Patents Examined by Brandon M Duck
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Patent number: 11055776Abstract: A computer system manages a multi-disciplinary comprehensive real-time trading signal within a designated time frame. A classical computer apparatus includes a processor; a memory; and a media management application that is stored in the memory and executable by the processor; a quantum optimizer in operative communication with the classical computer apparatus, where the quantum optimizer includes a quantum processor; and a quantum memory; where the media management application is configured for transmitting historical media information and historical product information to the quantum optimizer; and where the quantum optimizer is configured for receiving the historical media information and historical product information; and analyzing the historical media information and historical product information to determine one or more indicative attributes that may be indicative of product pricing movement.Type: GrantFiled: March 23, 2017Date of Patent: July 6, 2021Assignee: BANK OF AMERICA CORPORATIONInventor: Sunil R. Bangad
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Patent number: 11042853Abstract: Provided herein are systems and methods for provisioning a gift. The method includes receiving, with at least one processor, a request to provision a gift, the request comprising a uniform resource locator (URL) corresponding to a network location associated with a merchant and/or item, generating, with at least one processor, a modified URL configured to direct a user device to the network location associated with the merchant and/or item, the modified URL based on the original URL, an account identifier, and one or more account limits, and transmitting, with at least one processor, the modified URL to the user device, such that the user device is facilitated to engage in a transaction through the network location associated with the merchant and/or item using a payment account associated with the account identifier.Type: GrantFiled: November 29, 2018Date of Patent: June 22, 2021Assignee: Visa International Service AssociationInventor: Satish Kumar
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Patent number: 11010832Abstract: The invention relates to a computer-implemented system and method for grading of a loan using chained confidence scoring. The method may comprise the steps of: scanning documents within a credit file for the loan, extracting attributes from the scanned documents and from electronic documents in the credit file, calculating a plurality of calculated attributes based on the extracted attributes, calculating a loan risk rating based on the calculated attributes and the extracted attributes, calculating an aggregated confidence value associated with the calculated loan risk rating, and enabling a user to modify the loan risk rating, the aggregated confidence value, and a number of chained confidence values. The confidence values input by the user are used as training data to train a chained confidence model and the chained confidence model is used to calculate the aggregated confidence value in connection with the automated grading of a loan.Type: GrantFiled: May 11, 2018Date of Patent: May 18, 2021Assignee: KPMG LLPInventors: Matthew Thomas Ardinger, Marisa Ferrara Boston, Ryan John Temple, Christopher Wicher, Vishnu Muralidharan
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Patent number: 11004044Abstract: A method for a payment for an Internet of Things (IoT) device is provided. The method includes steps of: a payment supporting server (a) on condition that the payment supporting server has registered certificates of the IoT device, a service providing device, and a digital wallet, and manages corresponding blockchain transaction IDs and link information, if a billing transaction is acquired, validating the billing transaction including identification information on the service providing device and the IoT device, a billing detail, and a signature value; (b) acquiring identification information on the digital wallet corresponding to the billing transaction from the blockchain database; and (c) (i) paying the billing detail using the digital wallet, (ii) registering a payment result including a payment detail in the blockchain database and managing its blockchain transaction ID, and (iii) transmitting the payment result to the service providing device, the IoT device, and the digital wallet.Type: GrantFiled: May 9, 2018Date of Patent: May 11, 2021Assignee: Coinplug, Inc.Inventors: Joon Sun Uhr, Jay Wu Hong
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Patent number: 10909582Abstract: Systems and methods for providing authentication circles to pursue financial goals and/or share expenses with others are provided. One or more provider computing systems are communicatively coupled to one or more user devices. Users may join a circle and make contributions via electronic messages that may allow for acceptance in a one-click fashion. Members may, for example, plan for and share expenses for a trip and compare the expenses with budgets.Type: GrantFiled: March 27, 2019Date of Patent: February 2, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Balin Kina Brandt, Laura Fisher, Marie Jeannette Floyd, Katherine J. McGee, Teresa Lynn Rench, Sruthi Vangala
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Patent number: 10909542Abstract: There is provided a method and system for facilitating a payment from a customer to a merchant, and a client device for facilitating a payment from a customer to a merchant. The various aspects rely on use of a merchant identifier based on a client device geolocation.Type: GrantFiled: October 4, 2017Date of Patent: February 2, 2021Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventor: Pravin Parekh
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Patent number: 10902514Abstract: Examples described herein relate to apparatuses and methods for facilitating automatic anonymous group funding, including but not limited to a provider computing system configured to establish a digital funding group, obtain a set of proposed transactions for at least one member of the digital funding group, and determine that a first user device from the plurality of user devices associated with the digital funding group is associated with a first customer unable to afford at least one proposed transaction. The provider computing system broadcasts a notification to the digital funding group requesting funds, matches funds provider(s) to the funds recipient, generates a funding transaction, provides the terms to the sender(s) and recipient of funds, modifies the terms as needed, and initiates a funds transfer.Type: GrantFiled: April 10, 2018Date of Patent: January 26, 2021Assignee: Wells Fargo Bank, N.A.Inventors: Sotirios K. Barkas, Yon W. Lee, Darius A. Miranda, Marria Rhodriquez, Darrell L Suen, John T. Wright
