Abstract: A system and method of improving biometric information registered in a biometric authorization system is disclosed. System user biometric information entered into the system is upgraded at subsequent biometric authorizations at numerous biometric input devices.
Type:
Grant
Filed:
May 7, 2004
Date of Patent:
June 2, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin
Abstract: A system and method is provided for authorizing a payment for a point of sale transaction by authenticating the user of a mobile device, such as a mobile phone. The present invention authenticates the consumer and verifies that he is authorized to conduct a transaction at the point of sale by means of the consumer's mobile device.
Abstract: A system and method of conducting parking transactions in a convenient manner is described. Users of the system can employ their biometric data or a preexisting token to conduct transactions at a parking facility.
Type:
Grant
Filed:
June 1, 2005
Date of Patent:
May 19, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A method and device enables tokenless authorization of an electronic payment between a payor and a payee using an electronic identicator and a one payor bid biometric sample. The payor registers with a registration biometric sample, and a payor financial account identifier. The payee registers a payee identification data with the electronic identicator. A payee bid identification data and a payor bid biometric sample are electronically forwarded to the identicator. The bid biometric sample is compared with registered biometric samples and the payee's bid identification data is compared with a payee's registered identification data for a successful or failed identifications of the payor and payee. If the identicator successfully identifies the payor and payee, the identicator electronically forwards a payor financial account identifier to the payee. An electronic financial transaction is then formed comprising a transaction amount and a payor financial account identifier.
Type:
Grant
Filed:
April 18, 2005
Date of Patent:
May 19, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Philip D. Lapsley, Jonathan Alexander Lee, David Ferrin Pare, Jr., Ned Hoffman
Abstract: The present invention is a system and method of conducting refund transactions via electronic transaction records. System user transaction information entered into the system is stored in association with user biometric information. Transaction information is retrieved via user biometric recognition/verification for conducting refund transactions.
Type:
Grant
Filed:
November 22, 2005
Date of Patent:
May 12, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin
Abstract: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.
Type:
Application
Filed:
December 16, 2008
Publication date:
April 16, 2009
Applicant:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A system and method is provided for authorizing a payment for a point of sale transaction by authenticating the user of a mobile device, such as a mobile phone. The present invention authenticates the consumer and verifies that he is authorized to conduct a transaction at the point of sale by means of the consumer's mobile device.
Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.
Type:
Application
Filed:
November 6, 2008
Publication date:
March 12, 2009
Applicant:
YT ACQUISITION CORPORATION
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A system and method for securely authenticating a user for the purpose of accessing information, such as private financial or personal information, in an online environment are disclosed. In addition, a system and method for allowing consumers to make secure payments from an electronic wallet with biometric authentication are disclosed.
Abstract: A system and method of encouraging negotiable instrument cashing customers to establish accounts at financial institutions. The present invention imparts a process by which financial institutions may entice customers to open financial accounts by providing an incentive.
Type:
Grant
Filed:
November 9, 2004
Date of Patent:
March 3, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A system and method of offering a redemption account that allows users to purchase in advance and subsequently redeem products and services from one or more vendors that are affiliated with the system. The present invention imparts a process by which users enrolled in a biometric authorization system can access a redemption account for advance purchased products and services by submitting their biometric data. Information stored in the user record can then be utilized to enable the fulfillment of the advance purchase.
Type:
Grant
Filed:
July 25, 2005
Date of Patent:
January 27, 2009
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A system and method of allowing individuals to categorize transaction information. A user of the system may establish transaction identifiers that may be employed during or subsequent to a transaction in order to categorize transaction information.
Type:
Application
Filed:
September 4, 2008
Publication date:
January 1, 2009
Applicant:
YT ACQUISITION CORPORATION
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson
Abstract: A system and method of providing users with an accessible system and convenient method for conducting purchase benefit transactions. When enrolling in a biometric authorization system, a user may authorize the system to apply for purchase benefits on the user's behalf at subsequent transactions.
Type:
Grant
Filed:
December 7, 2004
Date of Patent:
December 9, 2008
Assignee:
YT Acquisition Corporation
Inventors:
Timothy L. Robinson, Bradford R. Schildt, Tennille V. Goff, Daniel J. Corwin, Timothy Neil Watson