Abstract: A real-time messaging platform allows advertiser accounts to pay to insert candidate messages into the message streams requested by account holders. To accommodate multiple advertisers, the messaging platform controls an auction process that determines which candidate messages are selected for inclusion in a requested account holder's message stream. Selection is based on a bid for the candidate message, the message stream that is requested, and a variety of other factors that vary depending upon the implementation. The process for selection of candidate messages generally includes the following steps, though any given step may be omitted or combined into another step in a different implementation: targeting, filtering, prediction, ranking, and selection.

Abstract: In some examples, sequence, frequency, and time interval based journey recommendation may include generating a plurality of clusters of entities, and generating a network that identifies a time interval to a next interaction that leads to success. An estimated time interval to a specified number of conversions may be determined. A success criterion that represents a positive outcome in the estimated time interval may be determined. A historical sequence of events may be partitioned into a plurality of sequences of events leading to success or failure. The plurality of sequence of events may be mapped based on analyzed probabilities, a determined waiting interval, and determined frequency contributions, and evaluated as to whether a mapped sequence of events duration is less than a planned duration. If so, a journey may be generated and include a determined sequence of events, a corresponding frequency, and a corresponding waiting interval.

Abstract: Methods, apparatus and computer program products are provided for providing real time incentives during browsing sessions on a promotional system. The real time incentives may convert browsing consumers to buyers by providing incentives (e.g., discounts) that may be redeemed during the browsing sessions. Qualification constraints may be evaluated using an event handler to determine whether an incentive should be offered. Participation constraints may define terms which should be met for a consumer to redeem the incentive.

Abstract: A real-time messaging platform allows advertiser accounts to pay to insert candidate messages into the message streams requested by account holders. To accommodate multiple advertisers, the messaging platform controls an auction process that determines which candidate messages are selected for inclusion in a requested account holder's message stream. Selection is based on a bid for the candidate message, the message stream that is requested, and a variety of other factors that vary depending upon the implementation. The process for selection of candidate messages generally includes the following steps, though any given step may be omitted or combined into another step in a different implementation: targeting, filtering, prediction, ranking, and selection.

Abstract: A system and method for content selection and presentation is disclosed. A plurality of content elements configured for presentation in at least one content container is received and one of the plurality of content elements is selected for presentation in the at least one content container. The one of the plurality of content elements is selected by a trained selection model configured to select one of an individual context or a global context. An interface including the selected one of the plurality of content elements is generated.

Abstract: A computer-implemented method comprises determining an amount of loyalty points stored in a loyalty points account; receiving, from a computing device, a signal indicating selection of one or more items to be monitored; monitoring a purchase price of the one or more selected items and the amount of loyalty points stored in the loyalty points account; determining that a difference between the purchase price of the one or more selected items and the amount of loyalty points drops below a threshold; and responsive to determining that the difference between the purchase price of the one or more selected items and the amount of loyalty points drops below the threshold, sending, to the computing device, a signal causing the computing device to display a notification that includes a selectable option to apply the loyalty points to offset the purchase price.

Abstract: At least some embodiments are directed to an exemplary computer-based electronic activity tracking system that detects activity patterns receiving data values that represent at least one electronic activity. The exemplary electronic activity tracking system includes a detector of unsecure electronic activities that identifies electronic activity patterns performed by a user or non-person entity. The detector of unsecure electronic activities utilizes unsupervised machine learning techniques to detect the electronic activity patterns. The detected electronic activity patterns correspond to unsecure or malicious electronic activities. The electronic activity tracking system outputs notifications indicative of identified unsecure or malicious activity patterns and identifies entities associated with such unsecure or malicious activity patterns. The exemplary electronic activity tracking system implements a graphical user interface operated from a client computing device.

Abstract: Systems and methods for voice-based collection of statistical data are provided. An example method includes sensing, by an acoustic sensor, an ambient acoustic signal; determining, by one or more processors communicatively coupled to a user device and the acoustic sensor, that the user device has played a question prompting a user to answer the question; analyzing, by the one or more processors, the ambient acoustic signal to determine that the user has uttered an answer; converting, by the one or more processors, the ambient acoustic signal including the uttered answer into audio data; sending, via the user device, the audio data to a remote computing system; converting the audio data into text and at least one feature associated with the user; generating a record including the text and the at least one feature; and adding, by the remote computing system, the record to the statistical data.

Abstract: Disclosed are systems, methods, and non-transitory computer-readable media for differential bid generation using machine learning. A bid management system generates an input based on features of a content item and. The bid management system uses the input to determine acceptance probability score distributions for a set of candidate users. The bid management system uses the acceptance probability score distributions along with user attributes describing the set of candidate users along with campaign parameters to determine a subset of the candidate users to receive an offer to view the content item along with bid values to offer to each candidate user.

Abstract: Methods and systems for Artificial Intelligence (AI)-based analysis of oral surveys are provided. An example method commences with prompting a user to provide an oral survey concerning a subject. The method further includes providing the user with an interface configured to receive the oral survey. The method includes receiving, via the interface, the oral survey concerning the subject in a free format. The method further includes analyzing the oral survey with the AI to determine key parameters associated with the subject. The method further includes generating a structured survey report concerning the subject based on the key parameters.

