Patents Examined by Fawaad Haider
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Patent number: 12175421Abstract: A system for asset inventory and resupply for supplying individuals in remote locations is disclosed. The individuals may be people and/or machines. The system and method involve providing multiple individuals in the field with sensors that automatically collect data on the expenditure of their supplies. In some cases, wearable sensors are provided to people in the field. The data is sent to a central depository which tracks their inventory of supplies and anticipates needed supplies, compiles and packages additional supplies so that the additional supplies can be delivered to the individuals in the field. A precision supply delivery system is provided for delivering the supplies.Type: GrantFiled: September 24, 2021Date of Patent: December 24, 2024Assignee: United States of America as represented by the Secretary of the Air ForceInventors: Austin Ahern, Eric Dittman, Michael Anderson, Acierto Cabigas, III, Ashton Barnes, Elliott Weiler, David Rochester
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Patent number: 12169820Abstract: The present disclosure provides a system and method for identifying items. The method includes scanning a first item using a first barcode scanner and a second barcode scanner and determining, based on signals from the first barcode scanner and the second barcode scanner, a first two-dimensional light grid indicating where the first item broke beams of the first barcode scanner and the second barcode scanner. The method also includes predicting, using a machine learning model and based on the first two-dimensional light grid, a first category for the first item, receiving, from a camera, an image of the first item, and comparing the image of the first item to a first set of images assigned to the first category to determine an identity of the first item.Type: GrantFiled: March 18, 2022Date of Patent: December 17, 2024Assignee: Toshiba Global Commerce Solutions Holdings CorporationInventors: Brad Matthew Johnson, Susan W. Brosnan, Andrei Khaitas
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Patent number: 12165149Abstract: Systems, methods, and computer-accessible mediums for user verification through the interaction of a short-range transceiver, such as a contactless card, with a client device are presented. User verification may be provided in the context of reading two types of data from the short-range transceiver, such as a contactless card, using a client device, sending the data to a server, obtaining identifiers from each data type and comparing with stored user identifier data. Matching stored user identifier data to two forms of identification data obtained from a short-range transceiver, such as a contactless card, provides an enhanced ability to verify that the short-range transceiver is being used by an authorized user.Type: GrantFiled: August 12, 2020Date of Patent: December 10, 2024Assignee: Capital One Services, LLCInventors: Samuel Patrick Edwards, Lesley Newton, Clayton Johnson
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Patent number: 12147959Abstract: A system, method and computer readable medium for dynamically determining location-based rules affecting item sales at POS registers for a particular location and for distributing the location-based rules to the POS registers is discussed. A location-based ruleset of rules regulating sales of items at an individual store is created and transmitted to the store along with a rule group to item map file that maps rules and warnings to individual store items. A rules engine at the store provides updated item sale rules and warnings to POS registers based on the location-based ruleset and rule group to item map file. Embodiments thus provide an improved system for updating POS registers at different store locations with location-based rules specific to the store location.Type: GrantFiled: June 8, 2023Date of Patent: November 19, 2024Assignee: Walmart Apollo, LLCInventors: Shuvro Chakrobartty, Edward Sherrill, Gopi Kishore Danda, Britto Michaelsamy, Prasanna Rajendran, John Michael Humphrey
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Patent number: 12141783Abstract: The described payment splitting technology can enable a person to split a cost of a product over a number of payments. For example, mobile device can receive a code for a product, receive an indication via the display of the mobile device that a person wants to split the cost of the product, and send a payment split indicator to a point of sale (POS) device. The POS device can scan the product, determine a cost for the product, receive the payment spilt indicator, and send the cost and the payment split indicator to a server where the transaction for the product can be authorized and the splitting of the payment can be approved.Type: GrantFiled: November 25, 2020Date of Patent: November 12, 2024Assignee: United Services Automobile Association (USAA)Inventors: Charise Renee Whitaker, Michael J. Maciolek
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Patent number: 12141855Abstract: According to an embodiment, an information processing apparatus registers, upon input of identification information of a commodity to be purchased via a mobile terminal, data of the commodity to be purchased identified by the identification information in a list. The information processing apparatus notifies, upon receiving an instruction to execute checkout from the mobile terminal, the mobile terminal of a checkout code for specifying the list. The information processing apparatus outputs, upon input of the code in a checkout machine, the list specified by the code to the checkout machine. The information processing apparatus counts the number of codes that are notified to the mobile terminal but not input in the checkout machine. The information processing apparatus executes processing for notifying the user of the mobile terminal of the count value.Type: GrantFiled: December 15, 2020Date of Patent: November 12, 2024Assignee: Toshiba Tec Kabushiki KaishaInventor: Takahiro Saitou
