Abstract: An Internet billing method comprises establishing an agreement between an Internet access provider and a customer, and an agreement between the Internet access provider and a vendor, wherein the Internet access provider agrees with the customer and the vendor to bill the customer and remit to the vendor for products and services purchased over the Internet by the customer from the vendor. The provider creates access to the Internet for the customer. When the customer orders a product or service over the Internet from a vendor, transactional information transmitted between the customer and the vendor is also transmitted to the provider. The provider then bills the transaction amount to the customer and remits a portion of the transaction amount to the vendor, keeping the differential as a fee for providing the service. As a result of this method, there is no need for any customer account numbers or vendor account numbers to be transmitted over the Internet, thereby maintaining the security of that information.

Abstract: Systems, methods and computer program products for guiding selection of a therapeutic treatment regimen for a known disease such as HIV infection are disclosed. The method comprises (a) providing patient information to a computing device (the computer device comprising: a first knowledge base comprising a plurality of different therapeutic treatment regimens for the disease; a second knowledge base comprising a plurality of expert rules for selecting a therapeutic treatment regimen for the disease; and a third knowledge base comprising advisory information useful for the treatment of a patient with different constituents of the different therapeutic treatment regimens; and (b) generating in the computing device a listing (preferably a ranked listing) of therapeutic treatment regimens for the patient; and (c) generating in the computing device advisory information for one or more treatment regimens in the listing based on the patient information and the expert rules.

Abstract: A system and method are disclosed for automatically managing available to promise product and making of promises to fulfill customer requests from the available to promise product. The system includes a data storage device that stores at least one seller model which represents a seller entity that is selling at least one product. The system also includes an execution memory operable to hold a software system, and a processor operable to execute the software system. When executed, the software system operates to use the at least one seller model to represent a forecast for the number of the at least one product that is expected to be sold by the seller and to define commitment levels with respect to the forecast in order to create forecast requests for the at least one product. The software system then provides the forecast requests to supplier sites and receives responsive promises made by the supplier sites to fill the forecast requests.

Abstract: A dictation system is disclosed comprising a hand held dictation device (1) for storing a speech signal in memory means (15,20), the device comprising data compression means (30) for data compressing the speech signal into a data compressed speech signal and storing means for storing the data compressed speech signal in the memory means. The data compression means (30) are adapted to carry out a data compression step on the speech signal in one of at least two different data compression modes, the at least two different data compression modes resulting in different data compression ratios when applied to the same speech signal, the said at least two different data compression modes being selectable by a user.

Abstract: A postage metering system includes a host processor having a printer coupled thereto. A postal security device (PSD) is coupled to the host processor. The PSD includes first unique identification, first postal value storage and first digital signature generator. The host processor can request and obtain from the PSD first evidence of postage payment to be printed by the printer. The host processor can also request and obtain from a remote data center second evidence of postage payment to be printed by the printer. For each metering transaction to be printed by the printer, the host processor initiates the request for one of the first and second evidences of postage payment. In one embodiment the host processor is a general purpose computer.

Abstract: A voice recording and/or reproducing device includes a plurality of coders having different bit rates for coding voice to provide coded voice data, a voice recording mode change over switch for selecting one of the plurality of coders, and a system controller. The system controller stores coding selection data obtained by the change over of the voice recording mode and coded voice data obtained from the selected coder, to a storing medium, and reduces a deterioration of the voice due to the change over. The voice recording and/or reproducing device also includes a detector for detecting the coding selection data, and a plurality of decoders for decoding the coded voice data at the bit rate corresponding to the detected coding selection data.

Abstract: The invention is a method and system of assigning and updating rates within an electronic scale, wherein the rates are based upon class service and discount level. A set of classes of service available for a particular carrier is established. Each one of the classes comprises one or more discount levels. The classes are embedded into the memory of an electronic scale and a set of data comprising the classes is made available to the system. Updating of the data in the embedded set of classes, is accomplished by defining the update data and the one or more discount levels which are available in each class. A system user limits the classes for which they want access and the carrier and/or service choices are encoded; the encoding determining a unique number that is indicative of the parameters selected by a system user for a particular system. The unique number comprises: a carrier token; a class token; and a set of discount level bytes representative of the available discount within the class.

