Patents Examined by Abhishek Vyas
  • Patent number: 11640610
    Abstract: Provided are a system, method, and computer program product for generating synthetic data. The method includes receiving a plurality of data types associated with an environment to be evaluated and receiving a plurality of correlations of one data type to another data type. The method also includes generating a correlation graph of the plurality of data types based on the plurality of correlations and generating a directed acyclic graph of the plurality of data types based on the correlation graph. The method further includes generating a hierarchical graph of the plurality of data types by applying a path traversal technique to the directed acyclic graph and generating a synthetic dataset by repeatedly traversing the hierarchical graph to generate a plurality of records of data.
    Type: Grant
    Filed: December 29, 2020
    Date of Patent: May 2, 2023
    Assignee: Visa International Service Association
    Inventors: Xiao Tian, Claudia Carolina Barcenas Cardenas, Shi Cao, Chiranjeet Chetia, Jianhua Huang, Marc Corbalan Vila
  • Patent number: 11620653
    Abstract: Systems and methods for detecting digital abuse or digital fraud that involves malicious account testing includes implementing a machine learning threat model that predicts malicious account testing using misappropriate accounts, wherein a subset of a plurality of learnable variables of an algorithmic structure of the machine learning threat model includes one or more learnable variables derived based on feature data indicative of malicious account testing; wherein implementing the machine learning threat model includes: (i) identifying event data from an online event that is suspected to involve digital fraud or digital abuse, (ii) extracting adverse feature data from the event data that map to the one or more learnable variables of the subset, and (iii) providing the adverse feature data as model input to the machine learning threat model; and computing, using the machine learning threat model, a threat prediction indicating a probability that the online event involves malicious account testing.
    Type: Grant
    Filed: July 25, 2022
    Date of Patent: April 4, 2023
    Assignee: Sift Science, Inc.
    Inventors: Wei Liu, Kevin Lee, Hui Wang, Rishabh Kothari, Helen Marushchenko
  • Patent number: 11615471
    Abstract: An unpriced order auction and related market center and process are disclosed which allow posting market centers (e.g., exchanges) to schedule an auction that includes unpriced (Market) orders only. Such unpriced order auction executes at the midpoint of the NBBO, ensuring that the cross reflects the best prices in the entire marketplace, while discouraging the manipulation of the auction price on the posting market center. The disclosed auction also executes concurrently, but separately from the regular continuous matching process.
    Type: Grant
    Filed: August 15, 2022
    Date of Patent: March 28, 2023
    Assignee: NYSE Group, Inc.
    Inventors: Paul D. Adcock, Michael A. Cormack, Thomas F. Haller, Robert A. Hill
  • Patent number: 11610186
    Abstract: A method of performing transaction processing operations at computing apparatus is provided, together with computing apparatus adapted to manage these operations. The computing apparatus includes a programmed processor adapted to provide the following functional elements. A agent manager node is adapted to install and deinstall transaction processing nodes. A transaction operation rules database holds transaction operation rules. An interface to a transaction processing infrastructure receives transaction data for the transaction processing operations. The transaction processing nodes are adapted to perform the transaction processing operation on the transaction data using the transaction operation rules under control of the agent manager node.
    Type: Grant
    Filed: August 18, 2017
    Date of Patent: March 21, 2023
    Inventors: Lauren Grendon, Sheila Fernandez, Leire Hernandez-Gonzalez
  • Patent number: 11610198
    Abstract: Techniques are described for authenticating a user to perform secure transactions with a secure system via social media channels. In one example, the secure system may comprise a financial institution with which the user has at least one financial account, and the transaction may comprise a transfer of funds initiated within a social media application executing on a user computing device. According to the techniques of this disclosure, the secure system authenticates the user to perform the transactions based on a combination of a device identifier (ID) associated with the user computing device, a biometric ID of the user of the user computing device, and a social media ID associated with a social media account held by the user.