Abstract: A presence of a consumer transacting at a transaction terminal is detected. Content for the transaction terminal is played as media on the transaction terminal. When an identity of the consumer is resolved, the content is switched to new content that is targeted/customized to the consumer and is played as new media on the transaction terminal. When a transaction concludes, the media play is stopped. Statistics for the transaction and media play are retained for tracking and reporting.

Abstract: In one embodiment, an apparatus comprises a display interface to communicate with a display device and a processor. The processor is to: identify a mobile transaction associated with a user, wherein the mobile transaction comprises a potential transaction to be completed using a mobile device of the user; access transaction data associated with the mobile transaction; encrypt the transaction data based on an encryption key associated with the user; generate a visual code associated with the encrypted transaction data, wherein the visual code comprises visually encoded data, and wherein the visual code is generated within a protected execution environment of the processor; establish a protected datapath between the processor and the display device via the display interface; and transmit the visual code to the display device via the protected datapath, wherein the visual code is to be displayed on the display device.

Abstract: Techniques and arrangements for generating, distributing and managing promotion campaigns are described. A promotion server may generate the promotion campaigns based on input from a merchant. The input may include a request to generate the promotion campaign, a merchant preference, or other information shared between the merchant and the promotion server. The promotion campaign may include promotions, such as coupons, discounts, or the like, to encourage transactions with a merchant. The promotions may be generated based on merchant specified criteria, a merchant transaction history, customer preferences, a customer transaction history, and/or other information processed by the promotion server. The promotions of the promotion campaign may be distributed via one or more channels, such as electronic mail, web site publication, receipts, etc.

Abstract: Described herein is a fuel authorization program that vehicles enrolled in the fuel authorization program to provide fuel tank sensor data in each fuel authorization request, so that an amount of fuel authorized will be limited to the amount needed to fill the vehicle's fuel tank, reducing a likelihood that fuel will be diverted. In at least some embodiments, the fuel authorization controller at the vehicle automatically uses the fuel tank sensor data and known tank size to include in a fuel authorization request sent to a fuel vendor data defining how much fuel is required to fill the vehicle fuel tanks. In at least some embodiments, the fuel vendor consults data from a source other than the vehicle (such as records maintained by the fuel authorization program) to determine how large the vehicles fuel tanks are, and to calculate how much fuel is required.

Abstract: The present invention relates generally to a system and method for sorting, ranking, and presenting and/or recommending multiple products for purchase having different labels in a coherent and structured way, and more specifically a system and method to generate marketing communications which display labels and/or wine labels based on an affinity system and ranking to help consumer and buyer select and purchase wine using either a digital interface or even in the course of normal retail buying process to select appropriate product.

Abstract: Systems and methods for improved brand interaction including a method for brand promotion comprising the steps of: receiving a media broadcast signal comprising a media signal and a unique promotion code with a media receiver; reading said unique promotion code from said media broadcast; broadcasting said promotion code using a communication network associated with the media receiver; receiving the promotion code with a computing device; correlating the promotion code with a promotion database; receiving social link data from the promotion database; wherein the computing device is adapted to provide user engagement with the link data.

Abstract: A computer-implemented method and system for integration among content publication, advertisement services and rewards collection is provided. The method and system comprises publishing a first content generated by a first user for public viewing, determining whether a predetermined condition of the published first content reaches a first predetermined threshold, providing a first user-controlled slot if the first predetermined threshold is reached, and allowing the first user to set a first price for the first user-controlled slot to sell for rewards collection. When the published content reaches a second predetermined threshold, a second user-controlled slot is then provided for the user to set a second price for rewards collection and so on.

Abstract: The present disclosure described herein relates to a system and method for distributing messages to an electronic device. The method comprises: analyzing data relating to the device to determine a correlation of data relating to a user of the device; selecting an advertisement from a set of advertisements based on the correlation of data; and transmitting the advertisement to the device. The correlation of data may be determined from analyzing movement data and at least one status indicator relating to the device.

Abstract: The present invention is a messaging system for combining a set of promotional data with an instant message. The system includes a network, a sending communications terminal connected to the network and a sending processor programmed for sending an instant message via the network. Additionally, the system includes a recipient communications terminal connected to the network configured for receiving an instant message from the sending communications terminal. The system also includes a messaging server providing instant messaging service to the sending communications terminal and the recipient communications terminal and a combiner for combining a singular instant message sent from the sending communications terminal and the set of promotional data into a single cohesive message. The recipient communications terminal has a recipient processor for presenting the set of promotional data with the instant message as a cohesive message on a messaging.

Abstract: An event detection (ED) computing device is provided. The ED computing device includes a processor in communication with a memory. The processor is configured to receive real time data from a real time data source, including location data and transaction data, and calculate a first data derivative based at least in part on the received location data and transaction data. The ED computing device is also configured to identify an event associated with the first location based at least in part on the received location data and transaction data and store an identified event data structure in a database. The ED computing device is configured to retrieve notification rules associated with a first stakeholder, compare the a data derivative to the notification rules, and transmit a notification to the first stakeholder based at least in part on the comparison.