Patents Examined by C Anderson
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Patent number: 11928669Abstract: Systems and methods for mobile wallet payments are disclosed. In one embodiment, in an information processing apparatus comprising at least one computer processor, a method for conducting a payment using an electronic wallet may include: (1) a mobile application receiving a selection of an alternate payment currency; the mobile application receiving a payment payload from an issuer; the mobile application providing the selection of the alternate payment currency and an identifier to the issuer; and the mobile application providing the payment payload and the identifier to a merchant host. The merchant host may communicate the identifier to the issuer, and the issuer may identify selection of the alternate payment currency based on the identifier.Type: GrantFiled: November 17, 2022Date of Patent: March 12, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Howard Spector, Eric Connolly, John D Moore, Nancy E Hiebler, Michael Naggar, Ayman A Hammad, Tuan Dao, Venkata Maranani
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Patent number: 11928721Abstract: The disclosure describes a system and methods for implementing a recommendation engine. The recommendation engine can at least receive a travel history log, wherein the travel history log includes a route traversed by a customer; receive a route information from a database for the route, where the route information includes an accident history for the route; generate a route traverse percentage based on the travel history log; generate a route categorization score based on the accident history for the route and the route traverse percentage; and generate a vehicle recommendation based on the route categorization score.Type: GrantFiled: June 21, 2022Date of Patent: March 12, 2024Assignee: Capital One Services, LLCInventors: Chih-Hsiang Chow, Steven Dang, Elizabeth Furlan
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Patent number: 11922294Abstract: Systems and components for use with neural networks. An execution block and a system architecture using that execution block are disclosed. The execution block uses a fully connected stack of layers and one output is a forecast for a time series while another output is a backcast that can be used to determine a residual from the input to the execution block. The execution block uses a waveform generator sub-unit whose parameters can be judiciously selected to thereby constrain the possible set of waveforms generated. By doing so, the execution block specializes its function. The system using the execution block has been shown to be better than the state of the art in providing solutions to the time series problem.Type: GrantFiled: April 21, 2020Date of Patent: March 5, 2024Assignee: ServiceNow Canada Inc.Inventors: Boris Oreshkin, Dmitri Carpov
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Patent number: 11922503Abstract: A tracking liquidity order and related market center and process are disclosed which allow posting market centers (e.g. exchanges) to fill routable, smaller orders that would have otherwise routed off the posting market center. Such tracking liquidity orders increase the liquidity of that posting market center and allow it to execute more orders internally, without having to route them to an away market center.Type: GrantFiled: July 5, 2023Date of Patent: March 5, 2024Assignee: NYSE Group, Inc.Inventors: Paul D. Adcock, Michael A. Cormack, Thomas F. Haller, Robert A. Hill
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Patent number: 11922502Abstract: Example methods, apparatus, and computer readable storage media are described and disclosed. An example method includes depicting a strategy node in a graphical user interface presented by a computing device. The strategy node represents a trading strategy associated with two or more tradeable objects. The example method includes generating a graphical connector between the strategy node and one of a plurality of contract nodes including at least a first contract node and a second contract node. Each contract node represents a contract associated with one of the tradeable objects. The example method includes repositioning, in response to an input received via the graphical interface, an endpoint of the graphical connector from the first contract node specified by the trading strategy to the second contract node. The example method also includes generating an updated trading strategy based on the trading strategy and the second contract node.Type: GrantFiled: December 9, 2022Date of Patent: March 5, 2024Assignee: Trading Technologies International, Inc.Inventor: Scott F. Singer
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Patent number: 11922527Abstract: A system may include a first computing system that may include at least one processor. The at least one processor may receive a request for identification information associated with a user of the first computing device, such that the request is received from a second computing device. The at least one processor may then receive information regarding an entity associated with the second computing device, retrieve data comprising the identification information from a storage component, generate additional data comprising a portion of the identification information based on the information regarding the entity, and send the additional data to the second computing device.Type: GrantFiled: November 23, 2021Date of Patent: March 5, 2024Assignee: United Services Automobile Association (USAA)Inventors: Nathaniel Brett Wiatrek, Nathan Ryan Johnson, Julia Beatrice Isaac, Joshua Dowdy, Angela Dorothea Bowen, Jasmine Minjeong Jeong, Oscar Roberto Tijerina, Kevin Anthony Kossow
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Patent number: 11922448Abstract: In supply-side information processing apparatus comprising at least one computer processor, a method for providing a user with intent-based ads may include: (1) receiving, from an intent broker, intent identifiers for intent categories of user intents; (2) communicating the intent identifiers to a demand-side platform, the demand-side platform comprising a plurality of advertisers and merchants; (3) receiving, from a supply-side SDK on a user electronic device, personal data for a user, wherein the supply-side SDK captures the personal data from a publisher application executed on the user electronic device; (4) retrieving, based on the personal data and from the intent broker, a user intent identifier for the user, the user intent identifier matching one of the intent categories; (5) communicating the user intent identifier to the supply-side SDK, wherein the supply-side SDK requests an intent-based ad from the demand-side platform using the user intent identifier.Type: GrantFiled: March 21, 2022Date of Patent: March 5, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Tuan Dao, Howard Spector, Ralph Darmo