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Patent number: 12118612Abstract: A system for managing a securities-based card spending account is disclosed. The system comprises a processor and an account comprising one or more securities. A first set of instructions is executable on the processor that is capable of allowing the setting of trade parameters defining percentages of the one or more securities to be traded to cover a purchase. A second set of instructions is executable on the processor for triggering one or more trades of the one or more securities according to the percentages defined in the trade parameters.Type: GrantFiled: August 29, 2012Date of Patent: October 15, 2024Assignee: The Investor Card LLCInventor: Jennifer C Brown
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Patent number: 12118507Abstract: Systems, computer-readable instructions, and methods for storing products are disclosed. For example, the system may include modular shelving units that include a shelf which is placeable on a rack, the shelf including a platform, the shelf having a weight sensor below the platform, the platform is configured to support N number of holders, each of the N holders configured to store products, each shelf further having N?1 optical sensors below the N?1 holders when the N?1 holders are supported by the platform and N?1 windows above the N?1 optical sensors, the N?1 optical sensors being in proximity of the N?1 holders, respectively, wherein each holder includes an opening, wherein when a holder is on the shelf, the opening is capable of being aligned with an optical sensor, the shelf further having a processing circuit coupled to the N?1 optical sensors and the weight sensor.Type: GrantFiled: September 30, 2021Date of Patent: October 15, 2024Assignee: ETHICON, INC.Inventors: Matthew Chila, Kevin McHale, Alexander Weber
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Patent number: 12094012Abstract: A method and apparatus visualizing compensation adjustments for employees of organization. A computer system identifies a number of merit groups for a group of employees based on employee evaluation for employees in the group of employees. The computer system identifies a number of compensation adjustment parameters. The computer system applies the number of compensation adjustment parameters to a compensation distribution of the group of employees to determine a compensation adjustment for each merit group. The computer system determines impact of the compensation adjustment on the compensation distribution of the group of employees. The computer system displays the impact of the compensation adjustment in a compensation adjustment scenario.Type: GrantFiled: April 5, 2023Date of Patent: September 17, 2024Assignee: ADP, Inc.Inventors: Snigdha Ghosh Ray, Amit Kumar Sharma, Vinay Kanth Nadikuda, Prasad J. M. V. Velagareddi, Clint Myers, Max Li, Chaayanath K. Mysore
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Patent number: 12093957Abstract: Systems and methods that can verify transactions based upon location disparity between an account holder and POS (point of sale) as well as identity of a customer are provided. The system can employ camera-equipped drones or other image capture mechanisms to perform identity verification on behalf of a financial entity, cardholder or merchant. Further, the innovation provides systems and methodologies by which allegedly fraudulent or suspect transactions can be blocked or further investigated in real- or near real-time so as to assist in loss mitigation and potentially identification of fraudsters.Type: GrantFiled: September 21, 2021Date of Patent: September 17, 2024Assignee: Wells Fargo Bank, N.A.Inventor: Pradeep R. Kumar
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Patent number: 12086860Abstract: Techniques and arrangements for performing data analysis in order to generate connections between merchants. For instance, a payment service may determine, based at least in part on transaction information, that a first customer conducted a first transaction at a first merchant followed a subsequent transaction at a second merchant. The payment service may further determine that a second customer conducted a second transaction at the first merchant followed by a subsequent transaction at a third merchant, Based on transaction information associated with the first transaction and the second transaction, the payment service may create a buyer profile including the first customer and second customer. Upon the payment service receiving a request to process a third transaction between the first merchant and the second customer, the payment service can generate a recommendation that the second customer conduct a subsequent transaction to the third transaction at the second merchant rather than the third merchant.Type: GrantFiled: December 27, 2022Date of Patent: September 10, 2024Assignee: Block, Inc.Inventors: Ramy Bebawy, Philip Zigoris, Yongxue Qi, Yu-Shan Fung, Riley Crane
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Patent number: 12079883Abstract: A transaction tracking system includes a display that permits viewing the relationship between related transactions. In the display, individual transactions are depicted as transaction icons sorted in time order horizontal rows according to order ID.Type: GrantFiled: February 28, 2022Date of Patent: September 3, 2024Assignee: NICE LTD.Inventors: Yoram Pomer, Sivan Landau, Itai Veltzman
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Patent number: 12073379Abstract: A transaction card package assembly comprising at least one transaction card, at least one sample product, and a card holder, and methods and system for processing the same.Type: GrantFiled: November 20, 2017Date of Patent: August 27, 2024Assignee: Blackhawk Network, Inc.Inventors: Amie Miller, Saverio Spagnolie
