Abstract: The present invention provides systems and methods for exchanging health data. A health data exchange platform includes health data from a plurality of data sources. The health data exchange platform preferably utilizes blockchain technology. The health data exchange platform includes both buyers of health data and suppliers of health data. The health data exchange platform includes a phenotype network system including at least one remote server, a user profile database, a report database, a permissions database, a geographic incident database, and a medical community database.

Abstract: A method and apparatus include receiving, by a device, medical information associated with a user. Inquiry information is determined based on the medical information associated with the user and a reinforcement learning model. The inquiry information is provided to permit response information to be received. The response information is received based on providing the inquiry information. Diagnosis information is determined based on the medical information and the response information using a machine learning model. The diagnosis information is provided to a set of devices via a network.

Abstract: Methods and devices include identifying a plurality of target users for the digital therapeutic based on one or more target parameters, conducting outreach to one or more of the plurality of target users using an outreach medium, identifying an activation mechanism to optimize use of the digital therapeutic, and encouraging an engagement level of the digital therapeutic by one or more of the plurality of target users.

Abstract: A method for reserving access to a shared space through use of a blockchain and smart contracts includes: storing a blockchain including a plurality of blocks, each block including a block header and one or more blockchain data values, wherein one of the one or more blockchain data values included in one of the plurality of blocks includes a smart contract including at least an identifier and one or more terms; receiving a reservation request, wherein the reservation request includes at least the identifier, a reservation time, a public key of a cryptographic key pair, and a digital signature generated using the private key of the cryptographic key pair; validating the digital signature using the public key; executing the smart contract using the public key and the reservation time; and transmitting one or more data values to an internet-enabled device as part of the execution of the smart contract.

Abstract: The present disclosure generally relates to electronic systems and computerized methods for verification of transacting parties to process transactions. A payment network server receives details of a transaction fulfilled by an agent and generates a transaction identification plaintext. A first party keyset for the first transacting party and an agent keyset for the agent is identified. The server generates cryptograms and ciphertexts encrypted by the first party keyset and agent keyset and sends the cryptograms to the first transacting party and agent. An encrypted cryptogram contains an encrypted ciphertext which contains a plaintext representing the transaction identification plaintext. The ciphertexts are exchanged between the first transacting party and agent by a computer handshake for decryption. The plaintexts are extracted from the ciphertexts and compared against the transaction identification plaintext for verifying the first transacting party and agent.

Abstract: In an approach to predictive contact tracing, a computer receives a query associated with contact tracing of a person with an infection. A computer retrieves timestamped location data associated with the person over a period of time. Based on the retrieved data, a computer creates a contact graph associated with the person, where the contact graph depicts one or more other people that were in contact with the person over the period of time. A computer retrieves medical data associated with the person and the one or more other people that were in contact with the person over the period of time. Based on the retrieved data, a computer builds a probabilistic model. A computer runs the probabilistic model to provide a prediction of a probability of infection of the one or more other people over the period of time as a result of being in contact with the person.

Abstract: A method for contactless payment relay attack protection includes receiving an online authorization request including a cryptogram, a measured processing time, and a reference processing time from a terminal. The cryptogram is verified, and a determination is performed as to whether the measured processing time exceeds the reference processing time. An online authorization response authorizing or declining a monetary transaction is transmitted, based on the determination. An artificial intelligence transaction analysis can be performed based on past and current conditions (e.g., battery level, operating system, open applications) of a payment device such as a mobile phone, past and current conditions of a terminal, and/or a monetary amount. The online authorization response can be based on the artificial intelligence transaction analysis.

Abstract: Methods and arrangements for effecting authentication in a secure transaction. There are defined, on behalf of a user, individuals who are members of a social network of the user. There is received, from the user, a transaction request for a secure transaction. An authentication test is conducted with the user and, upon meeting a predetermined requirement of the authentication test, the transaction request is validated. The authentication test requests the user to confirm at least one information item related to at least one member of the user's social network. Other variants and embodiments are broadly contemplated herein.

Abstract: A system and method for protecting copyright in content distributed online, in combination with specified business rules. A portion of content presented for upload on a network is analyzed to detect an image associated with a content owner; the image is compared with reference images to identify the content owner; and business rules are applied to control unauthorized uploading of the content. The identifier may be a logo included in the content as a digital graphic, or a non-visual marker. Analysis is advantageously performed on a sample of video frames or a segment of preselected length. If the content is found to be copyrighted, and the attempted upload is unauthorized, uploading may or may not be permitted, and the user may or may not be charged a fee for subsequent access to the content.

Abstract: Systems, methods, articles of manufacture, and computer-readable media. A communications interface may receive an indication that a server preauthorized a transaction. The communications interface may receive, from a point of sale device, an indication to pay for the transaction. The contactless card may determine, based on rules stored in the memory, that the location of the mobile device is within one or more locations the contactless card is permitted for use. The contactless card may generate transaction data comprising: indications of an account number and an expiration date of the contactless card, and the indication of the preauthorization. The contactless card may transmit the transaction data to the POS device as payment for the transaction. The server may authorize payment for the transaction using at least a portion of the transaction data based at least in part on identifying the indication of the preauthorization in the transaction data.

