
Filed:
June 29, 2018
Date of Patent:
March 2, 2021
Assignee:
The Travelers Indemnity Company
Inventors:
Venu Challagolla, John T. Prior, III, Bertrand L. Wilson, Venkatraman Raman
Abstract: Systems and methods for automatically ascertaining an estimated amount of damage to a plurality of objects at a location by utilizing one or more Unmanned Aerial Vehicle (UAV), e.g., “drone” devices to capture imagery of the location and utilizing Artificial Intelligence (Al) logic modules to analyze the captured imagery.
Type:
Grant
Filed:
January 22, 2020
Date of Patent:
January 26, 2021
Assignee:
The Travelers Indemnity Company
Inventors:
Ian J. Michel, George Lee, Pee T. Lim, John Han
Abstract: Systems, apparatus, methods, and articles of manufacture for Artificial Intelligence (AI) theft prevention and recovery, such as by utilizing image object analysis to identify and report pilfering-type cargo or materials theft events.
Type:
Grant
Filed:
October 17, 2019
Date of Patent:
December 1, 2020
Assignee:
The Travelers Indemnity Company
Inventors:
Scott Cornell, Ernesto Jaramillo, Oleg M. Kirshon, Prabir Das, Yamiel L. Zea, Lauren C. Berry
Abstract: Systems, apparatus, methods, and articles of manufacture for cooperatively-overlapped and Artificial Intelligence (AI)-managed interfaces. For example, multiple cooperatively and/or partially overlapped interfaces may be provided (e.g., via an electronic and/or touch-screen device), with such interfaces being dynamically managed by various AI components, such as natural language processing, machine learning techniques, and/or neural network data processing.
Abstract: Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control.
Type:
Grant
Filed:
March 8, 2018
Date of Patent:
July 21, 2020
Assignee:
The Travelers Indemnity Company
Inventors:
Dean M. Collins, Thomas J. Roberts, Thomas J. Maddalena, Ann S. Tuttle, Michael Kimball
Abstract: Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control. Geo-referenced location information may also be utilized to allow for user-defined or customized value subject data gathering, analysis, and management.
Abstract: Systems, methods, and articles of manufacture provide for systemic resource utilization analysis and management, such as employing a single-point sensor to detect or identify resource leakage at one or more other locations in a structure.
Type:
Grant
Filed:
April 11, 2019
Date of Patent:
June 9, 2020
Assignee:
The Travelers Indemnity Company
Inventors:
Aasta Frascati-Robinson, Michael R. Gammon, Paul R. Langdon, Robert O'Connor
Abstract: Systems, methods, and articles of manufacture provide for simplified and partially-automated data operation services, such as data transfer, storage, management, and analysis operations. Non-IT data consumers may, for example, initiate such data operations by providing only a subset of the required parameters for the operation, with the specially-coded system automatically fetching any missing parameters or values from one or more metadata stores and initiating the requested operation.
Abstract: A system for dynamic generation of an electronic identification card based on real-time policy information is provided. The system includes a processing device and a memory device. The memory device stores instructions that when executed by the processing device may result in receiving a request for an electronic identification card. The system then selects a policy specific to the user based on an electronic device being associated with the user and retrieves policy information of the policy specific to the user in response to the receiving of the request for the electronic identification card and to the selecting of the policy specific to the user. The system then compiles the electronic identification card that includes policy element fields, each policy element field presenting dynamic data elements specific to the user based on the policy information, and outputs to the electronic device associated with the user the electronic identification card.
Type:
Grant
Filed:
April 8, 2016
Date of Patent:
April 28, 2020
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Jeffrey F. Carlson, Flinn Mueller, Michal W. Sterzycki
Abstract: Systems and methods for automatically ascertaining an estimated amount of damage to a plurality of objects at a location by utilizing one or more Unmanned Aerial Vehicle (UAV), e.g., “drone” devices to capture imagery of the location and utilizing Artificial Intelligence (AI) logic modules to analyze the captured imagery.
Type:
Grant
Filed:
March 30, 2018
Date of Patent:
March 17, 2020
Assignee:
The Travelers Indemnity Company
Inventors:
Ian J. Michel, George Lee, Pee T. Lim, John Han
Abstract: A system for mobile assessments is provided. The system includes a processing device and a memory device. The memory device stores instructions that when executed by the processing device may result in receiving an assessment request associated with physical assets at a remote location relative to an initiator system of the assessment request. An assessment type may be determined based on the assessment request. One or more interactive assessment forms can be retrieved from a database based on the assessment type. The interactive assessment forms may be populated with assessment data based on one or more observed conditions of the physical assets at the remote location. Image data associated with the observed conditions can be captured. The image data can be linked with the assessment data to establish relationship metadata. The image data, the assessment data, and the relationship metadata may be transmitted for storage in the database.
Type:
Grant
Filed:
December 23, 2014
Date of Patent:
March 10, 2020
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Steven Yanicke, John Grandpre, Steven D. Roach, William DeLeo