Abstract: Location information may be gathered, managed, stored, and/or otherwise utilized to determine unique geo-referenced locations. The geo-referenced locations may be utilized to inform various processes and decisions such as insurance underwriting, risk assessment, pricing, and risk/loss control.
Type:
Grant
Filed:
March 15, 2013
Date of Patent:
April 24, 2018
Assignee:
The Travelers Indemnity Company
Inventors:
Dean M. Collins, Thomas J. Roberts, Thomas J. Maddalena, Ann S. Tuttle, Michael Kimball
Abstract: In some embodiments, systems and methods provide for assigning networked computer resources to computing tasks, based on, for example, task complexity and/or computer resource workload.
Type:
Grant
Filed:
March 28, 2016
Date of Patent:
April 3, 2018
Assignee:
The Travelers Indemnity Company
Inventors:
Joao G. Goncalves, Patrick N. Maher, Stacy Morris-Carter, John S. Nowhitney, Michael J. Dulz, Edward A. Hennen, Sharon L. Costa, Jon S. Williams, Matthew Zheng
Abstract: Systems, methods, and articles of manufacture provide for interaction management (IM) data processing that allows for automated analysis of, response to, and/or identification of patterns in electronic messages (e.g., emails, text messages), via specially-programmed data processing modules configured to be executed in a communications system environment.
Type:
Grant
Filed:
July 31, 2015
Date of Patent:
February 27, 2018
Assignee:
The Travelers Indemnity Company
Inventors:
David Rollins, Faith E. Doub, Catherine A. Leek
Abstract: Systems and methods for facilitating collaboration between a local user or team in a meeting space and one or more remote users outside the meeting space are provided. The virtual co-location system may include, for example, an IOT device including sensors, a microphone, a beacon light, a speaker, a user control interface (e.g., including a control input adjusted by the local user, the user control interface producing an electronic control signal representing a setting of a control device), and/or a local microprocessor for executing local collaboration software. The virtual co-location systems and methods may also or alternatively include a remote computer having a remote microprocessor for executing remote collaboration software.
Abstract: A system for automated assessments is provided. The system includes a processing device and a memory device. The memory device stores instructions that when executed by the processing device may result in receiving a video stream including image frames from an imaging source. Image data from one or more of the image frames can be compared with an image profile database to determine whether at least one item in one or more of the image frames is identifiable. A lookup operation can be initiated in a secondary data source to determine one or more item attributes of the one or more identified items. The video stream can be modified to add an item identifier for each of the identified items to the video stream as an annotated video. A record can be stored of the one or more item attributes of the identified items in the annotated video.
Abstract: A system includes a network interface, at least one processing device, and at least one memory device. The at least one memory device stores instructions that when executed result in initiating creation of a single-use targeted link that provides access to a restricted access data entry system and serves the single-use targeted link through the network interface to a computer system of a targeted user with a time validity constraint. An access request received at the restricted access data entry system through the single-use targeted link is verified as being received within the time validity constraint. A network traffic throttling control reduces network traffic volume received through the single-use targeted link based on determining that the network traffic volume exceeds a traffic volume threshold. An identity control at the restricted access data entry system is applied to confirm entry of at least one identifying characteristic that matches the targeted user.
Type:
Grant
Filed:
November 25, 2015
Date of Patent:
September 5, 2017
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
James J. Gauthier, Jr., Mathew S. Bryant, Richard J. Heffernan, Leonard A. Mariani, Jonathan B. Musoke, Jeffrey F. Carlson, David Klatte
Abstract: A system for classification code selection is provided. In some embodiments, the system receives a geographic location indicator associated with a plurality of geographic location-based rules stored in a database. The system monitors a user input interface of an interactive user display for a user input string that includes a minimum number of characters. A suggestion request may be generated to retrieve a data set from the database that matches the geographic location indicator and the user input string based on determining that the user input string includes at least the minimum number of characters. The data set received in response to the suggestion request may be formatted as a list including one or more entries, where each of the entries has a numeric classification code and a corresponding description. The list may be output on the interactive user display for selection and further processing.
Type:
Grant
Filed:
May 19, 2014
Date of Patent:
April 18, 2017
Assignee:
THE TRAVELERS INDEMNITY COMPANY
Inventors:
Monica N. Blanco, Hayden Crumrine, Michael L. Gitberg, Anthony J. Leveillee
Abstract: Systems, apparatus, methods, and articles of manufacture provide for facilitating upload of one or more electronic files from a user device to a remote server. In some embodiments, a background upload process manages connectivity of the user device to the remote server and staging file uploads in a disconnected mode for automatic processing when connectivity is restored.
Type:
Grant
Filed:
June 19, 2015
Date of Patent:
September 6, 2016
Assignee:
The Travelers Indemnity Company
Inventors:
David M. Guthrie, Salvatore A. DeSimone, Steven Furtado, Edward A. Hennen, Jonathan A. Pope
Abstract: Systems, apparatus, methods, and articles of manufacture provide for facilitating management of insurance claims, including determining a stacked deductible amount based on a deductible associated with coverage of an insured's property and a deductible associated with liability coverage against damage to third parties.