Abstract: The invention relates to the field of technical infrastructures that ensure the implementation of financial transactions between economic entities, in particular to payment systems that provide ease of use and confidential data security. The present invention is the method of authenticating a customer, the method of carrying out a payment transaction comprising said authentication method, and the payment system implementing the specified methods, which ensure the achievement of a technical effect consisting in expanding the functionality of the payment system and reducing its vulnerability, in particular, by making it possible to conduct a payment transaction in a contactless way, on condition that the reference value of the customer authentication data is stored exclusively on the customer's device, as well as by combining the advantages of online and offline customer authentication procedures.

Abstract: The present application discloses a block chain-based asset processing method, device, apparatus and storage medium, and relates to the technical field of block chain. The method includes: starting a voting on whether a target account is an account to be retrieved, in response to an asset retrieval transaction request of the target account for the account to be retrieved; performing an identity authentication on the target account, according to the votes of one or more target participants participating in one or more historical transactions initiated by the account to be retrieved; and processing the assets of the account to be retrieved, according to a result of the identity authentication of the target account.

Abstract: In accordance with one or more aspects of selecting between client-side and server-side market detection, a determination is made at a device as to which of a client-side detected market and a server-side detected market is to have priority for a service. An application of the device is configured in accordance with a client-side market configuration setting if the client-side detected market has priority, and is configured in accordance with a server-side market configuration setting if the server-side detected market has priority.

Abstract: Approaches are described for contingent transfers of value. A configuration record for an account associated with a virtual wallet is obtained. The configuration record is used to evaluate at least one virtual wallet of an owner account. Based on the configuration record, keys or other secret data and an authorization scheme can be determined and applied to virtual wallets that are part of a contingent contract. Thereafter, the virtual wallets can be utilized to exchange tangible and virtual digital currencies in various financial transactions, banking operations, and other asset exchanges and/or utilized for another purpose such as exchanging an irreversible transfer of value as in a virtual currency to a reversible transfer of value as in fiat currency or a financial instrument.

Abstract: A computer system receives an indication from a user that the user wishes to perform a mobile wallet transaction to transfer funds to a recipient using a mobile device. The transaction is authenticated by the computer system. The authentication includes receiving login credentials manually entered by the user and determining that the login credentials match stored login credentials for the user. The authentication further includes determining that the mobile device has a device token stored thereon that matches a device token stored in a database of the computer system. The device token uniquely identifies the mobile device in the computer system. The authentication further includes determining that the mobile device has a customer token stored thereon that matches the customer token stored in the database. The customer token uniquely identifying the customer in the computer system. The computer system transmits the funds to the recipient responsive to the authenticating step.

Abstract: Concepts and technologies disclosed herein are directed to managing enterprise software licenses for virtual network functions (“VNFs”). According to one aspect disclosed herein, a system can acquire a software license for a software asset to be instantiated and used by a cloud computing environment associated with an enterprise. The system can prepare, with an enterprise anchor point (“EAP”) module managed by a vendor of the software asset, a certificate validation process that uses an enterprise security certificate to ensure the software license is valid for an execution instance of the software asset. The system can instantiate the execution instance of the software asset in the cloud computing environment. The system can validate, by the EAP module, the enterprise security certificate to ensure the software asset is instantiated and used in accordance with the software license.

Abstract: A communication control device configured to access an information processing apparatus in which data is stored. The device and method acquires an operational condition of an information processing apparatus, and notifies the information processing apparatus of a security command for causing the information processing apparatus to execute a security process on the data in an event that an operational condition is activated and, in an event that the operational condition is a standby mode, a hibernate mode, or a shutdown mode, notifies the information processing apparatus of an activation command for activating the information processing apparatus, and notifies of a security command for causing the information processing apparatus to execute a security process on the data.

Abstract: A method, server and storage medium for verifying a transaction using a smart card are disclosed. A server receives a transaction request to perform a transaction with a user of the smart card. The transaction request includes identification information and encrypted data extracted from the smart card, and transaction information. The server determines a user account linked to the identification information. The server performs a first verification process to authenticate the smart card by verifying that the smart card possesses a correct decryption key corresponding to the identification information. The server performs a second verification process to authenticate the smart card by verifying that the encrypted data extracted from the smart card encodes stored data corresponding to the respective user account linked to the identification information. If the first and the second verification processes are successful, the server processes the transaction in accordance with the transaction information.

Abstract: Apparatus and methods are provided for a smart card which enables users to securely complete online transfers without entering sensitive transaction information into a third-party system. The smart card may include a touch-sensitive screen configured to display selectable transfer options. The smart card may include a microprocessor and wireless interface. The wireless interface may provide wireless communication capabilities and the ability to initiate online transfers based on information captured by the touch-sensitive screen. The smart card may be a parent smart card associated with a parent account. The parent account may be linked to a dependent account. The parent smart card may receive a communication related to the dependent account. Selectable transfer options displayed on the touch-sensitive screen may enable a transfer from the parent account to the dependent account.

Abstract: A system, method, and computer program product is provided for secured, encrypted transaction processing. The method includes receiving a transaction request initiated by a first computing device associated with a first user and/or a second computing device associated with a second user. The transaction request includes a first user token including a first token identifier and a first account balance encrypted with a public key of the first user. The transaction request also includes a transaction value and a second user token including a second token identifier and a second account balance encrypted with a public key of the second user. The method includes generating a new first user token including a new first account balance encrypted with the public key of the first user and a new second user token including a new second account balance encrypted with the public key of the second user.