Abstract: A market analysis system uses travel time to define a relevant market area. A map is generated using stored geographical map information around a selected geographical point or area, and a travel time around the geographical point or area is selected. A trace is formed on the map around the geographical point within the travel time using travel time data, and market information is gathered from a database for the defined geographical area.

Abstract: Method, process and means for accomplishing multiple, independent funds raising by multiple, independent entities, each of the entities under their own names, all under one “umbrella” system, having a limited-population subset system, all with the added and crucial benefit of a novel process, and system therefor, for safekeeping entity funding flow while safekeeping and preventing loss of funds by individuals.

Abstract: This invention provides for a method of (or apparatus for) facilitating the delivery of advice to consumers using a server unit which can store and display the names and characteristics of experts and then rapidly assist in connecting the expert and consumer for real-time communication. The server can also have the ability to receive keywords from the consumer, match those keywords to one or more experts, and tell the consumer how to contact an expert.

Abstract: This invention provides for a method of (or apparatus for) facilitating the delivery of advice to consumers using a server unit which can store and display the names and characteristics of experts and then rapidly assist in connecting the expert and consumer for real-time communication. The server can also have the ability to receive keywords from the consumer, match those keywords to one or more experts, and tell the consumer how to contact an expert.

Abstract: A method for developing new products for introduction into the marketplace comprises the steps of providing a plurality of pools with each pool serving as a repository for new product concepts, ideas, or partially developed products. Each pool receives a predetermined number of new product concepts for registration according to the predetermined subject matter associated with each pool. One new product concept is selected from each pool for further development. Each selected new product concept is engineered to optimize its intended utility function. A degree of proprietary protection is then acquired relative to the engineered concept. Having obtained proprietary protection for the selected new product concept, potential licensees for the new product are identified and pursued for the purpose of executing a licensing agreement whereby the licensee will be granted the right to manufacture and sell the selected new product in the marketplace in exchange for royalties on sales.

Abstract: The invention relates to the human protein FRAP, and in particular to the FKBP12-rapamycin binding domain thereof and to the ternary complex formed by the FRB domain, rapamycin and FKBP12. A new crystalline composition comprising the ternary complex, coordinates defining its three dimensional structure in atomic detail, and uses thereof are disclosed.

Abstract: Telecommunications apparatus and method for detecting any unusual activity in customer behavior. A comprehensive behavior profile of a customer is generated on the basis of customer transactions. The profile includes a short-term customer behavior obtained from all of the customer's transactions, and further includes a long-term customer behavior obtained on the basis of the generated short-term behavior. Any behavior deviation from the profile is detected and identified as fraudulent or unusual.

Abstract: This invention provides for a method of (or apparatus for) facilitating the delivery of advice to consumers using a server unit which can store and display the names and characteristics of experts and then rapidly assist in connecting the expert and consumer for real-time communication. The server can also have the ability to receive keywords from the consumer, match those keywords to one or more experts, and tell the consumer how to contact an expert.

Abstract: An Order Based Materials Management (OBMM) method using forecasts of actual customer orders to determine component stocking levels. There may be several types of orders and several types of customer demand forecasts for them. Each order type is specified by a variable Bill Of Materials called an “order profile”—a multivariate probability distribution with each random variable representing the uncertain number of units of a component or subassembly that may be needed to build a customer order of that type. The profile of an order type is represented by a multivariate probability distribution of all components/subassemblies that may be needed for an order of that type, including the correlation between the numbers of units of different components needed for an order in the analysis.

Abstract: Directing automated services for messaging and scheduling. In one embodiment, a computer-implemented method first determines a message to analyze. The method then determines the probability that the user would like to review a calendar or to schedule an appointment based on information in the message, based on the message, and based on the scheduling probability, selects one of the following options: (1) inaction, (2) automatic action, or (3) suggested action with user approval. Upon the method selecting either the (1) automatic action option or the (2) suggested action with user approval option—the latter also in conjunction with receiving actual user approval—the method performs a scheduling action based on the message in a manner that takes into consideration the precision and confidence of the scheduling action.

Abstract: The present invention discloses method, apparatus, and article of manufacture for a computer-implemented financial management system that permits the trading of securities via a network. A server computer receives buy and sell orders for derivative financial instruments from a plurality of client computers. The server computer matches the buy orders to the sell orders and then generates a market price through the use of a virtual specialist program executed by the server computer. The virtual specialist program responds to an imbalance in the matching of the buy and sell orders.