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Patent number: 10872337Abstract: A payment method and a payment system are disclosed. After a biological body enters a predetermined range of a payee device, a communication connection is established by a payee device with a payer device through the biological body, and transaction information is transmitted to the payer device. The transaction information is received by the payer device, key information is extracted and is prompted, and authentication information is transmitted to the payee device after receiving a confirmation instruction. The authentication information is received by the payee device and biological feature information about the biological body is acquired during a time duration when the biological body is within the predetermined range. An authentication result for authenticating the digital authentication information and the biological feature information is acquired by the payee device, and payment transaction is performed when the authentication result is a successful authentication.Type: GrantFiled: March 6, 2017Date of Patent: December 22, 2020Assignee: Tendyron CorporationInventor: Ming Li
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Patent number: 10846664Abstract: A secure electronic system for storing and managing receipt and releasing of electronic documents, such as cryptocurrencies, digital currencies, tokens, and smart contracts, includes a platform server, a secure computer, and a non-IP protocol for communication between the secure computer and the platform server. The secure computer includes a plurality of cold memory modules and at least one hot memory module. The secure computer powers up and makes hot one or more of the plurality of the cold memory modules upon detecting and empty condition or a full condition. The secure computer includes a rate limiter that restricts releasing of hot electronic documents, such as cryptocurrencies, digital currencies, tokens, and smart contracts, stored in the at least one hot memory module. The non-IP protocol is known only to authorized administrators or operators of the secure electronic system. The secure computer provides access to the platform server only through the non-IP protocol.Type: GrantFiled: March 16, 2018Date of Patent: November 24, 2020Assignee: AIM IP, LLCInventors: Dmitriy Olegovitch Myshkin, Brandon Michael Allen
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Patent number: 10839397Abstract: A method for contextual authentication based on computing devices includes: storing an account profile related to a transaction account including an account identifier and a timestamp and a device geolocation for at least two computing devices; receiving an authorization request for a payment transaction including the account identifier, a transaction geographic location, and a transaction time; identifying an authentication score for the payment transaction based on a comparison of the transaction time and transaction geographic location to the timestamp and device geographic location for each of the at least two computing devices; and transmitting the identified authentication score and received authorization request to a financial institution associated with the transaction account.Type: GrantFiled: September 6, 2018Date of Patent: November 17, 2020Assignee: MASTERCARD INTERNATIONAL INCORPORATEDInventors: Ankur Arora, Amit Gupta, Shreya Mittal
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Patent number: 10801293Abstract: A system and technique for locating a tool in a channel of a blowout preventer. The system and technique may include the use of a tool locating device that includes flappers to detect tool components of a toolstring for a well application. The toolstring is segmented with deployment bars and tool components of differing diameters. For example, the deployment bars may be of a diameter that substantially matches that of an associated conveyance such as coiled tubing whereas the tool components may be of larger detectable diameters by the flappers. Once more, the flappers may also serve a centralization function as the conveyance is run through the blowout preventer.Type: GrantFiled: August 11, 2016Date of Patent: October 13, 2020Assignee: Schlumberger Technology CorporationInventor: Rod William Shampine
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Patent number: 10796308Abstract: A transaction terminal includes a plurality of disparate application services that process within a common/shared platform on the transaction terminal. Each disparate application service may include its own unique biometric provider for providing biometric registration and recognition services to customers at the transaction terminal. When a particular application service is launched for execution on the transaction terminal, a biometric integration manager identifies an appropriate biometric provider for that application service and interacts with that biometric provider and the launched application service to facilitate biometric registration or biometric recognition of a customer transacting at the transaction terminal.Type: GrantFiled: June 29, 2018Date of Patent: October 6, 2020Assignee: NCR CorporationInventors: Somnath Banerjee, Robert Thomas Borucki
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Patent number: 10774605Abstract: Apparatus and method for in-situ stabilization of unconsolidated sediment in core samples are disclosed. The core sampling apparatus includes a corer having an inner wall, an outer wall, and a plurality of impregnation tubes disposed between the inner and the outer wall, wherein the impregnation tubes are parallel to a central axis of the corer. The method for sampling a core includes extracting a core sample using a corer, and in-situ stabilizing unconsolidated sediment in the core sample within the corer by impregnating the core sample with a resin. The resin is supplied through a plurality of impregnation tubes disposed between the walls of the corer.Type: GrantFiled: August 6, 2019Date of Patent: September 15, 2020Assignee: Saudi Arabian Oil CompanyInventors: Nikolaos A. Michael, Maher I. Marhoon, Peng Lu
