Patents Examined by Sun M Li
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Patent number: 11960401Abstract: Systems and methods for routing requests to dynamically cached mappings are disclosed. A system may comprise a memory storing instructions and at least one processor configured to execute instructions to perform operations including: receiving an access request to access first item data from a user device, the access request having an access key; based on the access key, routing the request to a server having an in-memory cache with multiple partitions associated with different access key types and storing the first item data and second item data; receiving, from the server, the first item data; and transmitting the first item data to the user device.Type: GrantFiled: May 19, 2022Date of Patent: April 16, 2024Assignee: COUPANG CORP.Inventor: Fernando Martincic
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Patent number: 11941654Abstract: Systems and methods for automated transactional offers are disclosed. In one embodiment, a system can be configured to register a uniform resource locator (URL) of a merchant system as a verified merchant URL. An extension communication can be received from a browser extension executed on a client device. A captured merchant URL and a user account of a user can be determined based on the extension communication. A merchant ID is associated with the captured merchant URL is determined based on a comparison of the captured merchant URL and a plurality of verified merchant URLs. An available offer is retrieved based on the merchant ID. The available offer is displayed on the client device. An offer enrollment request from the browser extension of the client device is received. A user offer enrollment is transmitted to an issuer system.Type: GrantFiled: March 1, 2022Date of Patent: March 26, 2024Assignee: American Express Travel Related Services Company, Inc.Inventors: Suman Babu Alapati, William H. Bishop, Anoop Kanippayyur, Rakesh Pattanayak, Avishekh Kumar Tewari, Tejaswi Upadhyaya
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Patent number: 11935088Abstract: The present disclosure involves systems, software, and computer implemented methods for automatically providing a lending offer for loyalty points based on a customer account analysis. One example method includes initiating an offer analysis for a customer account associated with a particular customer and storing an account balance and a point deficit balance. The offer analysis determines whether to provide an offer for a point loan, and is based on profile information of the customer, a current point balance, and a reward identified from the loyalty account. If an offer is to be provided, an offer for a loan of points equal to the difference between the current point balance of a loyalty account and the point value cost of the reward is transmitted to a client device of the customer. If accepted, the current point balance and the point deficit are both incremented by the amount of the offer.Type: GrantFiled: December 8, 2022Date of Patent: March 19, 2024Assignee: The Toronto-Dominion BankInventors: Adrian Bloy, Danielle Marie Mullenax, Dominic Elia, Michael James Taggart, Lance Lucas Leisher, Arlene Lori Maciver, Christiane Jewer, Ameya Warty, Javon Tavoy Findlator, Sean Michael Mullen, Stacey-Anne Callender, Jeffery Macdonald, Sheirline Hanna
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Patent number: 11935021Abstract: In one embodiment, in an information processing apparatus, comprising at least one computer processor, a Bot executed by the at least one computer processor may perform the following: (1) receiving invoice information for an invoice for a payor, the invoice information comprising an invoice amount and a due date; (2) electronically communicating a payment reminder comprising the invoice amount and the due date to the payor in a chat interface; and (3) providing a payment interface in the chat interface.Type: GrantFiled: November 22, 2022Date of Patent: March 19, 2024Assignee: JPMORGAN CHASE BANK, N.A.Inventors: Victor Chu, Batu Sayici, Justin Marks
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Patent number: 11928684Abstract: Systems and methods of the present disclosure include computer systems for improving data security. To do so, an authorization request associated with a user profile is received, including a time-stamp for a profile activity, a profile identifier, and a value. Application analytics data for a software application on a user device associated with the user profile is accessed, including an open event indicator indicating a time of a loading, and a close event indicator indicating a time of a termination. An open period of the software application at the time-stamp is determined based on the application open event indicator and the application close event indicator. A reduced set of fraud checks is selected and executed when the time-stamp associated with the profile activity is within the open period of the software application. A fraud determination is generated, and an authorization notification is generated based on the fraud determination.Type: GrantFiled: June 9, 2021Date of Patent: March 12, 2024Assignee: Capital One Services, LLCInventors: Joshua Edwards, Michael Mossoba, Abdelkader M'hamed Benkreira
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Patent number: 11928710Abstract: A computer implemented search management process and platform include USER data to build libraries of keywords used to associate merchant selections in response to queries seeking merchant products and services.Type: GrantFiled: March 24, 2021Date of Patent: March 12, 2024Assignee: Rakuten, Inc.Inventors: Jack Taylor, Keith Thoma
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Patent number: 11922465Abstract: One or more servers can implement a method including generating an information resource comprising a content package including first content, metadata of a content extension, and a script for displaying the first content, and transmitting the information resource to a client device to cause the client device to: display the first content within an inline frame; identify an interaction with a user interface feature; transmit, responsive to identifying the interaction, a content extension request based on the metadata of the content extension; receive, responsive to the content extension request, a second content item; responsive to identifying the interaction, expand the inline frame from the first size to a second size; and display, in the expanded inline frame, the second content item, the second content item different from the first content item.Type: GrantFiled: January 26, 2022Date of Patent: March 5, 2024Assignee: GOOGLE LLCInventors: Amy Wu, Brandon Murdock Pearcy, Nathan Peter Lucash, Jun Xu, Yi Zhang, Zhen Yu