    Type: Grant
    Filed: August 10, 2020
    Date of Patent: March 21, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventor: Preethi Doss
  • Patent number: 11599862
    Abstract: A computing device includes a processing resource, a memory resource, and computer-executable instructions stored thereon and embodied in a biller exchange bill pay application. The instructions, when executed by the processing resource, cause the computing device to receive, from a remote computing system, a data set comprising a plurality of billers. Each of the plurality of billers is subscribed to a biller exchange structured to allow each of the plurality of billers to deliver and receive payment on customer bills via a biller exchange computing system. A user-interactive page comprising at least one user-interactive control is generated and displayed on the computing device. The user-interactive control includes at least one property dynamically populated based on the data set comprising the plurality of billers (such as, for example, a property binding the user-interactive control to the data set).
    Type: Grant
    Filed: December 5, 2019
    Date of Patent: March 7, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Alan W. Hecht, Sotirios Barkas, Ann M. Kirk, Peter Rozovski, Peter L. Shen, Chate Yap
  • Patent number: 11593890
    Abstract: A method, apparatus and computer program product are provided for validating electronic distribution transactions and reducing non-compliant electronic distribution transactions. A distribution application enables users to enter details relating to a retirement account distribution. A tax service integrated with the distribution application provides scenario-specific tax withholding information, and enforces relevant tax withholding rules. A user provides withholding information and the system ensures compliance by validating the transaction against the withholding rules. The system displays to the user any errors that need to be corrected, and a breakdown of the proceeds from the transaction. The tax service is implemented remotely from the distribution application so that changing tax regulations may be implemented into the tax service without impacting the distribution application.
    Type: Grant
    Filed: June 30, 2020
    Date of Patent: February 28, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jeffrey L. Mccraney, Lara A. Kramer, Sarah Lynn Auvil, M. David Thomas, Kenneth R. Bergeson, Krista K. Norman, Jack R. Zentmeyer, Natalie Reitz Hurst, Cathy A. Shea, Darrel Rogers, Daniel R. Sumerfelt, Deepti Suresh, Piotr Tadeusz Gumulka, Marco Antonio Pontes, Devin Mauzy, Michael Connors, Linda J. Class, Janice V. Lobben, Robert J. Young, Jr., Frederick Stclair, Paulo Alberto Goncalves
  • Patent number: 11574331
    Abstract: In one embodiment, a user of a client device may selectively share personal data with web companies. The personal data may be shared directly via transmission by the client device to the web companies. Alternatively, the personal data may be shared with the web companies via a personal data sharing system that collects and maintains personal data associated with users. The personal data sharing system may reward the user for sharing their personal data with the web companies.
    Type: Grant
    Filed: September 22, 2015
    Date of Patent: February 7, 2023
    Assignee: YAHOO ASSETS LLC
    Inventors: Richard Allinson, Annamalai Muruganathan, Matthew Jones
  • Patent number: 11568772
    Abstract: One embodiment includes a display system for use on the exterior of a vehicle having a display, a vehicle speed sensor, and a processor coupled to the vehicle speed sensor. The processor is configured to implement one of three operational modes of the display system based on the speed and state of the vehicle: a first operational mode, wherein a first content, including identification and/or registration information of the vehicle is rendered on the display at a first power consumption level; a second operational mode, wherein a second content, including a message, identification and/or registration information of the vehicle, is rendered on the display; and a third operational mode, wherein content is rendered on the display at a second power consumption level less than the first power consumption level.
    Type: Grant
    Filed: May 26, 2011
    Date of Patent: January 31, 2023
    Inventors: Neville Boston, Michael Jordan
  • Patent number: 11556863
    Abstract: This invention discloses a novel system and method for distributing electronic ticketing such that the ticket is verified at the entrance to venues by means of an animation or other human perceptible verifying visual object that is selected by the venue for the specific event. Tins removes the need to use a bar-code scanner on an LCD display of a cell phone or other device and speeds up the rate at which human ticket takers can verify ticket holders.