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Patent number: 10762493Abstract: The present disclosure provides a user equipment a method for searching a mobile card based on pattern recognition and a non-transitory computer readable storage medium storing a computer program, and more particularly, a user equipment and a method for searching a mobile card based on pattern recognition, which supports a user to conveniently find and use a desired card through pattern recognition among various mobile cards stored in the user equipment and a non-transitory computer readable storage medium storing a computer program.Type: GrantFiled: April 27, 2018Date of Patent: September 1, 2020Assignee: SK Planet Co., Ltd.Inventor: Juyoung Kim
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Patent number: 10711534Abstract: This invention relates to a stabilizer (10) for a steerable drilling system, in particular for use in drilling directional boreholes for oil and gas extraction. There is provided a stabilizer (10) for a steerable drilling system having a first passageway (16) and a second passageway (18) at its outer surface, the passageways being helical and extending along the length of the stabilizer, the first and second passageways being oppositely-oriented, the first and second passageways intersecting one another, the stabilizer having a number of blades (22) between the passageways, the cross-sectional area of the first passageway being larger than the cross-sectional area of the second passageway. The asymmetric passageways enable the stabilizer designer to enhance the performance of the stabilizer during drilling and tripping.Type: GrantFiled: November 7, 2016Date of Patent: July 14, 2020Assignee: Weatherford Technology Holdings, LLCInventors: James Crowley, Robert Sedgeman, David Willcox
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Patent number: 10711579Abstract: A wellscreen has a gravel pack assembly installed that can communicate slurry from a transport tube to a pack tube. A bypass has erosion resistant surfaces exposed to flow of the conveyed slurry and diverts portion of the conveyed slurry from the fluid bore of the transport tube to a tube opening, from which the pack tube extends. The bypass can be incorporated into the top ring for supporting the filter on the basepipes. A sheath of erosion resistance can be formed on or installed in a channel of the end ring to be covered by a cover.Type: GrantFiled: April 16, 2018Date of Patent: July 14, 2020Assignee: Weatherford Technology Holdings, LLCInventors: Michael J. Sessa, Stephen McNamee, John S. Sladic
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Patent number: 10706418Abstract: Systems and methods for applying machine learning to dynamically validate a sales transaction document created by a user in a computing system are provided. Data comprising the sales transaction document is received. A machine learning model is applied to the sales transaction document to verify that the sales transaction document meets at least one compliance standard. The user is alerted if the sales transaction document does not meet the at least one compliance standard. The maching learning model is generated by: receiving first sales transaction data from a database; determining patterns based on the first sales transaction data, wherein the patterns indicate that corrective data was created to compensate for at least one error in original data, the at least one error indicating that the original data did not meet at least one compliance standard; and generating the machine learning model based on the determined patterns.Type: GrantFiled: March 9, 2018Date of Patent: July 7, 2020Assignee: SAP SEInventor: Andre Muller
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Patent number: 10693251Abstract: A connector assembly attaches downhole tools to one another to form a tool string. The connector assembly includes male and female subs, each with latch ends that selectively latch to one another. Ends of the subs distal from their latch ends are configured for attachment to the downhole tools. A plug assembly is in one of the subs and a socket assembly is disposed in the other sub; the plug and socket assemblies mate with one another when the subs attach. Mating the plug and socket assemblies forms a signal communication path through the connector assembly so that adjacent tools are in signal communication. The plug and socket assemblies and male and female subs are annular and circumscribe a bore that extends axially through the connector assembly. Downhole tools that attach to opposing ends of the connector assembly are in communication through the bore in the connector assembly.Type: GrantFiled: November 15, 2017Date of Patent: June 23, 2020Assignee: Baker Hughes, a GE Company, LLCInventors: Colby W. Ross, Charles Alexander McClean, Patrick Ryan Markwardt, Timothy W. Sampson
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Patent number: 10677003Abstract: An apparatus (10) for capturing drilling fluid returns in an exploration drilling process, as well as a related method of capturing the drilling fluid returns. The apparatus (10) is adapted to be fitted onto a drill collar/casing (11) adjacent its open top (13). The apparatus (10) comprises a body (21) defining a reservoir (23) for receiving the drilling fluid returns flowing out through the open top end (13) of the drill collar/casing (11) and spilling into the reservoir (23). The reservoir (23) comprises a collecting portion (25) in which the fluid returns spilling from the drill collar/casing (11) can be collected. The reservoir (23) also comprises a sump portion (27) which can receive the drilling fluid returns and from which the drilling fluid returns can be pumped by way of a sump pump (28). The reservoir (23) is configured to direct the drilling fluid returns collected by the collecting portion (25) to the sump portion (27) as a continuous flow.Type: GrantFiled: August 12, 2016Date of Patent: June 9, 2020Assignee: MINEX CRC LTDInventors: Fred Blaine, Andrew Beach, James Barry Reilly
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Patent number: 10677012Abstract: An improved plug for sealing a tubular as described. The improved plug comprises a plug body, the plug body comprising a propellant and an initiator adapted to initiate the propellant upon a signal. Upon initiation the propellant deflagrates causing the plug body to at least partially disintegrate.Type: GrantFiled: September 22, 2015Date of Patent: June 9, 2020Assignee: SPEX CORPORATE HOLDINGS LIMITEDInventors: Jamie Oag, Rae Younger