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Patent number: 11922402Abstract: Systems and methods are provided that authorize blockchain network transactions based on a work requirement. A blockchain network has a plurality of nodes. At least one node of the plurality of nodes is configured to determine whether a token has satisfied a work requirement. The work requirement represents participation of performing work within the blockchain network. The at least one node is further configured to approve a transaction as a function of determining that the work requirement has been satisfied and, to disapprove the transaction as a function of determining that the work requirement has not been satisfied. By enabling the transaction to be approved based on a work requirement, the token, for example, can be authenticated as having an inherent functional value. In this way, the blockchain network or token exchange can attest to the token not being a security, which would be subject to federal securities and regulations.Type: GrantFiled: August 11, 2022Date of Patent: March 5, 2024Assignee: FRONTAGE ROAD HOLDINGS, LLCInventors: Josh Williams, Raymond A. Chiapuzio, Michael B. Li
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Patent number: 11922463Abstract: A method is disclosed for displaying dynamic media content on a vehicle-mounted display as the vehicle travels along a route. The dynamic content may be audio or video content, and is selected based in part on sensor data, which may pertain to contextual or environmental factors. The content may be dynamically adjusted during playback, such as by bouncing or sharply changing direction during a sudden change in velocity or acceleration. Aside from motion-related factors, other contextual and environmental factors include weather, visibility, traffic, location, and time of day.Type: GrantFiled: July 21, 2021Date of Patent: March 5, 2024Assignee: FIREFLY SYSTEMS INC.Inventors: Onur Kardesler, Alexander McCaleb, Sean Head, Anil Suren, Kaan Gunay, Vedat Taylan Yildiz
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Patent number: 11922194Abstract: A method of operating a computing device in support of improved accessibility includes displaying a user interface to an application on a display screen of the computing device, wherein the computing device includes an accessibility assistant that reads an audible description of an element of the user interface; initiating, on the computing device, a virtual assistant that conducts an audible conversation between a user and the virtual assistant through at least a microphone and a speaker associated with the computing device, wherein the virtual assistant is not integrated with an operating system of the computing device; inhibiting an ability of the accessibility assistant to read the audible description of the element of the user interface; and upon transition of the virtual assistant from an active state, enabling the ability of the accessibility assistant.Type: GrantFiled: May 19, 2022Date of Patent: March 5, 2024Assignee: Microsoft Technology Licensing, LLCInventors: Jaclyn Carley Knapp, Lisa Stifelman, André Roberto Lima Tapajós, Jin Xu, Steven DiCarlo, Kaichun Wu, Yuhua Guan
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Patent number: 11911662Abstract: This application discloses a method to use sensors for games of skill relating to physical exercise. The method may employ the use of sensors that can collect data, including location using GPS, sense barometric pressure, steps walked, blood oxygen levels, navigational directions, gyroscopic movement, heart rate, and many other data types. Players may challenge other players to competitions wherein the players make a challenge wherein a winning player is rewarded a wager. Data collected by the sensors may be used for metrics to determine the winning player.Type: GrantFiled: November 22, 2022Date of Patent: February 27, 2024Assignee: Wunup LLCInventor: Blake Richards
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Patent number: 11907934Abstract: Disclosed in some examples are methods, systems, and machine readable mediums for providing P2P lending through mobile wallets. The P2P lending may utilize a central registry or be a fully distributed P2P system. In some examples, the use of a network accessible P2P loan service may simplify the discovery and communication with other mobile wallets throughout the process of obtaining a loan.Type: GrantFiled: January 9, 2023Date of Patent: February 20, 2024Assignee: Wells Fargo Bank, N.A.Inventor: Ramanathan Ramanathan
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Patent number: 11907977Abstract: Described are approaches for assigning tasks between machine resources (e.g., AI task performers, AI task validators), human resources (e.g., task performers, task validators), and/or other smart systems to facilitate collaborative text detection, text recognition, and text retrieval in order to optimize system performance along a variety of different selection criteria specifying various performant dimensions, including, but not limited to improving system efficiency, reducing task performer and/or task validator idle time, improving triage outcomes, reducing data processing loads, maintaining client confidentiality, etc., that may be associated with one or more customers.Type: GrantFiled: October 24, 2022Date of Patent: February 20, 2024Assignee: Zaru, Inc.Inventors: Susheel Khamkar, Lino Fabiani, Edwin Villanueva
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Patent number: 11910178Abstract: A directional display method and device of audio equipment, and audio equipment are disclosed. The audio equipment comprises a camera module and a display screen that is circumferentially located on sides of the audio equipment. The display screen is rotatable relative to the audio equipment. The method comprises activating the camera module for panoramic shooting to detect a user position in response to an activation signal acquired; determining whether the display screen is in half screen display mode according to a relationship between the user position and a center position of the audio equipment; and when it is determined that the display screen is in half screen display mode, determining a compensation angle of a display direction of a half screen display area relative to the user position, and adjusting the display direction of the half screen display area so that the compensation angle is zero.Type: GrantFiled: December 29, 2018Date of Patent: February 20, 2024Assignee: GOERTEK, INC.Inventor: Jifu Zhao
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Patent number: D1015597Type: GrantFiled: February 25, 2022Date of Patent: February 20, 2024Assignee: E. MISHAN & SONS, INC.Inventor: Wenjun Ding
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Patent number: D1016343Type: GrantFiled: May 23, 2022Date of Patent: February 27, 2024Assignee: Shangyou Jiayi Lighting Product Co., Ltd.Inventor: Yaowen He
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Patent number: D1016351Type: GrantFiled: March 28, 2023Date of Patent: February 27, 2024Assignee: Shenzhen Glocusent Technology co. ltdInventor: Manchuan Wu
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Patent number: D1017090Type: GrantFiled: May 19, 2023Date of Patent: March 5, 2024Assignee: Shenzhen Glocusent Technology co. ltdInventor: Manchuan Wu
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Patent number: D1017091Type: GrantFiled: February 1, 2022Date of Patent: March 5, 2024Assignee: E. MISHAN & SONS, INC.Inventors: Isaac Mishan, Mohan Rajasekaran
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Patent number: D1017103Type: GrantFiled: May 23, 2023Date of Patent: March 5, 2024Inventor: Qingyun Liu