    Type: Grant
    Filed: April 12, 2017
    Date of Patent: January 17, 2023
    Assignee: Bytemark, Inc.
    Inventors: Micah Bergdale, Matthew Grasser, Christopher Guess, Nicholas Ihm, Samuel Krueckeberg, Gregory Valyer
  • Patent number: 11544750
    Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer-readable storage medium, and including a method for publishing content. The method comprises identifying a content item for publication. The method further comprises identifying one or more reviews associated with content included in the content item. The method further comprises evaluating a review including determining a rating for the content where determining the rating includes normalizing the rating to a first scale. The method further comprises extracting one or more relevant phrases from the review. The method further comprises publishing the content item along with a normalized rating and the one or more phrases.
    Type: Grant
    Filed: October 2, 2012
    Date of Patent: January 3, 2023
    Assignee: GOOGLE LLC
    Inventor: Aaron N. Rothman
  • Patent number: 11544761
    Abstract: A food product recommendation system may include a camera configured to obtain an image of a food product area having available food products and a remote device associated with a given user. The system may also include a recommendation server configured to cooperate with the remote device to obtain a desired food product characteristic from the given user and determine recommended food products from the available food products based upon the desired food product characteristic. The recommendation server may also be configured to associate a corresponding food product identifier to each recommended food product and communicate the recommended food products to the remote device. The remote device may display the image of the food product area with the recommended food products augmented with the corresponding food product identifiers and obtain user selection for purchase of at least one of the recommended food products based upon the corresponding food product identifier.
    Type: Grant
    Filed: August 29, 2019
    Date of Patent: January 3, 2023
    Assignee: INMAR CLEARING, INC.
    Inventors: Alise Raak, Stephanie Hagan, Lori D. Jones, Karen Mattingly, Diana Medina, Amber Shew, Cheryl Vogler
  • Patent number: 11514101
    Abstract: A method and system for electronically annotating an image, or preferably, specific portions of an image, with information. In one aspect, a user may generate an image, annotate the image, and upload or otherwise disseminate the annotated image to a web page or the like. Annotations are provided as labels that provide information about the image or items therein. Further users may access the labels to access the information. The labels further enable searching and contextual advertising.
    Type: Grant
    Filed: July 5, 2012
    Date of Patent: November 29, 2022
    Inventors: Michael Stewart Shunock, Linda Arhin, Sina Sojoodi, Sherwin Kartick, Mark D'Cunha
  • Patent number: 11507975
    Abstract: A method of generating content information that matches at least one stored keyword is described. At least one keyword associated with content information is stored. At least one previously searched keyword in a search record is matched with the at least one stored keyword associated with the content information. First-category mapping data is generated based on a first mapping between the matched at least one stored keyword and the at least one previously searched keyword. Second-category mapping data is generated based on the content information and the at least one stored keyword. A received target keyword is determined to be included in the first-category mapping data. In response to the received target keyword, which is included in the first-category mapping data, circuitry of a terminal searches for the content information associated with the target keyword in the second-category mapping data and displays the content information.
    Type: Grant
    Filed: May 10, 2018
    Date of Patent: November 22, 2022
    Assignee: Tencent Technology (Shenzhen) Company Limited
    Inventors: Bing Gong, Min Luo, Jianchen Zhu, Li Huang
  • Patent number: 11501326
    Abstract: A store low-stock item reporting and promotion system may include a remote device to be carried by a shopper when shopping within a store and may be configured to acquire an image associated with an item. The system may include a server configured to obtain the image from the remote device, identify the item based upon the image, and determine a low-stock condition for the item based upon the image. Upon determining the low-stock condition, the server may generate a low-stock notification and communicate the low-stock notification to another device, and generate a digital promotion and communicate the digital promotion to the remote device.
    Type: Grant
    Filed: July 23, 2019
    Date of Patent: November 15, 2022
    Assignee: INMAR CLEARING, INC.