Abstract: A system for classification code selection is provided. In some embodiments, the system receives a geographic location indicator associated with a plurality of geographic location-based rules stored in a database. The system monitors a user input interface of an interactive user display for a user input string that includes a minimum number of characters. A suggestion request may be generated to retrieve a data set from the database that matches the geographic location indicator and the user input string based on determining that the user input string includes at least the minimum number of characters. The data set received in response to the suggestion request may be formatted as a list including one or more entries, where each of the entries has a numeric classification code and a corresponding description. The list may be output on the interactive user display for selection and further processing.
Type:
Application
Filed:
May 19, 2014
Publication date:
November 19, 2015
Applicant:
The Travelers Indemnity Company
Inventors:
Monica N. Blanco, Hayden Crumrine, Michael L. Gitberg, Anthony J. Leveillee
Abstract: Systems, apparatus, methods, and articles of manufacture provide for facilitating upload of one or more electronic files from a user device to a remote server. In some embodiments, a background upload process manages connectivity of the user device to the remote server and staging file uploads in a disconnected mode for automatic processing when connectivity is restored.
Type:
Grant
Filed:
February 8, 2013
Date of Patent:
July 14, 2015
Assignee:
The Travelers Indemnity Company
Inventors:
David M. Guthrie, Salvatore A. DeSimone, Steven Furtado, Edward A. Hennen, Jonathan A. Pope
Abstract: Responding to queries directed to a database management system (DBMS) includes identifying data from a DBMS, where the identified data is at least partially responsive to a query, and where the identified data remains static over a period. Also including establishing a subset of the identified data in a computer memory, where the computer memory is characterized by an access latency less than the latency associated with retrieving the identified data using a query to the DBMS, and where the access latency is defined with respect to an application program operable to issue a query to which the identified data is responsive. Further includes trapping those queries intended for the DBMS where at least a portion of the response to the query corresponds to at least a portion of the established data; and resolving trapped queries at least in part using the corresponding established data.
Abstract: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing virtual engineering data.
Type:
Application
Filed:
December 24, 2013
Publication date:
June 25, 2015
Applicant:
The Travelers Indemnity Company
Inventors:
John P. Machnicki, Robert J. Kreuzer, Keith D. Andersen
Abstract: Systems, apparatus, methods and articles of manufacture provide for reviewing the management of one or more business files. According to some embodiments, methods may include determining a plurality of file review criteria, determining a plurality of file review questions, determining a respective maximum potential review score for each file review question, determining respective responses for the file review questions, adjusting (if necessary) one or more of the maximum potential review scores, and/or determining at least one review score for each file review question answered. Some embodiments may provide for determining a respective review score for a file for each of one or more predetermined file review criteria.
Type:
Grant
Filed:
March 27, 2012
Date of Patent:
June 23, 2015
Assignee:
The Travelers Indemnity Company
Inventors:
James T. Scanlon, Xiaowei Zhu, Maryann Godbout, Song Chen
Abstract: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing autonomous vehicle data.
Type:
Application
Filed:
December 18, 2013
Publication date:
June 18, 2015
Applicant:
The Travelers Indemnity Company
Inventors:
Beth S. Tirone, Donna L. Glenn, Eileen P. Casey, Dean M. Collins
Abstract: Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing georeferenced weather event.
Type:
Application
Filed:
May 19, 2014
Publication date:
June 18, 2015
Applicant:
The Travelers Indemnity Company
Inventors:
Brian N. Harton, Jared C. Krechko, Stefanie M. Zacchera, Keith M. Janson, Adam Sobek
Abstract: Systems, apparatus, methods and articles of manufacture provide for implementing a decision engine using a finite state machine for conducting randomized experiments. According to some embodiments, methods may include initializing a decision engine comprising at least one state machine, receiving information defining for the at least one state machine, states and transitions between the states, receiving information defining at least one set of weighted choices, receiving an indication of an occurrence of an event, executing the decision engine to select randomly using the at least one state machine a weighted choice based on the event, and transmitting to the application an indication of the identified random choice.
Type:
Grant
Filed:
May 24, 2012
Date of Patent:
April 28, 2015
Assignee:
The Travelers Indemnity Company
Inventors:
Michael O. Duffy, William Everett, Steve Roach
Abstract: Systems, apparatus, methods, and articles of manufacture provide for facilitating management of insurance claims, including providing a claim management interface (e.g., a claim management dashboard) for facilitating review of one or more particular claims according to one or more user-selected preferences (e.g., threshold amounts associated with a claim, types of changes to claims).
Abstract: Systems, apparatus, methods, and articles of manufacture for outputting and utilization of risk zone information are provided. In some embodiments, risk zone information may be utilized to define, manage, output, and/or utilize risk zone-based navigational routing.