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Patent number: 11915263Abstract: Techniques for presenting a content item with a media item are described. The techniques include receiving user input indicating a placement preference for a content item to be presented with a media item. The placement preference indicates a presentation preference of the content item relative to presentation of the media item. The placement preference is used to influence selection of a media item with which the content item is to be presented.Type: GrantFiled: December 16, 2021Date of Patent: February 27, 2024Assignee: GOOGLE LLCInventors: Poorva Arankalle, Brienne M. Finger, Lin Liao, Manish Gupta, Rajas Moonka, Reuven Lax, Jill A. Huchital
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Patent number: 11915270Abstract: A system for integrated consumer interaction via media broadcast, comprising an immediate communication system that communicated with a media provider and a communications system, wherein the consumer submits a request to a content provider for interaction that is then handled by the immediate communication to establish an interaction with a communication system, and a method for providing integrated consumer interaction.Type: GrantFiled: March 7, 2023Date of Patent: February 27, 2024Assignee: Virtual Hold Technology Solutions, LLCInventor: Mark J. Williams
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Patent number: 11900400Abstract: Enhanced survey information synthesis can include performing a respondent assessment of a survey respondent based on respondent data obtained electronically from one or more electronic data sources. Survey responses provided by the survey respondent can be adjusted, the adjusting based on the respondent assessment. A revised survey can be generated, the revised survey comprising the survey responses adjusted based on the respondent assessment.Type: GrantFiled: September 19, 2019Date of Patent: February 13, 2024Assignee: INTERNATIONAL BUSINESS MACHINES CORPORATIONInventors: Abhijit Deshmukh, Venkata Vara Prasad Karri, Saraswathi Sailaja Perumalla, Vamsi Vasireddy
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Patent number: 11887148Abstract: There are provided systems and methods for cross-platform tracking of user generated data for unified data output. A computing device may be utilized to access an online platform and perform one or more processes, including viewing an online marketplace to purchase items in a transaction. The device may be used to browse items and items may be added to a digital shopping cart or other checkout process and interface. However, the device may not finish electronic transaction processing for the items and may abandon the digital cart on a first platform used by the user. When a user uses a second online platform to shop and generate another digital cart, a cross-platform process may retrieve the previously abandoned cart's data, and may generate output for display of the previous cart with the new cart in the second platform's user interface.Type: GrantFiled: June 14, 2021Date of Patent: January 30, 2024Assignee: PAYPAL, INC.Inventors: Braden Christopher Ericson, Joshua Greenwell
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Patent number: 11869028Abstract: The invention is a system 3-00 and method for presenting off-platform incentive information 14C during shopping sessions conducted on a merchant platform by a consumer. The system 3-00 comprises: (a) a merchant server 31 in data communication with a network 15 during each shopping session; (b) one or more computing devices, each computing device including a display window, a user interface, and a page viewer; (c) one or more payment servers 30A; (d) one or more affiliate servers 30B; and (e) an extension module integrated with the page viewer. The extension module captures merchant platform product pricing and merchant coupon incentives details during the shopping session. The extension also stores or accesses the off-platform incentive information 14C of payment service programs and affiliate programs. The price impact from all the available incentives are presented on at least one modified checkout page 14 for consumer viewing and approval of the transaction.Type: GrantFiled: May 31, 2021Date of Patent: January 9, 2024Assignee: ECOMMERCE ENABLERS PTE. LTD.Inventor: Isaac Wenshu Tay
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Patent number: 11854037Abstract: A reward card platform includes a database storing funding accounts, reward card purchase transactions, and aberrant activity rules. A first user interface enables purchasing reward cards, including controls to specify reward card parameters. A second user interface enables specifying rules to detect aberrant activity. The second user interface includes user interface controls to specify the rule parameters, including: specifying a moving window of time; specifying an aggregation type; specifying filtering; specifying aggregation grouping; and specifying a threshold value for triggering an alert. The platform includes a rules execution engine that runs periodically to evaluate each of the rules. For each rule, the engine identifies transactions whose timestamps fall within the moving window of time relative to a current time and satisfies the filters, then computes an aggregation of the transactions according to the aggregation type and aggregation grouping.Type: GrantFiled: November 23, 2021Date of Patent: December 26, 2023Assignee: Tango Card, Inc.Inventors: Jacob T. Fjermestad, Dariush B. Houle, Shoni J. Blue, Chek T. Lim