Abstract: A novel system and process have been developed whereby a prepaid phone card, or any other similar inventory, may be easily and efficiently distributed at, for example, a point-of-sale. A computerized terminal including memory for storage is maintained at the point-of-distribution, or any other suitable location. The terminal's memory is adapted to store one or more security numbers, such as PIN numbers, telephone numbers and/or other suitable information corresponding to the information needed by consumers to utilize the service. The terminal initially connects to a host computer system in order to download one or more PIN numbers, and the downloaded PIN numbers are thereafter stored in the terminal's memory. The security codes, etc., may thereafter be dispensed by a user of the terminal onto cards, etc., without any need to connect to a host computer, and the terminal may be recharged with additional security codes, etc., only at a convenient time (e.g., at night).

Abstract: The invention presents a method for conducting an on-line bidding session to accumulate a collective bid for a property. The bidding session is conducted over a computer network that includes a central computer, a number of remote computers, and communication lines connecting the remote computers to the central computer. According to the method, at least one bidding group is registered in the central computer. The bidding group can be an association, institution, or group of investors formed for the purpose of bidding together for the property. The bidding group has a total bid for the property which is tracked in the central computer. The central computer receives bids entered from the remote computers by members of the bidding group. Each bid includes an individual bid amount which is contributed to the total bid of the group to accumulate the collective bid for the property.

Abstract: A method and system provides for digital automation of the transaction space. Digital contracts are programmed to reflect the intended activity or operations of the parties in connection with their purpose. Those contracts can be drafted, ratified and stored by parties situated at any global location, so that the contracts operate on a centralized platform, whereby computational activity is initiated based on the occurrence of events independent of the system. Briefly, the device provides the framework within which contracts operate when triggered by events in order to automatically perform their intended and programmed purpose. In part, the contracts and the instructions regarding functions contained within contracts are linked based on their common purpose, that is, a specific product or service. Dissemination of instructions and data is automated and the means for dissemination and communication between the system and the parties can be as simple as an internet connection, as well as other connections.

Abstract: A client at a remote site may order each of a series of images from a low resolution image database, and may then assemble these images and text into a marketing piece. Once assembly is complete, the client orders the system proprietor to produce the marketing piece according to the client's specifications. The client communicates to the system proprietor via a web site on the Internet, which has associated with it a pair of applications for the ordering of images and the assembly of marketing pieces. The client assembles the marketing piece according to one of a series of predefined templates, which constrains the choices which the client has such that the produced marketing piece will have the look and feel dictated by the client's company. The templates, each of which has associated with it a series of slots for the placement of image or text, also permit easy assembly of a marketing piece by simply specifying the material which goes within the slot.

Abstract: The present invention is a system of integrated, computer-based processes for monolingual information development. and multilingual translation. An interactive text editor enforces lexical and grammatical constraints on a natural language subset used by the authors to create their text, which they help disambiguate to ensure translatability. The resulting translatable source language text undergoes machine translation into any one of a set of target languages, without the translated text requiring any postediting.

Abstract: A method for charging a payer for access, over a network, to a payee's information; in particular, a method for this pay-per-access over the Internet. The method uses an acquirer to intercept requests for information, process accounting information based on the payer having a signed, encrypted persistent dynamic data object available to the acquirer for inspection and modification. After using the persistent dynamic data object, similar in some respects to a so-called cookie, to collect payment for a page of pay-per-link information, the acquirer redirects the payer to the information at the payee's web site. The cookie-like object is issued to the payer by an issuer, which can be distinct from the acquirer. The cookie-like object can be used until its value is spent or until its lifetime elapses. Thus, a payer has a limited amount to spend without having to obtain authorization for each purchase, yet a payee does not risk a payer's double spending.

