Abstract: Embodiments are directed to optimizing the secure provisioning of credentials to mobile devices through use of risk decision non-overrides. In some embodiments, a service provider receives a request from a wallet provider to provision a credential associated with an account to a mobile device. The request includes a first risk level associated with the provisioning. The service provider receives a second risk level associated with the provisioning request from an issuer of the account. Based upon determining that a non-override condition exists, the service provider uses the first risk level from the wallet provider and accordingly causes a user authentication to occur. A non-override condition may be determined based upon scenario indicators received within the provisioning request. In some embodiments, the non-override condition may be ignored when the first risk level indicates medium risk and the second risk level indicates high risk.

Abstract: Systems and methods for performing insurance damage inspection by an unmanned aerial vehicle (UAV) are provided. A computing device may receive a request to inspect a property, the request comprising a location of the property. The computing device may identify a UAV from a plurality of UAVs that is located closest to the location of the property from other UAVs in the plurality of UAVs. The computing device may instruct the UAV to travel to the location of the property. The computing device may instruct the UAV to collect damage information on the property using one or more onboard sensors of the UAV. The computing device may determine an amount of insurance payout to approve for repairs to the property based on the damage information collected by the UAV.

Abstract: The present disclosure relates to systems, methods, and devices for enabling peer to business payments using an integrated payment and messaging system. In particular, the integrated payment and messaging system allows users to send electronic payments as well as exchange messages with a merchant. The integrated payment and messaging system can improve security by allowing a user to make a purchase without having to provide sensitive financial information to the merchant. In addition, the integrated payment and messaging system can allow a user to make a payment for an order seamlessly during a conversation with the merchant.

Abstract: The present disclosure provides a display system which includes an electronic device and a user-side auxiliary viewing module. The electronic device may include a device-side display module, which includes an array substrate, a color filter substrate, a liquid crystal layer arranged between the array substrate and the color filter substrate, and a first polarizer adhered onto a surface of the array substrate away from the liquid crystal layer. A second polarizer may be arranged on the user-side auxiliary viewing module, and have a polarization axis in a direction substantially perpendicular to a polarization axis of the first polarizer.

Abstract: Methods and systems for determining a cause of loss to a property for damage associated with an insurance-related event based upon data received from a second property. A smart home (or other building) controller and/or an insurance provider remote processor may generate a time sequence of events for damage associated with an insure-related event. The smart home controller or remote processor may also receive a time-sequence of events generated by a smart home controller associated with a second property. The smart home controller or remote processor may compare the two time-sequences of events to determine causes of loss associated with damage to the property. The compared data may be further used to assign a portion of the overall damage to each cause of loss. Subsequently, the smart home controller or remote processor may automatically generate an insurance claim for damage to the property associated with the insurance-related event.

Abstract: A banknote processing device includes a first pay-out port and a second pay-out port in which banknotes for pay-out are stacked, a conveyance section that conveys banknotes to the first pay-out port or to the second pay-out port, a first opening-closing member capable of opening and closing the first pay-out port by moving, a second opening-closing member capable of opening and closing the second pay-out port by moving, and a controller that controls conveyance of the banknotes by the conveyance section, and that controls opening and closing operations of the first and second opening-closing members. When the number of banknotes stacked in the first pay-out port has reached a maximum stacking number in pay-out processing, the controller performs a switching operation to switch a conveyance destination of the banknotes from the first pay-out port to the second pay-out port, and performs an opening operation to open the first opening-closing member.