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Patent number: 11837352Abstract: For training a machine learning system for representing a patient body a plurality of stored medical imaging data sets each representing at least a part of a respective patient are obtained. A first one of the plurality of stored medical imaging data sets represents a different part of the patient body than a second one of the plurality of stored medical imaging data sets. A plurality of landmarks in the stored medical imaging data sets are estimated, and each of the stored medical imaging data sets are aligned to a predefined pose using the plurality of landmarks. A plurality of points in the aligned medical imaging data sets are sampled, and the machine learning system is trained based on at least the plurality of points. The learned parameters of the machine learning system are then stored and used in a method for inferring a body representation.Type: GrantFiled: April 15, 2021Date of Patent: December 5, 2023Assignee: Siemens Healthcare GmbHInventors: Birgi Tamersoy, Ankur Kapoor, Vivek Singh, Brian Teixeira
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Patent number: 11830015Abstract: A processing module may be centralized and coupled to multiple inputs from customers, and behave deterministically, e.g., programmed to depend on state, inputs and outputs. The rapid speed of automated trading systems implementing such a centralized, deterministic module, where all users can access a central limit order object, can quickly result in an object state that does not reflect a true consensus or desirable state. Accordingly the resulting problem is a problem arising in computer systems due in part to the high speeds of computer systems. The solutions disclosed herein are, in one embodiment, implemented as automatic responses and actions by a computing system.Type: GrantFiled: November 16, 2021Date of Patent: November 28, 2023Assignee: Chicago Mercantile Exchange Inc.Inventors: Neil A. Lustyk, John Scheerer, James Bailey, Paul Millhuff
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Patent number: 11823233Abstract: A system for integrated consumer interaction via media broadcast utilizing automated callback handling during media playback, comprising an immediate communication system that communicates with a media provider and a communications system, wherein the consumer submits a request to a content provider for interaction that is then handled by the immediate communication to establish an interaction with a communication system, and a method for providing integrated consumer interaction. Additionally, the components of the system can be configured to support automated callback handling during media content playback for incoming requests such as incoming calls, texts, and emails.Type: GrantFiled: January 10, 2023Date of Patent: November 21, 2023Assignee: Virtual Hold Technology Solutions, LLCInventors: Mark J. Williams, Daniel Bohannon
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Patent number: 11818026Abstract: A software and/or hardware facility for scoring the quality of traffic to a site accessible via the Internet or other network. The facility extracts data from one or more data logs that are obtained from a publisher, advertiser, or third party. A multi-factor analysis in the form of a rule set is applied by the facility to the data. The analysis of the data identifies agent actions that are desirable to a publisher, advertiser, or third party. The facility generates a relative score for each agent action. The score may be used to assess the quality of traffic received by a network site. Lower scores are indicative of traffic having little value, whereas higher scores are indicative of traffic having greater value. The score may be provided to an advertising network and used to charge a variable amount for advertisements based on the quality of traffic that the advertisements receive.Type: GrantFiled: February 28, 2023Date of Patent: November 14, 2023Assignee: CHANDLER WILKINSON, LLCInventor: Vincent Granville
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Patent number: 11810142Abstract: The present system provides users engaging with sharing platforms a method to monetize their contribution in generating ad revenue for various advertisers. The system can quantify the user contribution based on the user's behavior and action related to individual ads on the sharing platforms. The system provides a method of monetizing a user's contribution to ad revenue, thereby incentivizing users to share the selected ad to the user's audience.Type: GrantFiled: November 16, 2021Date of Patent: November 7, 2023Inventors: Richard K. Joutras, Sean Quinn
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Patent number: 11798062Abstract: Techniques described herein are directed to interactive elements displayed in multimedia content. In an example, it is determined that multimedia content displays an item offered for sale by a merchant. Based on so determining, an interactive element is rendered that displays a representation of the item offered for sale by the merchant in place of a portion of the multimedia content. When an interaction by a user with the interactive element is detected, a graphical user interface is displayed that is configured to allow the user to purchase the item.Type: GrantFiled: January 25, 2023Date of Patent: October 24, 2023Assignee: Block, Inc.Inventors: Gabor Angeli, Marsal Gavalda, James Webb
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Patent number: 11792101Abstract: A software and/or hardware facility for scoring the quality of traffic to a site accessible via the Internet or other network. The facility extracts data from one or more data logs that are obtained from a publisher, advertiser, or third party. A multi-factor analysis in the form of a rule set is applied by the facility to the data. The analysis of the data identifies agent actions that are desirable to a publisher, advertiser, or third party. The facility generates a relative score for each agent action. The score may be used to assess the quality of traffic received by a network site. Lower scores are indicative of traffic having little value, whereas higher scores are indicative of traffic having greater value. The score may be provided to an advertising network and used to charge a variable amount for advertisements based on the quality of traffic that the advertisements receive.Type: GrantFiled: February 14, 2020Date of Patent: October 17, 2023Assignee: CHANDLER WILKINSON, LLCInventor: Vincent Granville