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Patent number: 12067546Abstract: Systems and methods involving secure connections between security meshes are disclosed herein. One disclosed device includes a first security processor located within a first security mesh, a first casing having a connector and supporting the first security mesh and the applications processor, a second security processor located within a second security mesh, and a second casing connected to the first casing via the connector and supporting the second security mesh. The first security processor and second security processor are programmed to generate a unique pre-shared key independently on both the first security processor and the second security processor using an elliptic key exchange and establish a secure connection between the first security processor and the second security processor using the unique pre-shared key.Type: GrantFiled: March 6, 2020Date of Patent: August 20, 2024Assignee: FISERV, INC.Inventors: Jacob Whitaker Abrams, Seihee Chon, Vincent Durieux, Eric David Fuhs, Brian Jeremiah Murray, Victor Pan, Sam Niansheng Qiu, Bambi Tsui, Siva Raja Sekhar Reddy Yeruva
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Patent number: 12067550Abstract: Systems, computer-implemented methods, apparatus, and/or computer program products that can facilitate electronic generation and/or display of enhanced, transaction-based QR codes are provided. In various embodiments, a system can receive, from an electronic beacon of a point-of-sale device, context data characterizing a transaction facilitated by the point-of-sale device. In various instances, the system can generate a quick response (QR) code based on the context data and based on financial instrument data, such that the context data and the financial instrument data are embedded within or correlated to the QR code. In various aspects, the system can visually render the QR code on an electronic display, such that the QR code is scannable by the point-of-sale device.Type: GrantFiled: November 11, 2020Date of Patent: August 20, 2024Assignee: PayPal, Inc.Inventors: Patrick Babcock, Laura Clark, Oscar Charles Edward Sanderson
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Patent number: 12067527Abstract: Disclosed herein is a system and method of identifying misplaced products on a retail shelf using a feature extractor trained to extract features from images of products on the shelf and output identifying information regarding the product in the product image. The extracted features are compared to extracted features in a product library and a best fit is obtained. A misplaced product is identified if the identifying information produced by the feature extractor fails to match the identifying information associated with the best fit features from the product library.Type: GrantFiled: August 12, 2021Date of Patent: August 20, 2024Assignee: Carnegie Mellon UniversityInventors: Marios Savvides, Sreena Nallamothu, Magesh Kannan, Uzair Ahmed, Ran Tao, Yutong Zheng
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Patent number: 12045797Abstract: Embodiments described herein include methods and systems for remotely managing appliances, including enabling communication between a user of the appliance and third party systems. The third party systems can include any entity that has a relationship with the user of the appliance, such as a payment infrastructure handling incremental payments for the appliance, and managing access to the appliance accordingly. In some embodiments, the appliance being controlled is a mobile phone that also includes third party operating system software. Various methods for preventing alteration or replacement of the third party operating system are also described.Type: GrantFiled: March 25, 2019Date of Patent: July 23, 2024Assignee: Payjoy Inc.Inventors: Douglas James Ricket, Jaideep Mirchandani
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Patent number: 12039494Abstract: A node in a blockchain network may receive an event initiation for a first digital corollary of a first physical asset, receive conditional data related to the first digital corollary, detecting, by the node, a link to a second digital corollary, prompt a simulation of the second digital corollary, receive an outcome of the simulation, and determine an executable action for the second digital corollary.Type: GrantFiled: March 22, 2021Date of Patent: July 16, 2024Assignee: International Business Machines CorporationInventors: Nitin Gaur, Sarbajit K. Rakshit, Yacov Manevich, Petr Novotny
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Patent number: 12036879Abstract: A method of managing energy service for a plurality of assets of different types connected to a plurality of grid connection points includes determining, by a respective asset, a quantity of the energy service to be realized by the respective asset during a connection event; responsive to the respective asset being of a first type; detecting a grid connection point identifier that identifies an associated grid connection point associated with the respective asset of the first type used for the connection event; and sending, by the respective asset, connection event information, wherein the connection event information includes at least one of: the determined quantity of the energy service and an asset identifier, responsive to the respective asset not being of the first type; or the determined quantity of the energy service and the detected grid connection point identifier, responsive to the respective asset being of the first type.Type: GrantFiled: June 12, 2020Date of Patent: July 16, 2024Assignee: The AES CorporationInventors: John Christopher Shelton, John Michael Zahurancik
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Patent number: 12026691Abstract: Methods and systems associated with facilitating transactions based on proximity between devices, the methods and systems including ranking distances between a first device and a plurality of other devices based on wireless signal strengths; presenting a representation of a first user of the first device on one of the first device or a second device based on the ranking when the distance between the first device and the second device satisfies a threshold; causing server(s) of a payment service system (PSS) to identify user accounts of the first user and/or a second user of the second device based on selection of the representation and a user identifier in a wireless signal transmitted by a transceiver of one of the devices; processing a transaction using stored payment data associated with the user account(s); and presenting an indication of the transaction on at least one of the devices.Type: GrantFiled: May 16, 2019Date of Patent: July 2, 2024Assignee: Block, Inc.Inventors: Shuvo Chatterjee, Michael Thole