    Inventor: Robert W. Bolinger
  • Patent number: 11475472
    Abstract: A management device includes: an application manager that manages a set of application-related information related to target applications subject to management. A first information acquisitor acquires a first information transmitted from a terminal in response to that any target application included in the target applications executed by the terminal. A first information notifier transmits, to the terminal, a second information upon receipt of a request based on a first target application executed by the terminal. A second information indicates at least one target application for which the first information has not been acquired from the terminal by the first information acquisitor. A reward processor performs a reward-granting process, based on that a second target application, included in the at least one target application which is indicated by the second information transmitted by the first information notifier, has been executed by the terminal or has become executable by the terminal.
    Type: Grant
    Filed: September 22, 2015
    Date of Patent: October 18, 2022
    Inventors: Yoko Nakai, Daisuke Sato, Shinsaku Inukai, Masato Miyazaki
  • Patent number: 11443293
    Abstract: The present invention relates to the method and the system for initializing secure network access for POS terminals. Said system comprises a terminal backend system and a POS terminal. The POS terminal is provided with: a security module, which was preloaded with a terminal default public key certificate, a private key file, and a CA public key certificate of the terminal backend system in the setting of leaving the factory; a transaction module, which is used for performing the acquiring operation with the following core trading module; and a parameter initializing module, which is used for implementing network access.
    Type: Grant
    Filed: November 20, 2014
    Date of Patent: September 13, 2022
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Zhiqiang Cheng, Hua Cai, Qi Wang, Zhou He
  • Patent number: 11436592
    Abstract: Systems and methods are provided for notifying providers associated with virtual wallets that the virtual wallets are default virtual wallets for consumers and/or communication devices. One exemplary method includes receiving, at a wallet platform, a request, from a wallet provider associated with a virtual wallet, for confirmation that the virtual wallet is a default virtual wallet at a communication device, determining, by the wallet platform, whether the virtual wallet is the default virtual wallet at the communication device, and providing, by the wallet platform, a notification to the wallet provider. In connection therewith, the notification indicates whether or not the virtual wallet is the default virtual wallet at the communication device, thereby permitting the wallet provider to incentivize a consumer associated with the communication device to select the virtual wallet as the default virtual wallet when the virtual wallet is not the default virtual wallet.
    Type: Grant
    Filed: September 27, 2017
    Date of Patent: September 6, 2022
    Inventors: Nitin Shrivastava, Joseph Damon Hayes
  • Patent number: 11379882
    Abstract: A system and method for selecting advertisements is disclosed. In example embodiments, a method includes submitting an offer to display an advertisement at a remote device, receiving one or more advertising bids, each bid indicating an advertisement and comprising bid amount, selecting a bid from the one or more advertising bids that results in a highest product, the highest product calculated by multiplying an estimated conversion rate for the advertisement indicated by the bid with the bid amount of the bid, and transmitting the advertisement indicated by the bid to the remote device for display.
    Type: Grant
    Filed: April 16, 2020
    Date of Patent: July 5, 2022
    Assignee: Snap Inc.
    Inventors: Aaron Son, Brian Hendriks
  • Patent number: 11328323
    Abstract: Systems and methods are disclosed for associating a plurality of Internet-enabled devices with a common user profile for targeting Internet content or advertising. One method includes: receiving, from a plurality of Internet-enabled devices, a plurality of requests for electronic content or advertising; extracting, from each of the plurality of requests, a source IP address and a unique identifier associated with the respective Internet-enabled device; for each source IP address for which requests were received over a predetermined time period from a number of Internet-enabled devices below a threshold number of devices, identifying each possible pair of devices from which requests were received; and for each possible pair of devices, calculating a probability that the pair of devices are owned or operated by a common user.
    Type: Grant
    Filed: October 15, 2013
    Date of Patent: May 10, 2022
    Assignee: Yahoo Ad Tech LLC
    Inventors: Nicholas P. Miller, Simon D. Edwards, Alan J. Milford, Denys P. Kim, Bart W. R. Schelfhout