Abstract: An electronic money holding device has a first storage unit for storing a uniquely assigned identification number and an amount of held electronic money, a processor for controlling the reference to and the updating of the amount of held electronic money and the transfer of electronic money between the electronic money holding device and another electronic money holding device, and a second storage unit for storing information of service providers concluding sales contracts with a possessor of the electronic money holding device and payment information of each sales contract.

Abstract: A method and apparatus for a transaction checking for system architecture validation are provided. Tracking data is received from trackers in the system. The tracking data is parsed to construct queues. These queues are compared with each other. For one embodiment, the queues are further compared with predicted behavior of the element that was tested. Discrepancies between the queues and the queue and predicted behavior are flagged.

Abstract: A system and method for charging for vehicle parking is provided. The parking system includes a plurality of mobile parking units, each of the mobile parking units having an unique identification for installation in a vehicle and a parking control center for communicating with each of the mobile parking units. Each of the mobile parking units checks its location whenever the vehicle is not moving and if the location coincides with a known parking area, a charge for parking is activated until the vehicle resumes traveling.

Abstract: A computer-implemented system (10) for task scheduling. The system (10) models an enterprise in terms of products, tasks and resources used to make them, and constraints imposed in scheduling tasks. A scheduling engine, comprised of a genetic algorithm (13) and a schedule builder (14), operates on the model to produce candidate schedules. The schedule builder (14) uses graph theory techniques to solve tightly constrained scheduling problems. Each candidate schedule is evaluated and used to generate an improved schedule in accordance with genetic processing, until a best schedule is produced.

Abstract: A method and apparatus for local advertising. Internet Service Providers (ISPs) or proxies owned by an ISP insert advertisements transmitted from a web host to a client. The advertisement may be stored in the proxy's cache or may be retrieved from a web server for an advertiser. By providing the ISP with the ability to insert the advertisement, advertisements appear on small web sites that do not normally attract advertisers. Additionally, due to the number of advertisements placed by an ISP, small advertisers may have their advertisement appear in connection with frequently used web sites. One or more embodiments of the invention provide for an ISP to collect and store demographic information such as the user's age, residence, credit history, etc. Additionally, stored information may include web sites the user has accessed, time spent on each web site, and any searches performed by the user.

Abstract: A central controller receives an offer signal including at least one condition signal. The offer signal defines an offer having at least one condition from a customer. The central controller also receives a payment identifier signal for specifying an account from which funds may be paid. An informational signal relevant to the offer is received from a third party. The central controller transmits the offer signal and the informational signal to at least one seller. In response, an acceptance signal is received from at least one of the sellers. The central controller selects one acceptance signal, if more than one is received, and the corresponding lender is identified. The borrower is thereby bound to the identified lender under the terms and conditions of the offer. Use of the payment identifier signal is initiated if it is determined that the borrower has failed to abide by terms of the offer.

Abstract: A system and method enables nontechnical personnel to provide information relating to vehicle damage information via a graphical user interface of a computer system. The information provided by the user includes damaged vehicle area information, crush depth of the damaged areas information, and vehicle component-by-component damage information. This information is utilized by a &Dgr;V determination module executing on a processor to, for example, obtain respective overall vehicle damage ratings for each vehicle of two vehicles involved in a collision. The overall damage rating is obtained by applying a set of rules, based on a uniform quantification of component-by-component damage, to the subject vehicles and an identical or sister test vehicle from one or more crash tests which provide damage information.

Abstract: A job brokering apparatus for brokering jobs in an open network environment, such as the internet, without complicated negotiations between a job provider and a contractor. A CGI program (broker program) started from a WWW server connected to a broker (300) in a network (500), such as the internet, receives registrations and applications for offered jobs from unspecified job-provider clients and unspecified contractor clients a process of a contractor selector portion (320), functionally realized by the broker program, refers to information about a job and to information about contractors to select a contractor, and notifies the job provider and the contractor using, for example, e-mail.

Abstract: Program production supporting component, transmission equipment controlling component, material creation managing component, and storing component are interconnected through a network, and managing component and exterior supporting component are connected to the network, thereby making it possible to realize a program production and transmission apparatus capable of efficiently execution creation of program component information with production information produced based on production schedule information, creation of a program progress table formed based on the program component information, and processing for editing and transmission based on the program progress table at timing as required.