Abstract: The invention relates to a system and method for tracking clients as they visit the locations of various recipients. Clients have access to telephones and identification devices which the client can use to communicate with a remote computer. The computer uses information received during the communication to identify and authenticate the client making the communication and the location of the client at the time of the communication. Authentication is accomplished by obtaining unique biometric parameters from a client over the phone and comparing those to biometric parameters in a database. Biometric data can include a voice print sampled during the call, or a finger or retinal print electronically transmitted during the call. Because each of these identifiers results from a physiological characteristic which is unique to the client, the system assures that the identified client is the client making the communication.

Abstract: A computer program product stores computer instructions therein for instructing a computer to perform a process. The program product includes a recording medium readable by the computer, and computer instructions stored thereon instructing the computer to perform the process. The instructions and the process include determining and storing at least one enterprise attribute data, customer attribute data, shareholder attribute data and government attribute data, and implementing an enterprise computer simulation model that utilizes the attribute data and generates enterprise performance data. The enterprise simulation model evaluates the enterprise performance data with respect to the at least one of each other and predetermined criteria. The data from evaluated enterprise performance is then used for ranking, indexing, decision making, enterprise controlling and/or investment purposes, manually and/or electronically.

Abstract: A computerized reward system which encourages an individual's participation in a health management system includes a script generating means for generating a health management script, a script assignment means for assigning a health management script to the individual, a monitoring means for collecting data on the individual's compliance, a memory means for storing the compliance data, an evaluation means for comparing the compliance data to evaluation criteria to determine if the patient is compliant, and a reward to be given to the compliant individual. The individual's compliance is evaluated by his or her answers to the health management script. Each health management script program can be custom made for each individual. The different monitoring means possible which the individual can use include a remotely programmable apparatus, an interactive telephone call, and a multimedia processor.

Abstract: A system stores criteria specified by a funder relating to trade transactions for buyers and sellers. The system compares the criteria with a proposed purchase order to determine whether the system can generate a payment guarantee on behalf of the funder for the buyer to the seller. The system also compares subsequent documents relating to an original purchase order with the original purchase order to ensure that the terms of the purchase order are properly fulfilled. When the appropriate conditions for payment are met, the system issues a funds transfer instruction to transfer payment from the buyer to the seller.

Abstract: A system and method for postage metering provides a plurality of client modules on a network. A local postage security device (PSD) is coupled to a first one of the client modules and a remote PSD is coupled to a second one of the client modules. The local and remote PSDs include respectively first and second unique identification, postal value storage and digital signature generator. The first client module is connected to a remote data center that includes third unique identification, third postal value storage and a third digital signature generator. The first client module selectively requests one of a first evidence of postage payment from the local PSD, a second, evidence of postage payment from the remote PSD and a third evidence of postage payment from the data center. The first client module includes a printer for printing the selected one of the first, second and third evidences of postage payment on a mailpiece.

Abstract: An accounting device of the invention cooperates with a terminal station to allow one to use information from an information provider, and includes a first input unit for inputting first data PIDi and PIDj regarding the contents of providing information, a second input unit for inputting second data TIDi and TIDj regarding the use of hardware to carry out the use of the providing information at the terminal station, a third input unit for inputting third data PPC indicative of money information, and a checking unit for discriminating between a permission and an inhibition (prohibition) of the use of the information at the terminal station by using at least one of the first and second, and third data. The checking unit outputs a discrimination result about the permission or inhibition of the use to the external of the accounting device, thereby properly prohibit illegal use of the terminal station and contributing to a spread of network terminal apparatus.

Abstract: A computer system is provided for automatically calculating broker-dealer disclosure data requirements for a publicly traded security that the broker-dealer holds. The computer system includes a MODEM in electrical/electronic communication with a source of encoded publicly traded security market data and a digital computer comprising a first I/O port for electronic communication with broker-dealer data processing apparatus, a second I/O port for electronic connection to the MODEM for processing the encoded data, and a memory device within which is stored a set of computer instructions defining computer system operation. The digital computer communicates with the broker-dealer apparatus to identify a broker-dealer position in the publicly traded security and processes MODEM-received data relating thereto to calculate a haircut coefficient for adjusting the position to comply with Rule 15-c 3-1 of the Securities Exchange Act, as amended.